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Wells-Fargo | Violation Tracker
by Gunnar Larson 22 May '23

22 May '23

$8B at FTX and $25B at Wells Fargo. How is FTX one of the biggest scandals in digital assets today? The BitLicense could be one of the biggest opportunities for innovation out of New York State. ---- https://violationtracker.goodjobsfirst.org/parent/wells-fargo Violation Tracker Current Parent Company Summary Current Parent Company Name: Wells Fargo Ownership Structure: publicly traded (ticker symbol WFC) Headquartered in: California Major Industry: financial services Specific Industry: banking Penalty total since 2000: $25,943,801,143 Number of records: 236

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FTX 'One of the Biggest Financial Frauds in American History': Prosecutor Damian Williams - Decrypt
by Gunnar Larson 22 May '23

22 May '23

https://decrypt.co/117156/ftx-one-of-biggest-financial-frauds-american-hist… FTX 'One of the Biggest Financial Frauds in American History': Prosecutor Damian Williams The U.S. Attorney for the Southern District of New York gave insight today into the charges levied against Sam Bankman-Fried. A lawsuit against Bankman-Fried was also announced today by the Commodity Futures Trading Commission today over alleged violations of commodities law. Gretchen Lowe, acting director of the division of enforcement at the CFTC said it has identified $8 billion in customer losses as of today.

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UN chief backs reform of Security Council, global financial system – POLITICO
by Gunnar Larson 22 May '23

22 May '23

“The global financial architecture is outdated, dysfunctional and unfair,” Guterres said. ---- https://www.politico.eu/article/united-nations-secretary-general-antonio-gu… United Nations Secretary-General António Guterres backed the reform of the U.N. Security Council and the international financial system to align them with the “realities of today's world.” Both the U.N. body and the financial architecture reflect the power relations of 1945 and need to be updated, Guterres told a press conference Sunday on the margins of the G7 summit in Hiroshima, Japan, according to Reuters. “The global financial architecture is outdated, dysfunctional and unfair,” Guterres said. “In the face of the economic shocks from the COVID-19 pandemic and the Russian invasion of Ukraine, it has failed to fulfill its core function as a global safety net.” Guterres made the same point on Saturday, writing in a tweet that it was “time to think seriously about the reform” of the international financial architecture. The U.N. Security Council came under fire in April when Russia assumed the rotating presidency of the 15-member body despite the fact that 141 countries condemned its aggression on Ukraine. Experts have claimed that Russia’s veto in the Security Council undermines the U.N.’s effectiveness on the international stage.

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Apple’s Key Decision-Makers Behind the New Mixed-Reality Headset
by Gunnar Larson 21 May '23

