November 2023 - cypherpunks - lists.cpunks.org

xNY.io - Bank.org | DOJ Memo #2 - Goldman Sachs Deferred Prosecution Agreement
by Gunnar Larson 29 Nov '24

29 Nov '24

https://docs.google.com/document/d/10BYgCtCf9F7A4YnhN792cTBU6P-pfdaOg0UTRbt… February 1, 2022 BY ELECTRONIC MAIL Mr. John Marzulli United States Department of Justice Eastern District of New York 271 Cadman Plaza East Brooklyn New York, 11201 John.Marzulli(a)usdoj.gov Re: Memo #2 - Goldman Sachs Deferred Prosecution Agreement <https://www.justice.gov/criminal-fraud/file/1329926/download> Dear Mr. Marzulli: The Department of Justice has yet to respond to Memo #1 with our recent inquiry <https://docs.google.com/document/d/1OsxfjN3TUepftKklopkQDSMwFWstWozuku4IPPu…> to the 1Malaysia Development Berhad Deferred Agreement. Goldman Sachs' Deferred Prosecution Agreement <https://www.justice.gov/usao-edny/pr/goldman-sachs-resolves-foreign-bribery…> with the United States of America is in potential breach, with ethical enforcement being concerned. Memo #2 aims to associate the malfeasance in Malaysia with the Middle East. The Bank of London vs. The Bank of London and the Middle East - November 30, 2021 two New York based firms lead investment in The Bank of London based in the United Kingdom. - July 1, 2007 The Bank of London and the Middle East opened in the United Kingdom. - The Bank of London and the Middle East confirms they have no association with The Bank of London (correspondence referenced here <https://drive.google.com/file/d/1ZLYO6qxOX5TIn0kPd69SQbvG-mn0I5R_/view?usp=…> ). The Bank of London seemingly has been funded from New York to irritate the Middle East. Recently, we made 91 highlights of research <https://drive.google.com/file/d/1O2piNMJ3CI0wbfaFW33to3KhgOgZ8-dl/view?usp=…> associated with The Bank of London and the Middle East's recent sale to a firm in Kuwait. Harvey Schwartz is the Chairperson at The Bank of London, after spending over 20 years at Goldman Sachs Group, where he oversaw sales and trading, finance, technology, and operations. He completed his tenure as the firm’s President and Co-Chief Operating Officer. He joined Goldman Sachs in 1997 and subsequently held numerous senior leadership positions including Chief Financial Officer, Global Co-Head of the Securities Division, amongst other positions. He additionally served as a member of the firm’s Management Committee and co-headed its Risk Committee, Steering Committee on Regulatory Reform and Finance Committee. Mr. Schwartz established the firm’s Investment Policy Committee on which he also served as a member. It would appear that Mr. Schwartz has no friendly diplomatic agenda in London banking, potentially looking to profit off of The Bank of London and the Middle East. Furthermore, Goldman Sachs seemingly has a part in the scheme from New York. Bank of London and the Middle East is listed on the NASDAQ, Dubai. - Mr. Marzulli, during a recent telephone discussion together it was your general assessment that the Deferred Agreement in question was self policing. Can you kindly advise at your earliest convenience what (if any) DOJ systems, processes and control mechanisms are in place to monitor the purity of the Deferred Agreement? - Furthermore, if the Deferred Agreement is self-policing, can the DOJ kindly share any and all supporting material information that would prevent the agreement from being violated without the DOJ's general oversight? - Finally, we have made 28 highlights to Deferred Agreement <https://drive.google.com/file/d/1Yx88RMoeLyyfbNK0RtPl4r-m8N21_1Sp/view?usp=…> as a reference resource tool. Memo #1 and Memo #2 both outline instances that correspond with the associated highlight references. We are concerned that potential breaches to the Deferred Agreement are impacting our global enterprise. We are looking forward to learning more about the DOJ’s approach to assessing any potential breaches to the Deferred Agreement’s mandates. Respectfully yours with anticipation, Gunnar Larson - xNY.io <http://www.xny.io> | Bank.org <http://bank.org>MSc <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&u…> - Digital Currency MBA <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovat…> - Entrepreneurship and Innovation (ip) G(a)xNY.io +1-646-454-9107

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Adrienne Harris Is Crypto’s Most Powerful Regulator
by Gunnar Larson 24 Nov '24

