March 2025 - cypherpunks - lists.cpunks.org

President Trump announces the JFK files are set to be released tomorrow. https://www.facebook.com/share/v/1543md3AH6/
by Gunnar Larson 18 Mar '25

18 Mar '25

https://www.facebook.com/share/v/1543md3AH6/ President Trump announces the JFK files are set to be released tomorrow.

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23 Highlights to: Preprint not peer reviewed Central Bank of the Future Summary and Recommendations for Further Inquiry Paper # 8 Released July 19, 2021
by Gunnar Larson 17 Mar '25

17 Mar '25

23 Highlights: https://docs.google.com/document/d/1QQq9erUCF74EfNOzNe_D1X-URy6Wj7UVfXgG9lU… The authors thank the Bill & Melinda Gates Foundation for its support of this research. Thanks are also owed to the research assistants at the Center on Finance, Law & Policy, and especially to Avaskhan Assanaliyev. The authors are also grateful for the editorial assistance of Tracey Van Dusen and Christie Baer. Authors Michael S. Barr msbarr(a)umich.edu Adrienne A. Harris adrienah(a)umich.edu Megan Kelly megkel(a)umich.edu Emma Macfarlane emmamac(a)umich.edu Bryan Ricketts rickettb(a)umich.edu University of Michigan Center on Finance, Law & Policy Weill Hall Suite 5211 735 S. State St. Ann Arbor, MI 48109 http://financelawpolicy.umich.edu/central-bank-research

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26 Highlights to: Should Central Banks Use Distributed Ledger Technology and Digital Currencies to Advance Financial Inclusion? Paper # 7 Released May 17, 2021
by Gunnar Larson 17 Mar '25

17 Mar '25

26 Highlights: https://drive.google.com/file/d/139wL-v-LtFalXad0-qBwJcVhkdmvmHW-/view?usp=… The authors thank the Bill & Melinda Gates Foundation for its support of this research. Thanks are also owed to the research assistants at the Center on Finance, Law & Policy, especially Bryan Ricketts. We are also grateful for the editorial assistance of Rebecca Cohen, Daniel Rivkin, and Tracey Van Dusen. ISSUE BRIEF 7: SHOULD CENTRAL BANKS USE DISTRIBUTED LEDGER TECHNOLOGY AND DIGITAL CURRENCIES TO ADVANCE FINANCIAL INCLUSION? I. Executive Summary This brief is part of the Central Bank of the Future Project (“CBOTF”), a research project that seeks to identify ways that central banks across the world can improve access to financial products and services for underserved communities. CBOTF engages with scholars, financial regulators and policy makers, think tanks, financial institutions, fintech companies, consumer and community organizations, and other stakeholders to examine how central banks can evolve to better promote financial inclusion and financial health. CBOTF also works to find ways that businesses and nonprofits can work alongside government sector efforts for financial inclusion. One output is a series of working papers and policy briefs focused on specific topics. This paper examines how central banks might use distributed ledger technology (“DLT”) to improve access to safe and affordable financial products and services. We consider how central banks might use DLT to advance objectives such as Anti-Money Laundering (“AML”) compliance and discuss both central bank digital currencies (“CBDC”) and private digital currencies. We consider implementation challenges for these new approaches relating to interoperability, privacy, and efficiency. We conclude that financial inclusion is far from an assured outcome: central banks must work to ensure that any new technologies they adopt or foster do not exclude marginalized groups and instead focus with intentionality on low-income households. Moreover, difficult issues with respect to financial disintermediation, credit availability, and financial stability would need to be addressed. This paper proceeds in four parts. Part II provides a primer on DLT and CBDC. Part III considers four ways central banks might use DLT to advance financial inclusion: to accelerate payments, to improve identity verification, to formalize collateral, and to lower compliance costs. Part IV focuses on DLT in the digital currency context, analyzing non-fiat DLT-based digital currencies and proposals to create DLT and non-DLT central bank digital currencies. Part V concludes.

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26 Highlights to: Building the Payment System of the Future: How Central Banks Can Improve Payments to Enhance Financial Inclusion Paper # 3 Released July 31, 2020
by Gunnar Larson 17 Mar '25

17 Mar '25

26 Highlights: https://docs.google.com/document/d/1I7PaurZ3iqvZgGJKocvid7KlIIgPj8v69JXZmd6… The authors thank the Bill & Melinda Gates Foundation for its support of this research. Thanks are also owed to the research assistants at the Center on Finance, Law & Policy, especially Megan Kelly and Avaskhan Assanaliyev. Authors Michael S. Barr msbarr(a)umich.edu Adrienne A. Harris adrienah(a)umich.edu Lev Menand lmenand(a)law.columbia.edu Wenqi (Michael) Xu mikeyxu(a)umich.edu University of Michigan Center on Finance, Law & Policy Weill Hall Suite 5211 735 S. State St. Ann Arbor, MI 48109

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21 Highlights to: Central Bank of the Future Working Paper 1 Released July 8, 2019 Authors Adrienne A. Harris adrienah@umich.edu Michael S. Barr msbarr@umich.edu The authors thank the Bill & Melinda Gates Foundation for their support of this research. They also thank the research assistants at the University of Michigan’s Center on Finance, Law & Policy, especially Jennifer Chasseur, Charmaine Chua, Jessica Kaplan, Safia Sayed, Emma Waitzman, and Michael Xu. Center on Finance, Law & Policy University of Mic
by Gunnar Larson 17 Mar '25

