September 2024 - cypherpunks - lists.cpunks.org

Fwd: xNY.io - Bank.org, PBC | Memo #1 - The People?s Republic of China on ESG and D&O Innovation
by Gunnar Larson 14 Nov '24

14 Nov '24

---------- Forwarded message --------- From: Gunnar Larson <g(a)xny.io> Date: Wed, Jun 8, 2022, 2:12 PM Subject: xNY.io - Bank.org, PBC | Memo #1 - The People’s Republic of China on ESG and D&O Innovation To: <Adrienne.Harris(a)dfs.ny.gov> Cc: Weber, Richard (DFS) <Richard.weber(a)dfs.ny.gov>, Weintraub, Cathy (DFS) <Cathy.Weintraub(a)dfs.ny.gov>, Alexi Anania <a(a)xny.io> June 8, 2022 BY ELECTRONIC MAIL Superintendent, Adrienne A. Harris New York State Department of Financial Services One State Street New York, New York 10004 Adrienne.Harris(a)dfs.ny.gov Re: The People’s Republic of China on ESG and D&O Innovation Dear Madam Superintendent: xNY.io - Bank.org, PBC is proud to be under the esteemed oversight of your distinguished office. Today’s memo signals concern of recent ESG and D&O research published by Nanjing Audit University of the People’s Republic of China. The institution is operated under the auspices of the Jiangsu <https://en.wikipedia.org/wiki/Jiangsu> Provincial Government, the National Audit Office of China <https://en.wikipedia.org/wiki/National_Audit_Office_of_China> and the People's Bank of China <https://en.wikipedia.org/wiki/People%27s_Bank_of_China>. Kindly find the attached memo <https://docs.google.com/document/d/1THKGP530wiMOKurCd79mHSFfW6GvCrOJsRzyA_J…> addressed to your honorable attention. Respectfully yours, Gunnar Larson -- *Gunnar Larson * *xNY.io <http://www.xny.io/> - Bank.org <http://bank.org/>, PBC* MSc <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&u…> - Digital Currency MBA <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovat…> - Entrepreneurship and Innovation (ip) G(a)xNY.io +1-646-454-9107 New York, New York 10001 June 8, 2022 BY ELECTRONIC MAIL Superintendent, Adrienne A. Harris New York State Department of Financial Services One State Street New York, New York 10004 Adrienne.Harris(a)dfs.ny.gov Re: The People’s Republic of China on ESG and D&O Innovation Dear Madam Superintendent: xNY.io - Bank.org, PBC is proud to be under the esteemed oversight of your distinguished office. Today’s memo signals concern of recent ESG and D&O research published by Nanjing Audit University of the People’s Republic of China. The institution is operated under the auspices of the Jiangsu <https://en.wikipedia.org/wiki/Jiangsu> Provincial Government, the National Audit Office of China <https://en.wikipedia.org/wiki/National_Audit_Office_of_China> and the People's Bank of China <https://en.wikipedia.org/wiki/People%27s_Bank_of_China>. xNY.io - Bank.org, PBC is concerned that the Nanjing Audit University and the People’s Bank of China potentially could be mis-representing intent related to ESG and D&O innovation, at the expense of our global enterprise. 1. According to the Council on Forign Relations, China is the world’s top emitter, producing more than a quarter of the world’s annual greenhouse gas emissions, which contribute to climate change. 2. Nanjing Audit University’s “theoretical analysis and hypothesis developments” suggest that the People’s Republic of China is embryonic in the enforcement of ESG and/or D&O mandates. Meanwhile, suggesting Bloomberg as a reputational capital. 3. xNY.io - Bank.org, PBC has collated 37 highlights to Nanjing Audit University’s ESG and D&O research for NY-DFS consideration. As a Bill and Melinda Gates Scholar and Blockchain Scholar holding international law distinction(s) My international graduate research has touched on Western profit of China’s water resources. xNY.io - Bank.org, PBC seeks to protect pure New York State ESG and D&O innovation. Madam Superindnet, we attentively recognize you are the world’s most powerful regulatory leader in this regard. >From this humble perspective, xNY.io - Bank.org, PBC seeks to earn your respect and consideration to explore the New York False Claims Act as a potential channel. xNY.io - Bank.org, PBC hopes New York State welcomes this assessment at the liberty of your honorable office. Respectfully yours, Gunnar Larson | xNY.io <http://www.xny.io> - Bank.org <http://bank.org>, PBC MSc <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&u…> - Digital Currency MBA <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovat…> - Entrepreneurship and Innovation (ip) G(a)xNY.io +1-646-454-9107 CC: Mr. Richard Webber

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Women Today vs. Apartheid timeline | Africa – Gulf News
by Gunnar Larson 07 Nov '24

07 Nov '24

The UN Secretary-General recently said it would take 300 more years (to year 2323) for Women to reach full rights globally. 300 years sounds like the UN will not meet any of the 2030 Sustainable Development Goals. Yet, look at Apartheid... https://gulfnews.com/world/africa/apartheid-timeline-1.1994303 Apartheid timeline A look at the rise and fall of the racial segregation system in South Africa Published: March 15, 2017 21:13 Compiled by Aishwarya Shukla, Special to Gulf News 1948 — Policy of apartheid (segregation on a racial basis) implemented when National Party (NP) comes to power. 1949- Prohibition of Mixed Marriages Act passed. 1950 — The Population Registration Act demands all South Africans be registered according to their racial group: White, Black or Coloured. (According to this act, Indians fell under the Coloured category). Group Areas Act passed to residentially segregate blacks and whites. Communist Party banned. African National Congress (ANC) protests with campaign of civil disobedience, led by Nelson Mandela. 1960 — Sharpeville massacre: Police shooting at peaceful demonstrators, against laws for Africans, in Sharpeville: 69 men, women and children were killed and about 200 wounded. ANC is banned. 1961 — South Africa withdraws from the Commonwealth and proclaims itself a Republic. 1963- Mandela leads ANC’s new military wing, Umkhonto we Sizwe, which launches sabotage campaign against government. 1960s — International pressure against government intensifies. United Nations (UN) calls on nations to stop sale and shipment of arms and equipment until apartheid is abolished. South Africa excluded from Olympic Games. 1964 — Rivonia trial- Mandela and other ANC members sentenced to life imprisonment. 1966 — Prime Minister Hendrik Verwoerd assassinated. 1970s — Bantu Homeland Citizenship Act (1970) passed. More than 3 million people forcibly resettled in black ‘homelands’. 1974- South Africa expelled from the UN because of apartheid. 1976 — More than 600 killed in violent clashes between black protesters and security forces during uprising which starts in Soweto. Head of Soweto Student Representative Council (SSRC) and Black consciousness leader Steve Biko killed in police custody. 1978 — P.W. Botha, outspoken apartheid supporter, replaces John Vorster as Prime Minister. 1984-89 — Township uprising (1984-5), state of emergency. 1989 — F.W. de Klerk replaces PW Botha as president, meets Mandela. Public facilities desegregated. Many ANC activists freed. 1990 — ANC ban is lifted. Mandela released after 27 years in prison. Namibia becomes independent. 1991 — Multi party talks begin. De Klerk repeals remaining apartheid laws, international sanctions lifted. Major fighting between ANC and Zulu Inkatha movement. 1992- A referendum on ending apartheid held in South Africa on March 17, 1992. The referendum is limited to white South African voters. 1993 — New interim constitution establishing a democratic system of one person one vote. F.W. de Klerk and his successor, Mandela, win the Nobel Peace Prize for peaceful dialogue, negotiation and their joint effort to bring an end to the policy of racial segregation. 1994 — ANC wins first democratic elections. Mandela becomes president, Government of National Unity formed, Commonwealth membership restored, remaining international sanctions lifted. South Africa returns to UN General Assembly after 20 years. 1996 — Truth and Reconciliation Commission chaired by Archbishop Desmond Tutu begins hearings on human rights abuses committed during the apartheid era by former government and liberation movements. Quotes: Nelson Mandela at the Rivonia trial (April 20, 1964): “During my lifetime I have dedicated myself to this struggle of the African people. I have fought against white domination, and I have fought against black domination. I have cherished the ideal of a democratic and free society, in which all persons live together in harmony and with equal opportunities. It is an ideal which I hope to live for and to achieve. But if needs be, it is an ideal for which I am prepared to die.” Nelson Mandela in June 1980: “Between the anvil of united mass action and the hammer of the armed struggle we shall crush apartheid and white minority racist rule.” Steve Biko: “The most potent weapon of the oppressor is the mind of the oppressed.” “Apartheid- both petty and grand- is obviously evil. Nothing can justify the arrogant assumption that a clique of foreigners has the right to decide on the lives of a majority.” Bishop Desmond Tutu, speech 1985. “We don’t want apartheid liberalised. We want it dismantled. You can’t improve something that is intrinsically evil. F.W. Klerk: “The question that we must ask is whether we are making progress toward the goal of universal peace. Or are we caught up on the treadmill of history, turning forever on the axle of mindless aggression and self-destruction.” —