24 Nov '24

THE MONEY GAME MAR. 30, 2022 Crypto’s Most Powerful Regulator Is Here Adrienne Harris, New York’s financial watchdog, has enormous sway over the industry’s future. By Kevin T. Dugan, staff writer at Intelligencer, who covers money and business Photo: Victor Llorente Thirteen years after the birth of cryptocurrency, it was supposed to be time for Washington to rein it in. Instead, the White House punted, and the Securities and Exchange Commission is still hashing out how it’s going to oversee the $2 trillion industry. State watchdogs have filled that vacuum, making Adrienne Harris, the head of the New York State Department of Financial Services, by default the most powerful crypto regulator in the country. While states such as Florida and Wyoming have adopted a laissez-faire approach to regulation, attracting a sizable chunk of the booming industry, more money and jobs are still flowing into New York than any other city, making it the de facto crypto capital of the U.S. “There’s a misconception that having rigorous regulation turns off innovative companies,” Harris tells me during an hour-long interview at her office looking out onto the Statue of Liberty last month. “That hasn’t been our experience here.” Sign up for Dinner Party A lively evening newsletter about everything that just happened. SIGN UP Harris was tapped as the first Black woman to lead DFS last year. She came into her position after a turn working in Silicon Valley and representing Wall Street banks, a résumé that critics have used to paint her as too close to the industries she is regulating. She’s eager to dispel any criticism that she’s soft as a regulator, especially when it comes to crypto. Harris says she’s looking to expand the agency’s remit, hire new regulators, and possibly watch over lending and asset management in decentralized finance, a.k.a. DeFi, one of the fastest-growing crypto industries, which has been prone to very large hacks. The agency’s power over the industry lies mostly with the BitLicense, a required if unloved permit for crypto exchanges to operate within state lines. When it was first introduced in 2014, it was meant to be a model for the country, but the crypto industry has attacked the license for being too strict, limiting what people can trade, and requiring expensive anti-money-laundering operations, which, it should be noted, most traditional financial institutions are required to maintain. For Harris, the problem isn’t that it’s too restrictive — it’s that the process of getting one, which has stretched years for some companies, is too slow. “If you think about the companies that are BitLicensees, and even the companies in the queue, having the imprimatur of ‘Have you passed regulatory muster with a stringent regulatory regime?’ — I think the good actors see that as a good thing,” she says. Created in 2011, DFS has been a regulator feared more than any of its counterparts in other states for the power it has over banks, insurance companies, and a host of other financial institutions. It brought ambitious money-laundering cases against banks like BNP Paribas (a settlement that resulted in several bankers losing their jobs), fined Deutsche Bank for its relationship with Jeffrey Epstein, and levied a $2.5 million fine on the National Rifle Association for selling its so-called murder insurance in the state. “DFS has a lot of teeth, and the sky’s the limit if the agency is exercised properly,” says state Sen. John Liu of Queens, a member of the state finance committee. “DFS compelled multinational banks to cough up $15 billion. We were able to build a couple bridges with that money. We still have much infrastructure in the state of New York that might benefit from DFS’s vigorous functions.” But part of DFS’s mandate is to keep the state’s economy healthy, a balancing act when it means protecting consumers from predatory, but also lucrative, companies. “For me, it’s an opportunity to bring my lived experience as a woman of color,” Harris says. So far, she has established the agency’s first climate division, frozen fees for check-cashing businesses that target the poor, and looked into non-bank lenders for evidence of redlining. “It’s important to me that those voices are at the table and being heard,” she says. “I bring a sort of pragmatism. It’s one thing to sit in our offices with nice views and make policy, but it’s another thing, in my mind, to really run the water through the pipes.” In 2008, Harris joined Sullivan & Cromwell, a law firm so close with Goldman Sachs that it has long sent its lawyers to work in-house at the investment bank. It was there that she worked for H. Rodgin “Rodge” Cohen, then the law firm’s chairman and the so-called trauma surgeon of Wall Street. Cohen remembers Harris working late into the night writing near-flawless memorandums so they’d be ready on his desk in the morning. “She just brought what I’d call a penetrating intelligence to the problems that were at hand,” Cohen tells me. “Many of the problems we get, you cannot just look up the answer in a book. It’s a question of judgment and trying to apply rules written often for other circumstances.” Still, it was clear that corporate law wasn’t for her. “Her heart was really in public service,” he says. From there, she went on to work for the Treasury Department, then the Obama White House, where she focused on policies around the then-upstart fintech industry. After the administration turned over, Harris took a spin through the revolving door between government and business. Her New York financial-disclosure forms show a superabundance of work with the tech and finance industries: She sat on the boards of six companies and nonprofits, including LendingClub, which had recently settled with the Federal Trade Commission over claims it had misled users on fees. She also advised 11 companies, owned two, and invested in or on behalf of two others. “I just thought, well, if you’re going to make policy about it, you should do the thing — run the company, build the company,” she says. “At the time, I felt very comfortable going to a start-up because I thought, well, coming out of government, you’re not making a ton of money. And if this start-up blows up, I’ll probably be no worse off, financially speaking.” It seems Harris did well enough. One real-estate tech company at which she worked went public last summer, and Harris appears to have cashed out. Since the disclosures were for 2020, they didn’t include her stake in Forethought, a private A.I.