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Fwd: Open FOIL NY Request From : Gunnar Larson : One Million Black Women and Mission-Driven Banks: NAACP, Goldman Sachs, Wells Fargo and PayPal Collusion
by Gunnar Larson 10 Sep '22

10 Sep '22

---------- Forwarded message --------- From: Paasewe, Siaka (DHR) <Siaka.Paasewe(a)dhr.ny.gov> Date: Fri, Sep 9, 2022, 5:08 PM Subject: RE: Open FOIL NY Request From : Gunnar Larson : One Million Black Women and Mission-Driven Banks: NAACP, Goldman Sachs, Wells Fargo and PayPal Collusion To: G(a)xny.io <g(a)xny.io> Cc: Garvin, Sheila Y (DHR) <Sheila.Garvin(a)dhr.ny.gov> Dear Mr. Larson: Pursuant to your request below, please see the attachment. Siaka Paasewe Records Access Officer NYS Division of Human Rights One Fordham Plaza, 4th Floor Bronx, NY 10458 718-741-8422 718-741-8256 [Fax] Siaka.Paasewe(a)dhr.ny.gov foil(a)dhr.ny.gov *From:* noreply-openfoil(a)its.ny.gov <its.sm.openfoil(a)its.ny.gov> *Sent:* Sunday, April 3, 2022 7:27 PM *To:* dfs.sm.RecordsAccessOfficer <recordsaccessofficer(a)dfs.ny.gov>; dhr.dl.foil <foil(a)dhr.ny.gov>; freedominfo(a)nysif.com *Subject:* Open FOIL NY Request From : Gunnar Larson : One Million Black Women and Mission-Driven Banks: NAACP, Goldman Sachs, Wells Fargo and PayPal Collusion *New FOIL Request for Department of Financial Services, Division of Human Rights, New York State Insurance Fund * Submitted on: 4/3/2022 7:26:38 PM Request Confirmation Number : LARSON_DFS_20220403192638664 LARSON_DHR_20220403192638664 LARSON_NYSIF_20220403192638664 *INFORMATION SUBMITTED:* *Title* Mr. *First Name* Gunnar *Middle Initial* *Last Name* Larson *E-Mail* g(a)xny.io *Telephone* (646) 454-9107 *Fax* *Affiliation/Organization* xNY.io - Bank.org *Street Address 1* *Street Address 2* *City* *State* NY *Zip Code* 10001 *Country* *USA* *Short Title* One Million Black Women and Mission-Driven Banks: NAACP, Goldman Sachs, Wells Fargo and PayPal Collusion *Description* Dear Madam or Sir: Today's memo requests records related to NY-DFS monitoring of $10,610,000,000 of pledge funds (detailed below) specific to financial inclusion. xNY.io would like to receive any and all records related to NY-DFS' monitoring of Goldman Sachs' potential money laundering and other abuses of Goldman project, One Million Black Women, with $10B in direct capital and $100M in charity investments: https://www.goldmansachs.com/our-commitments/sustainability/one-million-bla… xNY.io would like to receive any and all documents correlating NY-DFS monitoring of (or, confirming no correlation) the One Million Black Women fund related to any association to other Goldman student scholarship funds in Africa ... Furthermore, xNY.io would like to receive any and all documents, related to NY-DFS' regulatory scrutiny of interlocking directorates at the NAACP, Goldman Sachs, Wells Fargo and PayPal with potential collusion in leveraging marketplace spoofing tactics (or, records confirming no spoofing tactics) concerning $810 million in pledge funds associated with the 2020 Mission Driven Banks whitepaper: https://drive.google.com/file/d/1rOXE7ierZcd8HlvNVy7hAYg7d86q_1dv/view?usp=… Attached and below, kindly find outline of the $850M pledged: Goldman Sachs Industry: Financial Services Pledge Amount: $250 million Use of Funds: Goldman Sachs has committed $250 million for small business lending. Goldman Sachs will not issue these loans directly since it is not an approved small business loan provider in the United States. Instead, it will provide the financing to CDFIs and other mission-driven lenders to make the loans. Wells Fargo Industry: Banking Pledge Amount: $50 million Use of Funds: Wells Fargo has pledged a $50 million investment in African American MDIs. See Press Release PayPal Industry: Financial Services Pledge Amount: $510 million Use of Funds: PayPal has pledged $500 million for a long-term economic opportunity fund to support African American and underrepresented minority businesses and communities. The initiative will include “bolstering the company’s relationships with community banks and credit unions serving underrepresented minority communities, as well as investing directly into African American and minority led startups and minority-focused investment funds.” PayPal deposited $50 million in Optus Bank, an African American MDI in Columbia, South Carolina. PayPal will use another $10 million for grants to African American-owned businesses affected by the COVID-19 pandemic or civil unrest surrounding protests. The very best, Gunnar Larson *FOIL Response Format* Email *If fees apply, please contact me if costs will be greater than* 25000 *Additional Information* I am a representative of, or affiliated with, the news media and this request is made as part of a news gathering effort , I am an individual seeking information for personal use , I am affiliated with an educational or non-commercial scientific institution, and this request is made for a scholarly or scientific purpose , I am affiliated with a private corporation and am seeking information for use in the company’s business for commercial purpose

