Art Director/Designer: Ken Carson Photographers: Charles Wiesehahn, David Vine, Stan Schafer, H. Armstrong Robert's Copywriter: Bill Drier Agency: Conaway & Lyon, Inc. Client: Nation's Business *oops.* We hate to cloud your day, but we'd like to bring you up to date on a few things the experts have to say about our future relationships with Russia. The outlook is anything but rosy. It seems we could all be blown to hell be- cause of an incredible Kremlin capacity for misjudging what they can get away with in their drive to communize the world. In other words, the cold war, though vastly changed, is far from over. It's perils are not diminishing. If any- thing they're on the increase. And continued disintegration of the So- viet bloc may tempt the Russians into new and desperate measures. In short: the Reds are still on the make. And though they definitely do not want a nuclear war, they seem to be continually blundering to the brink. Take the Cuban missile crisis, for exam- ple. The Russians thought they could plant missiles in Cuba without obstacles. They never dreamed President Kennedy would stand up to them. Another example, Czechoslovakia. The Russians actually expected to be welcomed as they plunged into Prague. In the end, either of these miscalcula- tions could have triggered a showdown. A showdown leading to a humiliating defeat. Or disaster. The cover story of the December issue of Nation's Business tells more of the story. (To over 2,000,000 of the nation's business men.) Why a political report in a magazine like ours? That's simple. If it affects business, it'll be there. Which is probably why we have over 854,000 businessmen paying to subscribe to our magazine. Which, when you think about it, is at least one happy note to leave you with. If you're an advertiser. *Nation's Business * *We Reach more businessmen than any other business magazine * On Sat, Mar 15, 2025, 6:16 PM Gunnar Larson <g@xny.io> wrote: *Please find the attached memo with 32 reference footnotes.* *xNY.io - Bank.org | Memo #2 - JPMorgan Chase Board of Directors ESG Marketplace Manipulation:* - https://docs.google.com/document/d/1bxERzXknAFfVW3YsDpNB-GPlVoiLAeeBXUrxwOFT... May 1, 2022 BY ELECTRONIC MAIL Investor Relations Board of Directors, JPMorgan Chase & Co. 277 Park Avenue New York, NY 10172-0003 JPMCinvestorrelations@jpmchase.com Re: JPMorgan Chase Board of Directors ESG Marketplace Manipulation Dear Board of Directors: xNY.io - Bank.org recently contacted JPMorgan Chase’s board of directors to communicate our concern(s) that potentially JPMorgan Chase may be engaging in exploitation of more than $100B of ESG asset liabilities, across international regulatory arbitrage structures, while headquartered in Manhattan. Specifically, the duty to promote the success of the company is that a director must act in the way that she considers, in good faith, and would be most likely to promote the success of the company for the benefit of its members as a whole. - Failure by a board to adequately consider ESG-related risks, particularly entity-specific compliance risks such as breach of securities laws, could serve as the basis for liability of individual directors or officers for breach of their fiduciary duties. Given JPMorgan’s five cout felonies, xNY.io - Bank.org is concerned with your board of director governance in preventing ESG fraud. xNY.io - Bank.org’s assessment of JPMorgan’s board embraces fundamentals including liquidity risk and protecting New York ESG cross border innovation from marketplace manipulation. - According to JPMorgan’s August 2021 Sovereigns and ESG whitepaper, the bank states that governance carries the largest weight of the three ESG pillars across scores, as it is the most empirically relevant for asset prices. - JPMorgan notes that philosophically, the bank views good governance as a foundational pillar for positive ESG developments in other pillars. Today’s memo follows protocol suggested by the United States of America, in that JPMorgan Chase’s board of directors is responsible to xNY.io - Bank.org’s enterprise and the Department of the Interior, in connection with any action alleging a violation of the Endangered Species Act, by any person (“person” means an individual, corporation, partnership, trust, association, or any other private entity) claiming the benefit of any exemption or permit under the Act, who shall have the burden of proving that the exemption or permit is applicable, or has been granted, and was valid and in force at the time of alleged violation. xNY.io - Bank.org has made 91 highlights to the Department of Interior’s Endangered Species Act for JPMorgan Chase’s board of directors reference. 1. xNY.io - Bank.org has reason to believe in the JPMorgan Chase board of directors’ engagement of ESG marketplace manipulation, risking your ESG portfolio’s future at the cost of New York digital asset innovation. 2. xNY.io - Bank.org references your 2021 Environmental Social and Governance Report, totaling $117B of ESG “development funding” transferred from New York to Caribbean and Eastern European accounts. 3. xNY.io - Bank.org is concerned of JPMorgan Chase board directors leveraged marketplace manipulation techniques in allocating ESG funds to engage in potential harassment (the term "harassment" means any act of pursuit, torment, or annoyance) of some of the world’s most precious endangered species protected by domestic and international governance. 4. JPMorgan Chase’s $2.3B ESG “wind farm” facility is characterized by the Washington Post as a potential misuse of ESG assets (and board policies) to fund probable violation(s) of the Marine Mammal Protection Act of 1972. Looking internationally, xNY.io - Bank.org is concerned of further ESG marketplace manipulation structures, sacrificing endangered species, via JPMorgan Chase’s board directed ESG investments in the Caribbean (your largest ESG investment region). xNY.io - Bank.org signals that JPMorgan’s board of directors is party to the Convention on Nature Protection and Wild Life Preservation in the Western Hemisphere. Being clear, any violation of the Endangered Species Act, the Marine Mammal Protection Act and/or the Convention on Nature Protection and Wild Life Preservation in the Western Hemisphere … Requires xNY.io - Bank.org to consult JPMorgan Chase board members on ESG allocations that may be in conflict with construction, or other development projects, or other forms of economic activity. xNY.io - Bank.org asks JPMorgan Chase board directors to return the Secretary of Department of the Interior’s approval, confirming licensing and/or exclusion to the Endangered Species Act, with further authorization of “harassment” pursuant to exemption(s). Including (if available) a similar Environmental Protection Agency permit that is applicable and is valid and in force. - Due to the riskiness of ESG portfolio mismanagement in violation of the Endangered Species Act, ESG marketplace manipulation risk(s) may trigger causal shocks to New York State monetary and regulatory innovation. - According to JPMorgan’s sovereign fund ESG research, “A common complaint about ESG analysis is that data can be difficult to source. Some sovereign data is in fact more readily available than corporate data given the multitude of multinational organizations and NGOs – including the World Bank, the IMF and the United Nations.” - The European Central Bank provides support to the eurozone sovereign debt market but has more restrictions on what and how much it can buy, so eurozone bonds can trade with more credit risk premium compared to other major developed market bonds. - Whatever the case may be, JPMorgan disclosures detail significant concern of lapse in board governance and ESG portfolio risk with potential violation of the Endangered Species Act, risking ESG portfolio default(s) in Europe and the United States risking ESG customer financial abuse. Forbes recently profiles JPMorgan Chase ESG investments as problematic, highlighting that your board of directors potentially are allocating ESG proceeds in competition with human rights at the expense of customers’ best interests while investing heavily in fossil fuels. A letter to JPMorgan Chase’s board of directors from ESG scholars (including, The Sierra Club, Public Citizen, Greenpeace, Amazon Watch, Revolving Door Project, Rainforest Action Network and the Center for International Environmental Law) suggests the bank would “...lock us into energy sources that are overly expensive and subject to wild price swings, and that exacerbate rather than ease global conflict.” xNY.io - Bank.org aims to protect ESG digital asset innovation and JPMorgan’s board should understand your proprietary ESG scoring matrix should signal seismic marketplace manipulation risk if directors are in potential violation of any Endangered Species Act covenant. - Head of Europe, Middle East, and Africa (EMEA) distribution at JP Morgan Asset Management says, “In Europe, we do not have a semi-transparent product – like the US and Australia – which would add further complexity to the trading. For example, the US has several models which make it harder for the AP to guess what the actual fund looks like and therefore the costs might be higher accordingly.” - Given, JPMorgan may potentially be in breach of United States Endangered Species Act provisions, similar risk of ESG asset failure(s) may include Europe, Middle East, Africa and Australia international law, as ratified by the Convention on International Trade in Endangered Species of Wild Fauna and Flora. While directors and officers are likely to be particularly focused on the risk that they may be found personally liable for a breach of their duties, proper ESG compliance with fiduciary obligations requires acting to a higher standard. Given the defenses available to fiduciaries, and the difficulty in bringing claims for breach of fiduciary duty, a director or officer found to be liable for such ESG breaches will generally have acted egregiously. This ‘sliding scale’ of the standards to which directors and officers should adhere. Following the Endangered Species Act, xNY.io - Bank.org kindly petitions JPMorgan’s board of directors, in connection with all ESG investments, claiming the benefit of any exemption or permit under the United States Department of the Interior’s Endangered Species Act … Shall have the burden of proving that an exemption or permit is applicable, or has been granted, and is valid and in force. - At JPMorgan’s earliest convenience (within 60 days of receipt of this memo) xNY.io - Bank.org kindly requests a certified copy of JPMorgan Chase’s approval by the Department of the Interior, being a license and/or exclusion to the Endangered Species Act and/or the Marine Mammal Protection Act. - JPMorgan Chase suggests a commitment to anti-corruption compliance is central to the success of its business. Your board of directors stand to maintain that trust by promoting a corporate culture that encourages ethical business practices and compliance with both the letter and the spirit of the laws of the countries in which the JPMorgan conducts business. xNY.io - Bank.org’s research guidance from the United States Securities and Exchange Commision, supports the international community in taking actions to address ESG issues on a global basis, and those actions that can have a material impact on companies. Future correspondence concerning ESG innovation is at your board’s leisure. Respectfully yours with appreciation, Gunnar Larson | xNY.io <http://www.xny.io/> - Bank.org <http://bank.org/>, PBC MSc <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&utm_medium=Search&utm_campaign=MSc-Digital-Currency-North-America&utm_term=blockchain%20unic&gclid=Cj0KCQiAyJOBBhDCARIsAJG2h5ctwwMz0MRbVSk-LaYD-GMU5UgDSw7ynxbGr_a7SkaFAZzJc1-pzxEaAi4NEALw_wcB> - Digital Currency MBA <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovation-mba-1-5-years-or-3-semesters/> - Entrepreneurship and Innovation (ip) G@xNY.io +1-646-454-9107 On Fri, Mar 14, 2025, 6:34 PM Gunnar Larson <g@xny.io> wrote: Goldman Sachs: Is Goldman Sachs a potential negligent terrorist organization? - *xNY.io - Bank.org demands a response from Goldman Sachs confirming your firm is innocent of possible terrorism actions across your Investment Bank. * - *xNY.io - Bank.org demands Goldman Sachs' answer by 12:00pm EST**, Monday, March 17, 2025.* xNY.io - Bank.org respectfully reserves all Interjurisdictional rights. Thank you, Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514 ---------- Forwarded message --------- From: *Laura Peavey* <lpeavey@fsforum.com> Date: Thu, Mar 13, 2025, 1:31 PM Subject: Forum Applauds Senate Banking Committee Passage of Financial Integrity and Regulation Management Act To: Gunnar Larson <G@xny.io> The FIRM Act is an important step to ensure bank supervision is based on objective measures of financial and material risk. <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-r/> *Forum Applauds Senate Banking Committee Passage of Financial Integrity and Regulation Management Act* <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-y/> *Washington, D.C. –* Financial Services Forum President and CEO Kevin Fromer issued the following statement after the Senate Banking Committee voted today to advance the Financial Integrity and Regulation Management (FIRM) Act to remove reputational risk as a measure used by federal banking agencies to supervise financial institutions: “We appreciate the Senate Banking Committee’s action to advance common sense legislation to provide greater clarity and create a more stable regulatory environment. The FIRM Act is an important first step to ensure bank supervision is rooted in objective measures of financial and material risk. We look forward to continuing to work with the committee to identify solutions that allow America’s leading banks to continue to provide the products and services their customers rely on." ### *The Financial Services Forum is an economic policy and advocacy organization whose members are the eight largest and most diversified financial institutions headquartered in the United States. Forum member institutions are a leading source of lending and investment in the United States and serve millions of consumers, businesses, investors, and communities throughout the country. The Forum promotes policies that support savings and investment, financial inclusion, deep and liquid capital markets, a competitive global marketplace, and a sound financial system.* *Visit our website: **fsforum.com* <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-j/> *Follow us on X **@fsforum* <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-t/> * and **LinkedIn* <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-i/> [image: Twitter] <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-d/>[image: LinkedIn] <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-h/>[image: Website] <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-k/>[image: Instagram] <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-u/>[image: Threads] <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-o/>[image: YouTube] <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-b/> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-n/> The Financial Services Forum is an economic policy and advocacy organization whose members are the eight largest and most diversified financial institutions headquartered in the United States. The Forum promotes policies that support savings and investment, financial inclusion, deep and liquid capital markets, a competitive global marketplace, and a sound financial system. Unsubscribe <https://financialservicesforum.cmail19.com/t/r-u-thtidhky-njyjukhihy-x/> On Thu, Mar 13, 2025, 8:54 AM Gunnar Larson <g@xny.io> wrote: Goldman Sachs: Today xNY.io - Bank.org is 'doubling down' on potential fraud committed against xNY.io - Bank.org, allegedly committed by Goldman Sachs' Board. Crypto CEO Linked To Jack Abramoff Convicted Of Fraud <https://www.law360.com/fintech/articles/2309864?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=0> A California federal jury on Wednesday convicted a cryptocurrency company founder of fraud and money laundering over allegations he stole more than $10 million from tens of thousands of investors in a scheme that involved disgraced ex-lobbyist Jack Abramoff. Read full article » <https://www.law360.com/fintech/articles/2309864?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=0> | Save to favorites » <https://www.law360.com/fintech/articles/2309864?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=0> Capital One Nearly Bought Frank For $125M, Javice Jury Told <https://www.law360.com/fintech/articles/2309341?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=1> By Stewart Bishop A Capital One investment banker told a New York federal jury on Wednesday that the lender was eyeing student financial aid startup Frank for a potential $125 million acquisition before backing out, $50 million less than what JPMorgan Chase & Co. ultimately paid for the company, the result of what prosecutors say was a scheme to fraudulently induce JPMorgan to make the purchase. Read full article » <https://www.law360.com/fintech/articles/2309341?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=1> | Save to favorites » <https://www.law360.com/fintech/articles/2309341?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=1> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights. Thank you, Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514 On Thu, Mar 13, 2025, 6:51 AM Gunnar Larson <g@xny.io> wrote: Goldman Sachs: Is Goldman Sachs a potential negligent terrorist organization? - *xNY.io - Bank.org demands a response from Goldman Sachs confirming your firm is innocent of possible terrorism actions across your Investment Bank. * - *xNY.io - Bank.org demands Goldman Sachs' answer by 5:00pm EST today, Thursday, March 13, 2025.* Binance Asks Judge To Rethink Upholding Terror Victims' Suit <https://www.law360.com/newyork/articles/2309613?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=11> By Katryna Perera Cryptocurrency exchange Binance and its former CEO Changpeng Zhao have asked a New York federal judge to reconsider his ruling allowing a bulk of claims from a group of Hamas attack survivors to move forward, arguing that the survivors do not allege that Binance had a "close nexus" to the terrorist groups that allegedly used its platforms. Memorandum attached | Read full article » <https://www.law360.com/newyork/articles/2309613?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=11> | Save to favorites » <https://www.law360.com/newyork/articles/2309613?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=11> Luxottica Drops Appeal On ERISA Suit's Arbitrability <https://www.law360.com/newyork/articles/2308633?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=9> By Grace Elletson Luxottica shuttered its appeal of a New York federal judge's order that the company could not compel arbitration of a worker's representative claims that it violated federal benefits law by using outdated mortality data to calculate pensions benefits. 2 documents attached | Read full article » <https://www.law360.com/newyork/articles/2308633?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=9> | Save to favorites » <https://www.law360.com/newyork/articles/2308633?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=9> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights. Thank you, Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514 On Thu, Mar 13, 2025, 6:32 AM Gunnar Larson <g@xny.io> wrote: Goldman Sachs: Are you prepared to handle your potential involvement with the Los Angeles fires? Insurance Pros Urge Calif. Lawmakers To Address Fire Risks <https://www.law360.com/competition/articles/2309895?nl_pk=6e763a2a-9f82-44c1-ad37-dbb872fe3785&utm_source=newsletter&utm_medium=email&utm_campaign=competition&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=12> By Eli Flesch Insurance experts in a committee hearing that largely summed up concerns following the Los Angeles fires urged California lawmakers on Wednesday to address rising physical risks, smoke damage complaints, and regulations meant to expand coverage access. Read full article » <https://www.law360.com/competition/articles/2309895?nl_pk=6e763a2a-9f82-44c1-ad37-dbb872fe3785&utm_source=newsletter&utm_medium=email&utm_campaign=competition&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=12> | Save to favorites » <https://www.law360.com/competition/articles/2309895?nl_pk=6e763a2a-9f82-44c1-ad37-dbb872fe3785&utm_source=newsletter&utm_medium=email&utm_campaign=competition&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=12> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights. Thank you, Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514 On Wed, Mar 12, 2025, 10:17 AM Gunnar Larson <g@xny.io> wrote: Goldman Sachs: Working with NYDFS, Goldman Sachs' CEO may have efforted to obstruct justice while under a Deferred Prosecution Agreement; While allegedly abusing xNY.io - Bank.org's business enterprise. Goldstein Wants Look At Testimony On Alleged Obstruction <https://www.law360.com/insurance/articles/2308921?nl_pk=347c5954-47a8-495c-bfa1-d8ec8f6144fe&utm_source=newsletter&utm_medium=email&utm_campaign=insurance&utm_content=2025-03-12&read_main=1&nlsidx=1&nlaidx=10> By Elliot Weld U.S. Supreme Court lawyer and SCOTUSblog publisher Tom Goldstein asked a Maryland federal judge to let him see grand jury material related to the government's claim that he offered to pay a potential witness cryptocurrency in his tax evasion case. Motion attached | Read full article » <https://www.law360.com/insurance/articles/2308921?nl_pk=347c5954-47a8-495c-bfa1-d8ec8f6144fe&utm_source=newsletter&utm_medium=email&utm_campaign=insurance&utm_content=2025-03-12&read_more=1&nlsidx=1&nlaidx=10> | Save to favorites » <https://www.law360.com/insurance/articles/2308921?nl_pk=347c5954-47a8-495c-bfa1-d8ec8f6144fe&utm_source=newsletter&utm_medium=email&utm_campaign=insurance&utm_content=2025-03-12&read_later=1&nlsidx=1&nlaidx=10> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights. Thank you, Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514 On Wed, Mar 12, 2025, 9:20 AM Gunnar Larson <g@xny.io> wrote: Goldman Sachs: Your board's intent to potentially defame xNY.io - Bank.org will not be tolerated. Staley Denies Knowledge Of Epstein's 'Monstrous Activities' <https://www.law360.co.uk/financial-services-uk/articles/2308805?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-03-12&read_main=1&nlsidx=0&nlaidx=3> By Sophia Dourou Jes Staley told a tribunal on Tuesday that he would not have maintained a relationship with Jeffrey Epstein if he had known about the disgraced financier's "monstrous" activities. Read full article » <https://www.law360.co.uk/financial-services-uk/articles/2308805?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-03-12&read_more=1&nlsidx=0&nlaidx=3> | Save to favorites » <https://www.law360.co.uk/financial-services-uk/articles/2308805?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-03-12&read_later=1&nlsidx=0&nlaidx=3> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights. Thank you, Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514 On Fri, Feb 28, 2025, 2:03 PM Gunnar Larson <g@xny.io> wrote: Goldman Sachs: JPMorgan is a large Goldman Sachs shareholder. - xNY.io - Bank.org is concerned that Goldman Sachs made efforts to defraud xNY.io - Bank.org while leveraging Goldman Sachs' relationship with JPMorgan. JPMorgan Paying For Lawyers On Both Sides Of Javice Trial <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_main=1&nlsidx=0&nlaidx=0> By Pete Brush JPMorgan Chase, the bank allegedly duped by Frank founder Charlie Javice into paying $175 million for her education startup, is paying legal fees for defense counsel as well as for lawyers representing prosecution witnesses, according to statements in court Wednesday. Read full article » <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_more=1&nlsidx=0&nlaidx=0> | Save to favorites » <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_later=1&nlsidx=0&nlaidx=0> xNY.io - Bank.org has compiled a list of 19 resources that reference a common link between Goldman Sachs' Deferred Prosecution Agreement and JPMorgan’s successful Deferred Prosecution Agreements. *NYDFS Financial Inclusion Research:* - https://drive.google.com/drive/folders/1FTRRFFhQHDxf-oR9WOZz0a2gRtC9ZWVO xNY.io - Bank.org's research on JPMorgan paints a stark image for Goldman Sachs' Board Directors if the firm knowingly made effort to defraud the United States of America *AND* xNY.io - Bank.org; - While under active Deferred Prosecution Agreement with the United States of America. *Given the seriousness of the matter:* Can Goldman Sachs Board Directors kindly reply back to xNY.io - Bank.org by Monday, March 3, 2025 by 9:00am if Goldman Sachs refutes any of the above claims; - Any February e-mails xNY.io - Bank.org has sent Goldman Sachs? xNY.io - Bank.org respectfully reserves all Interjurisdictional rights. Thank you, Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514 On Fri, Feb 28, 2025, 1:47 PM Gunnar Larson <g@xny.io> wrote: Goldman Sachs: JPMorgan is a large Goldman Sachs shareholder. - xNY.io - Bank.org is concerned that Goldman Sachs made efforts to defraud xNY.io - Bank.org while leveraging Goldman Sachs' relationship with JPMorgan. JPMorgan Paying For Lawyers On Both Sides Of Javice Trial <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_main=1&nlsidx=0&nlaidx=0> By Pete Brush JPMorgan Chase, the bank allegedly duped by Frank founder Charlie Javice into paying $175 million for her education startup, is paying legal fees for defense counsel as well as for lawyers representing prosecution witnesses, according to statements in court Wednesday. Read full article » <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_more=1&nlsidx=0&nlaidx=0> | Save to favorites » <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_later=1&nlsidx=0&nlaidx=0> xNY.io - Bank.org has compiled a list of 19 resources that reference a common link between Goldman Sachs' Deferred Prosecution Agreement and JPMorgan’s successful Deferred Prosecution Agreements. *NYDFS Financial Inclusion Research:* - https://drive.google.com/drive/folders/1FTRRFFhQHDxf-oR9WOZz0a2gRtC9ZWVO xNY.io - Bank.org's research on JPMorgan paints a stark image for Goldman Sachs' Board Directors if the firm knowingly made effort to defraud the United States of America *AND* xNY.io - Bank.org; - While under active Deferred Prosecution Agreement with the United States of America. *Given the seriousness of the matter:* Can Goldman Sachs Board Directors kindly reply back to xNY.io - Bank.org by Monday, March 3, 2025 by 9:00am if Goldman Sachs refutes any of the above claims; - Any February e-mails xNY.io - Bank.org has sent Goldman Sachs? xNY.io - Bank.org respectfully reserves all Interjurisdictional rights. Thank you, Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514 On Wed, Feb 26, 2025, 8:53 AM Gunnar Larson <g@xny.io> wrote: Goldman Sachs: Will Goldman Sachs' Board Directors submit the Board to an audit of the Deferred Agreement’s mandates? - xNY.io - Bank.org confirms, Goldman Sachs' Deferred Prosecution Agreement holds certain employee, customer and vendor data requirements. GreenSky Loan Class Action Certified In Calif. Court <https://www.law360.com/fintech/articles/2302644?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-02-26&read_main=1&nlsidx=0&nlaidx=7> By Katryna Perera A California federal judge has granted class certification to consumers suing GreenSky Inc. over alleged unlawful loan transaction fees, finding that expert analysis showed merchants likely passed these fees onto borrowers, but also granted summary judgment to the lending company on claims related to performance fees over the lack of evidence that consumers had to pay them. Show quoted text *Gunnar Larson * *xNY.io <http://www.xny.io/> - Bank.org <http://bank.org/>, PBC* MSc <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&utm_medium=Search&utm_campaign=MSc-Digital-Currency-North-America&utm_term=blockchain%20unic&gclid=Cj0KCQiAyJOBBhDCARIsAJG2h5ctwwMz0MRbVSk-LaYD-GMU5UgDSw7ynxbGr_a7SkaFAZzJc1-pzxEaAi4NEALw_wcB> - Digital Currency MBA <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovation-mba-1-5-years-or-3-semesters/> - Entrepreneurship and Innovation (ip) G@xNY.io +1-646-454-9107 New York, New York 10001 On Sun, Mar 16, 2025, 1:35 PM Gunnar Larson <g@xny.io> wrote:

Art Director/Designer: Ken Carson Photographers: Charles Wiesehahn, David Vine, Stan Schafer, H. Armstrong Robert's Copywriter: Bill Drier Agency: Conaway & Lyon, Inc. Client: Nation's Business

*oops.*

We hate to cloud your day, but we'd like to bring you up to date on a few things the experts have to say about our future relationships with Russia.

The outlook is anything but rosy.

It seems we could all be blown to hell be- cause of an incredible Kremlin capacity for misjudging what they can get away with in their drive to communize the world.

In other words, the cold war, though vastly changed, is far from over.

It's perils are not diminishing. If any- thing they're on the increase.

And continued disintegration of the So- viet bloc may tempt the Russians into new and desperate measures.

In short: the Reds are still on the make. And though they definitely do not want a nuclear war, they seem to be continually blundering to the brink.

Take the Cuban missile crisis, for exam- ple. The Russians thought they could plant missiles in Cuba without obstacles. They never dreamed President Kennedy would stand up to them.

Another example, Czechoslovakia. The Russians actually expected to be welcomed as they plunged into Prague.

In the end, either of these miscalcula- tions could have triggered a showdown. A showdown leading to a humiliating defeat. Or disaster.

The cover story of the December issue of Nation's Business tells more of the story. (To over 2,000,000 of the nation's business men.)

Why a political report in a magazine like ours? That's simple. If it affects business, it'll be there.

Which is probably why we have over 854,000 businessmen paying to subscribe to our magazine.

Which, when you think about it, is at least one happy note to leave you with.

If you're an advertiser.

*Nation's Business * *We Reach more businessmen than any other business magazine *

On Sat, Mar 15, 2025, 6:16 PM Gunnar Larson <g@xny.io> wrote:

...

*Please find the attached memo with 32 reference footnotes.*

*xNY.io - Bank.org | Memo #2 - JPMorgan Chase Board of Directors ESG Marketplace Manipulation:*

- https://docs.google.com/document/d/1bxERzXknAFfVW3YsDpNB-GPlVoiLAeeBXUrxwOFT...

May 1, 2022

BY ELECTRONIC MAIL

Investor Relations Board of Directors, JPMorgan Chase & Co. 277 Park Avenue New York, NY 10172-0003 JPMCinvestorrelations@jpmchase.com

Re: JPMorgan Chase Board of Directors ESG Marketplace Manipulation

Dear Board of Directors:

xNY.io - Bank.org recently contacted JPMorgan Chase’s board of directors to communicate our concern(s) that potentially JPMorgan Chase may be engaging in exploitation of more than $100B of ESG asset liabilities, across international regulatory arbitrage structures, while headquartered in Manhattan. Specifically, the duty to promote the success of the company is that a director must act in the way that she considers, in good faith, and would be most likely to promote the success of the company for the benefit of its members as a whole.

-

Failure by a board to adequately consider ESG-related risks, particularly entity-specific compliance risks such as breach of securities laws, could serve as the basis for liability of individual directors or officers for breach of their fiduciary duties.

Given JPMorgan’s five cout felonies, xNY.io - Bank.org is concerned with your board of director governance in preventing ESG fraud. xNY.io - Bank.org’s assessment of JPMorgan’s board embraces fundamentals including liquidity risk and protecting New York ESG cross border innovation from marketplace manipulation.

-

According to JPMorgan’s August 2021 Sovereigns and ESG whitepaper, the bank states that governance carries the largest weight of the three ESG pillars across scores, as it is the most empirically relevant for asset prices. -

JPMorgan notes that philosophically, the bank views good governance as a foundational pillar for positive ESG developments in other pillars.