17 Mar '25

21 Highlights https://drive.google.com/file/d/1O2yCLRPuAvWgPu6sfNRZMKzovBcE7LPK/view?usp=… The authors thank the Bill & Melinda Gates Foundation for its support of this research. Thanks are also owed to the research assistants at the Center on Finance, Law & Policy, and especially to Avaskhan Assanaliyev. The authors are also grateful for the editorial assistance of Tracey Van Dusen and Christie Baer. Authors Michael S. Barr msbarr(a)umich.edu Adrienne A. Harris adrienah(a)umich.edu Megan Kelly megkel(a)umich.edu Emma Macfarlane emmamac(a)umich.edu Bryan Ricketts rickettb(a)umich.edu University of Michigan Center on Finance, Law & Policy Weill Hall Suite 5211 735 S. State St. Ann Arbor, MI 48109

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Re: Memo #4 - Goldman Sachs Deferred Prosecution Agreement; Combs Jury To Be Closely Vetted For May Trial; Three Arrows Beats FTX To Get $1.5B Bankruptcy Claim
by Gunnar Larson 17 Mar '25

17 Mar '25

Goldman Sachs: Is Goldman Sachs a potential negligent terrorist organization? - *xNY.io - Bank.org demands a response from Goldman Sachs confirming your firm is innocent of possible terrorism actions across your Investment Bank. * Combs Jury To Be Closely Vetted For May Trial <https://www.law360.com/newyork/articles/2311047?nl_pk=b53aa520-5013-4a8d-a5…> By Pete Brush A Manhattan federal judge said Friday that he plans to open Sean "Diddy" Combs' criminal trial on sex-trafficking charges on May 12 after a lengthy jury-vetting process, laying out his plan after the jailed hip-hop icon denied charges in a superseding indictment. Letter attached | Read full article » <https://www.law360.com/newyork/articles/2311047?nl_pk=b53aa520-5013-4a8d-a5…> | Save to favorites » <https://www.law360.com/newyork/articles/2311047?nl_pk=b53aa520-5013-4a8d-a5…> Three Arrows Beats FTX To Get $1.5B Bankruptcy Claim <https://www.law360.com/newyork/articles/2311139?nl_pk=b53aa520-5013-4a8d-a5…> By Alex Wittenberg The liquidators of failed cryptocurrency hedge fund Three Arrows Capital have prevailed in a dispute with FTX Trading Ltd. over the allowance of a $1.53 billion bankruptcy claim, with a Delaware judge deciding to grant Three Arrows' bid to change its original claim despite FTX asserting that the move was made in bad faith. Opinion attached | Read full article » <https://www.law360.com/newyork/articles/2311139?nl_pk=b53aa520-5013-4a8d-a5…> | Save to favorites » <https://www.law360.com/newyork/articles/2311139?nl_pk=b53aa520-5013-4a8d-a5…> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights. Thank you, Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 917-580-8053 On Sun, Mar 16, 2025, 1:35 PM Gunnar Larson <g(a)xny.io> wrote: > Art Director/Designer: Ken Carson > Photographers: Charles Wiesehahn, David Vine, Stan Schafer, H. Armstrong > Robert's > Copywriter: Bill Drier > Agency: Conaway & Lyon, Inc. > Client: Nation's Business > > *oops.* > > We hate to cloud your day, but we'd like > to bring you up to date on a few things the > experts have to say about our future relationships with Russia. > > The outlook is anything but rosy. > > It seems we could all be blown to hell be- > cause of an incredible Kremlin capacity for > misjudging what they can get away with > in their drive to communize the world. > > In other words, the cold war, though > vastly changed, is far from over. > > It's perils are not diminishing. If any- > thing they're on the increase. > > And continued disintegration of the So- > viet bloc may tempt the Russians into new > and desperate measures. > > In short: the Reds are still on the make. > And though they definitely do not want a > nuclear war, they seem to be continually > blundering to the brink. > > Take the Cuban missile crisis, for exam- > ple. The Russians thought they could plant missiles in Cuba without > obstacles. They > never dreamed President Kennedy would > stand up to them. > > Another example, Czechoslovakia. The > Russians actually expected to be welcomed as they plunged into Prague. > > In the end, either of these miscalcula- > tions could have triggered a showdown. A > showdown leading to a humiliating defeat. > Or disaster. > > The cover story of the December issue > of Nation's Business tells more of the story. > (To over 2,000,000 of the nation's business > men.) > > Why a political report in a magazine like > ours? That's simple. If it affects business, > it'll be there. > > Which is probably why we have over 854,000 businessmen paying to subscribe > to our magazine. > > Which, when you think about it, is at > least one happy note to leave you with. > > If you're an advertiser. > > *Nation's Business * > *We Reach more businessmen than any other business magazine * > > On Sat, Mar 15, 2025, 6:16 PM Gunnar Larson <g(a)xny.io> wrote: > >> *Please find the attached memo with 32 reference footnotes.