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From: "ama-gi ISPI" <offshore(a)email.msn.com>
Subject: IP: ISPI Clips 5.9: Canada Frees Up Crypto--WIRED
Date: Fri, 2 Oct 1998 00:10:43 -0700
To: <Undisclosed.Recipients(a)majordomo.pobox.com>
ISPI Clips 5.9: Canada Frees Up Crypto
News & Info from the Institute for the Study of Privacy Issues (ISPI)
Friday October 2, 1998
ISPI4Privacy(a)ama-gi.com
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
This From: WIRED News, September 1, 1998
http://www.wired.com
Canada Frees Up Crypto
http://www.wired.com/news/news/politics/story/15362.html
by
Matt Friedman, mwf(a)total.net
In a move that will almost certainly create friction between the US and
Canada, the Canadian government has released a new cryptography policy that
encourages the proliferation of powerful data-scrambling technologies.
The policy, announced Thursday by John Manley, the minister of industry,
makes it clear that Canadians will not have to submit to mandatory key
recovery, which would give the government access to all scrambled
communications. The document also heads off the establishment of a national
public key infrastructure.
"In terms of domestic policy, it couldn't be better," says David Jones,
president of Electronic Frontier Canada. "Industry Canada is essentially
saying that, domestically, you can pretty much do whatever you want with
cryptography."
An American civil liberties advocate was similarly impressed.
"It is great. It's a policy for the 21st century, as opposed to the US
government's policy update from last week, which is too little, too late,"
said Susan Landau, a cryptography policy expert and the co-author of
Privacy on the Line: The Politics of Wiretapping and Encryption.
Canada's new policy is a setback to the country's "signals intelligence"
spy agencies. Industry Canada had been under considerable pressure from the
intelligence and law-enforcement communities, both at home and in the
United States, to establish domestic crypto controls.
"The US has sent a number of delegations to Canada, a number of times, to
try and convince [the Canadian government], to go with a restrictive view,"
said David Banisar, policy director of the Electronic Privacy Information
Center in Washington, DC.
"The Canadians clearly said they were not interested."
Last winter, when Ottawa published a public white paper on cryptography and
solicited comments from the public and other branches of government, the
Canadian Security Intelligence Service said that it was pushing for a
public key-recovery plan.
The CSIS is concerned both with domestic and foreign intelligence, sort of
a combination of the FBI and CIA.
"The ability to decrypt messages and data has a significant impact on our
ability to monitor security threats to Canadians," said CSIS spokeswoman
Marcia Wetherup at the time. Reached for comment Thursday morning, Wetherup
said, "That continues to be the service's main concern at this time."
While the Canadian government has rejected controls on domestic crypto, it
is taking a wait-and-see attitude on exports. In the US, cryptography
exports are strictly regulated, on the grounds that the technology might be
used to conceal the communications of terrorists or hostile nations.
"The Commerce Department is not going to be happy," Landau said. A Commerce
Department official declined comment.
Under the new policy, Ottawa will continue to work within the framework of
the Wassenaar agreement. That document, an international treaty limiting
the spread of munitions technologies, is currently being renegotiated.
Sunny Handa, a cyberlaw specialist with the Montreal law firm Martineau
Walker, points out that the new policy will not alter existing regulations
governing the export of Canadian crypto technology or the re-export of
technology originating in the United States.
"The real issue now is export," he says. "That hasn't changed."
The new policy does, however, make the point that the Canadian government
will "deter the use [of crypto] in the commission of a crime," and in the
concealment of evidence. Moreover, existing search-and-seizure laws will
apply to encrypted messages. But Handa says that Industry Canada is simply
"throwing a bone to the police."
"Our search-and-seizure laws are pretty good right now," he says.
"Citizens' rights are protected, and law enforcement officials can do their
jobs. If Industry Canada has signaled that it's happy with them, we
probably won't see new legislation in this area for years."
"One way to view the issue of cryptography is as an issue of crime
prevention, rather than crime detection," said Landau. "As we enter the
wired world, cryptography will become extremely important to crime
prevention, and the Canadians recognize that."
Copyright © 1994-98 Wired Digital Inc.
--------------------------------NOTICE:------------------------------
ISPI Clips are news & opinion articles on privacy issues from
all points of view; they are clipped from local, national and international
newspapers, journals and magazines, etc. Inclusion as an ISPI Clip
does not necessarily reflect an endorsement of the content or opinion
by ISPI. In compliance with Title 17 U.S.C. section 107, this material is
distributed free without profit or payment for non-profit research
and educational purposes only.
---------------------------------------------------------------------------
ISPI Clips is a FREE e-mail service from the "Institute for the Study
of Privacy Issues" (ISPI). To receive "ISPI Clips" on a regular bases
(up to 3 - 8 clips per day) send the following message "Please
enter [Your Name] into the ISPI Clips list: [Your e-mail address]" to:
ISPIClips(a)ama-gi.com .
The Institute for the Study of Privacy Issues (ISPI) is a small
contributor-funded organization based in Victoria, British Columbia
(Canada). ISPI operates on a not-for-profit basis, accepts no
government funding and takes a global perspective.
ISPI's mandate is to conduct & promote interdisciplinary research
into electronic, personal and financial privacy with a view toward
helping ordinary people understand the degree of privacy they have
with respect to government, industry and each other and to likewise
inform them about techniques to enhance their privacy.
But, none of this can be accomplished without your kind and
generous financial support. If you value in the ISPI Clips service or if
you are concerned about the erosion of your privacy in general, won't
you please help us continue this important work by becoming an "ISPI
Clips Supporter" or by taking out an institute Membership?
We gratefully accept all contributions:
Less than $60 ISPI Clips Supporter
$60 - $99 Primary ISPI Membership (1 year)
$100 - $300 Senior ISPI Membership (2 years)
More than $300 Executive Council Membership (life)
Your ISPI "membership" contribution entitles you to receive "The ISPI
Privacy Reporter" (our bi-monthly 12 page hard-copy newsletter in
multi-contributor format) for the duration of your membership.
For a contribution form with postal instructions please send the following
message "ISPI Contribution Form" to ISPI4Privacy(a)ama-gi.com .
We maintain a strict privacy policy. Any information you divulge to ISPI
is kept in strict confidence. It will not be sold, lent or given away to
any third party.
**********************************************
To subscribe or unsubscribe, email:
majordomo(a)majordomo.pobox.com
with the message:
(un)subscribe ignition-point email@address
**********************************************
www.telepath.com/believer
**********************************************
1
0
17 Dec '03
From: "ama-gi ISPI" <offshore(a)email.msn.com>
Subject: IP: ISPI Clips 5.10: 'Deadbeat' Parents Database Goes on Line
Date: Fri, 2 Oct 1998 00:11:28 -0700
To: <Undisclosed.Recipients(a)majordomo.pobox.com>
ISPI Clips 5.10: 'Deadbeat' Parents Database Goes on Line
News & Info from the Institute for the Study of Privacy Issues (ISPI)
Friday October 2, 1998
ISPI4Privacy(a)ama-gi.com
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
This From: CNN Interactive, September 30, 1998
http://www.cnn.com
National Registry to Track 'deadbeat' Parents Goes on Line:
The Federal Case Registry will track the 16 million U.S. parents who are
required to pay child support
http://www.cnn.com/US/9809/30/deadbeat.registry/
WASHINGTON (CNN) -- A new national registry aimed at helping keep track of
the 16 million U.S. parents required to pay child support goes on line
Thursday.