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Re: [EXTERNAL EMAIL] - Fwd: Complaint Referral Form Internet Crime Complaint Center - New York State's Notary Verification System
by Gunnar Larson 01 Nov '24

01 Nov '24

Dear FBI Public Information Officer: The FOIA allows requesters to file an administrative appeal with the agency for any information that was denied in response to a FOIA request. Can you please advise if thr FOIA request should be appealed one of the following reason(s): - the refusal to release a record, either in whole or in part - the determination that a record does not exist or cannot be found - the determination that the record you sought was not subject to the FOIA - the denial of a request for expedited processing the denial of a fee waiver request. Additionally, an agent from the FBI should resolve the going back and forth of this request given the fragile nature of the organization's current leadership. Thank you, Gunnar Larson On Mon, Sep 23, 2024, 12:37 PM FOIPAQUESTIONS(a)FBI.GOV < FOIPAQUESTIONS(a)fbi.gov> wrote: > The FOIPA does not require federal agencies to answer inquiries, create > records, conduct research, or draw conclusions concerning queried data. > Rather, the FOIPA requires agencies to provide access to reasonably > described, nonexempt records. The question posed is not a FOIPA request > because it does not comply with the FOIPA and its regulations. > > > > Please resubmit your FOIPA request for the specific information you are > requesting, rather than asking questions and your request will be forwarded > to Initial Processing for review. Information regarding the Freedom of > Information Act/Privacy is available at http://www.fbi.gov/foia/. Note: > The foipaquestions(a)fbi.gov email address is not the proper submission > method for new FOIPA requests. > > > > You may submit your request electronically at https://efoia.fbi.gov > (available 24 hours a day), or mail it to FBI, Attn: FOIPA Request, 200 > Constitution Drive, Winchester, VA 22602-4843 > <https://www.google.com/maps/search/200+Constitution+Drive,+Winchester,+VA+2…>. > Please be sure to include your contact information, to include complete > mailing address, on any correspondence. > > > > Respectfully, > > > > Public Information Officer > > FBI - Information Management Division > > 200 Constitution Drive > <https://www.google.com/maps/search/200+Constitution+Drive?entry=gmail&sourc…> > > Winchester, VA 22602 > > O: (540) 868-4593 > > E: foipaquestions(a)fbi.gov > > > > Do you have further questions about the FOI/PA process? Visit us at > http://www.fbi.gov/foia > > > > Please check the status of your request online at > https://vault.fbi.gov/fdps-1/@@search-fdps Status updates are > performed on a weekly basis. > > > > Note: This is a non-emergency email address. If this is an emergency, > please call 911 directly. If you need to report a tip for immediate > action, please contact FBI Tips at http://tips.fbi.gov/ or reach out to > your local field office. > > > > *From:* Gunnar Larson <g(a)xny.io> > *Sent:* Thursday, September 19, 2024 11:10 AM > *To:* FOIPAQUESTIONS <FOIPAQUESTIONS(a)FBI.GOV> > *Cc:* cypherpunks <cypherpunks(a)lists.cpunks.org> > *Subject:* Re: [EXTERNAL EMAIL] - Fwd: Complaint Referral Form Internet > Crime Complaint Center - New York State's Notary Verification System > > > > Dear FBI Public Information Officer: > > > > The FOIA allows requesters to file an administrative appeal with the > agency for any information that was denied in response to a FOIA request. > > > > Can you please advise if thr FOIA request should be appealed one of the > following reason(s): > > > > - the refusal to release a record, either in whole or in part > > > > - the determination that a record does not exist or cannot be found > > > > - the determination that the record you sought was not subject to the FOIA > > > > - the denial of a request for expedited processing > > the denial of a fee waiver request. > > > > Thank you, > > > > Gunnar Larson > > > > On Fri, Sep 6, 2024, 8:26 AM Gunnar Larson <g(a)xny.io> wrote: > > Dear FBI Public Information Officer: > > > > The FOIA allows requesters to file an administrative appeal with the > agency for any information that was denied in response to a FOIA request. > > > > Can you please advise if thr FOIA request should be appealed one of the > following reason(s): > > > > - the refusal to release a record, either in whole or in part > > > > - the determination that a record does not exist or cannot be found > > > > - the determination that the record you sought was not subject to the FOIA > > > > - the denial of a request for expedited processing > > the denial of a fee waiver request. > > > > Thank you, > > > > Gunnar Larson > > > > On Wed, Sep 4, 2024, 3:05 PM FOIPAQUESTIONS(a)FBI.GOV < > FOIPAQUESTIONS(a)fbi.gov> wrote: > > The FOIPA does not require federal agencies to answer inquiries, create > records, conduct research, or draw conclusions concerning queried data. > Rather, the FOIPA requires agencies to provide access to reasonably > described, nonexempt records. The question posed is not a FOIPA request > because it does not comply with the FOIPA and its regulations. > > > > Please resubmit your FOIPA request for the specific information you are > requesting, rather than asking questions and your request will be forwarded > to Initial Processing for review. Information regarding the Freedom of > Information Act/Privacy is available at http://www.fbi.gov/foia/. Note: > The foipaquestions(a)fbi.gov email address is not the proper submission > method for new FOIPA requests. > > > > You may submit your request electronically at https://efoia.fbi.gov > (available 24 hours a day), or mail it to FBI, Attn: FOIPA Request, 200 > Constitution Drive, Winchester, VA 22602-4843 > <https://www.google.com/maps/search/200+Constitution+Drive,+Winchester,+VA+2…>. > Please be sure to include your contact information, to include complete > mailing address, on any correspondence. > > > > In an effort to better assist you, what is the FOIA number you received > for your request? > > > > Respectfully, > > > > Public Information Officer > > FBI - Information Management Division > > 200 Constitution Drive > <https://www.google.com/maps/search/200+Constitution+Drive?entry=gmail&sourc…> > > Winchester, VA 22602 > > O: (540) 868-4593 > > E: foipaquestions(a)fbi.gov > > > > Do you have further questions about the FOI/PA process? Visit us at > http://www.fbi.gov/foia > > > > Please check the status of your request online at > https://vault.fbi.gov/fdps-1/@@search-fdps Status updates are > performed on a weekly basis. > > > > Note: This is a non-emergency email address. If this is an emergency, > please call 911 directly. If you need to report a tip for immediate > action, please contact FBI Tips at http://tips.fbi.gov/ or reach out to > your local field office. > > > > *From:* Gunnar Larson <g(a)xny.io> > *Sent:* Tuesday, September 3, 2024 2:04 PM > *To:* FOIPAQUESTIONS <FOIPAQUESTIONS(a)FBI.GOV> > *Cc:* cypherpunks <cypherpunks(a)lists.cpunks.org> > *Subject:* Re: [EXTERNAL EMAIL] - Fwd: Complaint Referral Form Internet > Crime Complaint Center - New York State's Notary Verification System > > > > > > On Thu, Aug 22, 2024, 7:56 PM Gunnar Larson <g(a)xny.io> wrote: > > Dear FBI Public Information Officer: > > > > The FOIA allows requesters to file an administrative appeal with the > agency for any information that was denied in response to a FOIA request. > > > > Can you please advise if thr FOIA request should be appealed one of the > following reason(s): > > > > - the refusal to release a record, either in whole or in part > > > > - the determination that a record does not exist or cannot be found > > > > - the determination that the record you sought was not subject to the FOIA > > > > - the denial of a request for expedited processing > > the denial of a fee waiver request. > > > > Thank you, > > > > Gunnar Larson > > > > On Thu, Aug 22, 2024, 2:15 PM FOIPAQUESTIONS(a)FBI.GOV < > FOIPAQUESTIONS(a)fbi.gov> wrote: > > The Record/Information Dissemination Section is not an investigative > section of the FBI and only processes Freedom of Information/Privacy Act > (FOIPA) requests. > > > > To report criminal activities please access the FBI’s homepage on the > internet at http://www.fbi.gov/. Option 