Today’s memo follows protocol suggested by the United States of America, in that JPMorgan Chase’s board of directors is responsible to xNY.io - Bank.org’s enterprise and the Department of the Interior, in connection with any action alleging a violation of the Endangered Species Act, by any person (“person” means an individual, corporation, partnership, trust, association, or any other private entity) claiming the benefit of any exemption or permit under the Act, who shall have the burden of proving that the exemption or permit is applicable, or has been granted, and was valid and in force at the time of alleged violation.

xNY.io - Bank.org has made 91 highlights to the Department of Interior’s Endangered Species Act for JPMorgan Chase’s board of directors reference.

1.

xNY.io - Bank.org has reason to believe in the JPMorgan Chase board of directors’ engagement of ESG marketplace manipulation, risking your ESG portfolio’s future at the cost of New York digital asset innovation. 2.

xNY.io - Bank.org references your 2021 Environmental Social and Governance Report, totaling $117B of ESG “development funding” transferred from New York to Caribbean and Eastern European accounts. 3.

xNY.io - Bank.org is concerned of JPMorgan Chase board directors leveraged marketplace manipulation techniques in allocating ESG funds to engage in potential harassment (the term "harassment" means any act of pursuit, torment, or annoyance) of some of the world’s most precious endangered species protected by domestic and international governance. 4.

JPMorgan Chase’s $2.3B ESG “wind farm” facility is characterized by the Washington Post as a potential misuse of ESG assets (and board policies) to fund probable violation(s) of the Marine Mammal Protection Act of 1972.

Looking internationally, xNY.io - Bank.org is concerned of further ESG marketplace manipulation structures, sacrificing endangered species, via JPMorgan Chase’s board directed ESG investments in the Caribbean (your largest ESG investment region). xNY.io - Bank.org signals that JPMorgan’s board of directors is party to the Convention on Nature Protection and Wild Life Preservation in the Western Hemisphere.

Being clear, any violation of the Endangered Species Act, the Marine Mammal Protection Act and/or the Convention on Nature Protection and Wild Life Preservation in the Western Hemisphere … Requires xNY.io - Bank.org to consult JPMorgan Chase board members on ESG allocations that may be in conflict with construction, or other development projects, or other forms of economic activity.

xNY.io - Bank.org asks JPMorgan Chase board directors to return the Secretary of Department of the Interior’s approval, confirming licensing and/or exclusion to the Endangered Species Act, with further authorization of “harassment” pursuant to exemption(s). Including (if available) a similar Environmental Protection Agency permit that is applicable and is valid and in force.

-

Due to the riskiness of ESG portfolio mismanagement in violation of the Endangered Species Act, ESG marketplace manipulation risk(s) may trigger causal shocks to New York State monetary and regulatory innovation. -

According to JPMorgan’s sovereign fund ESG research, “A common complaint about ESG analysis is that data can be difficult to source. Some sovereign data is in fact more readily available than corporate data given the multitude of multinational organizations and NGOs – including the World Bank, the IMF and the United Nations.” -

The European Central Bank provides support to the eurozone sovereign debt market but has more restrictions on what and how much it can buy, so eurozone bonds can trade with more credit risk premium compared to other major developed market bonds. -

Whatever the case may be, JPMorgan disclosures detail significant concern of lapse in board governance and ESG portfolio risk with potential violation of the Endangered Species Act, risking ESG portfolio default(s) in Europe and the United States risking ESG customer financial abuse.

Forbes recently profiles JPMorgan Chase ESG investments as problematic, highlighting that your board of directors potentially are allocating ESG proceeds in competition with human rights at the expense of customers’ best interests while investing heavily in fossil fuels. A letter to JPMorgan Chase’s board of directors from ESG scholars (including, The Sierra Club, Public Citizen, Greenpeace, Amazon Watch, Revolving Door Project, Rainforest Action Network and the Center for International Environmental Law) suggests the bank would “...lock us into energy sources that are overly expensive and subject to wild price swings, and that exacerbate rather than ease global conflict.”

xNY.io - Bank.org aims to protect ESG digital asset innovation and JPMorgan’s board should understand your proprietary ESG scoring matrix should signal seismic marketplace manipulation risk if directors are in potential violation of any Endangered Species Act covenant.

-

Head of Europe, Middle East, and Africa (EMEA) distribution at JP Morgan Asset Management says, “In Europe, we do not have a semi-transparent product – like the US and Australia – which would add further complexity to the trading. For example, the US has several models which make it harder for the AP to guess what the actual fund looks like and therefore the costs might be higher accordingly.” -

Given, JPMorgan may potentially be in breach of United States Endangered Species Act provisions, similar risk of ESG asset failure(s) may include Europe, Middle East, Africa and Australia international law, as ratified by the Convention on International Trade in Endangered Species of Wild Fauna and Flora.

While directors and officers are likely to be particularly focused on the risk that they may be found personally liable for a breach of their duties, proper ESG compliance with fiduciary obligations requires acting to a higher standard. Given the defenses available to fiduciaries, and the difficulty in bringing claims for breach of fiduciary duty, a director or officer found to be liable for such ESG breaches will generally have acted egregiously. This ‘sliding scale’ of the standards to which directors and officers should adhere.

Following the Endangered Species Act, xNY.io - Bank.org kindly petitions JPMorgan’s board of directors, in connection with all ESG investments, claiming the benefit of any exemption or permit under the United States Department of the Interior’s Endangered Species Act … Shall have the burden of proving that an exemption or permit is applicable, or has been granted, and is valid and in force.

-

At JPMorgan’s earliest convenience (within 60 days of receipt of this memo) xNY.io - Bank.org kindly requests a certified copy of JPMorgan Chase’s approval by the Department of the Interior, being a license and/or exclusion to the Endangered Species Act and/or the Marine Mammal Protection Act. -

JPMorgan Chase suggests a commitment to anti-corruption compliance is central to the success of its business. Your board of directors stand to maintain that trust by promoting a corporate culture that encourages ethical business practices and compliance with both the letter and the spirit of the laws of the countries in which the JPMorgan conducts business.

xNY.io - Bank.org’s research guidance from the United States Securities and Exchange Commision, supports the international community in taking actions to address ESG issues on a global basis, and those actions that can have a material impact on companies.

Future correspondence concerning ESG innovation is at your board’s leisure.

Respectfully yours with appreciation,

Gunnar Larson | xNY.io <http://www.xny.io> - Bank.org <http://bank.org>, PBC MSc <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&utm_medium=Search&utm_campaign=MSc-Digital-Currency-North-America&utm_term=blockchain%20unic&gclid=Cj0KCQiAyJOBBhDCARIsAJG2h5ctwwMz0MRbVSk-LaYD-GMU5UgDSw7ynxbGr_a7SkaFAZzJc1-pzxEaAi4NEALw_wcB> - Digital Currency MBA <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovation-mba-1-5-years-or-3-semesters/> - Entrepreneurship and Innovation (ip) G@xNY.io +1-646-454-9107

On Fri, Mar 14, 2025, 6:34 PM Gunnar Larson <g@xny.io> wrote:

...

Goldman Sachs:

Is Goldman Sachs a potential negligent terrorist organization?

- *xNY.io - Bank.org demands a response from Goldman Sachs confirming your firm is innocent of possible terrorism actions across your Investment Bank. * - *xNY.io - Bank.org demands Goldman Sachs' answer by 12:00pm EST**, Monday, March 17, 2025.*

xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

---------- Forwarded message --------- From: *Laura Peavey* <lpeavey@fsforum.com> Date: Thu, Mar 13, 2025, 1:31 PM Subject: Forum Applauds Senate Banking Committee Passage of Financial Integrity and Regulation Management Act To: Gunnar Larson <G@xny.io>

The FIRM Act is an important step to ensure bank supervision is based on objective measures of financial and material risk.

<https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-r/>

*Forum Applauds Senate Banking Committee Passage of Financial Integrity and Regulation Management Act* <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-y/>

*Washington, D.C. –* Financial Services Forum President and CEO Kevin Fromer issued the following statement after the Senate Banking Committee voted today to advance the Financial Integrity and Regulation Management (FIRM) Act to remove reputational risk as a measure used by federal banking agencies to supervise financial institutions:

“We appreciate the Senate Banking Committee’s action to advance common sense legislation to provide greater clarity and create a more stable regulatory environment. The FIRM Act is an important first step to ensure bank supervision is rooted in objective measures of financial and material risk. We look forward to continuing to work with the committee to identify solutions that allow America’s leading banks to continue to provide the products and services their customers rely on."

###

*The Financial Services Forum is an economic policy and advocacy organization whose members are the eight largest and most diversified financial institutions headquartered in the United States. Forum member institutions are a leading source of lending and investment in the United States and serve millions of consumers, businesses, investors, and communities throughout the country. The Forum promotes policies that support savings and investment, financial inclusion, deep and liquid capital markets, a competitive global marketplace, and a sound financial system.*

*Visit our website: **fsforum.com* <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-j/>

*Follow us on X **@fsforum* <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-t/> * and **LinkedIn* <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-i/>

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<https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-n/>

The Financial Services Forum is an economic policy and advocacy organization whose members are the eight largest and most diversified financial institutions headquartered in the United States. The Forum promotes policies that support savings and investment, financial inclusion, deep and liquid capital markets, a competitive global marketplace, and a sound financial system. Unsubscribe <https://financialservicesforum.cmail19.com/t/r-u-thtidhky-njyjukhihy-x/>

On Thu, Mar 13, 2025, 8:54 AM Gunnar Larson <g@xny.io> wrote:

...

Goldman Sachs:

Today xNY.io - Bank.org is 'doubling down' on potential fraud committed against xNY.io - Bank.org, allegedly committed by Goldman Sachs' Board.

Crypto CEO Linked To Jack Abramoff Convicted Of Fraud <https://www.law360.com/fintech/articles/2309864?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=0>

A California federal jury on Wednesday convicted a cryptocurrency company founder of fraud and money laundering over allegations he stole more than $10 million from tens of thousands of investors in a scheme that involved disgraced ex-lobbyist Jack Abramoff.

Read full article » <https://www.law360.com/fintech/articles/2309864?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=0> | Save to favorites » <https://www.law360.com/fintech/articles/2309864?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=0>

Capital One Nearly Bought Frank For $125M, Javice Jury Told <https://www.law360.com/fintech/articles/2309341?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=1>

By Stewart Bishop

A Capital One investment banker told a New York federal jury on Wednesday that the lender was eyeing student financial aid startup Frank for a potential $125 million acquisition before backing out, $50 million less than what JPMorgan Chase & Co. ultimately paid for the company, the result of what prosecutors say was a scheme to fraudulently induce JPMorgan to make the purchase.

Read full article » <https://www.law360.com/fintech/articles/2309341?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=1> | Save to favorites » <https://www.law360.com/fintech/articles/2309341?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=1> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Thu, Mar 13, 2025, 6:51 AM Gunnar Larson <g@xny.io> wrote:

...

Goldman Sachs:

Is Goldman Sachs a potential negligent terrorist organization?

- *xNY.io - Bank.org demands a response from Goldman Sachs confirming your firm is innocent of possible terrorism actions across your Investment Bank. * - *xNY.io - Bank.org demands Goldman Sachs' answer by 5:00pm EST today, Thursday, March 13, 2025.*

Binance Asks Judge To Rethink Upholding Terror Victims' Suit <https://www.law360.com/newyork/articles/2309613?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=11>

By Katryna Perera

Cryptocurrency exchange Binance and its former CEO Changpeng Zhao have asked a New York federal judge to reconsider his ruling allowing a bulk of claims from a group of Hamas attack survivors to move forward, arguing that the survivors do not allege that Binance had a "close nexus" to the terrorist groups that allegedly used its platforms.

Memorandum attached | Read full article » <https://www.law360.com/newyork/articles/2309613?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=11> | Save to favorites » <https://www.law360.com/newyork/articles/2309613?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=11>

Luxottica Drops Appeal On ERISA Suit's Arbitrability <https://www.law360.com/newyork/articles/2308633?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=9>

By Grace Elletson

Luxottica shuttered its appeal of a New York federal judge's order that the company could not compel arbitration of a worker's representative claims that it violated federal benefits law by using outdated mortality data to calculate pensions benefits.

2 documents attached | Read full article » <https://www.law360.com/newyork/articles/2308633?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=9> | Save to favorites » <https://www.law360.com/newyork/articles/2308633?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=9>

xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Thu, Mar 13, 2025, 6:32 AM Gunnar Larson <g@xny.io> wrote:

...

Goldman Sachs:

Are you prepared to handle your potential involvement with the Los Angeles fires?

Insurance Pros Urge Calif. Lawmakers To Address Fire Risks <https://www.law360.com/competition/articles/2309895?nl_pk=6e763a2a-9f82-44c1-ad37-dbb872fe3785&utm_source=newsletter&utm_medium=email&utm_campaign=competition&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=12>

By Eli Flesch

Insurance experts in a committee hearing that largely summed up concerns following the Los Angeles fires urged California lawmakers on Wednesday to address rising physical risks, smoke damage complaints, and regulations meant to expand coverage access.