The Federal Case Registry is designed to help custodial parents who aren't
receiving child support track down the non-custodial parents who owe the
money.
Once the "deadbeat" parent is located, even in another state, officials can
ask his or her employer to withhold child support from paychecks, which the
employer is obligated to do under federal law.
"This is an exciting day of hope for children whose parents have abandoned
them financially," said U.S. Department of Health and Human Services
Secretary Donna Shalala in a statement.
HHS figures show that states now collect about 22 percent of the $50
billion in back child support owed each year. The new database is expected
to be particularly helpful in cases where the children live in a different
state than the deadbeat parent.
"Since one-third of all child support cases are interstate, we now can
confidently close the loopholes for parents escaping their financial
obligations," said Olivia Golden, an HHS assistant secretary.
Custodial parents can enter information about the deadbeat parent in the
registry. That information will then be checked against data in a separate
registry, the National Directory of New Hires, which includes records for
everyone who begins a new job.
Critics of the registry concept say that many custodial parents who try to
go after child support after a multi-year lapse won't have enough accurate
data to make a match.
Fathers' rights groups have also expressed concerns that the tracking
system could be used to invade the privacy of law-abiding parents. However,
Golden says the law that set up the registry prohibits unauthorized use of
the data.
Thirty-nine states will begin entering information into the registry
immediately. The remaining 11 states are expected to come on board during
1999.
Correspondent Jennifer Auther contributed to this report.
© 1998 Cable News Network, Inc.
--------------------------------NOTICE:------------------------------
ISPI Clips are news & opinion articles on privacy issues from
all points of view; they are clipped from local, national and international
newspapers, journals and magazines, etc. Inclusion as an ISPI Clip
does not necessarily reflect an endorsement of the content or opinion
by ISPI. In compliance with Title 17 U.S.C. section 107, this material is
distributed free without profit or payment for non-profit research
and educational purposes only.
---------------------------------------------------------------------------
ISPI Clips is a FREE e-mail service from the "Institute for the Study
of Privacy Issues" (ISPI). To receive "ISPI Clips" on a regular bases
(up to 3 - 8 clips per day) send the following message "Please
enter [Your Name] into the ISPI Clips list: [Your e-mail address]" to:
ISPIClips(a)ama-gi.com .
The Institute for the Study of Privacy Issues (ISPI) is a small
contributor-funded organization based in Victoria, British Columbia
(Canada). ISPI operates on a not-for-profit basis, accepts no
government funding and takes a global perspective.
ISPI's mandate is to conduct & promote interdisciplinary research
into electronic, personal and financial privacy with a view toward
helping ordinary people understand the degree of privacy they have
with respect to government, industry and each other and to likewise
inform them about techniques to enhance their privacy.
But, none of this can be accomplished without your kind and
generous financial support. If you value in the ISPI Clips service or if
you are concerned about the erosion of your privacy in general, won't
you please help us continue this important work by becoming an "ISPI
Clips Supporter" or by taking out an institute Membership?
We gratefully accept all contributions:
Less than $60 ISPI Clips Supporter
$60 - $99 Primary ISPI Membership (1 year)
$100 - $300 Senior ISPI Membership (2 years)
More than $300 Executive Council Membership (life)
Your ISPI "membership" contribution entitles you to receive "The ISPI
Privacy Reporter" (our bi-monthly 12 page hard-copy newsletter in
multi-contributor format) for the duration of your membership.
For a contribution form with postal instructions please send the following
message "ISPI Contribution Form" to ISPI4Privacy(a)ama-gi.com .
We maintain a strict privacy policy. Any information you divulge to ISPI
is kept in strict confidence. It will not be sold, lent or given away to
any third party.
**********************************************
To subscribe or unsubscribe, email:
majordomo(a)majordomo.pobox.com
with the message:
(un)subscribe ignition-point email@address
**********************************************
www.telepath.com/believer
**********************************************
1
0
From: "ama-gi ISPI" <offshore(a)email.msn.com>
Subject: IP: ISPI Clips 5.11: Canada Weighs in on Crypto--CNET
Date: Fri, 2 Oct 1998 00:13:01 -0700
To: <Undisclosed.Recipients(a)majordomo.pobox.com>
ISPI Clips 5.11: Canada Weighs in on Crypto--CNET
News & Info from the Institute for the Study of Privacy Issues (ISPI)
Friday October 2, 1998
ISPI4Privacy(a)ama-gi.com
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
This From: CNET News.con, October 1, 1998
http://www.news.com
Canada Weighs in on Crypto
http://www.news.com/News/Item/0,4,27044,00.html?st.ne.fd.mdh
By
Janet Kornblum, janetk(a)cnet.com
Staff Writer, CNET News.com
In a move aimed at encouraging e-commerce, the Canadian government today
introduced a new policy with relatively loose restrictions on the export of
encryption software.
The new encryption policy, introduced today in a speech by John Manley,
Canada's minister of industry, may be more notable for what it lacks: a
mandatory requirement for controversial key recovery and powerful
restrictions on strong encryption products.
Encryption software is used to put a digital lock on private communication.
To read an encrypted document, the recipient has to have a "key."
The controversy over encryption has been a classic case of business and
privacy interests vs. government.
On one hand, businesses and privacy advocates want to be able to develop
and sell products that are airtight as possible. On the other,
governments--primarily the United States--want to be able to prevent
outsiders from being able to digitally lock out law enforcement officials
from their communication and thwarting efforts to prosecute wired
criminals.
Though the White House has loosened its stance on the export of encryption
software, it still backs policies that make the practice difficult.
Canada's Manley, on the other hand, specifically said the country "will not
implement mandatory key recovery requirements or licensing regimes for
certification authorities or trusted third parties."
It does, however "encourage industry to establish responsible practices,
such as key recovery techniques for stored data and industry-led
accreditation of private sector certification authorities," he added.
The government also pledged to make it easier for Canadian firms to export
strong encryption products both by streamlining the export permit process
and by making sure Canada's regulations are not tighter than those of
competitors in other countries.
"The policy underscores that Canada is open for electronic business,"
Manley said. "We are encouraging the widespread use of strong encryption
and growth of export markets for Canadian technologies."
David Banisar, policy director for the Electronic Privacy Information
Center and an outspoken critic of the United States' tight export
restrictions, today applauded most of Canada's new policy.
"It definitely refutes the U.S.'s attempts to get Canada to restrict crypto
in many ways," Banisar said. "It allows Canadian companies to export
software pretty much of any size."
He added that Canada's policy could help influence more liberal European
rules on encryption exportation. "This won't force the U.S.'s hands, but
what it does is it further isolates the U.S.," he said.
However, Banisar did take exception to a proposal contained in the policy
statement today that says the government will introduce legislation that
specifically makes it "an offense to wrongfully disclose private encryption
key information and to use cryptography to commit or hide evidence of a
crime."