* >> >> *xNY.io - Bank.org | Memo #2 - JPMorgan Chase Board of Directors ESG >> Marketplace Manipulation:* >> >> - >> https://docs.google.com/document/d/1bxERzXknAFfVW3YsDpNB-GPlVoiLAeeBXUrxwOF… >> >> >> May 1, 2022 >> >> BY ELECTRONIC MAIL >> >> Investor Relations >> Board of Directors, JPMorgan Chase & Co. >> 277 Park Avenue >> New York, NY 10172-0003 >> JPMCinvestorrelations(a)jpmchase.com >> >> Re: JPMorgan Chase Board of Directors ESG Marketplace Manipulation >> >> Dear Board of Directors: >> >> xNY.io - Bank.org recently contacted JPMorgan Chase’s board of directors >> to communicate our concern(s) that potentially JPMorgan Chase may be >> engaging in exploitation of more than $100B of ESG asset liabilities, >> across international regulatory arbitrage structures, while headquartered >> in Manhattan. Specifically, the duty to promote the success of the >> company is that a director must act in the way that she considers, in good >> faith, and would be most likely to promote the success of the company for >> the benefit of its members as a whole. >> >> - >> >> Failure by a board to adequately consider ESG-related risks, >> particularly entity-specific compliance risks such as breach of securities >> laws, could serve as the basis for liability of individual directors or >> officers for breach of their fiduciary duties. >> >> Given JPMorgan’s five cout felonies, xNY.io - Bank.org is concerned with >> your board of director governance in preventing ESG fraud. xNY.io - >> Bank.org’s assessment of JPMorgan’s board embraces fundamentals including >> liquidity risk and protecting New York ESG cross border innovation from >> marketplace manipulation. >> >> - >> >> According to JPMorgan’s August 2021 Sovereigns and ESG whitepaper, >> the bank states that governance carries the largest weight of the three ESG >> pillars across scores, as it is the most empirically relevant for asset >> prices. >> - >> >> JPMorgan notes that philosophically, the bank views good governance >> as a foundational pillar for positive ESG developments in other pillars. >> >> Today’s memo follows protocol suggested by the United States of America, >> in that JPMorgan Chase’s board of directors is responsible to xNY.io - >> Bank.org’s enterprise and the Department of the Interior, in connection >> with any action alleging a violation of the Endangered Species Act, by any >> person (“person” means an individual, corporation, partnership, trust, >> association, or any other private entity) claiming the benefit of any >> exemption or permit under the Act, who shall have the burden of proving >> that the exemption or permit is applicable, or has been granted, and was >> valid and in force at the time of alleged violation. >> >> xNY.io - Bank.org has made 91 highlights to the Department of Interior’s >> Endangered Species Act for JPMorgan Chase’s board of directors reference. >> >> >> 1. >> >> xNY.io - Bank.org has reason to believe in the JPMorgan Chase board >> of directors’ engagement of ESG marketplace manipulation, risking your ESG >> portfolio’s future at the cost of New York digital asset innovation. >> 2. >> >> xNY.io - Bank.org references your 2021 Environmental Social and >> Governance Report, totaling $117B of ESG “development funding” >> transferred from New York to Caribbean and Eastern European accounts. >> 3. >> >> xNY.io - Bank.org is concerned of JPMorgan Chase board directors >> leveraged marketplace manipulation techniques in allocating ESG funds to >> engage in potential harassment (the term "harassment" means any act of >> pursuit, torment, or annoyance) of some of the world’s most precious >> endangered species protected by domestic and international governance. >> 4. >> >> JPMorgan Chase’s $2.3B ESG “wind farm” facility is characterized by >> the Washington Post as a potential misuse of ESG assets (and board >> policies) to fund probable violation(s) of the Marine Mammal Protection Act >> of 1972. >> >> Looking internationally, xNY.io - Bank.org is concerned of further ESG >> marketplace manipulation structures, sacrificing endangered species, via >> JPMorgan Chase’s board directed ESG investments in the Caribbean (your >> largest ESG investment region). xNY.io - Bank.org signals that JPMorgan’s >> board of directors is party to the Convention on Nature Protection and Wild >> Life Preservation in the Western Hemisphere. >> >> Being clear, any violation of the Endangered Species Act, the Marine >> Mammal Protection Act and/or the Convention on Nature Protection and >> Wild Life Preservation in the Western Hemisphere … Requires xNY.io - >> Bank.org to consult JPMorgan Chase board members on ESG allocations that >> may be in conflict with construction, or other development projects, or >> other forms of economic activity. >> >> xNY.io - Bank.org asks JPMorgan Chase board directors to return the >> Secretary of Department of the Interior’s approval, confirming licensing >> and/or exclusion to the Endangered Species Act, with further authorization >> of “harassment” pursuant to exemption(s). Including (if available) a >> similar Environmental Protection Agency permit that is applicable and is >> valid and in force. >> >> - >> >> Due to the riskiness of ESG portfolio mismanagement in violation of >> the Endangered Species Act, ESG marketplace manipulation risk(s) may >> trigger causal shocks to New York State monetary and regulatory innovation. >> - >> >> According to JPMorgan’s sovereign fund ESG research, “A common >> complaint about ESG analysis is that data can be difficult to source. Some >> sovereign data is in fact more readily available than corporate data given >> the multitude of multinational organizations and NGOs – including the World >> Bank, the IMF and the United Nations.” >> - >> >> The European Central Bank provides support to the eurozone sovereign >> debt market but has more restrictions on what and how much it can buy, so >> eurozone bonds can trade with more credit risk premium compared to other >> major developed market bonds. >> - >> >> Whatever the case may be, JPMorgan disclosures detail significant >> concern of lapse in board governance and ESG portfolio risk with potential >> violation of the Endangered Species Act, risking ESG