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Fwd: Open FOIL NY Request From : Gunnar Larson : Permission for Interlocking Directors and Officers
by Gunnar Larson 10 Sep '22

10 Sep '22

---------- Forwarded message --------- From: Paasewe, Siaka (DHR) <Siaka.Paasewe(a)dhr.ny.gov> Date: Fri, Sep 9, 2022, 4:58 PM Subject: RE: Open FOIL NY Request From : Gunnar Larson : Permission for Interlocking Directors and Officers To: G(a)xny.io <g(a)xny.io> Cc: Garvin, Sheila Y (DHR) <Sheila.Garvin(a)dhr.ny.gov> Dear Mr. Larson: Pursuant to your request below, please see the attachment. Siaka Paasewe Records Access Officer NYS Division of Human Rights One Fordham Plaza, 4th Floor Bronx, NY 10458 718-741-8422 718-741-8256 [Fax] Siaka.Paasewe(a)dhr.ny.gov foil(a)dhr.ny.gov *From:* noreply-openfoil(a)its.ny.gov <its.sm.openfoil(a)its.ny.gov> *Sent:* Wednesday, March 16, 2022 12:17 PM *To:* dfs.sm.RecordsAccessOfficer <recordsaccessofficer(a)dfs.ny.gov>; dhr.dl.foil <foil(a)dhr.ny.gov>; freedominfo(a)nysif.com *Subject:* Open FOIL NY Request From : Gunnar Larson : Permission for Interlocking Directors and Officers *New FOIL Request for Department of Financial Services, Division of Human Rights, New York State Insurance Fund * Submitted on: 3/16/2022 12:17:20 PM Request Confirmation Number : LARSON_DFS_20220316121720903 LARSON_DHR_20220316121720903 LARSON_NYSIF_20220316121720903 *INFORMATION SUBMITTED:* *Title* Mr. *First Name* Gunnar *Middle Initial* *Last Name* Larson *E-Mail* G(a)xny.io *Telephone* *Fax* *Affiliation/Organization* xNY.io *Street Address 1* *Street Address 2* *City* *State* NY *Zip Code* *Country* *USA* *Short Title* Permission for Interlocking Directors and Officers *Description* Dear Madam or Sir: We would like to receive any and all records related to New York State and NY-DFS' approach to enforcement of "Permission for Interlocking Directors and Officers" as per outlined here: https://www.dfs.ny.gov/apps_and_licensing/banks_and_trusts/other/Permission… In addition, we would like to receive any and all records associated with filed permissions for interlocking directorates at the NAACP and Goldman Sachs, specific to Mr. Rose (https://naacp.org/people/peter-rose) and Mr. Ogunlesi ( https://www.goldmansachs.com/about-us/people-and-leadership/leadership/boar…) Finally, we would like to receive any and all records related to NY-DFS monitoring of Goldman Sachs' minority scholarship fund support in Africa (and how any non-approved interlocking directorates may be engaged in AML violations). Thank you, Gunnar Larson *FOIL Response Format* Email *If fees apply, please contact me if costs will be greater than* 25000 *Additional Information* I am a representative of, or affiliated with, the news media and this request is made as part of a news gathering effort , I am an individual seeking information for personal use , I am affiliated with an educational or non-commercial scientific institution, and this request is made for a scholarly or scientific purpose , I am affiliated with a private corporation and am seeking information for use in the company’s business for commercial purpose

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Fwd: Open FOIL NY Request From : Gunnar Larson : NAACP, Goldman Sachs, Wells Fargo and PayPal Collusion
by Gunnar Larson 10 Sep '22