Making cryptography itself a special circumstance in the commission of a
crime is tantamount to adding special penalties for using "basic
instruments of communication" such as a telephone or a pen, Banisar said.
Unlike laws that single out the use of guns or other weapons specifically
designed to produce physical damage, "this is not a technology that creates
crimes," he said. "And because its intended use is going to be essentially
ubiquitous this could be an additional penalty that could apply to any kind
of crime."
Copyright © 1995-98 CNET, Inc.
--------------------------------NOTICE:------------------------------
ISPI Clips are news & opinion articles on privacy issues from
all points of view; they are clipped from local, national and international
newspapers, journals and magazines, etc. Inclusion as an ISPI Clip
does not necessarily reflect an endorsement of the content or opinion
by ISPI. In compliance with Title 17 U.S.C. section 107, this material is
distributed free without profit or payment for non-profit research
and educational purposes only.
---------------------------------------------------------------------------
ISPI Clips is a FREE e-mail service from the "Institute for the Study
of Privacy Issues" (ISPI). To receive "ISPI Clips" on a regular bases
(up to 3 - 8 clips per day) send the following message "Please
enter [Your Name] into the ISPI Clips list: [Your e-mail address]" to:
ISPIClips(a)ama-gi.com .
The Institute for the Study of Privacy Issues (ISPI) is a small
contributor-funded organization based in Victoria, British Columbia
(Canada). ISPI operates on a not-for-profit basis, accepts no
government funding and takes a global perspective.
ISPI's mandate is to conduct & promote interdisciplinary research
into electronic, personal and financial privacy with a view toward
helping ordinary people understand the degree of privacy they have
with respect to government, industry and each other and to likewise
inform them about techniques to enhance their privacy.
But, none of this can be accomplished without your kind and
generous financial support. If you value in the ISPI Clips service or if
you are concerned about the erosion of your privacy in general, won't
you please help us continue this important work by becoming an "ISPI
Clips Supporter" or by taking out an institute Membership?
We gratefully accept all contributions:
Less than $60 ISPI Clips Supporter
$60 - $99 Primary ISPI Membership (1 year)
$100 - $300 Senior ISPI Membership (2 years)
More than $300 Executive Council Membership (life)
Your ISPI "membership" contribution entitles you to receive "The ISPI
Privacy Reporter" (our bi-monthly 12 page hard-copy newsletter in
multi-contributor format) for the duration of your membership.
For a contribution form with postal instructions please send the following
message "ISPI Contribution Form" to ISPI4Privacy(a)ama-gi.com .
We maintain a strict privacy policy. Any information you divulge to ISPI
is kept in strict confidence. It will not be sold, lent or given away to
any third party.
**********************************************
To subscribe or unsubscribe, email:
majordomo(a)majordomo.pobox.com
with the message:
(un)subscribe ignition-point email@address
**********************************************
www.telepath.com/believer
**********************************************
1
0
From: Bridget973(a)aol.com
Subject: IP: Wired News - The Golden Age of Hacktivism
Date: Fri, 2 Oct 1998 21:56:06 EDT
To: ignition-point(a)majordomo.pobox.com
http://www.wired.com/news/news/politics/story/15129.html
The Golden Age of Hacktivism
by Niall McKay
4:00 a.m. 22.Sep.98.PDT
On the eve of Sweden's general election,
Internet saboteurs targeted the Web site
of that country's right-wing Moderates
political party, defacing pages and
establishing links to the homepages of the
left-wing party and a pornography site.
But the Scandanavian crack Saturday
was not the work of bored juveniles
armed with a Unix account, a slice of
easily compiled code, and a few hours to
kill. It advanced a specific political
agenda.
"The future of activism is on the
Internet," said Stanton McCandlish,
program director of the Electronic Frontier
Foundation. "More and more, what is
considered an offline issue, such as
protesting the treatment of the
Zapatistas in Mexico, is being protested
on the Net."
In the computer-security community, it's
called "hacktivism," a kind of electronic
civil disobedience in which activists take
direct action by breaking into or
protesting with government or corporate
computer systems. It's a kind of low-level
information warfare, and it's on the rise.
Last week, for example, a group of
hackers called X-pilot rewrote the home
page of a Mexican government site to
protest what they said were instances of
government corruption and censorship.
The group, which did not reply to several
emails, made the claims to the Hacker
News Network. The hacktivists were
bringing an offline issue into the online
world, McClandish said.
The phenomenon is becoming common
enough that next month, the longtime
computer-security group, the Cult of the
Dead Cow will launch the resource site
hacktivism.org. The site will host online
workshops, demonstrations, and software
tools for digital activists.
"We want to provide resources to
empower people who want to take part in
activism on the Internet," said Oxblood
Ruffian, a former United Nations
consultant who belongs to the Cult of the
Dead Cow.
Oxblood Ruffian's group is no newcomer
to hacktivism. They have been working
with the Hong Kong Blondes, a
near-mythical group of Chinese dissidents
that have been infiltrating police and
security networks in China in an effort to
forewarn political targets of imminent
arrests.
In a recent Wired News article, a member
of the group said it would target the
networks and Web sites of US companies
doing business with China.
Other recent hacktivist actions include a
wave of attacks in August that drew
attention to alleged human rights abuses
in Indonesia. In June, attacks on
computer systems in India's atomic
energy research lab protested that
country's nuclear bomb tests.
More recently, on Mexican Independence
Day, a US-based group called Electronic
Disturbance Theater targeted the Web
site of Mexican President Ernesto Zedillo.
The action was intended to protest
Zedillo's alleged mistreatment of the
Zapatista rebels in Chiapas. Nearly 8,000
people participated in the digital sit-in,
which attempted to overwhelm the
Mexican president's Web servers.
"What we are trying to do is to find a
place where the public can register their
dissatisfaction in cyberspace, so that
your everyday [mouse] clicker can
participate in a public protest," said EDT
co-founder Ricardo.
The apparent increase in hacktivism may
be due in part to the growing importance
of the Internet as a means of
communication. As more people go online,
Web sites become high-profile targets.
It also demonstrates that many
government sites are fairly easy to crack,
said one former member of Milw0rm, the
now defunct group that defaced the
Indian research lab's Web site. In an
interview in Internet Relay Chat, the
cracker rattled off a list of vulnerable US
government Web sites -- including one
hosting an electron particle accelerator
and another of a US politician -- and their
susceptibility to bugs.
"They don't pay enough for computer
people," said the cracker, who goes by
the name t3k-9. "You get $50,000 for a
$150,000 job."
Some security experts also believe that
there is a new generation of crackers
emerging. "The rise in political cracking in
the past couple of years is because we
now have the first generation of kids that
have grown up with the Net," John
Vranesevich, founder of the computer
security Web site AntiOnline. "The first
generation of the kids that grew up
hacking are now between 25 and 35 -–
often the most politically active years in
peoples' lives."
"When the Cult of the Dead Cow was
started in 1984, the average age [of our
members] was 14, and they spent their
time hacking soda machines," said
Oxblood Ruffian. "But the last couple of
years has marked a turning point for us.