21 May '23

Apple’s Key Decision-Makers Behind the New Mixed-Reality Headset https://www.bloomberg.com/news/newsletters/2023-05-21/the-key-apple-aapl-ex… Apple is just a few weeks away from debuting its mixed-reality headset. This past week, I gave an in-depth look at the device’s development and features. Now, here’s a list of the key people involved in the project. Also: Apple pivots to clothing and details iOS 17’s new accessibility features, while ChatGPT comes to the iPhone. Last week in Power On: Apple begins testing speedy M3 chips as it pursues a Mac comeback. The Starters Steve Jobs Theater at the Apple Park campus. Photographer: David Paul Morris/Bloomberg Apple Inc. has thousands of employees working on its upcoming mixed-reality headset, including executives, marketers and engineers. But there are a handful of people who have been especially critical to the seven-year-plus effort, which could be the company’s riskiest product launch in decades. That cadre includes top lieutenants to Chief Executive Officer Tim Cook and executives from the company’s Technology Development Group, the secretive team behind the device. There’s also someone on that list who is no longer at the company, but still casts a shadow over Apple’s product strategy. Here are the people who helped steer Apple into the world of mixed reality: Mike Rockwell: Rockwell is in charge of the product and has led its development since around 2016. He has helped craft the vision for the headset and the Technology Development Group itself, and oversees engineering of the product — from hardware to software to services. While there has been skepticism that the device will become a smash hit, some are optimistic simply because of Rockwell’s involvement. “He’s an utter genius and if anyone can get this done, it’s him,” said a person involved in the development who wasn’t authorized to speak publicly. Look for Rockwell to be one of the faces of the headset when it’s introduced. Jeff Williams: Williams, Apple’s chief operating officer, has been a driving force in the headset’s development for the last few years. He’s often seen as an heir apparent to Cook, and the current CEO has leaned on Williams to make the product a success. He’s in charge of Apple’s design team — including the human interface group that has conceptualized many of the device’s use cases and its overall vision. His group is also in charge of manufacturing the equipment itself, which is known internally as the most complex product Apple has ever designed. Jony Ive (left) and Dan Riccio (right). Photographer: Justin Sullivan/Getty Images Dan Riccio: Riccio is Rockwell’s boss and the conduit between the Technology Development Group and Apple’s top executive team. He has worked exclusively on the headset over the past two years, following a stint as Apple’s hardware engineering chief. He’s likely to retire not too long after the headset’s release, and some involved in the development believe Riccio sees this as a legacy-defining product. He previously oversaw two other products — a full TV set and a car — that were either canceled or delayed. Paul Meade: Meade is Rockwell’s most senior lieutenant, handling hardware engineering for the device. He was one of the top hardware managers for the iPhone until 2017. That’s when he shifted his focus to the headset, tasked with turning the device into a product that Apple could actually ship. Before Apple, he led hardware development for the Sidekick and Microsoft Corp.’s short-lived line of Kin phones. Reporting to Meade are two more key figures: Fletcher Rothkopf and Ray Chang. Rothkopf, a former intern on the iPod team, was a senior design executive for the Apple Watch before being tapped by Rockwell as the lead designer of the headset. Chang leads the teams developing underlying electronics. Jony Ive: Though Ive had already moved to a part-time role at Apple by the early days of the headset, he was involved in the project since its inception. He pushed the company to avoid the isolating designs that plagued existing VR headsets. He also lobbied for a portable design — without an external base station — and an outward-facing display that would let you see the eyes of the user. And he wanted a smooth transition between virtual and augmented reality. (The device ultimately handled that task via an Apple Watch-inspired digital crown.) Ive works at his own design firm now, but he remained involved until about a year ago, when his contract with Apple ended. Apple marketing head Greg Joswiak. Photographer: Christopher Dilts/Bloomberg Greg Joswiak: Joswiak is the company’s marketing chief and one of the biggest proponents of the headset on Apple’s executive team. The company is counting on him to sell consumers on why they’ll need a $3,000 device powered by nascent technology. He’s unlikely to use the same approach as Meta Platforms Inc., which markets its headsets by touting the metaverse. Joz, as he’s known within Apple, has said he’ll “never use” that term. So don’t expect such a mention on stage next month. Phil Schiller: Joswiak’s longtime boss isn’t as involved in future product development as he once was, but he’s responsible for Apple’s launch event for the device. It will be the very first time the world actually sees this long-discussed product, so the stakes are high. Schiller, known to have a VR car racing rig at home, pushed for the device to have a strong gaming component, particularly via third-party apps, an area he oversees. Frank Casanova: Casanova is the head of marketing for the headset. He earlier handled those duties for Apple’s AR efforts, back in 2019 when they were tied exclusively to the iPhone. He also previously ran iPhone partner marketing, which involved promoting the device with carriers. Earlier in his career at Apple, he helped lead QuickTime, the Mac media player. After he first joined the company in 1988, he led its old Advanced Projects Division under CEOs Gil Amelio and John Sculley. Kim Vorrath: Like Meade, Vorrath was brought to the headset project to help get the device to market. She’s the lead engineering program manager, or EPM, on the project, which means she’s responsible for making sure the team hits its deadlines. She’s also in charge of quality control. Vorrath came from the iOS and macOS side of Apple, where she spent years as the head program manager for its main operating systems. She was also key in developing the software for the original iPhone in the mid-2000s. Jeff Norris: Norris was an early hire on the project, joining in 2017 from NASA’s Jet Propulsion Lab to help figure out the “killer app” for the device. At NASA, Norris used virtual reality to control spacecraft. The use case for the Apple product has been a little more nebulous, but he sees virtual videoconferencing, meditation