1-Access the ‘CONTACT US’ link > at the top and then select the “Submit a Tip on Crime/Terrorism”. The > direct link is: http://tips.fbi.gov/. Option 2-Access the ‘CONTACT US’ > link at the top and then select the “Report Internet Crime” link, which > connects to the ‘Internet Crime Complaint Center’. The direct link is: > http://www.ic3.gov/default.aspx. > > > > You also have the option of contacting the FBI’s local field office in > your area and their contact information is available on the FBI’s homepage > which is listed above. > > > > Public Information Officer > > FBI - Information Management Division > > 200 Constitution Drive > <https://www.google.com/maps/search/200+Constitution+Drive?entry=gmail&sourc…> > > Winchester, VA 22602 > > O: (540) 868-4593 > > E: foipaquestions(a)fbi.gov > > > > Do you have further questions about the FOI/PA process? Visit us at > http://www.fbi.gov/foia > > > > Please check the status of your request online at > https://vault.fbi.gov/fdps-1/@@search-fdps Status updates are > performed on a weekly basis. > > > > Note: This is a non-emergency email address. If this is an emergency, > please call 911 directly. If you need to report a tip for immediate > action, please contact FBI Tips at http://tips.fbi.gov/ or reach out to > your local field office. > > > > *From:* Gunnar Larson <g(a)xny.io> > *Sent:* Thursday, August 22, 2024 10:52 AM > *To:* FOIPAQUESTIONS <FOIPAQUESTIONS(a)FBI.GOV> > *Cc:* cypherpunks <cypherpunks(a)lists.cpunks.org> > *Subject:* [EXTERNAL EMAIL] - Fwd: Complaint Referral Form Internet Crime > Complaint Center - New York State's Notary Verification System > > > > Dear Madam or Sir: > > > > My name is Gunnar Larson and I am a co-founder at xNY.io - Bank.org. > > > > On November 3, 2022 I personally made a complaint to IC3 concerning forged > notaries (below). > > > > The FBI has not responded to this matter. > > > > Today I would like to request all FBI records associated with this IC3 > complaint, investigation and/or any records of entrapment associated. > > > > Sending you the very best. > > > > Thank you, > > > > Gunnar > > > -- > > > > Gunnar Larson > > > > xNY.io | Bank.org > > > > MSc - Digital Currency > > > > MBA - Entrepreneurship and Innovation (ip) > > > > > > > > G(a)xNY.io > > > > +1-917-580-8053 > > > > New York, New York 10001 > > ---------- Forwarded message --------- > From: *Gunnar Larson* <g(a)xny.io> > Date: Thu, Nov 3, 2022, 7:02 AM > Subject: Complaint Referral Form Internet Crime Complaint Center > To: cypherpunks <cypherpunks(a)lists.cpunks.org> > > > > > Complaint Referral Form > Internet Crime Complaint Center > > *Thank you. Your complaint was submitted to the IC3. Please save or print > a copy of your complaint before closing this window.This is the only time > you will have to make a copy of your complaint.* > > Victim InformationName: Gunnar LarsonAre you reporting on behalf of a > business? NoBusiness Name: Is the incident currently impacting business > operations? Age: 30 - 39Address: 406 West 25th StreetAddress > (continued): Suite/Apt./Mail Stop: 1RECity: New YorkCounty: Country: United > States of AmericaState: New YorkZip Code/Route: 10001Phone > Number: 6464549107Email Address: g(a)xny.ioBusiness IT POC, if > applicable: Other Business POC, if applicable: Financial > Transaction(s)Transaction Type: OtherIf other, please specify: Notary > FraudTransaction Amount: 2400.00Transaction Date: 10/6/2022Was the money > sent? No > ------------------------------ > > Victim Bank Name: Victim Bank Address: Victim Bank Address > (continued): Victim Bank Suite/Mail Stop: Victim Bank City: Victim Bank > Country: Victim Bank State: Victim Bank Zip Code/Route: Victim Name on > Account: Victim Account Number: > ------------------------------ > > Recipient Bank Name: Recipient Bank Address: Recipient Bank Address > (continued): Recipient Bank Suite/Mail Stop: Recipient Bank City: Recipient > Bank Country: Recipient Bank State: Recipient Bank Zip > Code/Route: Recipient Name on Account: Recipient Bank Routing > Number: Recipient Account Number: Recipient Bank SWIFT Code: Description of > IncidentProvide a description of the incident and how you were victimized. > Provide information not captured elsewhere in this complaint form.Hello: I > was hired as a contractor for a online drop shipping company. The firm sent > packages to my home address. The shipping manager asked me to retrieve a > package by providing a notorized authorization letter. Upon reviewing the > authorization letter and searching New York State's notary verification > system, it appeared the notary was forged. A copy of the letter may be > accessed here: > https://drive.google.com/file/d/1Hqzatqez7yWs7ZZq76RBYy2zzi6NiDw9/view?usp=… > Below, you will find the exchange with the shipping manager. On October 31 > the firm denied payment for employment and has 'gone missing.' Given my > personal and professional association with xNY.io - Bank.org I am concerned > about being associated with felony notary Fraud. Furthrtmore, xNY.io - > Bank.org is party to the Clayton Act and/or an entrapment exercise. Thank > you Gunnar Larson 646-454-9107 Which of the following were used in this > incident? (Check all that apply.)☑ Spoofed Email☑ Similar Domain☑ Email > Intrusion > > ☐ OtherPlease specify: > > Other InformationIf an email was used in this incident, please provide a > copy of the entire email including full email headers. ---------- Forwarded > message --------- From: Dorothy Berry <dorothy.berry(a)dvlemail.com> Date: > Fri, Oct 7, 2022, 2:44 PM Subject: Re: 290283 To: Gunnar Larson <g(a)xny.io> > I will coordinate with our Legal team regarding this. The authorization > letter was given by the customer. --- Kind regards, Dorothy Berry | Manager > Shipping Department Direct number:(475) 330-3037 DELTA VISION (DVS > Logistics US) 45 Ruby St #3 Norwalk, CT 06850 > <https://www.google.com/maps/search/US)+45+Ruby+St+%233+Norwalk,+CT+06850?en…> > (888) 559 9329 Mon-Fri 09:00AM-06:00PM EST Sat-Sun Closed ---- On Fri, 07 > Oct 2022 14:33:19 -0400 Gunnar Larson <g(a)xny.io> wrote --- No. I won't go > present an authorized letter to anyone with a fake notarized stamp on it. > Please advise. On Fri, Oct 7, 2022, 1:48 PM Dorothy Berry < > dorothy.berry(a)dvlemail.com> wrote: Did you try picking up package and > show Authorization letter to them? --- Kind regards, Dorothy Berry | > Manager Shipping Department Direct number:(475) 330-3037 DELTA VISION (DVS > Logistics US) 45 Ruby St #3 Norwalk, CT 06850 > <https://www.google.com/maps/search/US)+45+Ruby+St+%233+Norwalk,+CT+06850?en…> > (888) 559 9329 Mon-Fri 09:00AM-06:00PM EST Sat-Sun Closed ---- On Fri, 07 > Oct 2022 08:56:52 -0400 Gunnar Larson <g(a)xny.io> wrote --- Ms. Berry: I > am having trouble verifying the authentication of the notarized document.. > I just left you a message. Please advise best next steps. Thank you, Gunnar > On Thu, Oct 6, 2022, 4:33 PM Dorothy Berry <dorothy.berry(a)dvlemail.com> > wrote: Good day! Please find the attached file. Thanks. --- Kind regards, > Dorothy Berry | Manager Shipping Department Direct number:(475) 330-3037 > DELTA VISION (DVS Logistics US) 45 Ruby St #3 Norwalk, CT 06850 > <https://www.google.com/maps/search/US)+45+Ruby+St+%233+Norwalk,+CT+06850?en…> > (888) 559 9329 Mon-Fri 09:00AM-06:00PM EST Sat-Sun Closed Are there any > other witnesses or victims to this incident?Yes.If you have reported this > incident to other law enforcement or government agencies, please provide > the name, phone number, email, date reported, report number, etc.[No > response provided]Check here if this an update to a previously filed > complaint: ☐Who Filed the ComplaintWere you the victim in the incident > described above? Yes > > Name: Business Name: Phone Number: Email Address: > > Digital Signature > > By digitally signing this document, I affirm that the information I > provided is true and accurate to the best of my knowledge. I understand > that providing false information could make me subject to fine, > imprisonment, or both. (Title 18, U.S.Code, Section 1001) > > Digital Signature: Gunnar Larson > > Thank you. Your complaint was submitted to the IC3. Please save or print a > copy of your complaint before closing this window. *This is the only time > you will have to make a copy of your complaint.* > >