Our members are older, politicized, and
extremely technically proficient."
While hacktivists are lining up along one
border, police and law enforcement
officials are lining up along another.
This year the FBI will establish a cyber
warfare center called the National
Infrastructure Protection Center. The
US$64 million organization will replace the
Computer Investigations and
Infrastructure Threat Assessment Center
and involve the intelligence community
and the military.
Allan Paller, director of research for the
SANS Institute, said the FBI is staffing
the new facility with the government's
top security experts. "They are stealing
people from good places, including a
woman from the Department of Energy
who was particularly good," he said in a
recent interview. "They are taking brilliant
people."
Paller also said that a grassroots effort is
under way in Washington to establish a
National Intrusion Center, modeled after
the Centers for Disease Control.
"There is definitely an increased threat of
cyber terrorism," said Stephen Berry,
spokesman for the FBI press office in
Washington.
As offline protests -- which are protected
in the United States by the constitution
-- enter the next digital age, the
question remains: How will the FBI draw
the distinction between relatively benign
online political protests and cyber
terrorism?
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17 Dec '03
From: "ama-gi ISPI" <offshore(a)email.msn.com>
Subject: IP: ISPI Clips 5.12: New Fingerprint Chip - Protection vs. Privacy
Date: Sat, 3 Oct 1998 00:34:02 -0700
To: <Undisclosed.Recipients(a)majordomo.pobox.com>
ISPI Clips 5.12: New Fingerprint Chip - Protection vs. Privacy
News & Info from the Institute for the Study of Privacy Issues (ISPI)
Saturday October 3, 1998
ISPI4Privacy(a)ama-gi.com
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
This From: The New York Times, September 28, 1998
http://www.nytimes.com
PERSONAL COMPUTING:
Tiny New Chip Could Pit Protection of Property Against Right of Privacy
http://www.nytimes.com/library/tech/98/09/cyber/compcol/29compcol-fixmer.ht
ml
By
ROB FIXMER, rob(a)nytimes.com
Tom Rowley seems uncomfortable in the role of braggart. A sheepish look
comes over his face when he tells you, "We're going to change the way
people live."
But Rowley's assertion is not to be taken lightly. For one thing, he said
those words once before, in the early 1980's, when the innovation he was
introducing was a concept he called voice mail. For better or worse, he did
change the way we live.
The product that inspires his boast today is a humble-looking chip, about
the size of a postage stamp and no thicker than a nickel. When attached to
a computer, it reads fingerprints with a precision that meets the Federal
Bureau of Investigation's standards for personal identification.
Beginning early next year, consumers will see the fingerprint chip
introduced in notebook computers, then in desktop devices. Every major
manufacturer of computer hardware in the United States is believed to be in
some stage of testing or developing products using the chip. Eventually, it
is all but certain to be embedded in door and car locks, bank cards,
cellular telephones, driver's licenses and the sundry other mundane objects
that identify us as consumers and citizens and give us access to places and
money.
Rowley is the chief executive of Veridicom [ http://www.veridicom.com/ ], a
tiny start-up company in Santa Clara, Calif. He is backed by venture
capital from, among others, the Intel Corporation, which recognizes the
chip's potential to open vast markets in consumer electronics, and Lucent
Technologies, which owns the patents accrued by Bell Laboratories, where
the chip was invented in the early and mid-1980's.
Although the product, known as OpenTouch, is cutting-edge technology, it is
low-tech by silicon standards, making it inexpensive to manufacture in
large numbers. The Korean and Taiwanese companies under contract to produce
it see Veridicom's chip as a way to milk a few more years from old
fabrication plants that have already been fully depreciated and might
otherwise be closed as obsolete.
All of which means that the fingerprint chip, is going to be very
inexpensive -- probably less than $10 per chip within 18 months of its
introduction, and eventually even less, industry experts said. A low price
means that it is almost certain to become far more widely used than voice
mail, whether as OpenTouch, which Veridicom will introduce in November at
the Comdex trade show, or as another company's competing product.
Far less certain is the social and political impact of the fingerprint
chip. It certainly can greatly enhance personal security. But depending on
how it is used, it could have a profound impact on privacy, for better or
worse.
The paranoid will no doubt see in this chip a conspiracy by the Government
or another Orwellian nightmare.
The real threat, though, is not from Big Brother but from a legion of what
a colleague refers to as "little brothers," business interests like
magazine publishers, banks and indemnity companies that want to track our
every move, profile our every passion, anticipate our every need either to
persuade us to part with our money or to assess us as risks for credit or
insurance.
Credible identification cuts two ways when it comes to security and
privacy. The same fingerprint reader that gives us secure access to our
home or car can be used to trace our movements through office buildings,
stores, schools and airports.
That can be good or bad depending on the circumstances and what we are up
to. I may not want anyone to know that I am in Room 1705 of the Acme
Professional Building visiting my lawyer or psychiatrist or heart
specialist or interviewing for a job -- unless the person tracking me is a
fire marshal clearing a burning building.
But if I lose my notebook computer on a flight to Seattle, I want to know
that no one will be able to rifle through my files, because the
manufacturer has frozen the code that reads the fingerprint chip so deeply
in my computer's electronics that no amount of tampering will allow another
person to boot it or to unscramble the data on my hard drive.
On the other hand, without safeguards, the same fingerprint-identified
passport that will be useless to a thief will allow governments around the
world to track my every move.
Perhaps the most ambiguous line between privacy threats and security will
be the use of Veridicom's technology on the Internet. In many ways, it will
be the ultimate "cookie," those files that Web sites place on our hard
drives to identify us, or at least our computers, when we point our
browsers in their direction.
In some ways, this is beneficial. If the fingerprint reader on my computer
serves as a certificate of identification when I buy something on line, the
seller does not know my credit card number or whether I am paying with
credit or cash. The seller may not even know my identity. Veridicom's chip
assures the seller that I am who I claim to be without revealing who I am.
Likewise, when used as an encryption key, the chip will guarantee that no
one can unscramble and read my e-mail or other documents.
But there is a darker side.
Companies are already using cookies to create personal profiles of Internet
users by aggregating every piece of information we surrender on Web sites.
The very kinds of sites we visit reveal a great deal about us to those who
want our money, and when we buy products or enter contests or register to
use a site, we reveal not only who we are but a great deal about how we
live.
At the same time, a study released this summer by the Federal Trade
Commission revealed that most businesses on the Web did not tell visitors
how the information they surrendered would be used. In a few cases, the
study found that companies sold information that they had promised users
would be kept confidential. The Clinton Administration insists that for
now, the infant electronic-commerce industries be allowed to police
themselves in matters of privacy.
That is frightening enough when our cookies give up information dropped on
our treks through cyberspace. When everything we do on line can be tied to
our credit and bank cards, driver's licenses and passports, the extra
security we have gained might well be outweighed by the privacy we have
lost.
Not surprisingly, Tom Rowley spends most of his time these days trumpeting
the potential benefits of his chip, but he does not deny its potential for
mischief. After all, he admits, at times even voice mail "is a real pain."
The social stakes this time around are a lot higher.