Read full article » <https://www.law360.com/competition/articles/2309895?nl_pk=6e763a2a-9f82-44c1-ad37-dbb872fe3785&utm_source=newsletter&utm_medium=email&utm_campaign=competition&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=12> | Save to favorites » <https://www.law360.com/competition/articles/2309895?nl_pk=6e763a2a-9f82-44c1-ad37-dbb872fe3785&utm_source=newsletter&utm_medium=email&utm_campaign=competition&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=12> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Wed, Mar 12, 2025, 10:17 AM Gunnar Larson <g@xny.io> wrote:

> Goldman Sachs: > > Working with NYDFS, Goldman Sachs' CEO may have efforted to obstruct > justice while under a Deferred Prosecution Agreement; While allegedly > abusing xNY.io - Bank.org's business enterprise. > > Goldstein Wants Look At Testimony On Alleged Obstruction > <https://www.law360.com/insurance/articles/2308921?nl_pk=347c5954-47a8-495c-bfa1-d8ec8f6144fe&utm_source=newsletter&utm_medium=email&utm_campaign=insurance&utm_content=2025-03-12&read_main=1&nlsidx=1&nlaidx=10> > > By Elliot Weld > > U.S. Supreme Court lawyer and SCOTUSblog publisher Tom Goldstein > asked a Maryland federal judge to let him see grand jury material related > to the government's claim that he offered to pay a potential witness > cryptocurrency in his tax evasion case. > > Motion attached | Read full article » > <https://www.law360.com/insurance/articles/2308921?nl_pk=347c5954-47a8-495c-bfa1-d8ec8f6144fe&utm_source=newsletter&utm_medium=email&utm_campaign=insurance&utm_content=2025-03-12&read_more=1&nlsidx=1&nlaidx=10> > | Save to favorites » > <https://www.law360.com/insurance/articles/2308921?nl_pk=347c5954-47a8-495c-bfa1-d8ec8f6144fe&utm_source=newsletter&utm_medium=email&utm_campaign=insurance&utm_content=2025-03-12&read_later=1&nlsidx=1&nlaidx=10> > xNY.io - Bank.org respectfully reserves all Interjurisdictional > rights. > > Thank you, > > Gunnar Larson > -- > Gunnar Donald Arthur Peter Larson > xNY.io - Bank.org > 646-554-7514 > > On Wed, Mar 12, 2025, 9:20 AM Gunnar Larson <g@xny.io> wrote: > >> Goldman Sachs: >> >> Your board's intent to potentially defame xNY.io - Bank.org will >> not be tolerated. >> >> Staley Denies Knowledge Of Epstein's 'Monstrous Activities' >> <https://www.law360.co.uk/financial-services-uk/articles/2308805?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-03-12&read_main=1&nlsidx=0&nlaidx=3> >> >> By Sophia Dourou >> >> Jes Staley told a tribunal on Tuesday that he would not have >> maintained a relationship with Jeffrey Epstein if he had known about the >> disgraced financier's "monstrous" activities. >> >> Read full article » >> <https://www.law360.co.uk/financial-services-uk/articles/2308805?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-03-12&read_more=1&nlsidx=0&nlaidx=3> >> | Save to favorites » >> <https://www.law360.co.uk/financial-services-uk/articles/2308805?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-03-12&read_later=1&nlsidx=0&nlaidx=3> >> xNY.io - Bank.org respectfully reserves all Interjurisdictional >> rights. >> >> Thank you, >> >> Gunnar Larson >> -- >> Gunnar Donald Arthur Peter Larson >> xNY.io - Bank.org >> 646-554-7514 >> >> On Fri, Feb 28, 2025, 2:03 PM Gunnar Larson <g@xny.io> wrote: >> >>> Goldman Sachs: >>> >>> JPMorgan is a large Goldman Sachs shareholder. >>> >>> - xNY.io - Bank.org is concerned that Goldman Sachs made >>> efforts to defraud xNY.io - Bank.org while leveraging Goldman Sachs' >>> relationship with JPMorgan. >>> >>> JPMorgan Paying For Lawyers On Both Sides Of Javice Trial >>> <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_main=1&nlsidx=0&nlaidx=0> >>> >>> By Pete Brush >>> >>> JPMorgan Chase, the bank allegedly duped by Frank founder Charlie >>> Javice into paying $175 million for her education startup, is paying legal >>> fees for defense counsel as well as for lawyers representing prosecution >>> witnesses, according to statements in court Wednesday. >>> >>> Read full article » >>> <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_more=1&nlsidx=0&nlaidx=0> >>> | Save to favorites » >>> <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_later=1&nlsidx=0&nlaidx=0> >>> xNY.io - Bank.org has compiled a list of 19 resources that >>> reference a common link between Goldman Sachs' Deferred Prosecution >>> Agreement and JPMorgan’s successful Deferred Prosecution Agreements. >>> >>> *NYDFS Financial Inclusion Research:* >>> >>> - >>> https://drive.google.com/drive/folders/1FTRRFFhQHDxf-oR9WOZz0a2gRtC9ZWVO >>> >>> xNY.io - Bank.org's research on JPMorgan paints a stark image for >>> Goldman Sachs' Board Directors if the firm knowingly made effort to defraud >>> the United States of America *AND* xNY.io - Bank.org; >>> >>> - While under active Deferred Prosecution Agreement with the >>> United States of America. >>> >>> *Given the seriousness of the matter:* >>> >>> Can Goldman Sachs Board Directors kindly reply back to xNY.io - >>> Bank.org by Monday, March 3, 2025 by 9:00am if Goldman Sachs refutes any of >>> the above claims; >>> >>> - Any February e-mails xNY.io - Bank.org has sent Goldman >>> Sachs? >>> >>> xNY.io - Bank.org respectfully reserves all Interjurisdictional >>> rights. >>> >>> Thank you, >>> >>> Gunnar Larson >>> -- >>> Gunnar Donald Arthur Peter Larson >>> xNY.io - Bank.org >>> 646-554-7514 >>> >>> On Fri, Feb 28, 2025, 1:47 PM Gunnar Larson <g@xny.io> wrote: >>> >>>> Goldman Sachs: >>>> >>>> JPMorgan is a large Goldman Sachs shareholder. >>>> >>>> - xNY.io - Bank.org is concerned that Goldman Sachs made >>>> efforts to defraud xNY.io - Bank.org while leveraging Goldman Sachs' >>>> relationship with JPMorgan. >>>> >>>> JPMorgan Paying For Lawyers On Both Sides Of Javice Trial >>>> <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_main=1&nlsidx=0&nlaidx=0> >>>> >>>> By Pete Brush >>>> >>>> JPMorgan Chase, the bank allegedly duped by Frank founder Charlie >>>> Javice into paying $175 million for her education startup, is paying legal >>>> fees for defense counsel as well as for lawyers representing prosecution >>>> witnesses, according to statements in court Wednesday. >>>> >>>> Read full article » >>>> <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_more=1&nlsidx=0&nlaidx=0> >>>> | Save to favorites » >>>> <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_later=1&nlsidx=0&nlaidx=0> >>>> xNY.io - Bank.org has compiled a list of 19 resources that >>>> reference a common link between Goldman Sachs' Deferred Prosecution >>>> Agreement and JPMorgan’s successful Deferred Prosecution Agreements. >>>> >>>> *NYDFS Financial Inclusion Research:* >>>> >>>> - >>>> https://drive.google.com/drive/folders/1FTRRFFhQHDxf-oR9WOZz0a2gRtC9ZWVO >>>> >>>> xNY.io - Bank.org's research on JPMorgan paints a stark image for >>>> Goldman Sachs' Board Directors if the firm knowingly made effort to defraud >>>> the United States of America *AND* xNY.io - Bank.org; >>>> >>>> - While under active Deferred Prosecution Agreement with the >>>> United States of America. >>>> >>>> *Given the seriousness of the matter:* >>>> >>>> Can Goldman Sachs Board Directors kindly reply back to xNY.io - >>>> Bank.org by Monday, March 3, 2025 by 9:00am if Goldman Sachs refutes any of >>>> the above claims; >>>> >>>> - Any February e-mails xNY.io - Bank.org has sent Goldman >>>> Sachs? >>>> >>>> xNY.io - Bank.org respectfully reserves all Interjurisdictional >>>> rights. >>>> >>>> Thank you, >>>> >>>> Gunnar Larson >>>> -- >>>> Gunnar Donald Arthur Peter Larson >>>> xNY.io - Bank.org >>>> 646-554-7514 >>>> >>>> On Wed, Feb 26, 2025, 8:53 AM Gunnar Larson <g@xny.io> wrote: >>>> >>>>> Goldman Sachs: >>>>> >>>>> Will Goldman Sachs' Board Directors submit the Board to an audit >>>>> of the Deferred Agreement’s mandates? >>>>> >>>>> - xNY.io - Bank.org confirms, Goldman Sachs' Deferred >>>>> Prosecution Agreement holds certain employee, customer and vendor data >>>>> requirements. >>>>> >>>>> GreenSky Loan Class Action Certified In Calif. Court >>>>> <https://www.law360.com/fintech/articles/2302644?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-02-26&read_main=1&nlsidx=0&nlaidx=7> >>>>> >>>>> By Katryna Perera >>>>> >>>>> A California federal judge has granted class certification to >>>>> consumers suing GreenSky Inc. over alleged unlawful loan transaction fees, >>>>> finding that expert analysis showed merchants likely passed these fees onto >>>>> borrowers, but also granted summary judgment to the lending company on >>>>> claims related to performance fees over the lack of evidence that consumers >>>>> had to pay them. >>>>> >>>>>

WELCOME TO THE UNITED STATES ARMY!" - POTUS administers the oath to enlist 250 soldiers into the army at this historic celebration. https://www.facebook.com/share/v/19WwmF64Ep/ On Sun, Jun 15, 2025, 10:26 AM Gunnar Larson <g@xny.io> wrote:

*Watch "Trump Tariffs LIVE | Trump Cabinet Meeting LIVE | Trump Liberation Day Tariffs | US News | N18G" on YouTube:*

- https://www.youtube.com/live/7sMRbFLIDGA?si=P2V8NKFkpJeEa5yn

*Make Your Own Peace:*

*Art Director/Designer: Bernie Zlotnick * *Artists: Charles Slackman, Tom Carnase * *Photographs: Carl Ficher, Mike Cuesta * *Copywriter: Myron Slosberg, Richard Symons, Morton Redner * *Agency: Young & Rubicam, Inc. * *Client: Peace Corps *

Make Your Own Peace

You can say anything you want about the world. You can say it's beyond help. That man is more evil than good. That you never asked for the world you got. And you could be right.

You can say anything you want about the Peace Corps. That it's just do-gooders. That it doesn't help peace. That it hasn't made any difference.

The Peace Corps isn't disagreeing. That's not what it is about. The Peace Corp's doesn't shout, "Come make peace."

Peace doesn't come that easily. It's more of a separate peace. Maybe yours. No banners. No bands. No medals.

The Peace Corps might be for you if you could enjoy feeding children. Or reparing a tractor. Or teaching birth control. Or building a schoolhouse. Even if no one ends up using it. (Don't think that hasn't happened.)

The Peace Corps has no delusions of grandeur. Ask anyone who's been in it. But there are enough people who come out of the Peace Corps with things they learned they can't forget. Good things. There are more ways than you can find to help the world. The Peace Corps is just one way.

It's for someone who would rather do something. Anything. Instead of nothing. It could be your way.

WRITE THE PEACE CORPS, WASHINGTON D.C. 2025

ADVERTISING CONTRIBUTION FOR THE PUBLIC GOOD

-- *Gunnar Donald Arthur Peter Larson * *xNY.io <http://www.xny.io/> - Bank.org <http://bank.org/>*

MSc <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&utm_medium=Search&utm_campaign=MSc-Digital-Currency-North-America&utm_term=blockchain%20unic&gclid=Cj0KCQiAyJOBBhDCARIsAJG2h5ctwwMz0MRbVSk-LaYD-GMU5UgDSw7ynxbGr_a7SkaFAZzJc1-pzxEaAi4NEALw_wcB> - Digital Currency MBA <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovation-mba-1-5-years-or-3-semesters/> - Entrepreneurship and Innovation (ip)

G@xNY.io +1-917-580-8053 New York, New York 10001

On Sun, Jun 15, 2025, 10:17 AM Gunnar Larson <g@xny.io> wrote:

...

Art Director/Designer: Ken Carson Photographers: Charles Wiesehahn, David Vine, Stan Schafer, H. Armstrong Robert's Copywriter: Bill Drier Agency: Conaway & Lyon, Inc. Client: Nation's Business

*oops.*

We hate to cloud your day, but we'd like to bring you up to date on a few things the experts have to say about our future relationships with Russia.

The outlook is anything but rosy.

It seems we could all be blown to hell be- cause of an incredible Kremlin capacity for misjudging what they can get away with in their drive to communize the world.

In other words, the cold war, though vastly changed, is far from over.

It's perils are not diminishing. If any- thing they're on the increase.

And continued disintegration of the So- viet bloc may tempt the Russians into new and desperate measures.

In short: the Reds are still on the make. And though they definitely do not want a nuclear war, they seem to be continually blundering to the brink.

Take the Cuban missile crisis, for exam- ple. The Russians thought they could plant missiles in Cuba without obstacles. They never dreamed President Kennedy would stand up to them.

Another example, Czechoslovakia. The Russians actually expected to be welcomed as they plunged into Prague.

In the end, either of these miscalcula- tions could have triggered a showdown. A showdown leading to a humiliating defeat. Or disaster.

The cover story of the December issue of Nation's Business tells more of the story. (To over 2,000,000 of the nation's business men.)

Why a political report in a magazine like ours? That's simple. If it affects business, it'll be there.

Which is probably why we have over 854,000 businessmen paying to subscribe to our magazine.

Which, when you think about it, is at least one happy note to leave you with.

If you're an advertiser.

*Nation's Business * *We Reach more businessmen than any other business magazine *

On Sat, Mar 15, 2025, 6:16 PM Gunnar Larson <g@xny.io> wrote:

*Please find the attached memo with 32 reference footnotes.*

*xNY.io - Bank.org | Memo #2 - JPMorgan Chase Board of Directors ESG Marketplace Manipulation:*

- https://docs.google.com/document/d/1bxERzXknAFfVW3YsDpNB-GPlVoiLAeeBXUrxwOFT...

May 1, 2022

BY ELECTRONIC MAIL

Investor Relations Board of Directors, JPMorgan Chase & Co. 277 Park Avenue New York, NY 10172-0003 JPMCinvestorrelations@jpmchase.com

Re: JPMorgan Chase Board of Directors ESG Marketplace Manipulation

Dear Board of Directors:

xNY.io - Bank.org recently contacted JPMorgan Chase’s board of directors to communicate our concern(s) that potentially JPMorgan Chase may be engaging in exploitation of more than $100B of ESG asset liabilities, across international regulatory arbitrage structures, while headquartered in Manhattan. Specifically, the duty to promote the success of the company is that a director must act in the way that she considers, in good faith, and would be most likely to promote the success of the company for the benefit of its members as a whole.