and remote collaboration as key selling points. Others on the project remain concerned that there still isn’t a slam-dunk reason for consumers to use the headset. But that could change over time, as has happened with the Apple Watch. Apple chips chief Johny Srouji. Source: Apple Inc/Apple Inc. Johny Srouji: Srouji is Apple’s top chip executive, responsible for the M2 processor and other custom components inside the headset. Srouji has been skeptical of the endeavor, internally likening it to a science project. He argued that Apple’s resources would be better spent on new iPhone chips that could drive more revenue than the headset. In the end, Srouji’s team created some of its most advanced chips to date for the headset. But in one setback, Srouji’s group spent years developing a wireless chip for an abandoned feature that would connect the headset to a base station for extra power. Shannon Gans: Gans is in charge of mixed-reality content for the device and oversees dealings with Hollywood types. Gans ran an animation and virtual reality content studio for two decades before becoming an executive producer on an animated series for Jon Stewart at HBO. She joined Apple five years ago and leads a team of VR content experts. Gans is responsible for ensuring the device has enough material at launch and has worked with existing Apple TV+ partners, Walt Disney Co. and Dolby Laboratories Inc. to build content for the device. Geoff Stahl: Stahl is responsible for much of the software that will run on the headset, including the new xrOS operating system. He’s also involved in the development of the device’s applications and gaming engine. Unsurprisingly, Stahl was a senior graphics and gaming software manager at Apple prior to this role. Other key software players include Ranjit Desai, responsible for the operating system’s underpinnings, or firmware; Selim Ben Himane, in charge of the computer vision technology that allows the headset to understand its surroundings; and Yaniv Gur, the former head of engineering for iWork, as well as the Books, Notes and News apps. Of course, Cook is ultimately responsible for the product. The final version has veered from his initial vision, as I detailed in the latest edition of Bloomberg Businessweek, but now it’s up to him to get it over the line. After more than a decade running Apple, this device could ultimately either strengthen or undermine his legacy. The company is betting that it’s the former. Discuss the latest Power On and more in our new Discord channel. The Bench Jason Sudeikis attends Apple’s Ted Lasso Season Two event. Photographer: Valerie Macon/AFP Apple has another new product category up its sleeves, literally. The iPhone maker, in partnership with Nike Inc., plans to begin selling Ted Lasso merchandise for $35 and up on the Apple online store, I’m told. The move is designed to promote the hit TV+ show in what could be its last season. Nike has been selling the gear for months, but this will mark the first time that Apple offers clothing tied to TV+ content (it’s previously sold Apple-themed gear at its company store in Cupertino, California). The apparel will be available in early June, and retail stores will promote a QR code to point shoppers where to find it online. Apple is capitalizing on the breakout success of Ted Lasso, a rare mainstream hit for its three-year-old TV+ service. The show, which chronicles an American football coach’s efforts to lead an English soccer team, has cracked the Top 10 of Nielsen’s streaming ratings — a list typically dominated by Netflix Inc. and Disney. Apple’s new iOS 17 accessibility features. Source: Apple Apple debuts new accessibilities features for iOS 17. As the company typically does in the weeks leading up to WWDC, Apple marked Global Accessibility Awareness Day by unveiling new features coming to the iPhone and iPad. There’s a new Assistive Access option that changes the look of the iOS interface by simplifying apps and making buttons larger (you can see what it looks like on the iPad and iPhone above). Another feature allows you to point the camera at a physical button and have the device explain what it’s looking at. And there’s an option for typing text that you want spoken during a phone call. The feature generating the most buzz is called Personal Voice. This is geared toward users at risk of losing their voice and relies on machine learning to train the iPhone to speak the way they do. They can then use this voice for the text-to-speak feature. OpenAI ChatGPT app on Apple’s App Store. Photographer: akub Porzycki/NurPhoto via Getty Images ChatGPT arrives on the iPhone, months after Apple banned its employees from using it. The free app is now available on the App Store and looks quite similar to the web version. It’s coming soon to Android as well, according to OpenAI, the startup behind the service. By default, it uses the GPT-3.5 language model, but paying customers can gain access to GPT-4. Users will also need the premium version to get faster response times and previews of new features. The same day that the app launched, the Wall Street Journal reported that Apple has banned its employees from using ChatGPT at work, fearing that data inputted into the system could leak sensitive information. The reality is that ChatGPT, along with the rest of the new generative AI services, were banned at Apple several months ago (for use on work projects) and nothing new has happened on that front in a while. Samsung made a similar move a few weeks ago. The Schedule Final Cut Pro on the iPad. Source: Apple Final Cut Pro and Logic for iPad: May 23. A few weeks after the products were announced, Apple is releasing two new iPad pro apps on the App Store as $5-a-month subscriptions. The user interface of Final Cut Pro is designed to be touch-first (it works with a trackpad on a Magic Keyboard or similar device) and appears perfect for in-field edits or for high-end content creators. But, of course, it’s not going to replace the full functionality of Final Cut Pro on a Mac. It’s probably closer to iMovie back in the day, when it worked more smoothly. WWDC 2023: June 5 to June 9. The next Worldwide Developers Conference will kick off in-person at the Apple Park campus in Cupertino. The first day will be the big keynote address, followed by developer sessions online throughout the week. Apple is planning to debut its new headset at the event, alongside the accompanying xrOS software and fresh MacBooks. There also will be updates to iOS, iPadOS, macOS, watchOS and tvOS. Post Game Q&A Q: What’s the latest on Apple’s MicroLED project, and will the company bring those screens to the iPhone? Q: How do you think the Apple headset will do? Q: Where do you think Apple stands with its artificial intelligence and machine learning efforts?