PERSONAL COMPUTING is published weekly, on Tuesdays.
Rob Fixmer at rob(a)nytimes.com welcomes your comments and suggestions.
Copyright 1998 The New York Times Company
--------------------------------NOTICE:------------------------------
ISPI Clips are news & opinion articles on privacy issues from
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From: believer(a)telepath.com
Subject: IP: Got a Cause and a Computer? You Can Fight City Hall
Date: Sat, 03 Oct 1998 10:17:14 -0500
To: believer(a)telepath.com
Source: New York Times
http://www.nytimes.com/yr/mo/day/news/national/interactive-townhall.html
October 3, 1998
Got a Cause and a Computer? You Can Fight City Hall
By RICK LYMAN
AUSTIN, Texas -- Bill Clinton seems to have generated the most
petitions, calling for him to be impeached, to resign, to be left
alone. Thirteen people have signed one demanding a ban on tigers and
other exotic cats as pets. Eight favor the establishment of areas in national
parks for nudists. But a petition demanding statehood for New York City
attracted not a single signatory, not one, not even Donald Trump.
In that dark epoch between the discovery of fire and the discovery of the
World Wide Web, the Bolsheviks had to storm the Winter Palace to get
their point across.
Now it can all be done with the gentle click of a mouse button.
"I got the idea when I was sitting at home in Austin watching a city
council debate on cable television," Alex Sheshunoff, 24, said. "The issue
they were discussing was very important, but the debate was really
boring, enough to induce narcolepsy. I started wondering: How can you
get citizens involved in the democratic process when they don't have time
to spend three hours at a city council meeting waiting to make a
three-minute statement?"
His answer: E-The People, which describes itself as "America's
Interactive Town Hall" and resides in cyberspace at
www.e-thepeople.com.
Those who find their way to the Web site, either directly or through one
of the newspapers or nonprofit agencies that are Sheshunoff's partners,
are given the chance to sign a petition already posted on the site, create a
new petition or write a letter to government officials about whatever is
stuck in their craw.
"There have been a lot of people talking recently about the intersection of
democracy and the Internet," Sheshunoff said, "but not a lot of people
sitting down and writing the code. That's where we come in."
E-The People has been open since August but is still trying to "stomp out
the last of the bugs," Sheshunoff said, and should be fully operational in a
month or so.
The Web site, which also bills itself as "an Alex Sheshunoff Initiative," is
designed to connect citizens with their government officials, local or
national, and to turn a profit for Sheshunoff and his investors.
For example, a Houston resident interested in protesting about the
environment is led through a process of identifying whom he should
contact (a click calls up a list that includes the governor, lieutenant
governor, city council representative, 26 state representatives, eight state
senators and 20 agency officials with specific responsibility for the
environment).
Then the resident can compose a message that is automatically sent as
e-mail to whichever officials are selected, or as a fax, if the recipient has
no e-mail address. It is all free for the petitioners and letter writers.
Advertisers and media partners pay the freight.
Messages can also be sent to the White House or to Congress,
Sheshunoff said, but the central intent is to address local issues.
"The president already received a half-million e-mails a month, but for a
city council member to receive 10 letters on a single subject can have a
real impact," he said. "This is really about local people solving local
problems."
The letters are treated as private mail, Sheshunoff said. E-The People
takes no note of their content and promises it will sell none of the
demographic data that might be collected in the process.
Sheshunoff's initiative operates from an office on the 19th floor of a tower
in downtown Austin, part of a suite of offices that are home to Alex
Sheshunoff Management Services, the company run by his father, a
well-known banking consultant.
The younger Sheshunoff prowled his small room recently, a thatch of
sandy hair brushing his forehead, occasionally grabbing for a purring
cellular telephone while a team of young programmers hunched over
keyboards frantically tapping in data. An American flag dominated one
wall while a map of the United States filled another, showing the route of
an 80-city transcontinental bus tour that Sheshunoff has been running to
spread the word.
The bus, decorated to resemble a mailbox, left Austin on Aug. 1 and has
made its way across the Southwest, up the Pacific Coast and across the
prairies into the Midwest, New England and New York. It is heading
south on its return to Texas.
So far, 45 newspapers have agreed to go into partnership with E-The
People, meaning they will feature a link to the site on their own Web
pages and share with E-The People any advertising revenues generated
by surfers traversing that link. Among those signed up are The San
Antonio Express-News, The Oregonian in Portland and The Daily News
in New York. Sheshunoff is hoping for 100 media partners.
Sheshunoff once considered a career in network television. While a
student at Yale, he did some work for ABC News, as a production
assistant and then reading his own short, personal essays in the wee
hours. Then he read somewhere that the audience for network television
news had dropped 30 percent since 1990.
Sheshunoff said he spent his senior year "thinking about where news was
going." This led him, as it has hundreds of others in his generation, to the
Internet.
His first effort was an online magazine developed as a way of allowing
readers to pinpoint the restaurants and other venues nearest their homes.
"We sold some of that underlying technology to newspapers and others,
for their Web pages," he said.
A similar process is used in E-The People, he said, but it is more
sophisticated.
"It's not as easy as it sounds," he said, "to take somebody's address and
tell them who their elected officials are."
Copyright 1998 The New York Times Company
-----------------------
NOTE: In accordance with Title 17 U.S.C. section 107, this material is
distributed without profit or payment to those who have expressed a prior
interest in receiving this information for non-profit research and
educational purposes only. For more information go to:
http://www.law.cornell.edu/uscode/17/107.shtml
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1
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From: "ama-gi ISPI" <offshore(a)email.msn.com>
Subject: IP: ISPI Clips 5.13: Identity Theft is Huge & Growing
Date: Sat, 3 Oct 1998 00:35:01 -0700
To: <Undisclosed.Recipients(a)majordomo.pobox.com>
ISPI Clips 5.13: Identity Theft is Huge & Growing
News & Info from the Institute for the Study of Privacy Issues (ISPI)
Saturday October 3, 1998
ISPI4Privacy(a)ama-gi.com
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
This From: American Bar Association's, ABA Journal, October 1998
http://www.abanet.org
IDENTITY THIEVES
http://www.abanet.org/journal/oct98/10FIDENT.html
Stealing someone's identity to buy everything from cars to toys
and leaving the real person's credit rating in ruins may be the
perfect crime because there is little that can be done to prosecute
it. Until now.
BY
MICHAEL HIGGINS, higginsm(a)staff.abanet.org
Sometime in the early 1990s, a con man named Scott Clinton Gilbert visited
a resumé and printing shop in Las Vegas. His bill came to $185.30, and he
paid in his usual fashion: He lied.
Gilbert charged his purchase under the name "Robert Hartle." If anyone had
questioned Gilbert's true identity, the scam artist was more than ready. He
had obtained a "Robert Hartle" driver's license, Social Security card--even
a birth certificate.
Gilbert probably didn't think much of that small transaction. Before his
fraud spree was done, he would stick the real Robert Hartle with debts of
more than $110,000, including bills for three pickup trucks, two
motorcycles and a double-wide mobile home.