portfolio default(s) >> in Europe and the United States risking ESG customer financial abuse. >> >> Forbes recently profiles JPMorgan Chase ESG investments as problematic, >> highlighting that your board of directors potentially are allocating ESG >> proceeds in competition with human rights at the expense of customers’ best >> interests while investing heavily in fossil fuels. A letter to JPMorgan >> Chase’s board of directors from ESG scholars (including, The Sierra Club, >> Public Citizen, Greenpeace, Amazon Watch, Revolving Door Project, >> Rainforest Action Network and the Center for International Environmental >> Law) suggests the bank would “...lock us into energy sources that are >> overly expensive and subject to wild price swings, and that exacerbate >> rather than ease global conflict.” >> >> xNY.io - Bank.org aims to protect ESG digital asset innovation and >> JPMorgan’s board should understand your proprietary ESG scoring matrix >> should signal seismic marketplace manipulation risk if directors are in >> potential violation of any Endangered Species Act covenant. >> >> - >> >> Head of Europe, Middle East, and Africa (EMEA) distribution at JP >> Morgan Asset Management says, “In Europe, we do not have a semi-transparent >> product – like the US and Australia – which would add further complexity to >> the trading. For example, the US has several models which make it harder >> for the AP to guess what the actual fund looks like and therefore the costs >> might be higher accordingly.” >> - >> >> Given, JPMorgan may potentially be in breach of United States >> Endangered Species Act provisions, similar risk of ESG asset failure(s) may >> include Europe, Middle East, Africa and Australia international law, as >> ratified by the Convention on International Trade in Endangered Species of >> Wild Fauna and Flora. >> >> While directors and officers are likely to be particularly focused on the >> risk that they may be found personally liable for a breach of their duties, >> proper ESG compliance with fiduciary obligations requires acting to a >> higher standard. Given the defenses available to fiduciaries, and the >> difficulty in bringing claims for breach of fiduciary duty, a director or >> officer found to be liable for such ESG breaches will generally have acted >> egregiously. This ‘sliding scale’ of the standards to which directors and >> officers should adhere. >> >> Following the Endangered Species Act, xNY.io - Bank.org kindly petitions >> JPMorgan’s board of directors, in connection with all ESG investments, >> claiming the benefit of any exemption or permit under the United States >> Department of the Interior’s Endangered Species Act … Shall have the >> burden of proving that an exemption or permit is applicable, or has been >> granted, and is valid and in force. >> >> - >> >> At JPMorgan’s earliest convenience (within 60 days of receipt of this >> memo) xNY.io - Bank.org kindly requests a certified copy of JPMorgan >> Chase’s approval by the Department of the Interior, being a license and/or >> exclusion to the Endangered Species Act and/or the Marine Mammal Protection >> Act. >> - >> >> JPMorgan Chase suggests a commitment to anti-corruption compliance is >> central to the success of its business. Your board of directors stand to >> maintain that trust by promoting a corporate culture that encourages >> ethical business practices and compliance with both the letter and the >> spirit of the laws of the countries in which the JPMorgan conducts business. >> >> >> xNY.io - Bank.org’s research guidance from the United States Securities >> and Exchange Commision, supports the international community in taking >> actions to address ESG issues on a global basis, and those actions that can >> have a material impact on companies. >> >> Future correspondence concerning ESG innovation is at your board’s >> leisure. >> >> Respectfully yours with appreciation, >> >> Gunnar Larson | xNY.io <http://www.xny.io> - Bank.org <http://bank.org>, >> PBC >> MSc >> <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&u…> >> - Digital Currency >> MBA >> <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovat…> >> - Entrepreneurship and Innovation (ip) >> G(a)xNY.io +1-646-454-9107 >> >> On Fri, Mar 14, 2025, 6:34 PM Gunnar Larson <g(a)xny.io> wrote: >> >>> Goldman Sachs: >>> >>> Is Goldman Sachs a potential negligent terrorist organization? >>> >>> - *xNY.io - Bank.org demands a response from Goldman Sachs >>> confirming your firm is innocent of possible terrorism actions across your >>> Investment Bank. * >>> - *xNY.io - Bank.org demands Goldman Sachs' answer by 12:00pm EST**, >>> Monday, March 17, 2025.* >>> >>> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights. >>> >>> Thank you, >>> >>> Gunnar Larson >>> -- >>> Gunnar Donald Arthur Peter Larson >>> xNY.io - Bank.org >>> 646-554-7514 >>> >>> ---------- Forwarded message --------- >>> From: *Laura Peavey* <lpeavey(a)fsforum.com> >>> Date: Thu, Mar 13, 2025, 1:31 PM >>> Subject: Forum Applauds Senate Banking Committee Passage of Financial >>> Integrity and Regulation Management Act >>> To: Gunnar Larson <G(a)xny.io> >>> >>> >>> The FIRM Act is an important step to ensure bank supervision is based on >>> objective measures of financial and material risk. >>> >>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-r/> >>> >>> *Forum Applauds Senate Banking Committee Passage of Financial Integrity >>> and Regulation Management Act* >>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-y/> >>> >>> *Washington, D.C. –* Financial