10 Sep '22

---------- Forwarded message --------- From: Paasewe, Siaka (DHR) <Siaka.Paasewe(a)dhr.ny.gov> Date: Fri, Sep 9, 2022, 4:54 PM Subject: RE: Open FOIL NY Request From : Gunnar Larson : NAACP, Goldman Sachs, Wells Fargo and PayPal Collusion To: G(a)xny.io <g(a)xny.io> Cc: Garvin, Sheila Y (DHR) <Sheila.Garvin(a)dhr.ny.gov> Dear Mr. Larson: Pursuant to your request below, please see the attachment. Siaka Paasewe Records Access Officer NYS Division of Human Rights One Fordham Plaza, 4th Floor Bronx, NY 10458 718-741-8422 718-741-8256 [Fax] Siaka.Paasewe(a)dhr.ny.gov foil(a)dhr.ny.gov *From:* noreply-openfoil(a)its.ny.gov <its.sm.openfoil(a)its.ny.gov> *Sent:* Wednesday, March 16, 2022 11:57 AM *To:* dfs.sm.RecordsAccessOfficer <recordsaccessofficer(a)dfs.ny.gov>; freedominfo(a)nysif.com; dhr.dl.foil <foil(a)dhr.ny.gov> *Subject:* Open FOIL NY Request From : Gunnar Larson : NAACP, Goldman Sachs, Wells Fargo and PayPal Collusion *New FOIL Request for Department of Financial Services, New York State Insurance Fund, Division of Human Rights * Submitted on: 3/16/2022 11:57:06 AM Request Confirmation Number : LARSON_DFS_20220316115706337 LARSON_NYSIF_20220316115706337 LARSON_DHR_20220316115706337 *INFORMATION SUBMITTED:* *Title* Mr. *First Name* Gunnar *Middle Initial* *Last Name* Larson *E-Mail* G(a)xny.io *Telephone* (646) 454-9107 *Fax* *Affiliation/Organization* xNY.io *Street Address 1* *Street Address 2* *City* *State* NY *Zip Code* 10001 *Country* *USA* *Short Title* NAACP, Goldman Sachs, Wells Fargo and PayPal Collusion *Description* Dear Madam or Sir: We would like to receive any and all records concerning NAACP, Goldman Sachs, Wells Fargo and PayPal collusion, where facts and figures beg the question of coordinated systematic racism associated with PayPal's conditional Bitlicense award. We would like to receive any records that would indicate NY-DFS' insights into both PayPal and Wells Fargo partnering to organize a clear scheme to profit off of New York's minority population (according to the details below). We would like to receive any and all records that indicate New York State NOT choosing to ignore the relevant facts associated with this matter. Furthermore, we would like to receive any and all records that indicate the New York State Retirement Fund is not being leveraged as a key investor in the associated scheme. Below kindly find detail that supports this records request: *March 11, 2022:* Bloomberg reported that Wells Fargo approved fewer than half of Black applicants were approved by the biggest bank mortgage lender: https://www.bloomberg.com/graphics/2022-wells-fargo-black-home-loan-refinan… *August 19, 2021:* Wells Fargo Launches Passive Bitcoin Fund for Wealthy Clients, minority and low income clients excluded: https://www.nasdaq.com/articles/wells-fargo-launches-passive-bitcoin-fund-f… *October 22, 2020: *PayPal first to receive NY conditional virtual currency 'Bitlicense.' PayPal Inc. became the first firm to receive a conditional virtual currency license from the New York State Department of Financial Services*: * https://today.westlaw.com/Document/Ib5cd5e2f149c11ebbea4f0dc9fb69570/View/F… *July 23, 2021, Wells Fargo Stock Ownership: * Ownership (NYS:WFC) Total Shares Outstanding 13F Ownership # of 13 Holders Insider Ownership 4,107,998,274.00 77.05% 2,062.00 0.12% Top 10 13F Holders 13F Holders % Total Shares Held % of Portfolio Trend Prev. 8 Quarters Current Shares Market Value (B), USD New York State Common Retirement Fund 0.26% 0.46% 10,617,151 $414.81M New York State Teachers Retirement System 0.13% 0.44% 5,219,084 $203.91M Bank of New York Mellon Corp 0.77% 0.25% 31,624,345 $1.24B *July 23, 2021, PayPal Stock Ownership: * Ownership (NAS:PYPL) Total Shares Outstanding 13F Ownership # of 13 Holders Insider Ownership 1,174,728,054.00 86.69% 2,661.00 6.11% Top 10 13F Holders 13F Holders % Total Shares Held % of Portfolio Trend Prev. 8 Quarters Current Shares Market Value (B), USD Bank of New York Mellon Corp 0.97% 0.57% 11,452,187 $2.78B Goldman Sachs Group Inc 0.64% 0.46% 7,554,169 $1.83B Wells Fargo & Co 0.64% 0.41% 7,465,572 $1.81B New York State Common Retirement Fund 0.20% 0.62% 2,317,196 $562.71M New York State Teachers Retirement System 0.13% 0.80% 1,521,757 $369.54M *FOIL Response Format* Email *If fees apply, please contact me if costs will be greater than* 25000 *Additional Information* I am a representative of, or affiliated with, the news media and this request is made as part of a news gathering effort , I am an individual seeking information for personal use , I am affiliated with an educational or non-commercial scientific institution, and this request is made for a scholarly or scientific purpose , I am affiliated with a private corporation and am seeking information for use in the company’s business for commercial purpose