Gilbert, who later pleaded guilty to related charges, was one of thousands
of criminals who quietly discovered what in an increasingly cashless
society had become almost the perfect crime: identity theft. By posing as
someone else, thieves found, they could steal in a way that left victims
powerless and police uninterested.
"It was a very easy crime," says Ed Mierswinsky, a consumer advocate at
U.S. Public Interest Research Group in Washington, D.C. "Forget
restitution. Consumers couldn't even obtain peace of mind" from seeing the
criminals punished.
Today, identity theft is still a vibrant and growing criminal enterprise,
but its cover has been blown. Federal officials are holding summits and
seminars to alert law enforcement officers to the crime. State legislators
are pushing for tougher criminal penalties.
And this fall, Congress is likely to vote on a bill that would make
identity theft a federal felony, punishable by up to 15 years in prison.
Another bill would give consumers more control over who has access to
personal information, such as Social Security numbers.
A '90s Kind of Crime:
It's hard to say how widespread identity theft is because there is no
standard definition of the crime. But sometime around 1994, the number of
complaints to government, business and consumer groups began to explode.
Last year, identity theft cost consumers and financial institutions some
$745 million, according to the U.S. Secret Service, which has jurisdiction
over many financial crimes. In 1992, about 35,000 people called the credit
reporting agency Trans Union with questions or complaints about identity
theft, the company reports. Last year, calls numbered more than 523,000.
It is the victims themselves who've dragged the crime into the spotlight,
demanding that lawmakers take action.
Among them: an Arizona factory worker who helped initiate the new federal
felony bill. He's a man who first learned about identity theft in 1994,
when a collection agency called to ask why he hadn't paid his printing
bill. He's Robert Hartle.
Hartle, 46, was living with his wife, JoAnn, in Spirit Lake, Iowa, and
working as an inspector at a foundry when he was thrust into identity-theft
hell. The Hartles had been living frugally, with few bills, and made almost
all their purchases in cash.
But when Hartle got the strange call about the Las Vegas printing bill, he
ordered a copy of his credit report. It told a different story, Hartle
says. To the credit reporting agency and anyone who used its information,
Hartle was a free-spending deadbeat.
Luckier than most, Hartle had a lead on the culprit. He knew of a man going
by the name of Carl Lee Lunden who had befriended his mother in Phoenix. In
fact, "Lunden"--later found to be Gilbert--had persuaded the elderly woman,
some 30 years his senior, to marry him, giving him access to Hartle family
information. He had also made what Hartle had assumed was a joke about
working under Hartle's name.
Hartle traveled to Phoenix to present his case to police. That's where he
learned something he found hard to believe. Even if he was right about
"Lunden," the police didn't consider Hartle to be the victim of a crime.
The law enforcement logic was this: Hartle wasn't legally obligated to pay
any of the bills the impostor had run up. Therefore, Hartle wasn't out any
money. If anyone was a victim, it was the bank that issued the credit card.
Never mind that Gilbert had ruined Hartle's credit. Or that the creditors
wouldn't erase the debts without a showing of fraud. Hartle found the
police wouldn't even allow him to file a police report.
"I offered to give [the detective] the evidence, and he refused to take
it," Hartle recalls. "I told him that I was not a lawyer or a police
officer, but I knew that crimes had been committed."
By mid-1994, Hartle was in desperate shape. Gilbert had left Hartle's
mother and fled Arizona, but hadn't stopped using his name. Hartle was
spending $400 a month on phone calls, trying to get creditors off his back
and law enforcement onto Gilbert.
"Our credit was ruined. We couldn't move ahead with our lives. Everything
was on hold," he says. "We couldn't continue to live like this."
In Hartle's case, the con man he was chasing was crafty. Gilbert had moved
to Phoenix from Florida, where he had a criminal record. But identity
thieves don't need to be so devious. All that wouldbe thieves require is a
credit card application and some basic personal information about their
target.
The key piece of information--the victim's Social Security number--is
surprisingly easy to get. It's widely available on credit reports. And it's
often the account number on documents that thieves can steal from their
victims' mail or dig out from their garbage.
Lawyers Can Be Victims, Too:
Mari Frank, a lawyer in Laguna Niguel, Calif., found out firsthand how
easily a scam artist can steal someone's name.
In August 1996, Frank got a call from a bank in Delaware, asking why she
hadn't paid an $11,000 balance on a Toys "R" Us credit card. When Frank
asked where the bank had been sending the billing statements, she got an
address in Ventura, Calif., about 80 miles north of her.
It was Frank's first clue that an identity thief had run up bills of about
$50,000 in her name. "She had gotten a red convertible Mustang that she was
driving around --with my credit," says Frank, now an advocate for tougher
identity theft laws. "She got a driver's license with my name."
The thief in Frank's case was anything but sophisticated. She got Frank's
credit report by saying she was a private investigator. To get the Toys "R"
Us card, Frank says, the woman had simply crossed out her own name on the
application and written in "Mari Frank."
Another victim-turned-advocate is Jessica Grant, who also was shocked to
find out how unprotected she was. Grant, a pension manager in Sun Prairie,
Wis., had always used credit sparingly. But when she and her husband tried
to refinance their home in December 1997, they found that an impostor had
run up about $60,000 worth of debt in Grant's name.
The thief, who lived in Texas, had opened 19 separate accounts. In some
cases, the impostor got credit in Grant's name despite submitting
applications with a residence and employer that didn't match Grant's.
"That's the part of it that just infuriates me," Grant says. "There was
just so much information that could have been--and should have
been--questioned. But it never was."
Dilemma of Enforcement:
Like Hartle, both Frank and Grant found that local police did not consider
them to be victims of crime. Both took their cases to federal law
enforcement--the fbi and U.S. Secret Service--where they found good news
and bad.
Federal law does prohibit the fraudulent misuse of identification, bank
cards and Social Security numbers. 18 U.S.C. 1028, 10 U.S.C. 1028, 42
U.S.C. 408.
But, Frank and Grant both say, federal investigators told them they deal
only with multistate fraud rings and cases worth upward of $200,000. Their
cases didn't qualify.
For the feds, it's a predicament, says James Bauer, a deputy assistant
director in the Secret Service and a proponent of tougher identity theft
laws. For example, Bauer's office is shutting down a fraud ring in which
the thieves used stolen identities to buy cars, then cleverly leveraged
their bounty. The thieves would take the car out of state, sell it, use the
money to make a down payment on a house, then take out second mortgages on
the house.
"Multiply that times the 36 cars that we know about so far, and it amounts
to literally millions of dollars," Bauer says.
But while the feds have struggled to crack those sorts of operations,
relatively small fish like Scott Gilbert have wriggled free.
In theory, the banks that issue the credit cards--the real victims, in the
eyes of local police--could push harder for prosecution.
But according to U.S. Sen. Jon Kyle, R-Ariz., sponsor of the new federal
identity theft bill, banks often have insurance to cover their losses. And
they know their chances of getting any restitution may be slim.
Even if police do investigate, identity theft cases can be expensive to
prosecute, says Donald Grant, a Ventura County, Calif., deputy district
attorney whose office handled Frank's case.
