Fwd: Open FOIL NY Request From : Gunnar Larson : 2021 Apple Card Report

[Gunnar Larson]

---------- Forwarded message ---------
From: Paasewe, Siaka (DHR) <Siaka.Paasewe at dhr.ny.gov>
Date: Tue, Sep 13, 2022, 6:39 PM
Subject: RE: Open FOIL NY Request From : Gunnar Larson : 2021 Apple Card
Report
To: G at xny.io <g at xny.io>
Cc: dhr.dl.foil <foil at dhr.ny.gov>


Dear Mr. Larson:



Pursuant to your request below, please see the attachment.





Siaka Paasewe

Records Access Officer

NYS Division of Human Rights

One Fordham Plaza, 4th Floor

Bronx, NY 10458

Siaka.Paasewe at dhr.ny.gov

foil at dhr.ny.gov

(718) 741-8422

(718) 741-8256 [Fax]





*From:* noreply-openfoil at its.ny.gov <its.sm.openfoil at its.ny.gov>
*Sent:* Sunday, March 27, 2022 9:04 PM
*To:* dhr.dl.foil <foil at dhr.ny.gov>; records.access at exec.ny.gov;
dfs.sm.RecordsAccessOfficer <recordsaccessofficer at dfs.ny.gov>
*Subject:* Open FOIL NY Request From : Gunnar Larson : 2021 Apple Card
Report



*New FOIL Request for Division of Human Rights, Executive Chamber,
Department of Financial Services *

Submitted on: 3/27/2022 9:04:01 PM
Request Confirmation Number :
LARSON_DHR_20220327210401303

LARSON_EXEC_20220327210401303

LARSON_DFS_20220327210401303


*INFORMATION SUBMITTED:*

*Title*

*First Name*

Gunnar

*Middle Initial*

*Last Name*

Larson

*E-Mail*

g at xny.io

*Telephone*

(646) 454-9107

*Fax*

*Affiliation/Organization*

xNY.io

*Street Address 1*

*Street Address 2*

*City*

*State*

NY

*Zip Code*

10001

*Country*

*USA*

*Short Title*

2021 Apple Card Report

*Description*

Dear Madam or Sir: We would like to receive any and all records, relating
to NY-DFS' 2021 Apple Card Investigation. This is one part of a broader
discussion we must have about equal credit access. On March 23, 2021, Ms.
Linda Lacewell published NY-DFS' Findings on Apple Card and its Underwriter
Goldman Sachs Bank. As the former Superintendent of NY-DFS, Ms. Lacewell's
stone faced propaganda assured that Apple Card did not discriminate against
women, while under Goldman Sachs management. The red flags started to
appear when an authorized user drew attention to the following: A person
who relies on a spouse's access to credit, and only accesses those accounts
as an authorized user, may incorrectly believe they have the same credit
profile as the spouse. We recently collated 61 highlights to the Report on
Apple Card Investigation from March 2021:
https://drive.google.com/file/d/1xH16OKyuXzB-MVqIznMWDE9w8RRdmZCw/view The
Apple Card investigation was to assess women's access to equitable finance.
The integrity of the Apple Card investigation must be rationally considered
as flawed. We would like to receive any and all records of Ms. Linda
Lacewell's (emails, texts, and similar) involvement with the 2021 Apple
Card report. We would like to receive any and all records to NY-DFS
association to evaluating Ms. Linda Lacewell's ability to score a report
specific to the Apple Card's core subject of credit access for women.
Finally, we would like to receive any and all records related to NY-DFS
guidance on Interlocking Directorates (
https://www.dfs.ny.gov/apps_and_licensing/banks_and_trusts/other/Permission_for_Interlocking_Directors_and_Officers),
specific to Apple's Board of Directors and Goldman Sachs' Board of
Directors. Thank you, Gunnar Larson

*FOIL Response Format*

Email

*If fees apply, please contact me if costs will be greater than*

25000

*Additional Information*

I am a representative of, or affiliated with, the news media and this
request is made as part of a news gathering effort , I am an individual
seeking information for personal use , I am affiliated with an educational
or non-commercial scientific institution, and this request is made for a
scholarly or scientific purpose , I am affiliated with a private
corporation and am seeking information for use in the company’s business
for commercial purpose
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