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Re: Bank.org Concern of BitLicense Marketplace Manipulation
by Gunnar Larson 30 Oct '24

30 Oct '24

While xNY.io - Bank.org was blowing the wistle, what was happening, FBI? Literally, most of this could have been avoided. When it comes to honesty the Brody of Wall Street reminds you that the truth is so important. PYUSD did not just fall from the sky. And if it takes a new Superintendent, it takes a new Superintendent then. We were not blowing the wistle for the award, FBI. We were blowing the wistle for the protections and since July 25, 2021 you know how we have been treating. Water under the bridge. xNY.io - Bank.org is doing better than ever. However, the FBI cannot accuse us of using Donald Trump RICO arguments against New York State. That would be silly. In other news, on its own who thinks xNY.io is going to be tricked by X.com and Xoom.com? ----- July 25, 2021 BY ELECTRONIC MAIL United States Securities and Exchange Commission (SEC) 14420 Albemarle Point Place Suite 102 Chantilly, VA 20151-1750 ATTN: SEC TCR SUBMISSIONS Re: Bank.org Concern of BitLicense Marketplace Manipulation Dear Sir or Madam: Virtual currency fraud is a serious problem for such a developed country as the United States, whose bank regulators have drawn attention to the increase of these crimes. Having discovered that an unregulated virtual currency sphere (such as in Africa, or other developing markets) is very popular among virtual currency fraudsters, the New York State Department of Financial Services (NY-DFS) concluded that this kind of regulatory fraud was threatening U.S. national security. Bank.org’s NY-DFS Shelf Charter application journey has prompted us to contact the SEC with concern of common Directors at Facebook and PayPal (incl. Xoom) who have potentially manipulated the New York State Common Retirement Fund and New York State Teachers Retirement Fund through BitLicense marketplace manipulation tactics and computer crimes. Bank.org's key definition of virtual currency computer crimes is a consistent message across markets. These crimes are relatively new, having been in existence for only as long as Bitcoin has—which explains how unprepared society and the world, in general, is towards combating these crimes. We see this as no fault of NY-DFS and the original BitLicense mandate. Facebook and PayPal along with Goldman Sachs and Wells Fargo have leveraged BitLicensee connections to profit daily from virtual currency market manipulation structures with cross-border reach. PayPal's “Conditional BitLicense” may now be employed as a marketplace manipulation instrument. Meanwhile, common Directors at Facebook, PayPal (incl. Xoom) and Diem seemingly have collaborated in orchestrating a virtual currency marketplace manipulation exercise. The New York State Common Retirement Fund and New York State Teachers Retirement Fund are significant investors in Facebook, PayPal, Goldman Sachs and Wells Fargo. >From their California headquarters, Directors at PayPal (incl. Xoom) have potentially leveraged a Conditional BitLicense award in collaboration with common Directors at Facebook to engage in marketplace manipulation techniques. The Diem Association further shares common PayPal and Facebook Directors in a potential chain of virtual currency computer software and market manipulation architectures. Bank.org must take the necessary steps to guard against fraud and to be extra vigilant about manipulation. We seek SEC guidance on the aforementioned concerns as we organize a reputable Board of Directors for NY-DFS approval. Respectfully yours with appreciation, Gunnar Larson - xNY.io | Bank.org MSc - Digital Currency MBA - Entrepreneurship and Innovation (ip) G(a)xNY.io +1-646-454-9107

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Fwd: Memo #4 - Goldman Sachs Deferred Prosecution Agreement
by Gunnar Larson 27 Oct '24