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Fwd: [EXT] LendingClub: Current Board of Directors
by Gunnar Larson 10 Sep '22

10 Sep '22

---------- Forwarded message --------- From: Anuj Nayar <anayar(a)lendingclub.com> Date: Sun, Oct 24, 2021, 11:36 AM Subject: Re: [EXT] LendingClub: Current Board of Directors To: Gunnar Larson <g(a)xny.io>, Investor Relations <ir(a)lendingclub.com>, Press <Press(a)lendingclub.com> Hi Gunnar On September 11, 2021, in connection with her nomination to serve as superintendent of the New York State Department of Financial Services, Adrienne Harris notified us of her resignation, effective September 12, 2021, from the Company’s Board. Details can be found in the 8k filed on 9/15/21 (below) https://d18rn0p25nwr6d.cloudfront.net/CIK-0001409970/bbc437e4-2920-4d5d-8e0… *From: *Gunnar Larson <g(a)xny.io> *Date: *Saturday, October 23, 2021 at 9:37 AM *To: *Investor Relations <ir(a)lendingclub.com>, Press <Press(a)lendingclub.com> *Cc: *Gunnar Larson <g(a)xny.io> *Subject: *[EXT] LendingClub: Current Board of Directors *CAUTION:* This email originated from outside of the organization. Do not click links or open attachments unless you recognize the sender and know the content is safe. Dear Madam or Sir: Good day to you. Surveying market research, I was wondering if you can kindly confirm, from LendingClub's July 15, 2021 press release: - Is Ms. Adrienne Harris currently a member of LendingClub's board of directors? - https://www.prnewswire.com/news-releases/lendingclub-appoints-adrienne-harr… [prnewswire.com] <https://urldefense.proofpoint.com/v2/url?u=https-3A__www.prnewswire.com_new…> - Reviewing your website, Ms. Harris is not referenced: https://www.lendingclub.com/company/leadership - Bloomberg and other sources do not reference Ms. Harris as a LendingClub board member: https://www.bloomberg.com/quote/LC:US [bloomberg.com] <https://urldefense.proofpoint.com/v2/url?u=https-3A__www.bloomberg.com_quot…> Sending you the very best regards. Thank you, Gunnar -- *Gunnar Larson - xNY.io [xny.io] <https://urldefense.proofpoint.com/v2/url?u=http-3A__www.xNY.io&d=DwMFaQ&c=z…> | Bank.org [bank.org] <https://urldefense.proofpoint.com/v2/url?u=http-3A__Bank.org&d=DwMFaQ&c=zW-…>* MSc [unic.ac.cy] <https://urldefense.proofpoint.com/v2/url?u=https-3A__www.unic.ac.cy_blockch…> - Digital Currency MBA [unic.ac.cy] <https://urldefense.proofpoint.com/v2/url?u=https-3A__www.unic.ac.cy_busines…> - Entrepreneurship and Innovation (ip) G(a)xNY.io +1-646-454-9107 New York, New York 10001 ------------------------------ This message contains confidential information and is intended only for the named addressee. If you are not the named addressee you should not disseminate, distribute or copy this e-mail. Please notify the sender immediately by e-mail if you have received this e-mail by mistake and delete this e-mail from your system. If you are not the named addressee, you are notified that disclosing, copying, distributing or taking any action in reliance on the contents of this information is strictly prohibited.