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Eric Adams Is Starving New York City’s Universal Pre-K Program
by Gunnar Larson 21 May '23

21 May '23

Eric Adams Is Starving New York City’s Universal Pre-K Program https://www.bloomberg.com/news/features/2023-05-15/eric-adams-starves-nyc-s… One of America’s most ambitious child-care experiments is playing out, in part, at a public-housing complex at the far end of Manhattan’s East Village. Tucked behind one of the 13 brick towers that make up the Jacob Riis Houses, a few bright classrooms sit filled with tiny furniture and, one morning in March, dozens of toddlers. This is the Jacob Riis Early Childhood Center, one of roughly 1,200 sites that make up New York City’s free, public pre-kindergarten program, which operates mostly via contracts with mom and pop providers and local nonprofits.

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Fairy stories how Bitcoin Forum was born into a manger
by professor rat 21 May '23

21 May '23

https://twitter.com/AaronvanW Reposts not lies by omission and revisionism Sent from Yahoo Mail on Android

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Anarcho-anarchs rule
by professor rat 21 May '23

21 May '23

"The Stateless" Anarchist Art and Song Festival, June 16-18 | anarchistnews.org | | | | | | | | | | | "The Stateless" Anarchist Art and Song Festival, June 16-18 | anarchistnews.org | | | | Reposts not tasteless spam Sent from Yahoo Mail on Android

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Thiel VC Firm Mithril Sued by Ex-Manager Over ‘Toxic’ Management
by Gunnar Larson 20 May '23

20 May '23

A former director at Peter Thiel’s venture capital firm Mithril Capital claims in a lawsuit he was driven out of his job by “dysfunctional and toxic” management. Thiel VC Firm Mithril Sued by Ex-Manager Over ‘Toxic’ Management https://www.bloomberg.com/news/articles/2023-05-20/thiel-vc-firm-mithril-su…

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UNIVERSITY BANK ANNOUNCES NEW ISLAMIC BANKING DIVISION – University Bank
by Gunnar Larson 20 May '23