Services Forum President and CEO Kevin >>> Fromer issued the following statement after the Senate Banking Committee >>> voted today to advance the Financial Integrity and Regulation Management >>> (FIRM) Act to remove reputational risk as a measure used by federal banking >>> agencies to supervise financial institutions: >>> >>> “We appreciate the Senate Banking Committee’s action to advance common >>> sense legislation to provide greater clarity and create a more stable >>> regulatory environment. The FIRM Act is an important first step to ensure >>> bank supervision is rooted in objective measures of financial and material >>> risk. We look forward to continuing to work with the committee to identify >>> solutions that allow America’s leading banks to continue to provide the >>> products and services their customers rely on." >>> >>> ### >>> >>> *The Financial Services Forum is an economic policy and advocacy >>> organization whose members are the eight largest and most diversified >>> financial institutions headquartered in the United States. Forum member >>> institutions are a leading source of lending and investment in the United >>> States and serve millions of consumers, businesses, investors, and >>> communities throughout the country. The Forum promotes policies that >>> support savings and investment, financial inclusion, deep and liquid >>> capital markets, a competitive global marketplace, and a sound financial >>> system.* >>> >>> >>> *Visit our website: **fsforum.com* >>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-j/> >>> >>> *Follow us on X **@fsforum* >>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-t/> >>> * and **LinkedIn* >>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-i/> >>> >>> >>> [image: Twitter] >>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-d/>[image: >>> LinkedIn] >>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-h/>[image: >>> Website] >>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-k/>[image: >>> Instagram] >>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-u/>[image: >>> Threads] >>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-o/>[image: >>> YouTube] >>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-b/> >>> >>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-n/> >>> >>> The Financial Services Forum is an economic policy and advocacy >>> organization whose members are the eight largest and most diversified >>> financial institutions headquartered in the United States. The Forum >>> promotes policies that support savings and investment, financial inclusion, >>> deep and liquid capital markets, a competitive global marketplace, and a >>> sound financial system. >>> Unsubscribe >>> <https://financialservicesforum.cmail19.com/t/r-u-thtidhky-njyjukhihy-x/> >>> >>> >>> On Thu, Mar 13, 2025, 8:54 AM Gunnar Larson <g(a)xny.io> wrote: >>> >>>> Goldman Sachs: >>>> >>>> Today xNY.io - Bank.org is 'doubling down' on potential fraud committed >>>> against xNY.io - Bank.org, allegedly committed by Goldman Sachs' Board. >>>> >>>> Crypto CEO Linked To Jack Abramoff Convicted Of Fraud >>>> <https://www.law360.com/fintech/articles/2309864?nl_pk=31322029-63eb-4d40-ac…> >>>> >>>> A California federal jury on Wednesday convicted a cryptocurrency >>>> company founder of fraud and money laundering over allegations he stole >>>> more than $10 million from tens of thousands of investors in a scheme that >>>> involved disgraced ex-lobbyist Jack Abramoff. >>>> >>>> Read full article » >>>> <https://www.law360.com/fintech/articles/2309864?nl_pk=31322029-63eb-4d40-ac…> >>>> | Save to favorites » >>>> <https://www.law360.com/fintech/articles/2309864?nl_pk=31322029-63eb-4d40-ac…> >>>> >>>> Capital One Nearly Bought Frank For $125M, Javice Jury Told >>>> <https://www.law360.com/fintech/articles/2309341?nl_pk=31322029-63eb-4d40-ac…> >>>> >>>> By Stewart Bishop >>>> >>>> A Capital One investment banker told a New York federal jury on >>>> Wednesday that the lender was eyeing student financial aid startup Frank >>>> for a potential $125 million acquisition before backing out, $50 million >>>> less than what JPMorgan Chase & Co. ultimately paid for the company, the >>>> result of what prosecutors say was a scheme to fraudulently induce JPMorgan >>>> to make the purchase. >>>> >>>> Read full article » >>>> <https://www.law360.com/fintech/articles/2309341?nl_pk=31322029-63eb-4d40-ac…> >>>> | Save to favorites » >>>> <https://www.law360.com/fintech/articles/2309341?nl_pk=31322029-63eb-4d40-ac…> >>>> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights. >>>> >>>> Thank you, >>>> >>>> Gunnar Larson >>>> -- >>>> Gunnar Donald Arthur Peter Larson >>>> xNY.io - Bank.org >>>> 646-554-7514 >>>> >>>> On Thu, Mar 13, 2025, 6:51 AM Gunnar Larson <g(a)xny.io> wrote: >>>> >>>>> Goldman Sachs: >>>>> >>>>> Is Goldman Sachs a potential negligent terrorist organization? >>>>> >>>>> - *xNY.io - Bank.org demands a response from Goldman Sachs >>>>> confirming your firm is innocent of possible terrorism actions across your >>>>> Investment Bank. * >>>>> - *xNY.io - Bank.org demands Goldman Sachs' answer by 5:00pm EST >>>>> today, Thursday, March 13, 2025.