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Fwd: LendingClub: Current Board of Directors
by Gunnar Larson 10 Sep '22

10 Sep '22

---------- Forwarded message --------- From: Gunnar Larson <g(a)xny.io> Date: Sat, Oct 23, 2021, 12:36 PM Subject: LendingClub: Current Board of Directors To: <IR(a)lendingclub.com>, <Press(a)lendingclub.com> Cc: Gunnar Larson <g(a)xny.io> Dear Madam or Sir: Good day to you. Surveying market research, I was wondering if you can kindly confirm, from LendingClub's July 15, 2021 press release: - Is Ms. Adrienne Harris currently a member of LendingClub's board of directors? - https://www.prnewswire.com/news-releases/lendingclub-appoints-adrienne-harr… - Reviewing your website, Ms. Harris is not referenced: https://www.lendingclub.com/company/leadership - Bloomberg and other sources do not reference Ms. Harris as a LendingClub board member: https://www.bloomberg.com/quote/LC:US Sending you the very best regards. Thank you, Gunnar -- *Gunnar Larson - xNY.io <http://www.xNY.io> | Bank.org <http://Bank.org>* MSc <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&u…> - Digital Currency MBA <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovat…> - Entrepreneurship and Innovation (ip) G(a)xNY.io +1-646-454-9107 New York, New York 10001

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Fwd: United States: Russian State-Sponsored TV Network's Attempt To Dismiss Copyright Lawsuit On Fair Use Grounds Denied
by professor rat 10 Sep '22

10 Sep '22

Interesting indeed. Thanks G. I'm so old I'm older than Gym Dumbell - and I remember when Jack Valenti compared a VHS recorder to the Boston Strangler - which reminds me - you better turn off that phone in your pocket before it invades Poland.

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A Gang Of HackRFs Makes For A Wideband SDR | Hackaday
by jim bell 10 Sep '22

10 Sep '22

https://hackaday.com/2022/04/01/a-gang-of-hackrfs-makes-for-a-wideband-sdr/ (Oleg Kutkov] decided to build a wideband SDR – for satellite communication research and monitoring, you know, the usual. He decided on a battery of HackRF boards – entire eight of them, in fact. Two 1×4 and one 1×2 RF splitters and an LNA on their combined RF input made for a good start to the project, and from there, it only got more complex. HackRF boards can be synchronized with a separate clock source, but you can’t just pull a single clock line to all of them in a star configuration. Thus, he’s built a clock distribution and amplifier board, with 4 ns propagation delay at 1 PPS, and only 10 ns delay at 10 MHz. Then, he integrated that board with the HackRF setup, adding a case, wiring up a purpose-built cable and dealing with the reflections that occurred. HackRF boards are USB 2.0 and able to generate a stream of data up to 320 MB/s, and there’d be no viable way to aggregate eight 2.0 links into one. To solve that, he’s used eight separate PCI-E to USB 3.0 cards, each of them with one HackRF plugged in, all connected to an AMD Ryzen 9-powered PC through PCI-E risers we typically see used for mining purposes. To tie it all together, he created a gnuradio flowgraph and patched the osmocom source block to enable the external clock synchronization mechanisms he decided to use.

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Peter Thiel Sucks Cock
by professor rat 10 Sep '22

10 Sep '22

The Queen is dead - long live the Queen

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Re: [EXT] LendingClub: Current Board of Directors
by Gunnar Larson 10 Sep '22