-based customer-service company that announced in December that it had attracted such investors as Harris, Ashton Kutcher, and Gwenyth Paltrow. When I asked her about Forethought, Harris said her investment in the company predated her time at DFS, that all her investments are now in a blind trust, and that she would recuse herself from any dealings with companies she has conflicts with. So when Hochul appointed Harris to lead DFS, she was attacked by the left. Zephyr Teachout and Cynthia Nixon both criticized Harris as being insufficiently independent, thanks to her connections in tech and finance. The American Prospect dug up a speech in which she characterized regulators as looking for “no-nos” and “icky things.” Harris has also advised the cash-advance companies Earnin, Brigit, and SmartWage (based in South Africa), according to her disclosures. In 2019, DFS led a multi-state investigation into the cash-advance industry over whether they created debt traps and state banking and anti-usury laws, since equivalent interest rates for the fees they charged would reach as high as 469 percent. A person directly familiar with the investigation told me that Harris’s predecessor was presented with multiple options for furthering the investigation, including reaching a settlement, but ultimately never made a decision. DFS wouldn’t comment. So, of all the companies to work for, why them? “My role, when I was working with those companies, was not to dictate price pricing or business model. It was more to say: Here’s how regulators would view this. Here’s why you should engage with them. Let me help you engage with them and figure out these issues and how you can also serve customers. Less pricing and business model, but, as an adviser who’s not in the day-to-day, helping to sort of guide a culture and mentality,” she says. Did she disagree with those arguing that these companies created debt traps for consumers? “I think it’s hard to paint with a broad brush,” she says. “I think we should always always be careful with any new products and services, that they are affordable and non-predatory, not creating debt traps, and that they’re solving a real problem for consumers. And I think some do that and some don’t.” Last summer, after Andrew Cuomo resigned as governor, many of his appointees went with him, including then-superintendent of DFS, Linda Lacewell. Soon Harris’s old boss, Cohen, had recommended her to Kathryn Wylde, the president and CEO of the Partnership for New York, a business-advocacy group that has advised DFS. “The folks at Sullivan & Cromwell thought that Adrienne would be a terrific candidate to field for that job given her eight years of experience in the Obama administration and the fact that she was somebody who understood industry,” Wylde says. “On the theory that a regulator should know something about the industries they’re regulating — which may be a novel concept but struck me as a valid one — I thought she sounded like a terrific candidate.” Harris sailed through her confirmation, with 63 senators voting for her and nine against. “When the regulated are complaining that the regulator is being too aggressive, that generally means the regulator is doing their job.” said Michael Gianaris, the state senator from Queens who voted against Harris’s nomination and, in 2019, tanked Amazon’s proposed HQ2 in New York. “Cuomo was a prick, and the people he appointed tended to share his bare-knuckles approach to the world. In some cases, that’s actually not a bad thing.” While the crypto industry doesn’t appear to be getting the reprieve it had been hoping for, other industries will surely lobby Harris to make similar gestures toward the business community. For instance, Wylde says that insurance companies are hoping that Harris will lower the reserves they are required to have on hold, which they claim are higher than what’s required by other states. “There are some long-standing issues that the industry has that they feel that they’ve got a fresh start on with Adrienne’s leadership,” she says. Still, crypto is going to play a major part in how Harris’s tenure is defined. “It’s clear that New York is doing well now and the companies that came and started here five to ten years ago are doing well,” says Matt Homer, a former deputy superintendent at DFS and the current executive-in-residence at the venture-capital fund NYCA Partners. “It’s not totally clear what the future will look like five to ten years from now.” New York is the home base for major exchanges such as Coinbase and Gemini, and it’s also home to shady NFT front-running scandals and alleged rapping billionaire money launderers. That such a volatile industry could implode and damage New York’s economy is apparent. “I understand that other states may have gone the opposite way of the BitLicense, but there are things we can do here in New York that will hopefully inform the federal regulators as they continue to think about this space,” Harris said. “It’s a new world with crypto, with DeFi, with NFTs.” SIGN UP FOR THE INTELLIGENCER NEWSLETTER Daily news about the politics, business, and technology shaping our world. Email SIGN UP TAGS: THE MONEY GAME CRYPTOCURRENCY LEAVE A COMMENT 12/12/2022 CRIME Sam Bankman-Fried Has Been Arrested in the Bahamas By Kevin T. Dugan The disgraced FTX founder is facing charges from both the Justice Department and the S.E.C. 12/12/2022 POLITICS Twitter’s Former Safety Head Forced From Home After Being Smeared by Elon Musk By Chas Danner Former Twitter executive Yoel Roth and his family have reportedly faced a torrent of harassment and threats after Elon Musk’s false claims. 