* >>>>> >>>>> Binance Asks Judge To Rethink Upholding Terror Victims' Suit >>>>> <https://www.law360.com/newyork/articles/2309613?nl_pk=b53aa520-5013-4a8d-a5…> >>>>> >>>>> By Katryna Perera >>>>> >>>>> Cryptocurrency exchange Binance and its former CEO Changpeng Zhao have >>>>> asked a New York federal judge to reconsider his ruling allowing a bulk of >>>>> claims from a group of Hamas attack survivors to move forward, arguing that >>>>> the survivors do not allege that Binance had a "close nexus" to the >>>>> terrorist groups that allegedly used its platforms. >>>>> >>>>> Memorandum attached | Read full article » >>>>> <https://www.law360.com/newyork/articles/2309613?nl_pk=b53aa520-5013-4a8d-a5…> >>>>> | Save to favorites » >>>>> <https://www.law360.com/newyork/articles/2309613?nl_pk=b53aa520-5013-4a8d-a5…> >>>>> >>>>> Luxottica Drops Appeal On ERISA Suit's Arbitrability >>>>> <https://www.law360.com/newyork/articles/2308633?nl_pk=b53aa520-5013-4a8d-a5…> >>>>> >>>>> By Grace Elletson >>>>> >>>>> Luxottica shuttered its appeal of a New York federal judge's order >>>>> that the company could not compel arbitration of a worker's representative >>>>> claims that it violated federal benefits law by using outdated mortality >>>>> data to calculate pensions benefits. >>>>> >>>>> 2 documents attached | Read full article » >>>>> <https://www.law360.com/newyork/articles/2308633?nl_pk=b53aa520-5013-4a8d-a5…> >>>>> | Save to favorites » >>>>> <https://www.law360.com/newyork/articles/2308633?nl_pk=b53aa520-5013-4a8d-a5…> >>>>> >>>>> xNY.io - Bank.org respectfully reserves all Interjurisdictional >>>>> rights. >>>>> >>>>> Thank you, >>>>> >>>>> Gunnar Larson >>>>> -- >>>>> Gunnar Donald Arthur Peter Larson >>>>> xNY.io - Bank.org >>>>> 646-554-7514 >>>>> >>>>> On Thu, Mar 13, 2025, 6:32 AM Gunnar Larson <g(a)xny.io> wrote: >>>>> >>>>>> Goldman Sachs: >>>>>> >>>>>> Are you prepared to handle your potential involvement with the Los >>>>>> Angeles fires? >>>>>> >>>>>> Insurance Pros Urge Calif. Lawmakers To Address Fire Risks >>>>>> <https://www.law360.com/competition/articles/2309895?nl_pk=6e763a2a-9f82-44c…> >>>>>> >>>>>> By Eli Flesch >>>>>> >>>>>> Insurance experts in a committee hearing that largely summed up >>>>>> concerns following the Los Angeles fires urged California lawmakers on >>>>>> Wednesday to address rising physical risks, smoke damage complaints, and >>>>>> regulations meant to expand coverage access. >>>>>> >>>>>> Read full article » >>>>>> <https://www.law360.com/competition/articles/2309895?nl_pk=6e763a2a-9f82-44c…> >>>>>> | Save to favorites » >>>>>> <https://www.law360.com/competition/articles/2309895?nl_pk=6e763a2a-9f82-44c…> >>>>>> xNY.io - Bank.org respectfully reserves all Interjurisdictional >>>>>> rights. >>>>>> >>>>>> Thank you, >>>>>> >>>>>> Gunnar Larson >>>>>> -- >>>>>> Gunnar Donald Arthur Peter Larson >>>>>> xNY.io - Bank.org >>>>>> 646-554-7514 >>>>>> >>>>>> On Wed, Mar 12, 2025, 10:17 AM Gunnar Larson <g(a)xny.io> wrote: >>>>>> >>>>>>> Goldman Sachs: >>>>>>> >>>>>>> Working with NYDFS, Goldman Sachs' CEO may have efforted to obstruct >>>>>>> justice while under a Deferred Prosecution Agreement; While allegedly >>>>>>> abusing xNY.io - Bank.org's business enterprise. >>>>>>> >>>>>>> Goldstein Wants Look At Testimony On Alleged Obstruction >>>>>>> <https://www.law360.com/insurance/articles/2308921?nl_pk=347c5954-47a8-495c-…> >>>>>>> >>>>>>> By Elliot Weld >>>>>>> >>>>>>> U.S. Supreme Court lawyer and SCOTUSblog publisher Tom Goldstein >>>>>>> asked a Maryland federal judge to let him see grand jury material related >>>>>>> to the government's claim that he offered to pay a potential witness >>>>>>> cryptocurrency in his tax evasion case. >>>>>>> >>>>>>> Motion attached | Read full article » >>>>>>> <https://www.law360.com/insurance/articles/2308921?nl_pk=347c5954-47a8-495c-…> >>>>>>> | Save to favorites » >>>>>>> <https://www.law360.com/insurance/articles/2308921?nl_pk=347c5954-47a8-495c-…> >>>>>>> xNY.io - Bank.org respectfully reserves all Interjurisdictional >>>>>>> rights. >>>>>>> >>>>>>> Thank you, >>>>>>> >>>>>>> Gunnar Larson >>>>>>> -- >>>>>>> Gunnar Donald Arthur Peter Larson >>>>>>> xNY.io - Bank.org >>>>>>> 646-554-7514 >>>>>>> >>>>>>> On Wed, Mar 12, 2025, 9:20 AM Gunnar Larson <g(a)xny.io> wrote: >>>>>>> >>>>>>>> Goldman Sachs: >>>>>>>> >>>>>>>> Your board's intent to potentially defame xNY.io - Bank.org will >>>>>>>> not be tolerated. >>>>>>>> >>>>>>>> Staley Denies Knowledge Of Epstein's 'Monstrous Activities' >>>>>>>> <https://www.law360.co.uk/financial-services-uk/articles/2308805?nl_pk=9aaa8…> >>>>>>>> >>>>>>>> By Sophia Dourou >>>>>>>> >>>>>>>> Jes Staley told a tribunal on Tuesday that he would not have >>>>>>>> maintained a relationship with Jeffrey Epstein if he had known about the >>>>>>>> disgraced financier's "monstrous" activities. >>>>>>>> >>>>>>>> Read full article » >>>>>>>> <https://www.law360.co.uk/financial-services-uk/articles/2308805?nl_pk=9aaa8…> >>>>>>>> | Save to favorites » >>>>>>>> <https://www.law360.co.uk/financial-services-uk/articles/2308805?nl_pk=9aaa8…> >>>>>>>> xNY.io - Bank.org respectfully reserves all Interjurisdictional >>>>>>>> rights. >>>>>>>> >>>>>>>> Thank you, >>>>>>>> >>>>>>>> Gunnar Larson >>>>>>>> -- >>>>>>>> Gunnar Donald Arthur Peter Larson >>>>>>>> xNY.io - Bank.org >>>>>>>> 646-554-7514 >>>>>>>> >>>>>>>> On Fri, Feb 28, 2025, 2:03 PM Gunnar Larson <g(a)xny.io> wrote: >>>>>>>> >>>>>>>>> Goldman Sachs: >>>>>>>>> >>>>>>>>> JPMorgan is a large Goldman Sachs shareholder. >>>>>>>>> >>>>>>>>> - xNY.io - Bank.org is concerned that Goldman Sachs made >>>>>>>>> efforts to defraud xNY.io - Bank.org while leveraging Goldman Sachs' >>>>>>>>> relationship with JPMorgan. >>>>>>>>> >>>>>>>>> JPMorgan Paying For Lawyers On Both Sides Of Javice Trial >>>>>>>>> <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a5…> >>>>>>>>> >>>>>>>>> By Pete