10 Sep '22

Richard, Go fuck yourself. Gunnar On Sat, Sep 10, 2022, 10:49 AM Richard Weber <richardweber13(a)icloud.com> wrote: > I asked you numerous times not to use my personal email and you have > refused to abide by that simple request. This is considered harassment by > continuing to do so and will refer this over to our investigators to handle > now. Do not use my personal email any more. > > Sent from my iPhone > > On Sep 10, 2022, at 10:08 AM, Gunnar Larson <g(a)xny.io> wrote: > > > Mr. Weber: > > It is September 10. > > How do you explain September 11 below? > > Gunnar > > Gunnar Larson > xNY.io - Bank.org > > ---------- Forwarded message --------- > From: Anuj Nayar <anayar(a)lendingclub.com> > Date: Sun, Oct 24, 2021, 11:36 AM > Subject: Re: [EXT] LendingClub: Current Board of Directors > To: Gunnar Larson <g(a)xny.io>, Investor Relations <ir(a)lendingclub.com>, > Press <Press(a)lendingclub.com> > > > Hi Gunnar > > On September 11, 2021, in connection with her nomination to serve as > superintendent of the New York State Department of Financial Services, > Adrienne Harris notified us of her resignation, effective September 12, > 2021, from the Company’s Board. Details can be found in the 8k filed on > 9/15/21 (below) > > > https://d18rn0p25nwr6d.cloudfront.net/CIK-0001409970/bbc437e4-2920-4d5d-8e0… > > > > > > *From: *Gunnar Larson <g(a)xny.io> > *Date: *Saturday, October 23, 2021 at 9:37 AM > *To: *Investor Relations <ir(a)lendingclub.com>, Press < > Press(a)lendingclub.com> > *Cc: *Gunnar Larson <g(a)xny.io> > *Subject: *[EXT] LendingClub: Current Board of Directors > > > > *CAUTION:* This email originated from outside of the organization. Do not > click links or open attachments unless you recognize the sender and know > the content is safe. > > > > Dear Madam or Sir: > > > > Good day to you. > > > > Surveying market research, I was wondering if you can kindly confirm, from > LendingClub's July 15, 2021 press release: > > - Is Ms. Adrienne Harris currently a member of LendingClub's board of > directors? > > > - https://www.prnewswire.com/news-releases/lendingclub-appoints-adrienne-harr… > [prnewswire.com] > <https://urldefense.proofpoint.com/v2/url?u=https-3A__www.prnewswire.com_new…> > > > - Reviewing your website, Ms. Harris is not referenced: > https://www.lendingclub.com/company/leadership > - Bloomberg and other sources do not reference Ms. Harris as a > LendingClub board member: https://www.bloomberg.com/quote/LC:US > [bloomberg.com] > <https://urldefense.proofpoint.com/v2/url?u=https-3A__www.bloomberg.com_quot…> > > Sending you the very best regards. > > > > Thank you, > > > > Gunnar > > -- > > *Gunnar Larson - xNY.io [xny.io] > <https://urldefense.proofpoint.com/v2/url?u=http-3A__www.xNY.io&d=DwMFaQ&c=z…> | > Bank.org [bank.org] > <https://urldefense.proofpoint.com/v2/url?u=http-3A__Bank.org&d=DwMFaQ&c=zW-…>* > > MSc [unic.ac.cy] > <https://urldefense.proofpoint.com/v2/url?u=https-3A__www.unic.ac.cy_blockch…> > - Digital Currency > > MBA [unic.ac.cy] > <https://urldefense.proofpoint.com/v2/url?u=https-3A__www.unic.ac.cy_busines…> > - Entrepreneurship and Innovation (ip) > > > > G(a)xNY.io > > +1-646-454-9107 > > New York, New York 10001 > > ------------------------------ > This message contains confidential information and is intended only for > the named addressee. If you are not the named addressee you should not > disseminate, distribute or copy this e-mail. Please notify the sender > immediately by e-mail if you have received this e-mail by mistake and > delete this e-mail from your system. If you are not the named addressee, > you are notified that disclosing, copying, distributing or taking any > action in reliance on the contents of this information is strictly > prohibited. > >

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Fwd: Automatic reply: Meta Platforms, Inc. Board of Directors - USPTO, Digital Assets and Moscow Exchange
by Gunnar Larson 10 Sep '22

10 Sep '22

---------- Forwarded message --------- From: Chollet, Nicki <NChollet(a)kilpatricktownsend.com> Date: Sat, Sep 10, 2022, 10:45 AM Subject: Automatic reply: Meta Platforms, Inc. Board of Directors - USPTO, Digital Assets and Moscow Exchange To: Gunnar Larson <g(a)xny.io> I am out of the office and may be slow to respond. I will return your message as soon as possible. Best, Nicki ------------------------------ Confidentiality Notice: This communication constitutes an electronic communication within the meaning of the Electronic Communications Privacy Act, 18 U.S.C. Section 2510, and its disclosure is strictly limited to the recipient intended by the sender of this message. This transmission, and any attachments, may contain confidential attorney-client privileged information and attorney work product. If you are not the intended recipient, any disclosure, copying, distribution or use of any of the information contained in or attached to this transmission is STRICTLY PROHIBITED. Please contact us immediately by return e-mail or at 404 815 6500, and destroy the original transmission and its attachments without reading or saving in any manner. ------------------------------ ***DISCLAIMER*** Per Treasury Department Circular 230: Any U.S. federal tax advice contained in this communication (including any attachments) is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any transaction or matter addressed herein.

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