20 May '23

We might try something like this out. Won't find this at Coinbase... ---- https://www.university-bank.com/2004/10/04/university-bank-announces-new-is… UNIVERSITY BANK ANNOUNCES NEW ISLAMIC BANKING DIVISION October 4, 2004, Ann Arbor, Michigan – University Bancorp (NASDAQ:UNIB) announced today it has a new Islamic Banking Division. The Islamic Banking Division will initially be responsible for promoting both an interest-free Mortgage Alternative Transaction (a redeemable lease program) and the FDIC-insured Profit Sharing Money Market account for the Bank. Additional products will be added including more deposit options and mutual funds. As with some other faith communities, the Islamic prohibition against paying interest has kept American Muslims from home ownership and limited options for bank deposit products. As a community bank focused on meeting the diverse needs of the community, this is also an opportunity to reach an under-served market. Recent successes in the growth of both areas led to the development of an entire Division. “We are very pleased with the progress of our Islamic bank products in gaining market acceptance. We now have $6.3 million in Mortgage Alternative Loan Transactions and just under $1 million in SHAPE™ deposits as a direct result of the program,” noted University Bank’s President Stephen Lange Ranzini. “The announcement today expands our commitment to serve the needs of our community and reinforces why University Bank is the only bank in Washtenaw County with an ‘Outstanding’ rating from the FDIC for community service and community investment.” Mushir Khwaja and Sarah Siddiqui joined University Bank’s Islamic Banking Division as Islamic Bankers. They will be primarily responsible for building relationships with Muslim customers for the Bank’s interest-free Mortgage Alternative Transaction (a redeemable lease program) and the FDIC-insured Profit-Sharing Money Market Account. Both have completed the Bank’s Islamic Banker Training Program. “With his degree in economics and his time with Morgan Stanley, Mushir has the background and experience to enhance our Islamic Banking Division,” said John Sickler, Vice President of Residential Lending. “Mushir has the precise profile we were seeking for our Islamic Banking Division and it is a bonus that he is a graduate of the Plymouth-Canton Schools and the University of Michigan, Sickler continued. Khwaja graduated in May 2002 from the University of Michigan with a Bachelor of Arts, majoring in both Economics and Organizational Studies. While at the University of Michigan Khwaja served on the Executive Council of the Organizational Studies Student Assembly and as Treasurer of the International Cultural Society. He took an active role in jump starting the Organizational Studies’ concentration from a mere individualized concentration, to a full-fledged department with faculty and staff. He is a resident of Canton, Michigan. “Sarah Siddiqui has a history of leadership in the southeast Michigan Muslim community”, said John Sickler Vice President of Residential Lending. “She definitely shares the bank’s vision that good banking starts by being a good neighbor,” Sickler continued. Siddiqui is very involved with various organizations in the Islamic Community. She is a Co-Founder and Adjunct Board Member of the Michigan Chapter of the Council of American Muslim Professionals. Since her graduation from the University of Michigan – Dearborn she has volunteered for various organizations including IMPACT, Michigan, and the Council on American-Islamic Relations, the Supporting Empowerment, Enhancement & Development Foundation and the Ummah Project. Siddiqui, a Magna Cum Laude graduate from the University of Michigan, Dearborn with a Bachelor of Arts, also attended Lambton College of Applied Arts and Technology in Sarnia, with a specialization in Information Systems. Her extracurricular activities included Student Government, Peer Mentoring Program, Muslim Students Association and Phi Theta Kappa Honor Society. She is preparing to enter the MBA program at Eastern Michigan University. Prior to joining University Bank, Siddiqui worked at Holcim, Inc. from 2002 to 2004 and as a consultant for Stopka & Associates from 2000 to 2002. She is a resident of Ann Arbor, Michigan. Contact: Stephen Lange Ranzini 734-741-5858, ext. 266 Ann Arbor based University Bancorp owns 100% of University Bank. University Bank is an FDIC-insured, locally owned and managed Community Bank primarily serving the cities of Ann Arbor and Ypsilanti of Washtenaw County. The Community Banking operation focuses on local businesses, minorities and the non-profit communities. University Bank is the only financial institution located in Washtenaw County to be rated “Outstanding” by the FDIC for Community Service and Community Reinvestment. Other Community Banking specialties include highly competitive deposit products for business owners, residential mortgages, commercial real estate lending and insurance, investments and money management through its wholly-owned subsidiary, University Insurance & Investments, Inc. In addition to its Community Banking operations, University Bancorp specializes in mortgage subservicing and mortgage origination primarily serving the credit union industry through the Bank’s Houghton-based 80%-owned subsidiary, Midwest Loan Services.