12/12/2022 WHAT WE KNOW How Big Is the U.S. Fusion Breakthrough? By Chas Danner The Department of Energy’s Lawrence Livermore National Laboratory has reportedly achieved a historic milestone in nuclear fusion. MOST POPULAR The ‘Twitter Files’ Is What It Claims to Expose By ERIC LEVITZ Twitter’s Former Safety Head Forced From Home After Being Smeared by Elon Musk By CHAS DANNER How Big Is the U.S. Fusion Breakthrough? By CHAS DANNER Red-Pilled Elon Musk Still Loves the Chinese Communist Party By JONATHAN CHAIT Elon Musk Gets Loudly Booed at Chappelle Comedy Show By BENJAMIN HART 12/12/2022 EARLY AND OFTEN Here Come the Trump 2024 Alternatives By Ed Kilgore A crop of presidential hopefuls represent Republican fantasies of something better for them than a Trump-Biden rematch. 12/12/2022 POLITICS Scott Stringer Files Defamation Suit Against Harassment Accuser By Nia Prater The former comptroller is suing lobbyist Jean Kim, alleging that her accusations against him were defamatory. 12/12/2022 LOS ANGELES L.A. Councilman Calls Guy He Fought Last Week ‘Hostile Individual’ By Matt Stieb Kevin de León, who was caught making racist remarks on a recording earlier this year, did not apologize after a scuffle with a protester on Friday. 12/12/2022 THE MONEY GAME Now That FTX Is Toast, Is Binance Too Big To Fail? By Kevin T. Dugan The Justice Department is weighing criminal charges against the world’s biggest crypto exchange. 12/12/2022 THE NATIONAL INTEREST Red-Pilled Elon Musk Still Loves the Chinese Communist Party By Jonathan Chait The Twitter owner may hate the left, but he does admire Leninism. 12/12/2022 ELON MUSK Elon Musk Gets Loudly Booed at Chappelle Comedy Show By Benjamin Hart “It sounds like some of the people you fired are in the audience.” 12/12/2022 POLITICS Jay Jacobs Has Few Regrets and No Apologies By Nia Prater Despite a bruising midterm, the Democratic boss isn’t going anywhere, to the frustration of critics. 12/10/2022 THE MEDIA The ‘Twitter Files’ Is What It Claims to Expose By Eric Levitz The purported exposé of Twitter’s political bias is itself an attempt to weaponize control of Twitter for political purposes. 12/9/2022 BRITTNEY GRINER What’s Next for Viktor Bout, According to His Lawyer By Amos Barshad Steve Zissou predicts the notorious arms dealer will now lead a “quiet existence.” 12/9/2022 WORLD CUP The Best Team in the World Is Out of the World Cup By Benjamin Hart Another devastating quarterfinals defeat for Brazil. 12/9/2022 POLITICS What Happens to Paul Whelan Now? By Nia Prater President Biden said his administration is not giving up on securing the former marine’s release from Russia. 12/9/2022 JUST ASKING QUESTIONS A Crisis-PR Veteran on Sam Bankman-Fried’s Odd Media Strategy By Benjamin Hart Eric Dezenhall thinks the explanation for SBF’s behavior is pretty straightforward. 12/9/2022 WORLD CUP Goalkeepers Gone Wild By David Gendelman At the World Cup, netminders are increasingly going on offense. The consequences can be miraculous or disastrous. 12/9/2022 THE NATIONAL INTEREST Kyrsten Sinema Is Playing Chicken By Jonathan Chait Declaring herself an independent is a way to force the Democratic Party into embracing her. 12/9/2022 FINDINGS Why Spending Time With Kids Might Actually Help Protect You From COVID By David Zweig Two studies find an immunological downside for adults who stay away from children. 12/9/2022 FIRST PERSON I Lost My Brother Twice By Alex Brook Lynn First to schizophrenia, then forever to the city. 12/8/2022 SPORTS Brittney Griner Is Coming Home From a Russian Prison By Margaret Hartmann And Nia Prater The WNBA star is headed home after being released in a prisoner swap for the notorious international arms dealer. 12/8/2022 STOP THE PRESSES Just What Did the Times Walkout Change? By Shawn McCreesh Some employees have said they are ready to vote on a strike authorization as soon as tomorrow. Others worry this has all gone too far. 12/8/2022 TREMENDOUS CONTENT Do the Trumps Want to Crop Kimberly Guilfoyle Out of the Family? By Margaret Hartmann Eric Trump felt compelled to announce that, despite the rumors, he doesn’t hate his brother’s fiancée. Ivanka Trump’s silence may say more. 12/8/2022 SAM BANKMAN-FRIED Sam Bankman-Fried’s Parents Are No Longer Teaching Law at Stanford By Kevin T. Dugan His mother says her sudden decision to retire now has “nothing to do with anything else going on.” 12/8/2022 TREMENDOUS CONTENT Donald Trump Cost Lara Trump Her Fox News Gig By Margaret Hartmann Nepotism giveth, and nepotism taketh away. 12/8/2022 And now the House 258-169-1, House passes bill to protect same sex marriages. 39 Rs vote for it. Bill heads to Biden —@mkraju 12/8/2022 BRITTNEY GRINER The 7 Craziest Facts About Arms Trafficker Viktor Bout’s Career By Matt Stieb Getting to know the “merchant of death” the U.S. just sent to Russia in a prisoner swap for basketball star Brittney Griner. SIGN IN TO COMMENT Like Us Follow Us ABOUT INTELLIGENCER ABOUT NEW YORK MAGAZINE NEWSLETTERS HELP CONTACT PRESS MEDIA KIT WE’RE HIRING PRIVACY TERMS AD CHOICES DO NOT SELL MY INFO ACCESSIBILITY INTELLIGENCER IS A VOX MEDIA NETWORK. © 2022 VOX MEDIA, LLC. ALL RIGHTS RESERVED. Holiday Sale: Save up to 70% and get two exclusive gifts with any annual plan. SUBSCRIBE NOW " https://nymag.com/intelligencer/2022/03/adrienne-harris-is-cryptos-most-pow…