Prosecutors have a strong incentive to work a plea deal because trying the
case means paying to bring in bank employees as witnesses, as well as bank
records from across the country, he says.
They also know judges aren't likely to give jail time to nonviolent
criminals, especially if the dollar amount is relatively small or the
defendant is a first-time offender.
"To prosecute these cases is a godawful pain in the neck," Grant says. If
there's a trial, "We generate a lot of expense to taxpayers, and it's not a
prison case. It's sort of a no-win situation for the victims," he concedes.
And it's identity theft victims who are left trying to explain all this to
creditors and collection agencies, who often suspect the victim of being
the impostor. "I was getting outright, flat-out abusive treatment," says
victim Grant. "I was in a position where I had to prove who I was, when
they never bothered to ask [the thief] to prove who she was."
By the time Hartle and his wife had moved to Phoenix to plead their case
with law enforcement officials, Gilbert had fled. In November 1994, state
police in New Hampshire picked him up on charges of trying to get a fake
driver's license, Hartle says. Out on bail, Gilbert called Hartle and tried
to get him to stop his pursuit. When Hartle refused, Gilbert taunted him.
"He told me ... he wasn't going to quit using my identity until he felt
like stopping," Hartle recalls. When Hartle threatened to track down
Gilbert himself, "He laughed at me, said, 'Go ahead and try it because
nobody's going to convict me.' "
At the time, Hartle recalls, "It was beginning to look like he was right."
But in early 1995, Hartle finally got a break. He had contacted U.S. Sen.
Thomas Harkin, D-Iowa, and asked him to press federal prosecutors to help.
In February 1995, they indicted Gilbert for buying guns under a false name
and misusing a credit card. Gilbert pleaded guilty and was sentenced to 17
months in prison.
But Hartle decided that wasn't enough. He turned to a state representative
in Arizona, who pushed state prosecutors to reconsider Hartle's complaints.
In October 1995, Gilbert pleaded guilty to perjury in state court and was
sentenced to four years in prison.
In total, Gilbert served a little more than three years. Not bad, Hartle
says, "when you consider that when I started this, no one was interested."
Hard to Pin Down:
Despite what their victims go through, it's unusual for an identity thief
to get a sentence as severe as Gilbert's.
Take Mari Frank's case. She was fortunate to find a police supervisor in
Ventura, himself a victim of identity theft, who ordered an investigation.
Police arrested her identity thief in October 1996, Frank says.
But the woman missed her sentencing hearing that December and remained free
until police picked her up on other charges in January 1997.
"She finally did a two-month work furlough program ... staying at a halfway
house," Frank says. The thief drove to the program in the red Mustang she
had bought with Frank's credit.
"Violent crime does take precedence," Frank says. "I understand that. But
the criminals know this is not really taken seriously. There [have] to be
some identity thieves going to jail and doing some real time."
Jessica Grant says she grew frustrated trying to get the Texas state police
to take action. She eventually got help from the Houston police and an
investigator with the Social Security Administration. As of July, the
investigator had confronted a suspect and was preparing to file charges,
Grant says.
But identity theft itself isn't a crime in Texas. "The law that they're
charging her with is the misuse of a Social Security number," Grant says.
"She will probably not get jail time."
All three victims paid a stiff price to clean up their credit records.
Hartle estimates that he spent about $15,000 out of his own pocket during
the ordeal. Grant says she has logged 158 hours, so far, trying to
straighten out creditors. Frank, the lawyer, says she cleaned her credit
record in eight months. But it took 90 letters, 500 hours and more than
$10,000 in out-of-pocket expenses, she says.
Beyond Bad Credit:
For some victims, it gets even worse. Impostors have been known to commit
crimes, then give their fake identity to police when they're arrested.
"We're hearing more and more cases these days where the identity theft
victim is saddled with a criminal record," says Beth Givens, project
director at the Privacy Rights Clearinghouse, a San Diego-based group that
aids identity theft victims. "That's what I call the worst-case scenario."
Some victims may never learn of all the damage that was done, notes Jodie
Bernstein, director of the Bureau of Consumer Protection of the Federal
Trade Commission.
"If your credit history is destroyed, you may not even know if it went to
some potential employer and you didn't get a job," she says. "The victims
we talk to eventually get it sorted out, but at great cost."
Bauer of the Secret Service relates another story: "I know a [thief] out
West who actually died using the victim's name," he says. The victim "had
to get a death certificate undone."
Hartle, Frank and Grant have pushed for reforms that are starting to change
how the nation deals with identity theft.
In Arizona, Hartle contacted his state legislator about making identity
theft a serious crime that local police couldn't ignore. In July 1996, the
state made it a felony--the first law of its kind in the nation.
In California, Frank joined victims testifying last year on behalf of a
bill that made identity theft a misdemeanor. As of July, she had testified
eight more times in support of other identity theft measures, including one
bill that would make it a felony in some circumstances.
Frank, who works primarily as a mediator, also has written a book, From
Victim to Victor: A Step-By-Step Guide for Ending the Nightmare of Identity
Theft. And she has assembled a self-help kit and created a Web site,
http://www.identitytheft.org , to assist victims.
Frank says that because identity theft is so new, some lawyers misadvise
clients. She has heard of lawyers counseling victims to change their Social
Security number or declare bankruptcy, two strategies she says are
counterproductive because they ultimately burden the victim with even more
legal difficulties.
Grant, lobbying in Wisconsin, got the quickest legislative action. In
February, two months after she discovered she was a victim, Grant was the
subject of a front-page article in the Wisconsin State Journal.
State Rep. Marlin Schneider, an outspoken privacy hawk, introduced a bill
in her name making identity theft a felony there. Grant visited the
Wisconsin Capitol and talked to legislators, including one trip in March
with a local TV-news camera crew in tow.
The bill passed in April. When Gov. Tommy Thompson signed it into law,
Grant got to keep the pen.
And Hartle--four years after his first, confusing phone call about a
$185.30 printing bill--hopes that this fall he will become one of the few
victim-advocates to push through the same law at both the state and federal
levels.
With prodding from Hartle, Kyle, a member of the Senate Judiciary
Committee, introduced the Identity Theft and Assumption Deterrence Act last
year. The act makes identity theft that crosses state lines a federal
felony, punishable by up to 15 years in prison. It also allows restitution
to victims.
The larger war over who has control over personal information is one that
will be fought well into the next century.
Many issues are just now being identified. The financial and credit
industries certainly have their share of political muscle. But don't count
out those mistreated by the system--the Hartles, Franks and Grants.
"They have lived through the Orwellian nightmare," consumer advocate
Mierswinsky says. "The victims of identity theft are a force to be reckoned
with."
VICTIMS WORK TO KEEP PERSONAL DATA PRIVATE
Although they've been the driving force behind identity theft laws in
several states, the victims of this scam say what they've accomplished
isn't nearly enough. Along with consumer groups, they're pushing for
tougher restrictions on how businesses use personal information.
High on their wish list: a bill introduced by U.S. Sen. Dianne Feinstein,
D-Calif., that would force businesses to get a person's consent before
selling Social Security numbers and other personal data commonly found on
credit reports.