-

Failure by a board to adequately consider ESG-related risks, particularly entity-specific compliance risks such as breach of securities laws, could serve as the basis for liability of individual directors or officers for breach of their fiduciary duties.

Given JPMorgan’s five cout felonies, xNY.io - Bank.org is concerned with your board of director governance in preventing ESG fraud. xNY.io - Bank.org’s assessment of JPMorgan’s board embraces fundamentals including liquidity risk and protecting New York ESG cross border innovation from marketplace manipulation.

-

According to JPMorgan’s August 2021 Sovereigns and ESG whitepaper, the bank states that governance carries the largest weight of the three ESG pillars across scores, as it is the most empirically relevant for asset prices. -

JPMorgan notes that philosophically, the bank views good governance as a foundational pillar for positive ESG developments in other pillars.

Today’s memo follows protocol suggested by the United States of America, in that JPMorgan Chase’s board of directors is responsible to xNY.io - Bank.org’s enterprise and the Department of the Interior, in connection with any action alleging a violation of the Endangered Species Act, by any person (“person” means an individual, corporation, partnership, trust, association, or any other private entity) claiming the benefit of any exemption or permit under the Act, who shall have the burden of proving that the exemption or permit is applicable, or has been granted, and was valid and in force at the time of alleged violation.

xNY.io - Bank.org has made 91 highlights to the Department of Interior’s Endangered Species Act for JPMorgan Chase’s board of directors reference.

1.

xNY.io - Bank.org has reason to believe in the JPMorgan Chase board of directors’ engagement of ESG marketplace manipulation, risking your ESG portfolio’s future at the cost of New York digital asset innovation. 2.

xNY.io - Bank.org references your 2021 Environmental Social and Governance Report, totaling $117B of ESG “development funding” transferred from New York to Caribbean and Eastern European accounts. 3.

xNY.io - Bank.org is concerned of JPMorgan Chase board directors leveraged marketplace manipulation techniques in allocating ESG funds to engage in potential harassment (the term "harassment" means any act of pursuit, torment, or annoyance) of some of the world’s most precious endangered species protected by domestic and international governance. 4.

JPMorgan Chase’s $2.3B ESG “wind farm” facility is characterized by the Washington Post as a potential misuse of ESG assets (and board policies) to fund probable violation(s) of the Marine Mammal Protection Act of 1972.

Looking internationally, xNY.io - Bank.org is concerned of further ESG marketplace manipulation structures, sacrificing endangered species, via JPMorgan Chase’s board directed ESG investments in the Caribbean (your largest ESG investment region). xNY.io - Bank.org signals that JPMorgan’s board of directors is party to the Convention on Nature Protection and Wild Life Preservation in the Western Hemisphere.

Being clear, any violation of the Endangered Species Act, the Marine Mammal Protection Act and/or the Convention on Nature Protection and Wild Life Preservation in the Western Hemisphere … Requires xNY.io - Bank.org to consult JPMorgan Chase board members on ESG allocations that may be in conflict with construction, or other development projects, or other forms of economic activity.

xNY.io - Bank.org asks JPMorgan Chase board directors to return the Secretary of Department of the Interior’s approval, confirming licensing and/or exclusion to the Endangered Species Act, with further authorization of “harassment” pursuant to exemption(s). Including (if available) a similar Environmental Protection Agency permit that is applicable and is valid and in force.

-

Due to the riskiness of ESG portfolio mismanagement in violation of the Endangered Species Act, ESG marketplace manipulation risk(s) may trigger causal shocks to New York State monetary and regulatory innovation. -

According to JPMorgan’s sovereign fund ESG research, “A common complaint about ESG analysis is that data can be difficult to source. Some sovereign data is in fact more readily available than corporate data given the multitude of multinational organizations and NGOs – including the World Bank, the IMF and the United Nations.” -

The European Central Bank provides support to the eurozone sovereign debt market but has more restrictions on what and how much it can buy, so eurozone bonds can trade with more credit risk premium compared to other major developed market bonds. -

Whatever the case may be, JPMorgan disclosures detail significant concern of lapse in board governance and ESG portfolio risk with potential violation of the Endangered Species Act, risking ESG portfolio default(s) in Europe and the United States risking ESG customer financial abuse.

Forbes recently profiles JPMorgan Chase ESG investments as problematic, highlighting that your board of directors potentially are allocating ESG proceeds in competition with human rights at the expense of customers’ best interests while investing heavily in fossil fuels. A letter to JPMorgan Chase’s board of directors from ESG scholars (including, The Sierra Club, Public Citizen, Greenpeace, Amazon Watch, Revolving Door Project, Rainforest Action Network and the Center for International Environmental Law) suggests the bank would “...lock us into energy sources that are overly expensive and subject to wild price swings, and that exacerbate rather than ease global conflict.”

xNY.io - Bank.org aims to protect ESG digital asset innovation and JPMorgan’s board should understand your proprietary ESG scoring matrix should signal seismic marketplace manipulation risk if directors are in potential violation of any Endangered Species Act covenant.

-

Head of Europe, Middle East, and Africa (EMEA) distribution at JP Morgan Asset Management says, “In Europe, we do not have a semi-transparent product – like the US and Australia – which would add further complexity to the trading. For example, the US has several models which make it harder for the AP to guess what the actual fund looks like and therefore the costs might be higher accordingly.” -

Given, JPMorgan may potentially be in breach of United States Endangered Species Act provisions, similar risk of ESG asset failure(s) may include Europe, Middle East, Africa and Australia international law, as ratified by the Convention on International Trade in Endangered Species of Wild Fauna and Flora.

While directors and officers are likely to be particularly focused on the risk that they may be found personally liable for a breach of their duties, proper ESG compliance with fiduciary obligations requires acting to a higher standard. Given the defenses available to fiduciaries, and the difficulty in bringing claims for breach of fiduciary duty, a director or officer found to be liable for such ESG breaches will generally have acted egregiously. This ‘sliding scale’ of the standards to which directors and officers should adhere.

Following the Endangered Species Act, xNY.io - Bank.org kindly petitions JPMorgan’s board of directors, in connection with all ESG investments, claiming the benefit of any exemption or permit under the United States Department of the Interior’s Endangered Species Act … Shall have the burden of proving that an exemption or permit is applicable, or has been granted, and is valid and in force.

-

At JPMorgan’s earliest convenience (within 60 days of receipt of this memo) xNY.io - Bank.org kindly requests a certified copy of JPMorgan Chase’s approval by the Department of the Interior, being a license and/or exclusion to the Endangered Species Act and/or the Marine Mammal Protection Act. -

JPMorgan Chase suggests a commitment to anti-corruption compliance is central to the success of its business. Your board of directors stand to maintain that trust by promoting a corporate culture that encourages ethical business practices and compliance with both the letter and the spirit of the laws of the countries in which the JPMorgan conducts business.

xNY.io - Bank.org’s research guidance from the United States Securities and Exchange Commision, supports the international community in taking actions to address ESG issues on a global basis, and those actions that can have a material impact on companies.

Future correspondence concerning ESG innovation is at your board’s leisure.

Respectfully yours with appreciation,

Gunnar Larson | xNY.io <http://www.xny.io/> - Bank.org <http://bank.org/>, PBC MSc <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&utm_medium=Search&utm_campaign=MSc-Digital-Currency-North-America&utm_term=blockchain%20unic&gclid=Cj0KCQiAyJOBBhDCARIsAJG2h5ctwwMz0MRbVSk-LaYD-GMU5UgDSw7ynxbGr_a7SkaFAZzJc1-pzxEaAi4NEALw_wcB> - Digital Currency MBA <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovation-mba-1-5-years-or-3-semesters/> - Entrepreneurship and Innovation (ip) G@xNY.io +1-646-454-9107

On Fri, Mar 14, 2025, 6:34 PM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

Is Goldman Sachs a potential negligent terrorist organization?

- *xNY.io - Bank.org demands a response from Goldman Sachs confirming your firm is innocent of possible terrorism actions across your Investment Bank. * - *xNY.io - Bank.org demands Goldman Sachs' answer by 12:00pm EST**, Monday, March 17, 2025.*

xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

---------- Forwarded message --------- From: *Laura Peavey* <lpeavey@fsforum.com> Date: Thu, Mar 13, 2025, 1:31 PM Subject: Forum Applauds Senate Banking Committee Passage of Financial Integrity and Regulation Management Act To: Gunnar Larson <G@xny.io>

The FIRM Act is an important step to ensure bank supervision is based on objective measures of financial and material risk.

<https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-r/>

*Forum Applauds Senate Banking Committee Passage of Financial Integrity and Regulation Management Act* <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-y/>

*Washington, D.C. –* Financial Services Forum President and CEO Kevin Fromer issued the following statement after the Senate Banking Committee voted today to advance the Financial Integrity and Regulation Management (FIRM) Act to remove reputational risk as a measure used by federal banking agencies to supervise financial institutions:

“We appreciate the Senate Banking Committee’s action to advance common sense legislation to provide greater clarity and create a more stable regulatory environment. The FIRM Act is an important first step to ensure bank supervision is rooted in objective measures of financial and material risk. We look forward to continuing to work with the committee to identify solutions that allow America’s leading banks to continue to provide the products and services their customers rely on."

###

*The Financial Services Forum is an economic policy and advocacy organization whose members are the eight largest and most diversified financial institutions headquartered in the United States. Forum member institutions are a leading source of lending and investment in the United States and serve millions of consumers, businesses, investors, and communities throughout the country. The Forum promotes policies that support savings and investment, financial inclusion, deep and liquid capital markets, a competitive global marketplace, and a sound financial system.*

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On Thu, Mar 13, 2025, 8:54 AM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

Today xNY.io - Bank.org is 'doubling down' on potential fraud committed against xNY.io - Bank.org, allegedly committed by Goldman Sachs' Board.

Crypto CEO Linked To Jack Abramoff Convicted Of Fraud <https://www.law360.com/fintech/articles/2309864?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=0>

A California federal jury on Wednesday convicted a cryptocurrency company founder of fraud and money laundering over allegations he stole more than $10 million from tens of thousands of investors in a scheme that involved disgraced ex-lobbyist Jack Abramoff.

Read full article » <https://www.law360.com/fintech/articles/2309864?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=0> | Save to favorites » <https://www.law360.com/fintech/articles/2309864?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=0>

Capital One Nearly Bought Frank For $125M, Javice Jury Told <https://www.law360.com/fintech/articles/2309341?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=1>

By Stewart Bishop

A Capital One investment banker told a New York federal jury on Wednesday that the lender was eyeing student financial aid startup Frank for a potential $125 million acquisition before backing out, $50 million less than what JPMorgan Chase & Co. ultimately paid for the company, the result of what prosecutors say was a scheme to fraudulently induce JPMorgan to make the purchase.

Read full article » <https://www.law360.com/fintech/articles/2309341?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=1> | Save to favorites » <https://www.law360.com/fintech/articles/2309341?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=1> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Thu, Mar 13, 2025, 6:51 AM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

Is Goldman Sachs a potential negligent terrorist organization?

- *xNY.io - Bank.org demands a response from Goldman Sachs confirming your firm is innocent of possible terrorism actions across your Investment Bank. * - *xNY.io - Bank.org demands Goldman Sachs' answer by 5:00pm EST today, Thursday, March 13, 2025.*

Binance Asks Judge To Rethink Upholding Terror Victims' Suit <https://www.law360.com/newyork/articles/2309613?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=11>

By Katryna Perera

Cryptocurrency exchange Binance and its former CEO Changpeng Zhao have asked a New York federal judge to reconsider his ruling allowing a bulk of claims from a group of Hamas attack survivors to move forward, arguing that the survivors do not allege that Binance had a "close nexus" to the terrorist groups that allegedly used its platforms.

Memorandum attached | Read full article » <https://www.law360.com/newyork/articles/2309613?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=11> | Save to favorites » <https://www.law360.com/newyork/articles/2309613?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=11>

Luxottica Drops Appeal On ERISA Suit's Arbitrability <https://www.law360.com/newyork/articles/2308633?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=9>

By Grace Elletson

Luxottica shuttered its appeal of a New York federal judge's order that the company could not compel arbitration of a worker's representative claims that it violated federal benefits law by using outdated mortality data to calculate pensions benefits.

2 documents attached | Read full article » <https://www.law360.com/newyork/articles/2308633?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=9> | Save to favorites » <https://www.law360.com/newyork/articles/2308633?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=9>

xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Thu, Mar 13, 2025, 6:32 AM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

Are you prepared to handle your potential involvement with the Los Angeles fires?

Insurance Pros Urge Calif. Lawmakers To Address Fire Risks <https://www.law360.com/competition/articles/2309895?nl_pk=6e763a2a-9f82-44c1-ad37-dbb872fe3785&utm_source=newsletter&utm_medium=email&utm_campaign=competition&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=12>

By Eli Flesch

Insurance experts in a committee hearing that largely summed up concerns following the Los Angeles fires urged California lawmakers on Wednesday to address rising physical risks, smoke damage complaints, and regulations meant to expand coverage access.

Read full article » <https://www.law360.com/competition/articles/2309895?nl_pk=6e763a2a-9f82-44c1-ad37-dbb872fe3785&utm_source=newsletter&utm_medium=email&utm_campaign=competition&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=12> | Save to favorites » <https://www.law360.com/competition/articles/2309895?nl_pk=6e763a2a-9f82-44c1-ad37-dbb872fe3785&utm_source=newsletter&utm_medium=email&utm_campaign=competition&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=12> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Wed, Mar 12, 2025, 10:17 AM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

Working with NYDFS, Goldman Sachs' CEO may have efforted to obstruct justice while under a Deferred Prosecution Agreement; While allegedly abusing xNY.io - Bank.org's business enterprise.

Goldstein Wants Look At Testimony On Alleged Obstruction <https://www.law360.com/insurance/articles/2308921?nl_pk=347c5954-47a8-495c-bfa1-d8ec8f6144fe&utm_source=newsletter&utm_medium=email&utm_campaign=insurance&utm_content=2025-03-12&read_main=1&nlsidx=1&nlaidx=10>

By Elliot Weld

U.S. Supreme Court lawyer and SCOTUSblog publisher Tom Goldstein asked a Maryland federal judge to let him see grand jury material related to the government's claim that he offered to pay a potential witness cryptocurrency in his tax evasion case.