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Cryptocurrency: The Declaration Of Monetary Independence
by grarpamp 20 May '23

20 May '23

https://declarationofmonetaryindependence.org/  Sign the Declaration The Declaration of Monetary Independence How It Works Read it Sign it Share it Preamble What follows is a document co-authored by several contributors to Bitcoin Magazine and proud members of the Bitcoin community. While many people believe that money has always exclusively been a creation of government, this is untrue. There have been many periods throughout history where governments were not the custodians of the money supply. Unfortunately, today almost every nation employs a central bank that has a monopoly on what currency is allowed to be used within their domain. The original signatories to this document believe that central banks and governments throughout the world have abused their exorbitant privilege of printing money. This document proposes a new way of doing things. We are not calling for an end to the U.S. dollar or any other fiat currency — we are asking to bring an end to monopoly money in every country. Give citizens a choice. Let market forces and participants decide if they want this new form of “magic internet money” that is based on rules, not rulers. Bitcoin benefits the entire planet. Those who sign believe bitcoin is a peaceful revolution that favors the billions, not billionaires. We urge you to read it and sign it if you are so inspired. The Declaration of Monetary Independence When in the course of human events, it becomes necessary for one people to dissolve the monetary bonds which have enslaved them to a fiat system of government decree and to assume complete sovereignty over their own monetary freedom, a decent respect to the opinions of mankind requires that they should declare the causes which impel them to this dissolution. Central Banks have abused their privilege of printing money. Each monetary unit printed debases the existing monetary supply. The printing of these units is a form of theft or hidden tax. The printing of these units are exclusionary and confer privilege on those closest to the central bank — Cantillon effect. Many American Founding Fathers were staunchly opposed to central banks and the type of power governments have today. The internet has made it easy for governments to control and surveil its citizens for minimal cost and without our knowledge. Allowing the few to distort price signals utilized by the many is more akin to communism than capitalism. These units make price discovery and free markets impossible, thus disrupting the ability of consumers to make relevant economic decisions. These units are a poor medium for storing our value, life force and essence of our labor over time. These units enable the financing of endless wars and conflict without representative public support. These units are created from debt and have led to unsustainable levels of government, corporate and individual debt. These units are poor mediums for conservation of energy and negatively impact the environment. These units disincentivize the use of inexpensive, abundant and renewable energy. These units induce inequality, poverty and wealth disparity. These units move value too slowly across international borders in a globalized, digital age. These units were once backed by hard assets like gold and silver but are now backed only by empty promises. These units are forced upon citizens without any alternative constituting a monopoly on the medium of exchange. These units have been weaponized to sow the seeds of hatred and division around the world. These units are manipulated by a ruling class whose incentives are not aligned with the best interests of the governed. The current monetary policy encourages infinite consumption and growth on a finite planet. The current monetary policy leads to bailouts, bail-ins and socialized losses. The current monetary policy fosters a misallocation of capital. The current monetary policy leads to financial repression and excessive government. The current monetary policy leads to authoritarian rule and crony capitalism. The current monetary policy enslaves the human spirit and stifles technological innovation. The current monetary policy encourages and incentivizes short-term thinking (a high time preference) over long-term thinking (a low time preference). The U.S. dollar ($USD), held as world reserve currency, has been used to destabilize other national currencies. And so, as of January 3, 2009, there came into existence a monetary asset and monetary protocol that separated money from state and it holds these properties: This monetary network, known as Bitcoin, is capped at 21,000,000 units. This monetary network is decentralized and allows anyone to verify the integrity of