Consumer advocates blame banks and credit card companies for issuing
preapproved credit applications and then not screening carefully enough for
impostor applicants. They say merchants add to the problem by hawking
"instant credit" cards at the checkout counter.
"The lack of verification at that level is astounding," says Ed
Mierswinsky, a consumer advocate at U.S. Public Interest Research Group in
Washington, D.C.
The credit reporting industry says it, too, is concerned about identity
theft. Staffing has been increased on fraud hotlines, and sophisticated
software is being put to use to detect spending patterns that may indicate
fraud.
Visa suffered $470 million in fraud losses in the United States last year,
but only 4 percent was due to identity theft, says Dennis Brosan, Visa's
vice president of fraud control in McLean, Va. That's down 12 percent from
just a few years ago.
But the credit reporting industry opposes restrictions on selling personal
information. Officials say the information actually helps prevent identity
theft because it makes it easier for banks and merchants to confirm whether
people applying for credit are who they say they are. The data also
accounts for tens of millions of dollars in annual sales for credit
reporting agencies, the U.S. General Accounting Office reported in March.
For lenders, there's a tension between serving customers who want tight
security and those who bristle at being asked for three pieces of
identification for every transaction.
"All we can do is hope that the companies that have this ability to
minimize the threat are doing everything they can," says Robert McKew,
general counsel for American Financial Services Association, a trade group
in Washington, D.C., whose members include many lenders. "I believe that
they are."
U.S. Sen. Jon Kyle, R-Ariz., sponsor of a new federal identity theft bill,
says he is reluctant to blame lenders.
"They're dealing with a lot of deadbeats, frankly, and everybody has a
story," Kyle says. "It's very, very hard in today's world. In order to get
credit you've got to give information. And once that information is in the
commercial stream, it's very difficult to protect it."
Michael Higgins, a lawyer, is a reporter for the aba Journal. His e-mail
address is higginsm(a)staff.abanet.org.
Copyright American Bar Association.
American Bar Association 750 N. Lake Shore Dr., Chicago, IL 60611
312/988-5000 info(a)abanet.org
--------------------------------NOTICE:------------------------------
ISPI Clips are news & opinion articles on privacy issues from
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17 Dec '03
Forwarded message:
> Date: Sat, 3 Oct 1998 23:53:01 +0100
> From: Adam Back <aba(a)dcs.ex.ac.uk>
> Subject: Re: [SoftSpeech] Interplay between Crypto Export Regs and Copyright
> Recall PRZ himself did not export anything, and yet the Feds were
> building the case on the basis that he allowed it to be exported, or
> did not try hard enough to prevent it being exported. Rumor has it
> that a low profile cypherpunk type, Kelly Goen, had something to do
> with it, and he was the lesser publicized 2nd defendent in the USG
> investigation of PRZ and associate.
If this approach is so air-tight why is PRZ still walking around a free man?
____________________________________________________________________
The seeker is a finder.
Ancient Persian Proverb
The Armadillo Group ,::////;::-. James Choate
Austin, Tx /:'///// ``::>/|/ ravage(a)ssz.com
www.ssz.com .', |||| `/( e\ 512-451-7087
-====~~mm-'`-```-mm --'-
--------------------------------------------------------------------
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From: "A.C." <angie(a)computerhut.net>
Subject: IP: CNS - Justice Department Seeks Expanded Power
Date: Fri, 02 Oct 1998 00:13:37 -0700
To: ignition-point(a)majordomo.pobox.com
>Date: Thu, 01 Oct 1998 13:18:40 -0500
>From: Jim Groom <gs924jfj(a)mon-cre.net>
>To: Current Events <gs924jfj(a)mon-cre.net>
>Subject: CNS - Justice Department Seeks Expanded Power
>
>http://www.conservativenews.org/indepth/welcome.html
>
>Justice Department Seeks Expanded Power
>
>01 October, 1998
>
>By Ben Anderson
>CNS Staff Writer
>
>(CNS) The United States Justice Department is seeking to expand its
>authority and "obtain massive new enforcement powers" just days before a
>busy Congress scurries to finish business, according to Representative
>Bob Barr (R-GA).
>
>If the Justice Department has its wishes, according to Barr, it could
>establish a "permanent FBI Police Force." The Justice Department is
>allegedly trying to get their "wish list" attached to appropriations
>bills to avoid public hearings or debate.
>
>Barr obtained a "wish list" by the Department which includes expanding
>definitions of terrorism to include domestic crimes unrelated to
>terrorism. The Department is also seeking to seize commercial
>transportation assets for federal use and the ability to commandeer
>personnel from other federal agencies without reimbursement.
>
>"These requests belong in some bizarre conspiracy novel," Barr said,
>"not in serious legislative documents being circulated at the top levels
>of federal law enforcement."
>
>In addition to forcing telephone and Internet companies to divulge
>information on their customers, Justice Department officials are also
>seeking to expand wiretap authority to allow "roving" wiretaps, and
>wiretaps without any court authority, according to Barr.
>
>"These proposals represent a sneak attack on the most cherished
>principles of our democracy. If they become a part of our law, freedom
>and privacy in America will be permanently and severely diminished,"
>Barr said.
>
>Barr released information yesterday to expose the Justice Department's
>efforts. Barr spokesman Brad Alexander told CNS the department typically
>waits until the congressional atmosphere is clouded with lots of
>legislation to lobby sympathetic Congressmen.
>
>Alexander told CNS the wiretapping issue is something the Justice
>Department tries to expand at the end of every congressional session.
>
>Three phone calls made to the Justice Department by CNS were not
>returned by press time.
>
>###
>----------------------------------------------------------------------
September 29, 1998
http://www.house.gov/barr/p_doj.html
BARR EXPOSES DEPARTMENT OF JUSTICE POWER GRAB
WASHINGTON, DC -- U.S. Representative Bob Barr (GA-7)
released today information exposing an effort by the
Department of Justice to obtain massive new enforcement
powers in the closing days of the 105th Congress.
Barr obtained the information from a confidential
source within federal law enforcement. Among other
things, the Department's "wish list" for new authority
includes (among others):
+ A vastly expanded definition of terrorism to
include domestic crimes having no relationship to
terrorism.
+ The power to seize commercial transportation
assets for federal use.
+ The ability to commander personnel from other
federal agencies without reimbursement.
+ Expanded wiretap authority to allow "roving"
wiretaps, and wiretaps without any court
authority.
+ Enlarged asset forfeiture provisions to allow the
FBI to seize personal property in both criminal
and civil matters.
+ The establishment of a permanent "FBI Police
Force."
+ Loosening of Posse Comitatus restrictions to allow
more military involvement in domestic law
enforcement.
+ Authority to force telephone and Internet
companies to divulge information on their
customers.
"These requests belong in some bizarre conspiracy
novel, not in serious legislative documents being
circulated at the top levels of federal law
enforcement. These proposals represent a sneak attack
on the most cherished principles of our democracy. If
they become a part of our law, freedom and privacy in
America will be permanently and severely diminished,"
said Barr.
Barr also noted the Department and the FBI are
"shopping" this wish list in an effort to get the items
placed in a spending measure without hearings or
debate.
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