Motion attached | Read full article » <https://www.law360.com/insurance/articles/2308921?nl_pk=347c5954-47a8-495c-bfa1-d8ec8f6144fe&utm_source=newsletter&utm_medium=email&utm_campaign=insurance&utm_content=2025-03-12&read_more=1&nlsidx=1&nlaidx=10> | Save to favorites » <https://www.law360.com/insurance/articles/2308921?nl_pk=347c5954-47a8-495c-bfa1-d8ec8f6144fe&utm_source=newsletter&utm_medium=email&utm_campaign=insurance&utm_content=2025-03-12&read_later=1&nlsidx=1&nlaidx=10> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Wed, Mar 12, 2025, 9:20 AM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

Your board's intent to potentially defame xNY.io - Bank.org will not be tolerated.

Staley Denies Knowledge Of Epstein's 'Monstrous Activities' <https://www.law360.co.uk/financial-services-uk/articles/2308805?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-03-12&read_main=1&nlsidx=0&nlaidx=3>

By Sophia Dourou

Jes Staley told a tribunal on Tuesday that he would not have maintained a relationship with Jeffrey Epstein if he had known about the disgraced financier's "monstrous" activities.

Read full article » <https://www.law360.co.uk/financial-services-uk/articles/2308805?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-03-12&read_more=1&nlsidx=0&nlaidx=3> | Save to favorites » <https://www.law360.co.uk/financial-services-uk/articles/2308805?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-03-12&read_later=1&nlsidx=0&nlaidx=3> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Fri, Feb 28, 2025, 2:03 PM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

JPMorgan is a large Goldman Sachs shareholder.

- xNY.io - Bank.org is concerned that Goldman Sachs made efforts to defraud xNY.io - Bank.org while leveraging Goldman Sachs' relationship with JPMorgan.

JPMorgan Paying For Lawyers On Both Sides Of Javice Trial <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_main=1&nlsidx=0&nlaidx=0>

By Pete Brush

JPMorgan Chase, the bank allegedly duped by Frank founder Charlie Javice into paying $175 million for her education startup, is paying legal fees for defense counsel as well as for lawyers representing prosecution witnesses, according to statements in court Wednesday.

Read full article » <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_more=1&nlsidx=0&nlaidx=0> | Save to favorites » <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_later=1&nlsidx=0&nlaidx=0> xNY.io - Bank.org has compiled a list of 19 resources that reference a common link between Goldman Sachs' Deferred Prosecution Agreement and JPMorgan’s successful Deferred Prosecution Agreements.

*NYDFS Financial Inclusion Research:*

- https://drive.google.com/drive/folders/1FTRRFFhQHDxf-oR9WOZz0a2gRtC9ZWVO

xNY.io - Bank.org's research on JPMorgan paints a stark image for Goldman Sachs' Board Directors if the firm knowingly made effort to defraud the United States of America *AND* xNY.io - Bank.org;

- While under active Deferred Prosecution Agreement with the United States of America.

*Given the seriousness of the matter:*

Can Goldman Sachs Board Directors kindly reply back to xNY.io - Bank.org by Monday, March 3, 2025 by 9:00am if Goldman Sachs refutes any of the above claims;

- Any February e-mails xNY.io - Bank.org has sent Goldman Sachs?

xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Fri, Feb 28, 2025, 1:47 PM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

JPMorgan is a large Goldman Sachs shareholder.

- xNY.io - Bank.org is concerned that Goldman Sachs made efforts to defraud xNY.io - Bank.org while leveraging Goldman Sachs' relationship with JPMorgan.

JPMorgan Paying For Lawyers On Both Sides Of Javice Trial <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_main=1&nlsidx=0&nlaidx=0>

By Pete Brush

JPMorgan Chase, the bank allegedly duped by Frank founder Charlie Javice into paying $175 million for her education startup, is paying legal fees for defense counsel as well as for lawyers representing prosecution witnesses, according to statements in court Wednesday.

Read full article » <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_more=1&nlsidx=0&nlaidx=0> | Save to favorites » <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_later=1&nlsidx=0&nlaidx=0> xNY.io - Bank.org has compiled a list of 19 resources that reference a common link between Goldman Sachs' Deferred Prosecution Agreement and JPMorgan’s successful Deferred Prosecution Agreements.

*NYDFS Financial Inclusion Research:*

- https://drive.google.com/drive/folders/1FTRRFFhQHDxf-oR9WOZz0a2gRtC9ZWVO

xNY.io - Bank.org's research on JPMorgan paints a stark image for Goldman Sachs' Board Directors if the firm knowingly made effort to defraud the United States of America *AND* xNY.io - Bank.org;

- While under active Deferred Prosecution Agreement with the United States of America.

*Given the seriousness of the matter:*

Can Goldman Sachs Board Directors kindly reply back to xNY.io - Bank.org by Monday, March 3, 2025 by 9:00am if Goldman Sachs refutes any of the above claims;

- Any February e-mails xNY.io - Bank.org has sent Goldman Sachs?

xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Wed, Feb 26, 2025, 8:53 AM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

Will Goldman Sachs' Board Directors submit the Board to an audit of the Deferred Agreement’s mandates?

- xNY.io - Bank.org confirms, Goldman Sachs' Deferred Prosecution Agreement holds certain employee, customer and vendor data requirements.

GreenSky Loan Class Action Certified In Calif. Court <https://www.law360.com/fintech/articles/2302644?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-02-26&read_main=1&nlsidx=0&nlaidx=7>

By Katryna Perera

A California federal judge has granted class certification to consumers suing GreenSky Inc. over alleged unlawful loan transaction fees, finding that expert analysis showed merchants likely passed these fees onto borrowers, but also granted summary judgment to the lending company on claims related to performance fees over the lack of evidence that consumers had to pay them.

Show quoted text

*Gunnar Larson * *xNY.io <http://www.xny.io/> - Bank.org <http://bank.org/>, PBC*

MSc <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&utm_medium=Search&utm_campaign=MSc-Digital-Currency-North-America&utm_term=blockchain%20unic&gclid=Cj0KCQiAyJOBBhDCARIsAJG2h5ctwwMz0MRbVSk-LaYD-GMU5UgDSw7ynxbGr_a7SkaFAZzJc1-pzxEaAi4NEALw_wcB> - Digital Currency MBA <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovation-mba-1-5-years-or-3-semesters/> - Entrepreneurship and Innovation (ip)

G@xNY.io +1-646-454-9107 New York, New York 10001

On Sun, Mar 16, 2025, 1:35 PM Gunnar Larson <g@xny.io> wrote:

...

Art Director/Designer: Ken Carson Photographers: Charles Wiesehahn, David Vine, Stan Schafer, H. Armstrong Robert's Copywriter: Bill Drier Agency: Conaway & Lyon, Inc. Client: Nation's Business

*oops.*

We hate to cloud your day, but we'd like to bring you up to date on a few things the experts have to say about our future relationships with Russia.

The outlook is anything but rosy.

It seems we could all be blown to hell be- cause of an incredible Kremlin capacity for misjudging what they can get away with in their drive to communize the world.

In other words, the cold war, though vastly changed, is far from over.

It's perils are not diminishing. If any- thing they're on the increase.

And continued disintegration of the So- viet bloc may tempt the Russians into new and desperate measures.

In short: the Reds are still on the make. And though they definitely do not want a nuclear war, they seem to be continually blundering to the brink.

Take the Cuban missile crisis, for exam- ple. The Russians thought they could plant missiles in Cuba without obstacles. They never dreamed President Kennedy would stand up to them.

Another example, Czechoslovakia. The Russians actually expected to be welcomed as they plunged into Prague.

In the end, either of these miscalcula- tions could have triggered a showdown. A showdown leading to a humiliating defeat. Or disaster.

The cover story of the December issue of Nation's Business tells more of the story. (To over 2,000,000 of the nation's business men.)

Why a political report in a magazine like ours? That's simple. If it affects business, it'll be there.

Which is probably why we have over 854,000 businessmen paying to subscribe to our magazine.

Which, when you think about it, is at least one happy note to leave you with.

If you're an advertiser.

*Maya Angelou's Inaugural Poem (1993).mp4:* *Poet and author Maya Angelou has died. She was 86 (1928-2014). In 1993, she was invited by then-President-Elect Bill Clinton to deliver the Inaugural poem. Here she is reciting her poem, "On the Pulse of Morning," on January 20, 1993. Video courtesy of the William J. Clinton Presidential Library.* - https://drive.google.com/file/d/1VYtUBoNb2cZesX3WsjjUu-GTQoq23IOE/view?usp=d... ​ On Sun, Jun 15, 2025, 11:14 AM Gunnar Larson <g@xny.io> wrote:

WATCH: Fireworks light up the night sky above the National Mall in Washington, D.C. as Donald J. Trump and Melania Trump look on, capping a historic celebration to mark the milestone 250th birthday of the U.S. Army.

- https://www.facebook.com/share/v/1BFFwPgpSq/​​

On Sun, Jun 15, 2025, 10:26 AM Gunnar Larson <g@xny.io> wrote:

...

*Watch "Trump Tariffs LIVE | Trump Cabinet Meeting LIVE | Trump Liberation Day Tariffs | US News | N18G" on YouTube:*

- https://www.youtube.com/live/7sMRbFLIDGA?si=P2V8NKFkpJeEa5yn

*Make Your Own Peace:*

*Art Director/Designer: Bernie Zlotnick * *Artists: Charles Slackman, Tom Carnase * *Photographs: Carl Ficher, Mike Cuesta * *Copywriter: Myron Slosberg, Richard Symons, Morton Redner * *Agency: Young & Rubicam, Inc. * *Client: Peace Corps *

Make Your Own Peace

You can say anything you want about the world. You can say it's beyond help. That man is more evil than good. That you never asked for the world you got. And you could be right.

You can say anything you want about the Peace Corps. That it's just do-gooders. That it doesn't help peace. That it hasn't made any difference.

The Peace Corps isn't disagreeing. That's not what it is about. The Peace Corp's doesn't shout, "Come make peace."

Peace doesn't come that easily. It's more of a separate peace. Maybe yours. No banners. No bands. No medals.

The Peace Corps might be for you if you could enjoy feeding children. Or reparing a tractor. Or teaching birth control. Or building a schoolhouse. Even if no one ends up using it. (Don't think that hasn't happened.)

The Peace Corps has no delusions of grandeur. Ask anyone who's been in it. But there are enough people who come out of the Peace Corps with things they learned they can't forget. Good things. There are more ways than you can find to help the world. The Peace Corps is just one way.

It's for someone who would rather do something. Anything. Instead of nothing. It could be your way.

WRITE THE PEACE CORPS, WASHINGTON D.C. 2025

ADVERTISING CONTRIBUTION FOR THE PUBLIC GOOD

-- *Gunnar Donald Arthur Peter Larson * *xNY.io <http://www.xny.io/> - Bank.org <http://bank.org/>*

MSc <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&utm_medium=Search&utm_campaign=MSc-Digital-Currency-North-America&utm_term=blockchain%20unic&gclid=Cj0KCQiAyJOBBhDCARIsAJG2h5ctwwMz0MRbVSk-LaYD-GMU5UgDSw7ynxbGr_a7SkaFAZzJc1-pzxEaAi4NEALw_wcB> - Digital Currency MBA <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovation-mba-1-5-years-or-3-semesters/> - Entrepreneurship and Innovation (ip)

G@xNY.io +1-917-580-8053 New York, New York 10001

On Sun, Jun 15, 2025, 10:17 AM Gunnar Larson <g@xny.io> wrote:

...

Art Director/Designer: Ken Carson Photographers: Charles Wiesehahn, David Vine, Stan Schafer, H. Armstrong Robert's Copywriter: Bill Drier Agency: Conaway & Lyon, Inc. Client: Nation's Business

*oops.*

We hate to cloud your day, but we'd like to bring you up to date on a few things the experts have to say about our future relationships with Russia.

The outlook is anything but rosy.

It seems we could all be blown to hell be- cause of an incredible Kremlin capacity for misjudging what they can get away with in their drive to communize the world.

In other words, the cold war, though vastly changed, is far from over.

It's perils are not diminishing. If any- thing they're on the increase.

And continued disintegration of the So- viet bloc may tempt the Russians into new and desperate measures.

In short: the Reds are still on the make. And though they definitely do not want a nuclear war, they seem to be continually blundering to the brink.

Take the Cuban missile crisis, for exam- ple. The Russians thought they could plant missiles in Cuba without obstacles. They never dreamed President Kennedy would stand up to them.

Another example, Czechoslovakia. The Russians actually expected to be welcomed as they plunged into Prague.

In the end, either of these miscalcula- tions could have triggered a showdown. A showdown leading to a humiliating defeat. Or disaster.

The cover story of the December issue of Nation's Business tells more of the story. (To over 2,000,000 of the nation's business men.)

Why a political report in a magazine like ours? That's simple. If it affects business, it'll be there.

Which is probably why we have over 854,000 businessmen paying to subscribe to our magazine.

Which, when you think about it, is at least one happy note to leave you with.

If you're an advertiser.

*Nation's Business * *We Reach more businessmen than any other business magazine *

On Sat, Mar 15, 2025, 6:16 PM Gunnar Larson <g@xny.io> wrote:

*Please find the attached memo with 32 reference footnotes.*

*xNY.io - Bank.org | Memo #2 - JPMorgan Chase Board of Directors ESG Marketplace Manipulation:*

- https://docs.google.com/document/d/1bxERzXknAFfVW3YsDpNB-GPlVoiLAeeBXUrxwOFT...

May 1, 2022

BY ELECTRONIC MAIL

Investor Relations Board of Directors, JPMorgan Chase & Co. 277 Park Avenue New York, NY 10172-0003 JPMCinvestorrelations@jpmchase.com

Re: JPMorgan Chase Board of Directors ESG Marketplace Manipulation

Dear Board of Directors:

xNY.io - Bank.org recently contacted JPMorgan Chase’s board of directors to communicate our concern(s) that potentially JPMorgan Chase may be engaging in exploitation of more than $100B of ESG asset liabilities, across international regulatory arbitrage structures, while headquartered in Manhattan. Specifically, the duty to promote the success of the company is that a director must act in the way that she considers, in good faith, and would be most likely to promote the success of the company for the benefit of its members as a whole.