27 Oct '24

https://docs.google.com/document/d/1ajVVx6NGB9wd2GDXfLRftf0RVFpqjl8WWITvdNV… March 10, 2022 BY ELECTRONIC MAIL Mr. John Marzulli United States Department of Justice Eastern District of New York 271 Cadman Plaza East Brooklyn New York, 11201 John.Marzulli(a)usdoj.gov Re: Memo #4 - Goldman Sachs Deferred Prosecution Agreement Dear Mr. Marzulli: The Department of Justice has yet to respond to Memo #1, Memo #2 and Memo #3 with our recent inquiry to the 1Malaysia Development Berhad Deferred Agreement. Goldman Sachs' Deferred Prosecution Agreement <https://www.justice.gov/usao-edny/pr/goldman-sachs-resolves-foreign-bribery…> with the United States of America is in potential breach, with ethical enforcement being concerned. Memo #4 aims to associate the malfeasance in Malaysia with war crimes of aggression (in the planning, initiation, or execution of a large-scale and serious act of aggression), leveraging the world’s only military divided capital city Nicosia, Cyprus. 1. Additionally, Memo #4 aims to earn the DOJ’s assessment of New York State’s regulatory marketplace manipulation deriving the war crime against peace, related to the planning, preparation, initiation, waging or participation in a common plan or conspiracy related to a war of aggression, which can only apply in relation to international armed conflict. 2. In this case, the first challenge is to observe and consider the simple idea that the DOJ’s Deferred Prosecution Agreement with Goldman Sachs alone, through means of regulatory arbitrage naively fails to recognize the ‘cause and effect’ relationship at play at the inception of Memo #4’s assertion of war crimes. 3. Even with the best of intentions, perhaps unknowingly the DOJ may be amplifying the effect of potential war crimes by indirectly supplementing the root cause of the problem and financial model of the Deferred Agreement being self-policing. Mr. Marzulli, there has been an active United Nations peacekeeping mission in Cyprus since the 1964 Turkish military invasion and occupation of the northern third of Cyprus. Only Turkey recognises the Turkish Republic of Northern Cyprus, while there is broad recognition that the ongoing military presence constitutes occupation of territories that are under Turkish military control. - The graduate education behind Memo #4 is a product of the University of Nicosia’s (UNIC) main campus, located adjacent to the United Nations Buffer Zone that separates the invaded Turkish Republic of North Cyprus and the Republic of Cyprus, which joined the European Union in 2004. - Memo #4 is also a product of United Nations consultancy, based at its Manhattan headquarters, where (today, what is now xNY.io - Bank.org) was credited with increasing the breadth and accessibility of reference content from the world’s most important multinational organization. - Memo #4’s subject of war crimes has preeminent association with such projects as the Audio Visual Library of International Law. Over the following sections, Memo #4 will provide a detailed timeline that would constitute real concern of the war crime of aggression yielding the war crime against peace in active war conflict in the world’s only military divided capital, funded from Manhattan Island. The Bank of Cyprus and Illegal Short Selling Irregularities of Turkey’s Markets Mr. Marzulli, turn this matter as we will, and look at it from any side whatsoever, and it presents the appearance of a cross-border act of aggression. Goldman Sachs’ potential disrespect to the Deferred Agreement’s core values has cultivated new crimes that aim to manipulate cross-border war crime regulatory frameworks. - On April 02, 2021 the Financial Times reported that Turkey fined Goldman Sachs over alleged irregularities in short selling, just a week after foreign investors pulled $1.9B from the country’s stock and bond markets. Turkey’s Capital Markets Board said that Goldman Sachs was among 10 securities firms that had placed orders for short selling without proper notification, violating rules enacted previously that temporarily prohibited such transactions. - On April 20, 2021 the CyprusMail (Cyprus’ only English Language daily newspaper) reported Goldman Sachs International acted as Global Coordinators and Dealer Managers in a $330M bond issuance for the Bank of Cyprus. Given the active military conflict in Cyprus, Memo #4 notes that there is one place on the planet you are not supposed to do this sort of thing. Furthermore, the DOJ’s Deferred Agreement with Goldman Sachs may have been tainted with the potential war crime of aggression, risking international peace and the lives of United Nations peacekeepers, while jeopardizing the United States of America’s financial security. Concern of New York Prime Bank Instrument Fraud and Marketplace Manipulation The United States Department of the Treasury warns that Prime Bank Instrument Fraud schemes have attracted significant international attention, since individuals and organizations have lost billions of dollars worldwide. "Prime Bank Instrument Fraud" is the general term given to prime bank fraud schemes that go by many different names. During April 2021, Goldman Sachs could not in good faith (and, plausible deniability) make any reasonable claim of holding a pristine relationship with Turkey’s Central Bank or with Cyprus’ largest financial institutions, given the 1Malaysia Development Berhad scandal and then pending Deferred Prosecution Agreement with the United States of America. - Memo #4 suggests that Goldman Sachs developed a Prime Bank Instrument Fraud program to level out yo-yo market dynamics caused by failed marketplace manipulation exercises in Turkey and Cyprus. - Systematic bank fraud and/or marketplace manipulation of any kind between Turkey and Cyprus could constitute the war crime of aggression. - Furthermore, Memo #4 argues that Goldman Sachs may have tried to bambooze governments in New York, Cyprus and Turkey through regulatory arbitrage loopholes, while Goldman seemingly may have not considered the totality of such actions as war crimes. Turkey has the highest inflation in Europe. It has the second-highest rate of inflation among emerging markets, just behind Argentina. It has the 13th highest inflation rate in the world, ranking it between South Sudan and Nigeria. After Goldman Sachs was fined for illegal stock and bond market short selling by the Turkish government, logic would argue further malfeasance potentially could have been avoided by the DOJ’s 1Malaysia Development Berhad investigation. - On April 15, 2021 CNBC reported that Goldman Sachs (note, the previous section’s milestones of April 02, 2021 and April 20, 2021) crucially removed its bias toward Turkey tightening interest rates. Goldman issued guidance highlighting the fact that the bank thought that, “…the removal of the tightening bias against rising inflation expectations suggests that the TCMB (Turkish Central Bank) now has a more dovish reaction function.” - On August 14, 2021 the CyprusMail reported serious concern among economists about data reporting from the Turkish Statistical Institute. Ahmet Takan, a former official with the office of the Turkish prime minister, acted as a whistle blower, warning that Turkey potentially was manipulating inflation data. - On September 1, 2021 Reuters reported that Goldman Sachs hiked Turkish growth forecasts. Goldman economists issued guidance stating, "Overall, the Turkish economy has been able to grow faster than we thought without a deterioration in its external balances, as the pickup in foreign demand has been very supportive." - On November 30, 2021 Reuters reported that Goldman Sachs trimed Turkey’s 2022 growth forecast. Goldman Sachs' Murat Unur stated, "We think that the GDP figures released today tell us little about the pace of economic activity going forward as the recent sell-off in the Lira is likely to impact economic activity significantly" Mr. Marzulli, the DOJ’s Deferred Prosecution Agreement with Goldman Sachs was signed on October 21, 2021. The timeline of events above do not coincide with terms and conditions of the Deferred Agreement mandated by the United States of America. Furthermore, as an international graduate scholars of the world’s only military divided capital on the planet, xNY.io - Bank.org should be protected from any association of crimes against peace, related to the planning, preparation, initiation, waging or participation in a common plan or conspiracy related to a war of aggression, which can only apply in relation to international armed conflict. War Crimes Against Humanity Mr. Marzulli, xNY.io - Bank.org is concerned that potential breaches to the Deferred Agreement are impacting our global enterprise. Crimes against humanity can be committed in peacetime as well as during an armed conflict. Even a single act could fall under this exclusion ground provided it forms part of a widespread or systematic attack against a civilian population and the act is committed by any person (including a civilian) who had knowledge of the attack and the link of the act to the attack. 1. We are looking to learn more about the DOJ’s approach to assessing any potential breaches to the Deferred Agreement’s mandates as we determine New York State’s role in cross-border bank regulation and corresponding innovation beyond war crimes against humanity. 2. In order to establish whether a war crime or a crime against humanity has been committed, the case officer should consult the relevant international instruments and case law. 3. Crimes against humanity are fundamentally inhumane acts, committed as part of a systematic or widespread attack. Inhumane acts, which could reach this threshold when committed pursuant to or in furtherance of a State or organizational policy (potentially, New York State bank regulation). 4. Persecution against any identifiable group or collectivity on political, racial, national, ethnic, cultural, religious, gender, or other grounds that are universally recognised as impermissible under international law. 5. Furthermore, we have made 28 highlights to the Deferred Agreement providing supporting reference to Memo #4’s overarching premise. xNY.io - Bank.org submits Memo #4 for DOJ consideration of other inhumane acts of a similar character intentionally causing great suffering, or serious injury to body or to mental or physical health. Some crimes against humanity would require an additional specific intent, such as Goldman Sachs willfully disrespecting New York State and/or overall peace and security of the United States of America. Memo #1, Memo #2, Memo #3 and Memo #4 outline instances that correspond with the associated definitions of the potential war crimes abroad and jeopardize the future of bank innovation from New York, at great sacrifice to the Homeland. We hope to learn the DOJ’s approach to comment on Memo #4’s subject matter or, without delay refer these concerns to the International Criminal Court and/or International Court of Justice for comment. Respectfully yours with anticipation, Gunnar Larson - xNY.io <http://www.xny.io> | Bank.org <http://bank.org>MSc <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&u…> - Digital Currency MBA <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovat…> - Entrepreneurship and Innovation (ip) G(a)xNY.io +1-646-454-9107