Brush >>>>>>>>> >>>>>>>>> JPMorgan Chase, the bank allegedly duped by Frank founder Charlie >>>>>>>>> Javice into paying $175 million for her education startup, is paying legal >>>>>>>>> fees for defense counsel as well as for lawyers representing prosecution >>>>>>>>> witnesses, according to statements in court Wednesday. >>>>>>>>> >>>>>>>>> Read full article » >>>>>>>>> <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a5…> >>>>>>>>> | Save to favorites » >>>>>>>>> <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a5…> >>>>>>>>> xNY.io - Bank.org has compiled a list of 19 resources that >>>>>>>>> reference a common link between Goldman Sachs' Deferred Prosecution >>>>>>>>> Agreement and JPMorgan’s successful Deferred Prosecution Agreements. >>>>>>>>> >>>>>>>>> *NYDFS Financial Inclusion Research:* >>>>>>>>> >>>>>>>>> - >>>>>>>>> https://drive.google.com/drive/folders/1FTRRFFhQHDxf-oR9WOZz0a2gRtC9ZWVO >>>>>>>>> >>>>>>>>> xNY.io - Bank.org's research on JPMorgan paints a stark image for >>>>>>>>> Goldman Sachs' Board Directors if the firm knowingly made effort to defraud >>>>>>>>> the United States of America *AND* xNY.io - Bank.org; >>>>>>>>> >>>>>>>>> - While under active Deferred Prosecution Agreement with the >>>>>>>>> United States of America. >>>>>>>>> >>>>>>>>> *Given the seriousness of the matter:* >>>>>>>>> >>>>>>>>> Can Goldman Sachs Board Directors kindly reply back to xNY.io - >>>>>>>>> Bank.org by Monday, March 3, 2025 by 9:00am if Goldman Sachs refutes any of >>>>>>>>> the above claims; >>>>>>>>> >>>>>>>>> - Any February e-mails xNY.io - Bank.org has sent Goldman >>>>>>>>> Sachs? >>>>>>>>> >>>>>>>>> xNY.io - Bank.org respectfully reserves all Interjurisdictional >>>>>>>>> rights. >>>>>>>>> >>>>>>>>> Thank you, >>>>>>>>> >>>>>>>>> Gunnar Larson >>>>>>>>> -- >>>>>>>>> Gunnar Donald Arthur Peter Larson >>>>>>>>> xNY.io - Bank.org >>>>>>>>> 646-554-7514 >>>>>>>>> >>>>>>>>> On Fri, Feb 28, 2025, 1:47 PM Gunnar Larson <g(a)xny.io> wrote: >>>>>>>>> >>>>>>>>>> Goldman Sachs: >>>>>>>>>> >>>>>>>>>> JPMorgan is a large Goldman Sachs shareholder. >>>>>>>>>> >>>>>>>>>> - xNY.io - Bank.org is concerned that Goldman Sachs made >>>>>>>>>> efforts to defraud xNY.io - Bank.org while leveraging Goldman Sachs' >>>>>>>>>> relationship with JPMorgan. >>>>>>>>>> >>>>>>>>>> JPMorgan Paying For Lawyers On Both Sides Of Javice Trial >>>>>>>>>> <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a5…> >>>>>>>>>> >>>>>>>>>> By Pete Brush >>>>>>>>>> >>>>>>>>>> JPMorgan Chase, the bank allegedly duped by Frank founder Charlie >>>>>>>>>> Javice into paying $175 million for her education startup, is paying legal >>>>>>>>>> fees for defense counsel as well as for lawyers representing prosecution >>>>>>>>>> witnesses, according to statements in court Wednesday. >>>>>>>>>> >>>>>>>>>> Read full article » >>>>>>>>>> <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a5…> >>>>>>>>>> | Save to favorites » >>>>>>>>>> <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a5…> >>>>>>>>>> xNY.io - Bank.org has compiled a list of 19 resources that >>>>>>>>>> reference a common link between Goldman Sachs' Deferred Prosecution >>>>>>>>>> Agreement and JPMorgan’s successful Deferred Prosecution Agreements. >>>>>>>>>> >>>>>>>>>> *NYDFS Financial Inclusion Research:* >>>>>>>>>> >>>>>>>>>> - >>>>>>>>>> https://drive.google.com/drive/folders/1FTRRFFhQHDxf-oR9WOZz0a2gRtC9ZWVO >>>>>>>>>> >>>>>>>>>> xNY.io - Bank.org's research on JPMorgan paints a stark image for >>>>>>>>>> Goldman Sachs' Board Directors if the firm knowingly made effort to defraud >>>>>>>>>> the United States of America *AND* xNY.io - Bank.org; >>>>>>>>>> >>>>>>>>>> - While under active Deferred Prosecution Agreement with the >>>>>>>>>> United States of America. >>>>>>>>>> >>>>>>>>>> *Given the seriousness of the matter:* >>>>>>>>>> >>>>>>>>>> Can Goldman Sachs Board Directors kindly reply back to xNY.io - >>>>>>>>>> Bank.org by Monday, March 3, 2025 by 9:00am if Goldman Sachs refutes any of >>>>>>>>>> the above claims; >>>>>>>>>> >>>>>>>>>> - Any February e-mails xNY.io - Bank.org has sent Goldman >>>>>>>>>> Sachs? >>>>>>>>>> >>>>>>>>>> xNY.io - Bank.org respectfully reserves all Interjurisdictional >>>>>>>>>> rights. >>>>>>>>>> >>>>>>>>>> Thank you, >>>>>>>>>> >>>>>>>>>> Gunnar Larson >>>>>>>>>> -- >>>>>>>>>> Gunnar Donald Arthur Peter Larson >>>>>>>>>> xNY.io - Bank.org >>>>>>>>>> 646-554-7514 >>>>>>>>>> >>>>>>>>>> On Wed, Feb 26, 2025, 8:53 AM Gunnar Larson <g(a)xny.io> wrote: >>>>>>>>>> >>>>>>>>>>> Goldman Sachs: >>>>>>>>>>> >>>>>>>>>>> Will Goldman Sachs' Board Directors submit the Board to an audit >>>>>>>>>>> of the Deferred Agreement’s mandates? >>>>>>>>>>> >>>>>>>>>>> - xNY.io - Bank.org confirms, Goldman Sachs' Deferred >>>>>>>>>>> Prosecution Agreement holds certain employee, customer and vendor data >>>>>>>>>>> requirements. >>>>>>>>>>> >>>>>>>>>>> GreenSky Loan Class Action Certified In Calif. Court >>>>>>>>>>> <https://www.law360.com/fintech/articles/2302644?nl_pk=31322029-63eb-4d40-ac…> >>>>>>>>>>> >>>>>>>>>>> By Katryna Perera >>>>>>>>>>> >>>>>>>>>>> A California federal judge has granted class certification to >>>>>>>>>>> consumers suing GreenSky Inc. over alleged unlawful loan transaction fees, >>>>>>>>>>> finding that expert analysis showed merchants likely passed these fees onto >>>>>>>>>>> borrowers, but also granted summary judgment to the lending company on >>>>>>>>>>> claims related to performance fees over the lack of evidence that consumers >>>>>>>>>>> had to pay them. >>>>>>>>>>> >>>>>>>>>>>