-

Failure by a board to adequately consider ESG-related risks, particularly entity-specific compliance risks such as breach of securities laws, could serve as the basis for liability of individual directors or officers for breach of their fiduciary duties.

Given JPMorgan’s five cout felonies, xNY.io - Bank.org is concerned with your board of director governance in preventing ESG fraud. xNY.io - Bank.org’s assessment of JPMorgan’s board embraces fundamentals including liquidity risk and protecting New York ESG cross border innovation from marketplace manipulation.

-

According to JPMorgan’s August 2021 Sovereigns and ESG whitepaper, the bank states that governance carries the largest weight of the three ESG pillars across scores, as it is the most empirically relevant for asset prices. -

JPMorgan notes that philosophically, the bank views good governance as a foundational pillar for positive ESG developments in other pillars.

Today’s memo follows protocol suggested by the United States of America, in that JPMorgan Chase’s board of directors is responsible to xNY.io - Bank.org’s enterprise and the Department of the Interior, in connection with any action alleging a violation of the Endangered Species Act, by any person (“person” means an individual, corporation, partnership, trust, association, or any other private entity) claiming the benefit of any exemption or permit under the Act, who shall have the burden of proving that the exemption or permit is applicable, or has been granted, and was valid and in force at the time of alleged violation.

xNY.io - Bank.org has made 91 highlights to the Department of Interior’s Endangered Species Act for JPMorgan Chase’s board of directors reference.

1.

xNY.io - Bank.org has reason to believe in the JPMorgan Chase board of directors’ engagement of ESG marketplace manipulation, risking your ESG portfolio’s future at the cost of New York digital asset innovation. 2.

xNY.io - Bank.org references your 2021 Environmental Social and Governance Report, totaling $117B of ESG “development funding” transferred from New York to Caribbean and Eastern European accounts. 3.

xNY.io - Bank.org is concerned of JPMorgan Chase board directors leveraged marketplace manipulation techniques in allocating ESG funds to engage in potential harassment (the term "harassment" means any act of pursuit, torment, or annoyance) of some of the world’s most precious endangered species protected by domestic and international governance. 4.

JPMorgan Chase’s $2.3B ESG “wind farm” facility is characterized by the Washington Post as a potential misuse of ESG assets (and board policies) to fund probable violation(s) of the Marine Mammal Protection Act of 1972.

Looking internationally, xNY.io - Bank.org is concerned of further ESG marketplace manipulation structures, sacrificing endangered species, via JPMorgan Chase’s board directed ESG investments in the Caribbean (your largest ESG investment region). xNY.io - Bank.org signals that JPMorgan’s board of directors is party to the Convention on Nature Protection and Wild Life Preservation in the Western Hemisphere.

Being clear, any violation of the Endangered Species Act, the Marine Mammal Protection Act and/or the Convention on Nature Protection and Wild Life Preservation in the Western Hemisphere … Requires xNY.io - Bank.org to consult JPMorgan Chase board members on ESG allocations that may be in conflict with construction, or other development projects, or other forms of economic activity.

xNY.io - Bank.org asks JPMorgan Chase board directors to return the Secretary of Department of the Interior’s approval, confirming licensing and/or exclusion to the Endangered Species Act, with further authorization of “harassment” pursuant to exemption(s). Including (if available) a similar Environmental Protection Agency permit that is applicable and is valid and in force.

-

Due to the riskiness of ESG portfolio mismanagement in violation of the Endangered Species Act, ESG marketplace manipulation risk(s) may trigger causal shocks to New York State monetary and regulatory innovation. -

According to JPMorgan’s sovereign fund ESG research, “A common complaint about ESG analysis is that data can be difficult to source. Some sovereign data is in fact more readily available than corporate data given the multitude of multinational organizations and NGOs – including the World Bank, the IMF and the United Nations.” -

The European Central Bank provides support to the eurozone sovereign debt market but has more restrictions on what and how much it can buy, so eurozone bonds can trade with more credit risk premium compared to other major developed market bonds. -

Whatever the case may be, JPMorgan disclosures detail significant concern of lapse in board governance and ESG portfolio risk with potential violation of the Endangered Species Act, risking ESG portfolio default(s) in Europe and the United States risking ESG customer financial abuse.

Forbes recently profiles JPMorgan Chase ESG investments as problematic, highlighting that your board of directors potentially are allocating ESG proceeds in competition with human rights at the expense of customers’ best interests while investing heavily in fossil fuels. A letter to JPMorgan Chase’s board of directors from ESG scholars (including, The Sierra Club, Public Citizen, Greenpeace, Amazon Watch, Revolving Door Project, Rainforest Action Network and the Center for International Environmental Law) suggests the bank would “...lock us into energy sources that are overly expensive and subject to wild price swings, and that exacerbate rather than ease global conflict.”

xNY.io - Bank.org aims to protect ESG digital asset innovation and JPMorgan’s board should understand your proprietary ESG scoring matrix should signal seismic marketplace manipulation risk if directors are in potential violation of any Endangered Species Act covenant.

-

Head of Europe, Middle East, and Africa (EMEA) distribution at JP Morgan Asset Management says, “In Europe, we do not have a semi-transparent product – like the US and Australia – which would add further complexity to the trading. For example, the US has several models which make it harder for the AP to guess what the actual fund looks like and therefore the costs might be higher accordingly.” -

Given, JPMorgan may potentially be in breach of United States Endangered Species Act provisions, similar risk of ESG asset failure(s) may include Europe, Middle East, Africa and Australia international law, as ratified by the Convention on International Trade in Endangered Species of Wild Fauna and Flora.

While directors and officers are likely to be particularly focused on the risk that they may be found personally liable for a breach of their duties, proper ESG compliance with fiduciary obligations requires acting to a higher standard. Given the defenses available to fiduciaries, and the difficulty in bringing claims for breach of fiduciary duty, a director or officer found to be liable for such ESG breaches will generally have acted egregiously. This ‘sliding scale’ of the standards to which directors and officers should adhere.

Following the Endangered Species Act, xNY.io - Bank.org kindly petitions JPMorgan’s board of directors, in connection with all ESG investments, claiming the benefit of any exemption or permit under the United States Department of the Interior’s Endangered Species Act … Shall have the burden of proving that an exemption or permit is applicable, or has been granted, and is valid and in force.

-

At JPMorgan’s earliest convenience (within 60 days of receipt of this memo) xNY.io - Bank.org kindly requests a certified copy of JPMorgan Chase’s approval by the Department of the Interior, being a license and/or exclusion to the Endangered Species Act and/or the Marine Mammal Protection Act. -

JPMorgan Chase suggests a commitment to anti-corruption compliance is central to the success of its business. Your board of directors stand to maintain that trust by promoting a corporate culture that encourages ethical business practices and compliance with both the letter and the spirit of the laws of the countries in which the JPMorgan conducts business.

xNY.io - Bank.org’s research guidance from the United States Securities and Exchange Commision, supports the international community in taking actions to address ESG issues on a global basis, and those actions that can have a material impact on companies.

Future correspondence concerning ESG innovation is at your board’s leisure.

Respectfully yours with appreciation,

Gunnar Larson | xNY.io <http://www.xny.io/> - Bank.org <http://bank.org/>, PBC MSc <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&utm_medium=Search&utm_campaign=MSc-Digital-Currency-North-America&utm_term=blockchain%20unic&gclid=Cj0KCQiAyJOBBhDCARIsAJG2h5ctwwMz0MRbVSk-LaYD-GMU5UgDSw7ynxbGr_a7SkaFAZzJc1-pzxEaAi4NEALw_wcB> - Digital Currency MBA <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovation-mba-1-5-years-or-3-semesters/> - Entrepreneurship and Innovation (ip) G@xNY.io +1-646-454-9107

On Fri, Mar 14, 2025, 6:34 PM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

Is Goldman Sachs a potential negligent terrorist organization?

- *xNY.io - Bank.org demands a response from Goldman Sachs confirming your firm is innocent of possible terrorism actions across your Investment Bank. * - *xNY.io - Bank.org demands Goldman Sachs' answer by 12:00pm EST**, Monday, March 17, 2025.*

xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

---------- Forwarded message --------- From: *Laura Peavey* <lpeavey@fsforum.com> Date: Thu, Mar 13, 2025, 1:31 PM Subject: Forum Applauds Senate Banking Committee Passage of Financial Integrity and Regulation Management Act To: Gunnar Larson <G@xny.io>

The FIRM Act is an important step to ensure bank supervision is based on objective measures of financial and material risk.

<https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-r/>

*Forum Applauds Senate Banking Committee Passage of Financial Integrity and Regulation Management Act* <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-y/>

*Washington, D.C. –* Financial Services Forum President and CEO Kevin Fromer issued the following statement after the Senate Banking Committee voted today to advance the Financial Integrity and Regulation Management (FIRM) Act to remove reputational risk as a measure used by federal banking agencies to supervise financial institutions:

“We appreciate the Senate Banking Committee’s action to advance common sense legislation to provide greater clarity and create a more stable regulatory environment. The FIRM Act is an important first step to ensure bank supervision is rooted in objective measures of financial and material risk. We look forward to continuing to work with the committee to identify solutions that allow America’s leading banks to continue to provide the products and services their customers rely on."

###

*The Financial Services Forum is an economic policy and advocacy organization whose members are the eight largest and most diversified financial institutions headquartered in the United States. Forum member institutions are a leading source of lending and investment in the United States and serve millions of consumers, businesses, investors, and communities throughout the country. The Forum promotes policies that support savings and investment, financial inclusion, deep and liquid capital markets, a competitive global marketplace, and a sound financial system.*

*Visit our website: **fsforum.com* <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-j/>

*Follow us on X **@fsforum* <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-t/> * and **LinkedIn* <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-i/>

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<https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-n/>

The Financial Services Forum is an economic policy and advocacy organization whose members are the eight largest and most diversified financial institutions headquartered in the United States. The Forum promotes policies that support savings and investment, financial inclusion, deep and liquid capital markets, a competitive global marketplace, and a sound financial system. Unsubscribe <https://financialservicesforum.cmail19.com/t/r-u-thtidhky-njyjukhihy-x/>

On Thu, Mar 13, 2025, 8:54 AM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

Today xNY.io - Bank.org is 'doubling down' on potential fraud committed against xNY.io - Bank.org, allegedly committed by Goldman Sachs' Board.

Crypto CEO Linked To Jack Abramoff Convicted Of Fraud <https://www.law360.com/fintech/articles/2309864?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=0>

A California federal jury on Wednesday convicted a cryptocurrency company founder of fraud and money laundering over allegations he stole more than $10 million from tens of thousands of investors in a scheme that involved disgraced ex-lobbyist Jack Abramoff.

Read full article » <https://www.law360.com/fintech/articles/2309864?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=0> | Save to favorites » <https://www.law360.com/fintech/articles/2309864?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=0>

Capital One Nearly Bought Frank For $125M, Javice Jury Told <https://www.law360.com/fintech/articles/2309341?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=1>

By Stewart Bishop

A Capital One investment banker told a New York federal jury on Wednesday that the lender was eyeing student financial aid startup Frank for a potential $125 million acquisition before backing out, $50 million less than what JPMorgan Chase & Co. ultimately paid for the company, the result of what prosecutors say was a scheme to fraudulently induce JPMorgan to make the purchase.

Read full article » <https://www.law360.com/fintech/articles/2309341?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=1> | Save to favorites » <https://www.law360.com/fintech/articles/2309341?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=1> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Thu, Mar 13, 2025, 6:51 AM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

Is Goldman Sachs a potential negligent terrorist organization?

- *xNY.io - Bank.org demands a response from Goldman Sachs confirming your firm is innocent of possible terrorism actions across your Investment Bank. * - *xNY.io - Bank.org demands Goldman Sachs' answer by 5:00pm EST today, Thursday, March 13, 2025.*

Binance Asks Judge To Rethink Upholding Terror Victims' Suit <https://www.law360.com/newyork/articles/2309613?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=11>

By Katryna Perera

Cryptocurrency exchange Binance and its former CEO Changpeng Zhao have asked a New York federal judge to reconsider his ruling allowing a bulk of claims from a group of Hamas attack survivors to move forward, arguing that the survivors do not allege that Binance had a "close nexus" to the terrorist groups that allegedly used its platforms.

Memorandum attached | Read full article » <https://www.law360.com/newyork/articles/2309613?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=11> | Save to favorites » <https://www.law360.com/newyork/articles/2309613?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=11>

Luxottica Drops Appeal On ERISA Suit's Arbitrability <https://www.law360.com/newyork/articles/2308633?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=9>

By Grace Elletson

Luxottica shuttered its appeal of a New York federal judge's order that the company could not compel arbitration of a worker's representative claims that it violated federal benefits law by using outdated mortality data to calculate pensions benefits.

2 documents attached | Read full article » <https://www.law360.com/newyork/articles/2308633?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=9> | Save to favorites » <https://www.law360.com/newyork/articles/2308633?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=9>

xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Thu, Mar 13, 2025, 6:32 AM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

Are you prepared to handle your potential involvement with the Los Angeles fires?

Insurance Pros Urge Calif. Lawmakers To Address Fire Risks <https://www.law360.com/competition/articles/2309895?nl_pk=6e763a2a-9f82-44c1-ad37-dbb872fe3785&utm_source=newsletter&utm_medium=email&utm_campaign=competition&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=12>

By Eli Flesch

Insurance experts in a committee hearing that largely summed up concerns following the Los Angeles fires urged California lawmakers on Wednesday to address rising physical risks, smoke damage complaints, and regulations meant to expand coverage access.

Read full article » <https://www.law360.com/competition/articles/2309895?nl_pk=6e763a2a-9f82-44c1-ad37-dbb872fe3785&utm_source=newsletter&utm_medium=email&utm_campaign=competition&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=12> | Save to favorites » <https://www.law360.com/competition/articles/2309895?nl_pk=6e763a2a-9f82-44c1-ad37-dbb872fe3785&utm_source=newsletter&utm_medium=email&utm_campaign=competition&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=12> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Wed, Mar 12, 2025, 10:17 AM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

Working with NYDFS, Goldman Sachs' CEO may have efforted to obstruct justice while under a Deferred Prosecution Agreement; While allegedly abusing xNY.io - Bank.org's business enterprise.