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Prof Nita Farahany: ‘We need a new human right to cognitive liberty’ | Neuroscience | The Guardian
by Gunnar Larson 24 Oct '24

24 Oct '24

https://www.theguardian.com/science/2023/mar/04/prof-nita-farahany-we-need-…

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XNY.IO - BANK.ORG: 108 Highlights to The U.S. International Development Finance Corporation (DFC) Congressional Budget Justification - Fiscal Year 2025
by Gunnar Larson 21 Oct '24

21 Oct '24

XNY.IO - BANK.ORG: 108 Highlights to The U.S. International Development Finance Corporation (DFC) Congressional Budget Justification - Fiscal Year 2025: https://drive.google.com/file/d/1gNz-SmoUpZdG9XxXlJ2ZUk_npxYK5Nkb/view?usp=… ---- FY 2025 DFC Request Executive Summary Program Budget and Policy Objectives The FY 2025 program budget request of $1,008 million will enable DFC to grow its portfolio by addressing the significant unmet financing needs in priority sectors and regions that align with U.S. development and foreign policy objectives. DFC leverages its resources to unlock private sector growth and contribute to bridging the $40+ trillion infrastructure need in the developing world. Congress created DFC through the BUILD Act in part to offer a better and more sustainable alternative to China’s Belt and Road Initiative (BRI). DFC catalyzes investment from the private sector and empowers developing countries, helping them leverage their own resources—including human capital and commodities—to tackle poverty, accelerate sustainable economic growth for underserved populations, and become stable U.S. trading partners. Unlike the development approach of the People’s Republic of China (PRC), which often burdens countries with unsustainable sovereign debt and projects that are unsuitable for local conditions, DFC’s efforts are directed toward supporting private entities, mobilizing private capital, and building resilient market economies. DFC emphasizes partnership with the private sector and looks for opportunities to support small businesses and underserved communities, with the goal of sustainable growth. DFC’s financing is a cost-effective way to make significant development and strategic impact around the world because DFC’s private investment model allows each dollar of appropriations to go further. In FY 2023, the agency leveraged $622.6 million in program funding to mobilize more than $9.28 billion in support of 132 projects. In three short years since DFC’s inception in FY 2020, the Corporation has achieved 92 percent growth in annual commitments by dollar value and 65 percent growth in the number of projects committed. To remain a competitive alternative to the PRC and other authoritarian governments, DFC will continue to need robust funding in FY 2025 and beyond to counter the aggressive posture that the PRC has taken in emerging markets. The $1,008 million budget request will support a long-term strategy that DFC has developed to focus on five key sectors that help promote vibrant economies, healthy populations, and stable societies. Administrative Expenses DFC requests $245 million for administrative expenses. This level will support necessary staffing and other support costs to advance U.S. development and strategic foreign policy goals. DFC will use the administrative budget to foster an effective and efficient organization, maintain a fiscally responsible agency, and strengthen its portfolio management capacity. Among other priorities, DFC’s FY 2025 funding will support the expansion of DFC’s overseas presence to continue sourcing quality and impactful projects in local markets, increase underwriting capacity to grow DFC’s portfolio, improve monitoring and evaluation of our developmental impact, and scale mission support functions to meet staff growth and the demands of the program. DFC will use administrative resources to attract and retain the skilled and professional workforce needed to achieve its development and foreign policy objectives. DFC will also direct administrative resources toward expanding stakeholder engagement and improving business development. In addition, administrative resources will enable the Corporation to strengthen management and oversight structures, especially for complex and higher value, higher impact transactions, ensuring DFC can manage risks and monitor results in a manner that maximizes the foreign policy and developmental value of its portfolio.

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Fwd: Inquiry
by Gunnar Larson 21 Oct '24