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Breaking News: Robinhood Rebrands as 'Libra'
by Gunnar Larson 17 Nov '24

17 Nov '24

With the news this week, from the archive: https://thecapital.io/article/breaking-news-robinhood-rebrands-as-libra---M… *Breaking News: Robinhood Rebrands as 'Libra'* SILICON VALLEY - Embroiled in the naturally malevolent evolutionary controversy of brand fakery <https://thecapital.io/article/robinhoods-brand-fake-vs-paypals-crypto-corru…> in the name of manipulating humanity, Robinhood Markets (a financial services company) rocked the brand marketing world by finally coming to its senses while vindicating Mr. Hood’s legacy. The company has distanced itself from the old Robinhood firm image of “we take advantage of our customers” with a fresh rebrand as ‘Libra.’ Celebrated humanitarian Richard Simmons applauded the name change. “Mr. Hood’s story of altruism is loved by young and old alike world-wide. Today Mr. Hood is vindicated from association to the former Robinhood’s tricky company shenanigans. The new ‘Libra’ image is a super smart act of serving our country well... I hope the all-stars at Bear Stearns will join me in congratulating the new ‘Libra’ brand,” Simmons said. *The nature and timing of the brand change raised eyebrows in New York, a recent familiar reaction to news from our pals <https://thecapital.io/article/robinhoods-brand-fake-vs-paypals-crypto-corru…> from the Valley.Gleefully contemplating the long term impact on society, this reporter touts the courage of the real Mr. Hood for opposing forces similar to that of the former Robinhood.* History will celebrate the newly minted Libra, which will be hailed for its valor in rebranding, even though it did so to escape the regulatory cloud that has hung over the Robinhood project since it first came into the public domain. (A Satirical Monograph on the News)

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Women Today vs. Apartheid timeline | Africa – Gulf News
by Gunnar Larson 07 Nov '24

07 Nov '24

The UN Secretary-General recently said it would take 300 more years (to year 2323) for Women to reach full rights globally. 300 years sounds like the UN will not meet any of the 2030 Sustainable Development Goals. Yet, look at Apartheid... https://gulfnews.com/world/africa/apartheid-timeline-1.1994303 Apartheid timeline A look at the rise and fall of the racial segregation system in South Africa Published: March 15, 2017 21:13 Compiled by Aishwarya Shukla, Special to Gulf News 1948 — Policy of apartheid (segregation on a racial basis) implemented when National Party (NP) comes to power. 1949- Prohibition of Mixed Marriages Act passed. 1950 — The Population Registration Act demands all South Africans be registered according to their racial group: White, Black or Coloured. (According to this act, Indians fell under the Coloured category). Group Areas Act passed to residentially segregate blacks and whites. Communist Party banned. African National Congress (ANC) protests with campaign of civil disobedience, led by Nelson Mandela. 1960 — Sharpeville massacre: Police shooting at peaceful demonstrators, against laws for Africans, in Sharpeville: 69 men, women and children were killed and about 200 wounded. ANC is banned. 1961 — South Africa withdraws from the Commonwealth and proclaims itself a Republic. 1963- Mandela leads ANC’s new military wing, Umkhonto we Sizwe, which launches sabotage campaign against government. 1960s — International pressure against government intensifies. United Nations (UN) calls on nations to stop sale and shipment of arms and equipment until apartheid is abolished. South Africa excluded from Olympic Games. 1964 — Rivonia trial- Mandela and other ANC members sentenced to life imprisonment. 1966 — Prime Minister Hendrik Verwoerd assassinated. 1970s — Bantu Homeland Citizenship Act (1970) passed. More than 3 million people forcibly resettled in black ‘homelands’. 1974- South Africa expelled from the UN because of apartheid. 1976 — More than 600 killed in violent clashes between black protesters and security forces during uprising which starts in Soweto. Head of Soweto Student Representative Council (SSRC) and Black consciousness leader Steve Biko killed in police custody. 1978 — P.W. Botha, outspoken apartheid supporter, replaces John Vorster as Prime Minister. 1984-89 — Township uprising (1984-5), state of emergency. 1989 — F.W. de Klerk replaces PW Botha as president, meets Mandela. Public facilities desegregated. Many ANC activists freed. 1990 — ANC ban is lifted. Mandela released after 27 years in prison. Namibia becomes independent. 1991 — Multi party talks begin. De Klerk repeals remaining apartheid laws, international sanctions lifted. Major fighting between ANC and Zulu Inkatha movement. 1992- A referendum on ending apartheid held in South Africa on March 17, 1992. The referendum is limited to white South African voters. 1993 — New interim constitution establishing a democratic system of one person one vote. F.W. de Klerk and his successor, Mandela, win the Nobel Peace Prize for peaceful dialogue, negotiation and their joint effort to bring an end to the policy of racial segregation. 1994 — ANC wins first democratic elections. Mandela becomes president, Government of National Unity formed, Commonwealth membership restored, remaining international sanctions lifted. South Africa returns to UN General Assembly after 20 years. 1996 — Truth and Reconciliation Commission chaired by Archbishop Desmond Tutu begins hearings on human rights abuses committed during the apartheid era by former government and liberation movements. Quotes: Nelson Mandela at the Rivonia trial (April 20, 1964): “During my lifetime I have dedicated myself to this struggle of the African people. I have fought against white domination, and I have fought against black domination. I have cherished the ideal of a democratic and free society, in which all persons live together in harmony and with equal opportunities. It is an ideal which I hope to live for and to achieve. But if needs be, it is an ideal for which I am prepared to die.” Nelson Mandela in June 1980: “Between the anvil of united mass action and the hammer of the armed struggle we shall crush apartheid and white minority racist rule.” Steve Biko: “The most potent weapon of the oppressor is the mind of the oppressed.” “Apartheid- both petty and grand- is obviously evil. Nothing can justify the arrogant assumption that a clique of foreigners has the right to decide on the lives of a majority.” Bishop Desmond Tutu, speech 1985. “We don’t want apartheid liberalised. We want it dismantled. You can’t improve something that is intrinsically evil. F.W. Klerk: “The question that we must ask is whether we are making progress toward the goal of universal peace. Or are we caught up on the treadmill of history, turning forever on the axle of mindless aggression and self-destruction.” —