the unit ownership and transfer. Each unit is divisible into 100,000,000 pieces called satoshis. That anyone, without permission, can own a subunit as small as one satoshi. The Bitcoin Protocol / Lightning Network Protocol (LNP/BP) is the first native monetary layer of the internet. This monetary network is not controlled by and does not favor any government. This monetary network is a provably and verifiably scarce digital asset. Each security node (miner) in the network is incentivized to find the cheapest, most abundant energy sources on the planet. This monetary network uses a timechain mechanism and proof of work to verify transactions and create new units. This monetary network reaches ownership consensus approximately every 10 minutes and validates every transaction dating back to the Genesis Block on January 3, 2009. This monetary network is backed by the largest, most secure single-use computer network in history. This monetary network has had a historic 99.98% uptime and is the only monetary network of its size that has never been hacked or compromised. This monetary network is an embodiment of American founding principles with regard to individual freedoms, private property and human rights. This monetary network treats all participants the same. This monetary network is in a constant state of price discovery. This monetary network is based on consensus rules, math and cryptography; not by the subjectivity of rulers, power and preference. This monetary network is based on software that is free and open source. This monetary network is able to move value across space and time with minimal loss of energy and at low cost. This monetary network is accessible to anyone with an internet connection. This monetary network contains no barriers to entry for the masses — permissionless. This monetary network revived the time-honored freedom of saving as a wealth accumulation strategy, regardless of race, creed or nationality. This monetary network prioritizes safety and security. This monetary network rewards those actors who secure the network and incurs significant costliness to would-be bad actors. This monetary network is able to efficiently store value created from your labor and life force. This monetary network enables a new store of value vehicle and settlement technology for billions of unbanked and persecuted people worldwide. This monetary network disincentivizes financially oppressive state policies. This monetary network utilizes unforgeable costliness to reach global consensus without relying on a central authority. This monetary network disincentivizes the barbaric use of physical, political and economic coercion as a means of conflict resolution. This monetary network promotes freedom, cooperation and working toward mutual benefit, providing a path for Peace. Therefore, in full consideration of the above, we urge all citizens of Earth who value freedom and property rights to adopt Bitcoin as an insurance policy against central bank and government overreach. Signed this 31st day of October, in the year 2021 [Block height 707575]. Whether buying a few satoshis, starting a business or running a node, the Bitcoin Network is directly impacted by your decisions. We call upon all participants of the Bitcoin community, if it is safe for you to do so, to sign your name in support of this document. The beauty of this decentralized network is that it operates on willful cooperation. In the same manner as this document, it is not a contractual memorandum of understanding or agreement. You may contest or disagree with some elements and that is expected. Our goal is for outreach and empowerment through time, space and perspective. If there is even one thing agreeable to you in this document, for the sake of a show of strength and solidarity, provide your written support. Let the world know that we are here, we are many and we are united! Sign the Declaration Original Signers Mark Maraia Author Mike Hobart Author Ulric Pattillo Author Aaron Segal American HODL Andrew Fink Ben Prentice Bitcoin Actuary Brady Swenson Brandon Quittem Bryce VonZurmhuelen C.J. Wilson Casey Carrillo Christopher Friedl CK Colin Crossman Cory Klippsten Craig Deutsch Dennis Porter General Kenobi Guy Brandon Guy Malone Guy Swann Heidi Porter Hermann Vivier Humble Warrior Jay Gould Jeff Ross Jessica Payne Jessicahodl Joe Carlasare Johnathon Alpart Josh Doña Kaily Buemi Kristen Cozad Lamar Wilson Lauren Sieckman Lawrence Madelyn Matt Mohline Matthew R. Ball Mike Alfred Neil Jacobs Nick Fonseca Pedro Solimano Peter McCormack Rick Poach Robert Breedlove Sam Cargo Sean Shawn Amick Shinobi Silva Suhail Tomer Strolight Sign the Declaration Sign the Declaration © Copyright 2021 | Declaration of Monetary Independence | All Rights Reserved

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