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Rubio on Cease Fire.
by Gunnar Larson 17 Mar '25

17 Mar '25

https://www.facebook.com/share/r/1A3K943cw8/

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GREATEST GIFT: FOX News’ Kayleigh McEnany announces she’s pregnant with her third child, giving thanks to God and promising to reveal the gender soon. https://www.facebook.com/share/r/1A7Ku5n2hc/
by Gunnar Larson 17 Mar '25

17 Mar '25

https://www.facebook.com/share/r/1A7Ku5n2hc/ GREATEST GIFT: FOX News’ Kayleigh McEnany announces she’s pregnant with her third child, giving thanks to God and promising to reveal the gender soon.

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Exclusive with James Cameron talking about traveling to the deepest part of Earth + What it means to be an explorer.
by Gunnar Larson 17 Mar '25

17 Mar '25

https://www.facebook.com/share/p/1A1kG5GD5s/ Exclusive with James Cameron talking about traveling to the deepest part of Earth + What it means to be an explorer.

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IRON DIPLOMACY: Trump announced that he won a golf tournament at his club in Palm Beach County, Florida – noting that it would likely be his "last." https://trib.al/fUri9TQ https://www.facebook.com/share/18gTGUo8Lm/
by Gunnar Larson 17 Mar '25

17 Mar '25

https://www.facebook.com/share/18gTGUo8Lm/ IRON DIPLOMACY: Trump announced that he won a golf tournament at his club in Palm Beach County, Florida – noting that it would likely be his "last." https://trib.al/fUri9TQ

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