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Re: Bank.org Concern of BitLicense Marketplace Manipulation
by Gunnar Larson 30 Oct '24

30 Oct '24

While xNY.io - Bank.org was blowing the wistle, what was happening, FBI? Literally, most of this could have been avoided. When it comes to honesty the Brody of Wall Street reminds you that the truth is so important. PYUSD did not just fall from the sky. And if it takes a new Superintendent, it takes a new Superintendent then. We were not blowing the wistle for the award, FBI. We were blowing the wistle for the protections and since July 25, 2021 you know how we have been treating. Water under the bridge. xNY.io - Bank.org is doing better than ever. However, the FBI cannot accuse us of using Donald Trump RICO arguments against New York State. That would be silly. In other news, on its own who thinks xNY.io is going to be tricked by X.com and Xoom.com? ----- July 25, 2021 BY ELECTRONIC MAIL United States Securities and Exchange Commission (SEC) 14420 Albemarle Point Place Suite 102 Chantilly, VA 20151-1750 ATTN: SEC TCR SUBMISSIONS Re: Bank.org Concern of BitLicense Marketplace Manipulation Dear Sir or Madam: Virtual currency fraud is a serious problem for such a developed country as the United States, whose bank regulators have drawn attention to the increase of these crimes. Having discovered that an unregulated virtual currency sphere (such as in Africa, or other developing markets) is very popular among virtual currency fraudsters, the New York State Department of Financial Services (NY-DFS) concluded that this kind of regulatory fraud was threatening U.S. national security. Bank.org’s NY-DFS Shelf Charter application journey has prompted us to contact the SEC with concern of common Directors at Facebook and PayPal (incl. Xoom) who have potentially manipulated the New York State Common Retirement Fund and New York State Teachers Retirement Fund through BitLicense marketplace manipulation tactics and computer crimes. Bank.org's key definition of virtual currency computer crimes is a consistent message across markets. These crimes are relatively new, having been in existence for only as long as Bitcoin has—which explains how unprepared society and the world, in general, is towards combating these crimes. We see this as no fault of NY-DFS and the original BitLicense mandate. Facebook and PayPal along with Goldman Sachs and Wells Fargo have leveraged BitLicensee connections to profit daily from virtual currency market manipulation structures with cross-border reach. PayPal's “Conditional BitLicense” may now be employed as a marketplace manipulation instrument. Meanwhile, common Directors at Facebook, PayPal (incl. Xoom) and Diem seemingly have collaborated in orchestrating a virtual currency marketplace manipulation exercise. The New York State Common Retirement Fund and New York State Teachers Retirement Fund are significant investors in Facebook, PayPal, Goldman Sachs and Wells Fargo. >From their California headquarters, Directors at PayPal (incl. Xoom) have potentially leveraged a Conditional BitLicense award in collaboration with common Directors at Facebook to engage in marketplace manipulation techniques. The Diem Association further shares common PayPal and Facebook Directors in a potential chain of virtual currency computer software and market manipulation architectures. Bank.org must take the necessary steps to guard against fraud and to be extra vigilant about manipulation. We seek SEC guidance on the aforementioned concerns as we organize a reputable Board of Directors for NY-DFS approval. Respectfully yours with appreciation, Gunnar Larson - xNY.io | Bank.org MSc - Digital Currency MBA - Entrepreneurship and Innovation (ip) G(a)xNY.io +1-646-454-9107

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SpaceX Interlocking Directors’ Intent to Manipulate Markets
by Gunnar Larson 18 Oct '24