21 Oct '24

---------- Forwarded message --------- From: Gunnar Larson <g(a)xny.io> Date: Tue, Apr 23, 2024, 8:43 AM Subject: Re: Inquiry To: Roberta Kaplan <rkaplan(a)kaplanhecker.com> Cc: Stephanie Lake <slake(a)kaplanhecker.com> Okay. Thank you for letting me know. Gunnar On Tue, Apr 23, 2024, 8:40 AM Roberta Kaplan <rkaplan(a)kaplanhecker.com> wrote: > I'm sorry, but I don't think we can help you on this. > ------------------------------ > *From:* Gunnar Larson <g(a)xny.io> > *Sent:* Tuesday, April 23, 2024 8:28:27 AM > *To:* Roberta Kaplan <rkaplan(a)kaplanhecker.com> > *Subject:* Re: Inquiry > > You don't often get email from g(a)xny.io. Learn why this is important > <https://aka.ms/LearnAboutSenderIdentification> > This email was sent from outside the Firm. > > Roberta: > > Thank you for your response. > > I wrote this LitigationFinanceJournal.com article back in 2022, now I am > on the other side of it all. > > It is my understanding that the FBI is harassing my business, saying I am > trying to use Donald Trump arguments against the Attorney General's office. > > That is simply not true. I am need to organize a personal attorney to > protect myself from these attacks. I thought it could be beneficial if we > worked together. > > Please let me know your thoughts. > > Thank you, > > Gunnar > --- > > > https://litigationfinancejournal.com/rnc-funding-of-trumps-legal-campaign-u… > > > Litigation Finance Journal recently reported on a group of 14 state > attorneys general that have called for action from the Department of > Justice to review potential threats to U.S. national security from foreign > adversaries’ engagement of litigation investment. Litigation funders and > industry advocates have new ammo in response to the AGs’ claims, given > recent news of the RNC funding former President Donald Trump’s various > legal entanglements. > > > According to ABC News, RNC leaders earmarked $1.6M in legal funding to > support President Donald Trump’s defense over lawsuits brought by New York > Attorney General Letitia James. Meanwhile, the United States Chamber of > Commerce Institute for Legal Reform’s research has prompted 14 state > attorneys general to ask for the Justice Department to assess national > security risks of adversaries ‘undermining’ the United States by engaging > litigation funding and third party investment vehicles. > > The group of 14 state attorneys general are concerned about foreign > adversaries ‘weaponizing’ United States legal frameworks via litigation > investment, to attack critical national industry and infrastructure, such > as energy sectors. The group of 14 seeks the Department of Justice to > detail how a network of federal agencies could engage a blueprint for > defending United States independence from international litigation > investors, hostile groups, agencies or governments such as Russia and China. > > This latest attack on the industry, prompted by the U.S. Chamber of > Commerce, is simply another attempt to undermine the nascent and growing > litigation funding sector. It is ironic, given that in the case of Consumer > Legal Funding–which the Chamber specifically targets–the funding in > question does not go to support legal fees, but rather to finance > claimants’ livelihoods while they remain injured and unable to work. > > While the RNC’s funding of Trump’s legal battles does not constitute > foreign investment, it illustrates the acceptance of third party legal > funding across political lines, and should be noted by industry advocates > looking to respond to the negative publicity put forth by the U.S. Chamber. > > On Tue, Apr 23, 2024, 7:02 AM Roberta Kaplan <rkaplan(a)kaplanhecker.com> > wrote: > > Happy to talk. What is the matter? > ------------------------------ > *From:* Gunnar Larson <g(a)xny.io> > *Sent:* Tuesday, April 23, 2024 3:55:11 AM > *To:* Roberta Kaplan <rkaplan(a)kaplanhecker.com> > *Subject:* Inquiry > > You don't often get email from g(a)xny.io. Learn why this is important > <https://aka.ms/LearnAboutSenderIdentification> > This email was sent from outside the Firm. > > Ms. Kaplan: > > My name is Gunnar Larson and I am a co-founder at xNY.io - Bank.org. > > I was wondering if I could schedule a time to talk with your office > concerning potentially working together on a developing matter. > > Thank you, > > Gunnar > -- > Gunnar Larson > > xNY.io | Bank.org > > MSc - Digital Currency > MBA - Entrepreneurship and Innovation (ip) > > G(a)xNY.io > > +1-917-580-8053 > > New York, New York 10001 > > ------------------------------ > This email and its attachments may contain information that is > confidential and/or protected from disclosure by the attorney-client, work > product or other applicable legal privilege. If you are not the intended > recipient of the email, please be aware that any unauthorized review, use, > disclosure, dissemination, distribution, or copying of this communication, > or any of its contents, is strictly prohibited. If you have received this > communication in error, please notify the sender immediately and destroy > all copies of the message from your computer system. Thank you. > > ------------------------------ > This email and its attachments may contain information that is > confidential and/or protected from disclosure by the attorney-client, work > product or other applicable legal privilege. If you are not the intended > recipient of the email, please be aware that any unauthorized review, use, > disclosure, dissemination, distribution, or copying of this communication, > or any of its contents, is strictly prohibited. If you have received this > communication in error, please notify the sender immediately and destroy > all copies of the message from your computer system. Thank you. >

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Re: Morning Spam
by Undescribed Horrific Abuse, One Victim & Survivor of Many 20 Oct '24

20 Oct '24

> we’re checking in around pants !! (maybe) >> >> 3 of my pants are so ripped they’re indecent. >> >> i used to repair my own pants, but now my hands don’t obey me, it’s not >> easy to do, from the influence. i don’t think i’ve sewn pants since before >> 2014. >> > looks like at least one mistake here. i think i would lose the needle and > thread (common with dissociative conflict) rather than have the opportunity > to control my hands. hand control was more with electronics (although > starting to find coping strategies! still very triggering) > > >> it’s confusing, now, to have ripped pants, i don’t understand that i’m >> not sewing them, or why. >> >> i wanted to look more decent (yesterday i saw a guy on the bus who also >> had indecent pants), so i’m visiting tailors to have them repaired since i >> seem to have stopped sewing. >> >> this tailor told me i should instead buy new pants, that i could get new >> pants like mine for $30 at t.j.maxx. i said it was hard to find wool pants, >> but she said it would make more sense to get new ones. >> > ok, the next tailor took the pants for about the same price :) i think you need to - mention the word “patch” if there’s a big hole - offer one garment as material for the other if the fabric is rare pants expected patched and mended on September 4th at Jc Tailor :D >> we were thinking, i don’t think i’ve ever bought pants a5 t.j.maxx or >> thrown out an old pair of pants in my whole life. not something i’m used >> to, or think of. >> >> i would instead use one pair of pants as material to repair another. >> >> most recently i’ve bought pants at goodwill, but that’s gotten hard for >> me too, the inhibition against thoroughly reviewing many things makes it >> hard to go through their unsorted offerings. so these pants were bought >> online for a lot of money! >> >> i told her these were expensive pants but she still told me to buy new >> ones. >> >> i wear wool pants, because they are warm when wet. i usually try to only >> wear wool where reasonable. i was excited to find wool cargo pants online. >> i don’t think i’d find that at t.j.maxx but i’m wondering now. >> >> this is of course a small confusion compared to other inhibitions and >> issues (like brushing my teeth, or cooking food in my pot). >> >> these pants cost a lot of money, i would have been happy to pay her to >> repair them, but instead she didn’t get my business. i would be happier of >> course to repair them myself. >> >> we’ll find a path forward :) >> >>>

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Fwd: Memo #4 - Goldman Sachs Deferred Prosecution Agreement
by Gunnar Larson 18 Oct '24