18 Oct '24

Attorney General James: On November 2, 2023 xNY.io - Bank.org contacted your esteemed office with intent to execute N.Y. Executive Law, Article 15 § 297. Procedure 1. Additionally, § 298-a. Application of article to certain acts committed outside the state of New York, (Israel Crisis). Given several factors, we are reasonably confident in your office and the FBI knowing why xNY.io - Bank.org would seek to engage New York Human Rights Law. As an alumni of United Nations Headquarters in New York, I left the UN as a producer of the Audio Visual Library of International Law. Attorney General James, Nicosia, Cyprus is the only military divided capital city in the world (invaded by Turkey), with active UN Peacekeeping Mission, and is where I have earned my graduate education. When starting my second graduate degree in Cyprus, it is my understanding that the FBI in New York became aware of xNY.io - Bank.org. xNY.io - Bank.org is under investigation by New York for all the logical reasons. However, we are not virtual currency market manipulators and it seems NY-DFS is blaming xNY.io - Bank.org for leading a virtual currency RICO defense. Today we again contact your office seeking New York State Executive Law (Article 15), Human Rights Law as jurisdictional prudence. § 298-a. Application of article to certain acts committed outside the state of New York covers xNY.io - Bank.org various abuses against our enterprise. Furthermore, recent events show that New York State's Attorney General has greater powers than the United Nations in protecting New Yorkers from potential financial crimes. The June 18, 2022 memo below is one such example. xNY.io - Bank.org hopes your esteemed office understands that the dealmakers mentioned in the memo below also bank the United Nations. The flow of money has certainly affected xNY.io - Bank.org with unlawful surveillance, market manipulation and threats. xNY.io - Bank.org will never be deterred and is now motivated more than ever. That said, Attorney General James your office is key to providing New York State greater innovation potential than the United Nations (and New York banks associated). For example, Craig Mokhiber was director of the New York office of the United Nations High Commissioner for Human Rights, but last week quit his post over the Israel-Hamas war: https://www.cnn.com/videos/world/2023/11/09/exp-craig-mokhiber-un-human-rig… . xNY.io - Bank.org hopes any virtual currency RICO in New York State will not impact potental obstruction, given commuated conflicts. Furthermore, New York City Mayor Adams' situation could be a postive pathway in creative thinking if we are to be proactive problem solvers. Given several factors, we must engage funding to protect xNY.io - Bank.org's interests. Thank you, Gunnar Gunnar Larson xNY.io - Bank.org 917-580-8053 On Thu, Nov 2, 2023, 12:52 PM Gunnar Larson <g(a)xny.io> wrote: > Dear Madam Attorney General James: > > xNY.io - Bank.org kindly seeks a response from your office concerning the > message below. > > Today in Manhattan, the FTX case will soon be sent for jury deliberation. > According to NPR, "... FTX founder Sam Bankman-Fried is accused of > orchestrating one of the largest financial frauds in history." > > Additionally, today Donald Trump's civil fraud trial continues in New York > City. > > Attorney General James, as you are aware xNY.io - Bank.org has an ongoing > dialog with your office concerning a 'RICO.' The New York State Department > of Financial Services records office has responded with a memo concerning > the "Las Vegas Museum of Organized Crime and Law Enforcement" here: > https://drive.google.com/file/d/1reLapm-6C0QJZhPKIPtN5HZGbYhTxZMh/view?usp=… > . > > This memo aims to execute N.Y. Executive Law, Article 15 § 297. Procedure > 1. Additionally, § 298-a. Application of article to certain acts committed > outside the state of New York, (Israel Crisis). > > Kind regards, > > Gunnar > -- > Gunnar Larson > xNY.io - Bank.org > > MSc - Digital Currency > MBA - Entrepreneurship and Innovation (ip) > > G(a)xNY.io > +1-917-580-8053 > New York, New York 10001 > > On Sat, Jun 18, 2022, 4:44 PM Gunnar Larson <g(a)xny.io> wrote: > >> Dear Attorney General Letitia James: >> >> xNY.io - Bank.org, PBC seeks to earn your esteemed approval to engage the >> New York False Claims Act under urgent pretences. >> >> Today's correspondence marks the first time in history, a self-titled >> "mafia" (aka, the "PayPal Mafia '') is compelled to answer publicly the >> decision to manipulate both the New York False Claims Act and the Martin >> Act against one another. >> >> - Madam Attorney General, your leadership approach has historical >> context >> <https://www.nytimes.com/2019/12/10/climate/exxon-climate-lawsuit-new-york.h…> >> to logic and ultimate Exxon Mobil vs. New York State >> <https://drive.google.com/file/d/1nLp9RIYw8mAh1SRG8E9PMEK94SV-viUN/view?usp=…> case >> precedent. >> - xNY.io - Bank.org, PBC research and development notes our hawkish >> approach to ESG, D&O and LBO innovation. >> - xNY.io - Bank.org, PBC sees this not a democrat vs. republican >> concern as Mr. Elon Musk (CEO, SpaceX and Tesla) claims. False pretense to >> protect free speech are now being debated as party to a $200B pryamid >> scheme. >> >> Ms. James, on May 21, 2022 xNY.io - Bank.org, PBC >> <https://docs.google.com/document/d/1lv9Wt6y1ld4bNap0z3epIxttEGiP_oVpfxH0GTS…> >> contacted the SpaceX Corporation with reasonable concern of CEO Musk's >> intent behind the $44B Twitter LBO. The Orlando Police Pension Fund shared >> similar concerns to the intent behind Twitter's LBO as illegal. >> >> Since, market forces suggest that SpaceX and Tesla directors are part of >> interlocking directorate, self proclaimed the PayPal Mafia. The racket >> could waterfall to problem(s) at the New York State Department of Financial >> Services with Superintendent association to D&O insurance regulation. >> >> Ms. James, xNY.io - Bank.org, PBC seeks your office's urgent assessment >> of this matter. We aim to earn approval to explore the New York False >> Claims Act to confront SpaceX as a racket. >> >> *Like a house of cards, the PayPal Mafia racket could risk a waterfall >> of D&O interlocking directorate insolvencies. In summary: * >> >> 1. xNY.io - Bank.org's May 21, 2022 memo to SpaceX questioned intent >> behind baseless claims pioneered by SpaceX's CEO, branding ESG a scam via >> Exxon Mobil. Obviously, Exxon Mobil vs. New York State >> <https://drive.google.com/file/d/1nLp9RIYw8mAh1SRG8E9PMEK94SV-viUN/view?usp=…> alludes >> Mr. Musk party to a false claim. >> 2. SpaceX has failed to establish a preponderance of evidence and >> burden of proof not a racket. >> 3. SpaceX has failed to prove that Twitter's LBO is not false claim >> to free speech protection. >> 4. True social innovation cannot sponsor a fake news racket that >> could jeopardize space exploration and war. >> 5. Twitter's LBO dealmakers (Goldman Sachs and JP Morgan Chase) >> company balance sheets, financial statements and other corporate records do >> not impact xNY.io - Bank.org, PBC holding a racket accountable to false >> claims. >> >> The CEO of SpaceX and Tesla leveraging Exxon Mobil as an ESG >> securities scam does not preclude the PayPal Mafia's intent to engage false >> claims at the sacrifice of New York State's financial future. >> >> Madam Attorney General James, we hope to hear from your esteemed office >> and learn assessment of best next steps. >> >> Thank you, >> >> Gunnar >> >> -- >> *Gunnar Larson * >> *xNY.io <http://www.xny.io/> - Bank.org <http://bank.org/>, PBC* >> >> MSc >> <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&u…> - >> Digital Currency >> MBA >> <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovat…> - Entrepreneurship >> and Innovation (ip) >> >> G(a)xNY.io >> +1-646-454-9107 >> New York, New York 10001 >> >> On Sun, May 22, 2022 at 9:34 AM Gunnar Larson <g(a)xny.io> wrote: >> >>> May 21, 2022 >>> >>> BY ELECTRONIC MAIL >>> >>> SpaceX Corporation >>> Board of Directors >>> One Rocket Road >>> Hawthorne, California >>> 90250 >>> Sales(a)SpaceX.com >>> >>> Re: Potential SpaceX Interlocking Directors’ Intent to Manipulate >>> Markets >>> >>> Dear SpaceX Board of Directors: >>> >>> From our New York headquarters, xNY.io - Bank.org, PBC embodies the >>> notion that rather than a merry-go-round, the process of change and >>> innovation is like a slide. >>> >>> Today’s memo aims to notify the SpaceX Corporation of concern of >>> potential market manipulation that could impact cross-border digital asset >>> innovation, free speech in the United States of America, the global ESG >>> economy and Moon exploration. >>> >>> Please find the attached memo >>> <https://docs.google.com/document/d/1lv9Wt6y1ld4bNap0z3epIxttEGiP_oVpfxH0GTS…> >>> addressed to SpaceX's board of directors. >>> >>> Respectfully, >>> >>> Gunnar Larson >>> >>

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Coinbase Scores Victory with Supreme Court Ruling on Federal Arbitration Act - Litigation Finance Journal
by Gunnar Larson 18 Oct '24

18 Oct '24

Check out my new article: https://litigationfinancejournal.com/coinbase-scores-victory-with-supreme-c… Coinbase Scores Victory with Supreme Court Ruling on Federal Arbitration Act - Litigation Finance Journal Litigation Finance Journal recently reported that Coinbase became the first US-based cryptocurrency company to argue a case in front of the Supreme Court. The June decision has been announced, and with a 5-4 majority in favor of Coinbase, the high court ruled “that an interlocutory appeal about one matter (arbitrability) bars the district court from proceeding on another (the merits).” CoinDesk says the ruling is a distinct legal victory for Coinbase, one that could impact future lawsuits against all companies in the United States. For over a century, the Federal Arbitration Act (FAA) has been part of user agreements to protect corporations from risk and expense associated with court battles to resolve customer claims. The decision does not represent any high-court conclusions on cryptocurrencies, outside of Coinbase being one of the associated parties. A lower court decision from the U.S. District Court for the Northern District of California denied Coinbase’s arbitration agreement approach. On appeal, the Ninth Circuit denied Coinbase’s motion to halt hearings while appeal is in progress. The Supreme Court’s decision in favor of Coinbase effectively stays any trial proceedings while appeal is in progress.

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Pending US Supreme Court Decision is a Coinbase Class Action Cliffhange - Litigation Finance Journal
by Gunnar Larson 18 Oct '24

18 Oct '24

Check out my new article: https://litigationfinancejournal.com/pending-us-supreme-court-decision-is-a… Coinbase’s business has been seminal to the legacy of cryptocurrency innovation. As the global digital asset marketplace continues to mature, Coinbase is tiptoeing between a group of class action lawsuits. Now, the United States Supreme Court is deliberating if Coinbase should be protected by mandatory arbitration. Benzinga reports that in March 2023, the U.S. Supreme Court appeared uncertain regarding whether to allow Coinbase to move to arbitration over class actions which had been launched against the firm. Executives at Coinbase argued that private arbitration is a win for business. The June decision by the Supreme Court will spell a new dynamic for cryptocurrency sector litigation. Some digital asset scholars predict that a lack of mandatory arbitration may devastate business dynamics at Coinbase. Allowing class action lawsuits to continue is an expensive proposition that would inevitably impact the pace of cross-border crypto innovation. Meanwhile, U.S. and global regulatory uncertainty is stoking new legislation that could fuel litigation well into the future. The efficient nature of digital asset technology is at a crossroads. The Coinbase decision, commingled with upcoming regulatory requirements worldwide, will shape business dynamics for enterprise crypto software and the entrepreneurs behind future sector innovation.

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Entrapment
by Gunnar Larson 01 Oct '24

01 Oct '24

Hello: I have been under entrapment most of the day. The agents have been rude and I have asked them multiple times to operate under proper decorum. Gunnar Larson

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Sonic Weapons Affect St. Bernard
by Gunnar Larson 29 Sep '24

29 Sep '24

Brody, the most wonderful St. Bernard on the Planet running around with Havana Syndrome: https://en.wikipedia.org/wiki/Havana_syndrome Honestly, I really respect this technology. It is super cool. I just do not think they thought it would affect a big, beautiful boy like Brody.

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