18 Oct '24

---------- Forwarded message --------- From: Gunnar Larson <g(a)xny.io> Date: Thu, Jul 4, 2024, 3:51 PM Subject: Memo #4 - Goldman Sachs Deferred Prosecution Agreement To: cypherpunks <cypherpunks(a)lists.cpunks.org> https://docs.google.com/document/d/1ajVVx6NGB9wd2GDXfLRftf0RVFpqjl8WWITvdNV… March 10, 2022 BY ELECTRONIC MAIL Mr. John Marzulli United States Department of Justice Eastern District of New York 271 Cadman Plaza East Brooklyn New York, 11201 John.Marzulli(a)usdoj.gov Re: Memo #4 - Goldman Sachs Deferred Prosecution Agreement Dear Mr. Marzulli: The Department of Justice has yet to respond to Memo #1, Memo #2 and Memo #3 with our recent inquiry to the 1Malaysia Development Berhad Deferred Agreement. Goldman Sachs' Deferred Prosecution Agreement <https://www.justice.gov/usao-edny/pr/goldman-sachs-resolves-foreign-bribery…> with the United States of America is in potential breach, with ethical enforcement being concerned. Memo #4 aims to associate the malfeasance in Malaysia with war crimes of aggression (in the planning, initiation, or execution of a large-scale and serious act of aggression), leveraging the world’s only military divided capital city Nicosia, Cyprus. 1. Additionally, Memo #4 aims to earn the DOJ’s assessment of New York State’s regulatory marketplace manipulation deriving the war crime against peace, related to the planning, preparation, initiation, waging or participation in a common plan or conspiracy related to a war of aggression, which can only apply in relation to international armed conflict. 2. In this case, the first challenge is to observe and consider the simple idea that the DOJ’s Deferred Prosecution Agreement with Goldman Sachs alone, through means of regulatory arbitrage naively fails to recognize the ‘cause and effect’ relationship at play at the inception of Memo #4’s assertion of war crimes. 3. Even with the best of intentions, perhaps unknowingly the DOJ may be amplifying the effect of potential war crimes by indirectly supplementing the root cause of the problem and financial model of the Deferred Agreement being self-policing. Mr. Marzulli, there has been an active United Nations peacekeeping mission in Cyprus since the 1964 Turkish military invasion and occupation of the northern third of Cyprus. Only Turkey recognises the Turkish Republic of Northern Cyprus, while there is broad recognition that the ongoing military presence constitutes occupation of territories that are under Turkish military control. - The graduate education behind Memo #4 is a product of the University of Nicosia’s (UNIC) main campus, located adjacent to the United Nations Buffer Zone that separates the invaded Turkish Republic of North Cyprus and the Republic of Cyprus, which joined the European Union in 2004. - Memo #4 is also a product of United Nations consultancy, based at its Manhattan headquarters, where (today, what is now xNY.io - Bank.org) was credited with increasing the breadth and accessibility of reference content from the world’s most important multinational organization. - Memo #4’s subject of war crimes has preeminent association with such projects as the Audio Visual Library of International Law. Over the following sections, Memo #4 will provide a detailed timeline that would constitute real concern of the war crime of aggression yielding the war crime against peace in active war conflict in the world’s only military divided capital, funded from Manhattan Island. The Bank of Cyprus and Illegal Short Selling Irregularities of Turkey’s Markets Mr. Marzulli, turn this matter as we will, and look at it from any side whatsoever, and it presents the appearance of a cross-border act of aggression. Goldman Sachs’ potential disrespect to the Deferred Agreement’s core values has cultivated new crimes that aim to manipulate cross-border war crime regulatory frameworks. - On April 02, 2021 the Financial Times reported that Turkey fined Goldman Sachs over alleged irregularities in short selling, just a week after foreign investors pulled $1.9B from the country’s stock and bond markets. Turkey’s Capital Markets Board said that Goldman Sachs was among 10 securities firms that had placed orders for short selling without proper notification, violating rules enacted previously that temporarily prohibited such transactions. - On April 20, 2021 the CyprusMail (Cyprus’ only English Language daily newspaper) reported Goldman Sachs International acted as Global Coordinators and Dealer Managers in a $330M bond issuance for the Bank of Cyprus. Given the active military conflict in Cyprus, Memo #4 notes that there is one place on the planet you are not supposed to do this sort of thing. Furthermore, the DOJ’s Deferred Agreement with Goldman Sachs may have been tainted with the potential war crime of aggression, risking international peace and the lives of United Nations peacekeepers, while jeopardizing the United States of America’s financial security. Concern of New York Prime Bank Instrument Fraud and Marketplace Manipulation The United States Department of the Treasury warns that Prime Bank Instrument Fraud schemes have attracted significant international attention, since individuals and organizations have lost billions of dollars worldwide. "Prime Bank Instrument Fraud" is the general term given to prime bank fraud schemes that go by many different names. During April 2021, Goldman Sachs could not in good faith (and, plausible deniability) make any reasonable claim of holding a pristine relationship with Turkey’s Central Bank or with Cyprus’ largest financial institutions, given the 1Malaysia Development Berhad scandal and then pending Deferred Prosecution Agreement with the United States of America. - Memo #4 suggests that Goldman Sachs developed a Prime Bank Instrument Fraud program to level out yo-yo market dynamics caused by failed marketplace manipulation exercises in Turkey and Cyprus. - Systematic bank fraud and/or marketplace manipulation of any kind between Turkey and Cyprus could constitute the war crime of aggression. - Furthermore, Memo #4 argues that Goldman Sachs may have tried to bambooze governments in New York, Cyprus and Turkey through regulatory arbitrage loopholes, while Goldman seemingly may have not considered the totality of such actions as war crimes. Turkey has the highest inflation in Europe. It has the second-highest rate of inflation among emerging markets, just behind Argentina. It has the 13th highest inflation rate in the world, ranking it between South Sudan and Nigeria. After Goldman Sachs was fined for illegal stock and bond market short selling by the Turkish government, logic would argue further malfeasance potentially could have been avoided by the DOJ’s 1Malaysia Development Berhad investigation. - On April 15, 2021 CNBC reported that Goldman Sachs (note, the previous section’s milestones of April 02, 2021 and April 20, 2021) crucially removed its bias toward Turkey tightening interest rates. Goldman issued guidance highlighting the fact that the bank thought that, “…the removal of the tightening bias against rising inflation expectations suggests that the TCMB (Turkish Central Bank) now has a more dovish reaction function.” - On August 14, 2021 the CyprusMail reported serious concern among economists about data reporting from the Turkish Statistical Institute. Ahmet Takan, a former official with the office of the Turkish prime minister, acted as a whistle blower, warning that Turkey potentially was manipulating inflation data. - On September 1, 2021 Reuters reported that Goldman Sachs hiked Turkish growth forecasts. Goldman economists issued guidance stating, "Overall, the Turkish economy has been able to grow faster than we thought without a deterioration in its external balances, as the pickup in foreign demand has been very supportive." - On November 30, 2021 Reuters reported that Goldman Sachs trimed Turkey’s 2022 growth forecast. Goldman Sachs' Murat Unur stated, "We think that the GDP figures released today tell us little about the pace of economic activity going forward as the recent sell-off in the Lira is likely to impact economic activity significantly" Mr. Marzulli, the DOJ’s Deferred Prosecution Agreement with Goldman Sachs was signed on October 21, 2021. The timeline of events above do not coincide with terms and conditions of the Deferred Agreement mandated by the United States of America. Furthermore, as an international graduate scholars of the world’s only military divided capital on the planet, xNY.io - Bank.org should be protected from any association of crimes against peace, related to the planning, preparation, initiation, waging or participation in a common plan or conspiracy related to a war of aggression, which can only apply in relation to international armed conflict. War Crimes Against Humanity Mr. Marzulli, xNY.io - Bank.org is concerned that potential breaches to the Deferred Agreement are impacting our global enterprise. Crimes against humanity can be committed in peacetime as well as during an armed conflict. Even a single act could fall under this exclusion ground provided it forms part of a widespread or systematic attack against a civilian population and the act is committed by any person (including a civilian) who had knowledge of the attack and the link of the act to the attack. 1. We are looking to learn more about the DOJ’s approach to assessing any potential breaches to the Deferred Agreement’s mandates as we determine New York State’s role in cross-border bank regulation and corresponding innovation beyond war crimes against humanity. 2. In order to establish whether a war crime or a crime against humanity has been committed, the case officer should consult the relevant international instruments and case law. 3. Crimes against humanity are fundamentally inhumane acts, committed as part of a systematic or widespread attack. Inhumane acts, which could reach this threshold when committed pursuant to or in furtherance of a State or organizational policy (potentially, New York State bank regulation). 4. Persecution against any identifiable group or collectivity on political, racial, national, ethnic, cultural, religious, gender, or other grounds that are universally recognised as impermissible under international law. 5. Furthermore, we have made 28 highlights to the Deferred Agreement providing supporting reference to Memo #4’s overarching premise. xNY.io - Bank.org submits Memo #4 for DOJ consideration of other inhumane acts of a similar character intentionally causing great suffering, or serious injury to body or to mental or physical health. Some crimes against humanity would require an additional specific intent, such as Goldman Sachs willfully disrespecting New York State and/or overall peace and security of the United States of America. Memo #1, Memo #2, Memo #3 and Memo #4 outline instances that correspond with the associated definitions of the potential war crimes abroad and jeopardize the future of bank innovation from New York, at great sacrifice to the Homeland. We hope to learn the DOJ’s approach to comment on Memo #4’s subject matter or, without delay refer these concerns to the International Criminal Court and/or International Court of Justice for comment. Respectfully yours with anticipation, Gunnar Larson - xNY.io <http://www.xny.io> | Bank.org <http://bank.org>MSc <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&u…> - Digital Currency MBA <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovat…> - Entrepreneurship and Innovation (ip) G(a)xNY.io +1-646-454-9107

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