Goldstein Wants Look At Testimony On Alleged Obstruction <https://www.law360.com/insurance/articles/2308921?nl_pk=347c5954-47a8-495c-bfa1-d8ec8f6144fe&utm_source=newsletter&utm_medium=email&utm_campaign=insurance&utm_content=2025-03-12&read_main=1&nlsidx=1&nlaidx=10>

By Elliot Weld

U.S. Supreme Court lawyer and SCOTUSblog publisher Tom Goldstein asked a Maryland federal judge to let him see grand jury material related to the government's claim that he offered to pay a potential witness cryptocurrency in his tax evasion case.

Motion attached | Read full article » <https://www.law360.com/insurance/articles/2308921?nl_pk=347c5954-47a8-495c-bfa1-d8ec8f6144fe&utm_source=newsletter&utm_medium=email&utm_campaign=insurance&utm_content=2025-03-12&read_more=1&nlsidx=1&nlaidx=10> | Save to favorites » <https://www.law360.com/insurance/articles/2308921?nl_pk=347c5954-47a8-495c-bfa1-d8ec8f6144fe&utm_source=newsletter&utm_medium=email&utm_campaign=insurance&utm_content=2025-03-12&read_later=1&nlsidx=1&nlaidx=10> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Wed, Mar 12, 2025, 9:20 AM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

Your board's intent to potentially defame xNY.io - Bank.org will not be tolerated.

Staley Denies Knowledge Of Epstein's 'Monstrous Activities' <https://www.law360.co.uk/financial-services-uk/articles/2308805?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-03-12&read_main=1&nlsidx=0&nlaidx=3>

By Sophia Dourou

Jes Staley told a tribunal on Tuesday that he would not have maintained a relationship with Jeffrey Epstein if he had known about the disgraced financier's "monstrous" activities.

Read full article » <https://www.law360.co.uk/financial-services-uk/articles/2308805?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-03-12&read_more=1&nlsidx=0&nlaidx=3> | Save to favorites » <https://www.law360.co.uk/financial-services-uk/articles/2308805?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-03-12&read_later=1&nlsidx=0&nlaidx=3> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Fri, Feb 28, 2025, 2:03 PM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

JPMorgan is a large Goldman Sachs shareholder.

- xNY.io - Bank.org is concerned that Goldman Sachs made efforts to defraud xNY.io - Bank.org while leveraging Goldman Sachs' relationship with JPMorgan.

JPMorgan Paying For Lawyers On Both Sides Of Javice Trial <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_main=1&nlsidx=0&nlaidx=0>

By Pete Brush

JPMorgan Chase, the bank allegedly duped by Frank founder Charlie Javice into paying $175 million for her education startup, is paying legal fees for defense counsel as well as for lawyers representing prosecution witnesses, according to statements in court Wednesday.

Read full article » <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_more=1&nlsidx=0&nlaidx=0> | Save to favorites » <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_later=1&nlsidx=0&nlaidx=0> xNY.io - Bank.org has compiled a list of 19 resources that reference a common link between Goldman Sachs' Deferred Prosecution Agreement and JPMorgan’s successful Deferred Prosecution Agreements.

*NYDFS Financial Inclusion Research:*

- https://drive.google.com/drive/folders/1FTRRFFhQHDxf-oR9WOZz0a2gRtC9ZWVO

xNY.io - Bank.org's research on JPMorgan paints a stark image for Goldman Sachs' Board Directors if the firm knowingly made effort to defraud the United States of America *AND* xNY.io - Bank.org;

- While under active Deferred Prosecution Agreement with the United States of America.

*Given the seriousness of the matter:*

Can Goldman Sachs Board Directors kindly reply back to xNY.io - Bank.org by Monday, March 3, 2025 by 9:00am if Goldman Sachs refutes any of the above claims;

- Any February e-mails xNY.io - Bank.org has sent Goldman Sachs?

xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Fri, Feb 28, 2025, 1:47 PM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

JPMorgan is a large Goldman Sachs shareholder.

- xNY.io - Bank.org is concerned that Goldman Sachs made efforts to defraud xNY.io - Bank.org while leveraging Goldman Sachs' relationship with JPMorgan.

JPMorgan Paying For Lawyers On Both Sides Of Javice Trial <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_main=1&nlsidx=0&nlaidx=0>

By Pete Brush

JPMorgan Chase, the bank allegedly duped by Frank founder Charlie Javice into paying $175 million for her education startup, is paying legal fees for defense counsel as well as for lawyers representing prosecution witnesses, according to statements in court Wednesday.

Read full article » <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_more=1&nlsidx=0&nlaidx=0> | Save to favorites » <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_later=1&nlsidx=0&nlaidx=0> xNY.io - Bank.org has compiled a list of 19 resources that reference a common link between Goldman Sachs' Deferred Prosecution Agreement and JPMorgan’s successful Deferred Prosecution Agreements.

*NYDFS Financial Inclusion Research:*

- https://drive.google.com/drive/folders/1FTRRFFhQHDxf-oR9WOZz0a2gRtC9ZWVO

xNY.io - Bank.org's research on JPMorgan paints a stark image for Goldman Sachs' Board Directors if the firm knowingly made effort to defraud the United States of America *AND* xNY.io - Bank.org;

- While under active Deferred Prosecution Agreement with the United States of America.

*Given the seriousness of the matter:*

Can Goldman Sachs Board Directors kindly reply back to xNY.io - Bank.org by Monday, March 3, 2025 by 9:00am if Goldman Sachs refutes any of the above claims;

- Any February e-mails xNY.io - Bank.org has sent Goldman Sachs?

xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Wed, Feb 26, 2025, 8:53 AM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

Will Goldman Sachs' Board Directors submit the Board to an audit of the Deferred Agreement’s mandates?

- xNY.io - Bank.org confirms, Goldman Sachs' Deferred Prosecution Agreement holds certain employee, customer and vendor data requirements.

GreenSky Loan Class Action Certified In Calif. Court <https://www.law360.com/fintech/articles/2302644?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-02-26&read_main=1&nlsidx=0&nlaidx=7>

By Katryna Perera

A California federal judge has granted class certification to consumers suing GreenSky Inc. over alleged unlawful loan transaction fees, finding that expert analysis showed merchants likely passed these fees onto borrowers, but also granted summary judgment to the lending company on claims related to performance fees over the lack of evidence that consumers had to pay them.

Show quoted text

*Gunnar Larson * *xNY.io <http://www.xny.io/> - Bank.org <http://bank.org/>, PBC*

MSc <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&utm_medium=Search&utm_campaign=MSc-Digital-Currency-North-America&utm_term=blockchain%20unic&gclid=Cj0KCQiAyJOBBhDCARIsAJG2h5ctwwMz0MRbVSk-LaYD-GMU5UgDSw7ynxbGr_a7SkaFAZzJc1-pzxEaAi4NEALw_wcB> - Digital Currency MBA <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovation-mba-1-5-years-or-3-semesters/> - Entrepreneurship and Innovation (ip)

G@xNY.io +1-646-454-9107 New York, New York 10001

On Sun, Mar 16, 2025, 1:35 PM Gunnar Larson <g@xny.io> wrote:

...

Art Director/Designer: Ken Carson Photographers: Charles Wiesehahn, David Vine, Stan Schafer, H. Armstrong Robert's Copywriter: Bill Drier Agency: Conaway & Lyon, Inc. Client: Nation's Business

*oops.*

We hate to cloud your day, but we'd like to bring you up to date on a few things the experts have to say about our future relationships with Russia.

The outlook is anything but rosy.

It seems we could all be blown to hell be- cause of an incredible Kremlin capacity for misjudging what they can get away with in their drive to communize the world.

In other words, the cold war, though vastly changed, is far from over.

It's perils are not diminishing. If any- thing they're on the increase.

And continued disintegration of the So- viet bloc may tempt the Russians into new and desperate measures.

In short: the Reds are still on the make. And though they definitely do not want a nuclear war, they seem to be continually blundering to the brink.

Take the Cuban missile crisis, for exam- ple. The Russians thought they could plant missiles in Cuba without obstacles. They never dreamed President Kennedy would stand up to them.

Another example, Czechoslovakia. The Russians actually expected to be welcomed as they plunged into Prague.

In the end, either of these miscalcula- tions could have triggered a showdown. A showdown leading to a humiliating defeat. Or disaster.

The cover story of the December issue of Nation's Business tells more of the story. (To over 2,000,000 of the nation's business men.)

Why a political report in a magazine like ours? That's simple. If it affects business, it'll be there.

Which is probably why we have over 854,000 businessmen paying to subscribe to our magazine.

Which, when you think about it, is at least one happy note to leave you with.

If you're an advertiser.

*Maya Angelou's Inaugural Poem (1993).mp4:* *Poet and author Maya Angelou has died. She was 86 (1928-2014). In 1993, she was invited by then-President-Elect Bill Clinton to deliver the Inaugural poem. Here she is reciting her poem, "On the Pulse of Morning," on January 20, 1993.Video courtesy of the William J. Clinton Presidential Library.* - https://drive.google.com/file/d/1VYtUBoNb2cZesX3WsjjUu-GTQoq23IOE/view?usp=d... On Sun, Jun 15, 2025, 11:14 AM Gunnar Larson <g@xny.io> wrote:

WATCH: Fireworks light up the night sky above the National Mall in Washington, D.C. as Donald J. Trump and Melania Trump look on, capping a historic celebration to mark the milestone 250th birthday of the U.S. Army.

- https://www.facebook.com/share/v/1BFFwPgpSq/​​

On Sun, Jun 15, 2025, 10:26 AM Gunnar Larson <g@xny.io> wrote:

...

*Watch "Trump Tariffs LIVE | Trump Cabinet Meeting LIVE | Trump Liberation Day Tariffs | US News | N18G" on YouTube:*

- https://www.youtube.com/live/7sMRbFLIDGA?si=P2V8NKFkpJeEa5yn

*Make Your Own Peace:*

*Art Director/Designer: Bernie Zlotnick * *Artists: Charles Slackman, Tom Carnase * *Photographs: Carl Ficher, Mike Cuesta * *Copywriter: Myron Slosberg, Richard Symons, Morton Redner * *Agency: Young & Rubicam, Inc. * *Client: Peace Corps *

Make Your Own Peace

You can say anything you want about the world. You can say it's beyond help. That man is more evil than good. That you never asked for the world you got. And you could be right.

You can say anything you want about the Peace Corps. That it's just do-gooders. That it doesn't help peace. That it hasn't made any difference.

The Peace Corps isn't disagreeing. That's not what it is about. The Peace Corp's doesn't shout, "Come make peace."

Peace doesn't come that easily. It's more of a separate peace. Maybe yours. No banners. No bands. No medals.

The Peace Corps might be for you if you could enjoy feeding children. Or reparing a tractor. Or teaching birth control. Or building a schoolhouse. Even if no one ends up using it. (Don't think that hasn't happened.)

The Peace Corps has no delusions of grandeur. Ask anyone who's been in it. But there are enough people who come out of the Peace Corps with things they learned they can't forget. Good things. There are more ways than you can find to help the world. The Peace Corps is just one way.

It's for someone who would rather do something. Anything. Instead of nothing. It could be your way.

WRITE THE PEACE CORPS, WASHINGTON D.C. 2025

ADVERTISING CONTRIBUTION FOR THE PUBLIC GOOD

-- *Gunnar Donald Arthur Peter Larson * *xNY.io <http://www.xny.io/> - Bank.org <http://bank.org/>*

MSc <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&utm_medium=Search&utm_campaign=MSc-Digital-Currency-North-America&utm_term=blockchain%20unic&gclid=Cj0KCQiAyJOBBhDCARIsAJG2h5ctwwMz0MRbVSk-LaYD-GMU5UgDSw7ynxbGr_a7SkaFAZzJc1-pzxEaAi4NEALw_wcB> - Digital Currency MBA <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovation-mba-1-5-years-or-3-semesters/> - Entrepreneurship and Innovation (ip)

G@xNY.io +1-917-580-8053 New York, New York 10001

On Sun, Jun 15, 2025, 10:17 AM Gunnar Larson <g@xny.io> wrote:

...

Art Director/Designer: Ken Carson Photographers: Charles Wiesehahn, David Vine, Stan Schafer, H. Armstrong Robert's Copywriter: Bill Drier Agency: Conaway & Lyon, Inc. Client: Nation's Business

*oops.*

We hate to cloud your day, but we'd like to bring you up to date on a few things the experts have to say about our future relationships with Russia.

The outlook is anything but rosy.

It seems we could all be blown to hell be- cause of an incredible Kremlin capacity for misjudging what they can get away with in their drive to communize the world.

In other words, the cold war, though vastly changed, is far from over.

It's perils are not diminishing. If any- thing they're on the increase.

And continued disintegration of the So- viet bloc may tempt the Russians into new and desperate measures.

In short: the Reds are still on the make. And though they definitely do not want a nuclear war, they seem to be continually blundering to the brink.

Take the Cuban missile crisis, for exam- ple. The Russians thought they could plant missiles in Cuba without obstacles. They never dreamed President Kennedy would stand up to them.

Another example, Czechoslovakia. The Russians actually expected to be welcomed as they plunged into Prague.

In the end, either of these miscalcula- tions could have triggered a showdown. A showdown leading to a humiliating defeat. Or disaster.

The cover story of the December issue of Nation's Business tells more of the story. (To over 2,000,000 of the nation's business men.)

Why a political report in a magazine like ours? That's simple. If it affects business, it'll be there.

Which is probably why we have over 854,000 businessmen paying to subscribe to our magazine.

Which, when you think about it, is at least one happy note to leave you with.

If you're an advertiser.

*Nation's Business * *We Reach more businessmen than any other business magazine *

On Sat, Mar 15, 2025, 6:16 PM Gunnar Larson <g@xny.io> wrote:

*Please find the attached memo with 32 reference footnotes.*

*xNY.io - Bank.org | Memo #2 - JPMorgan Chase Board of Directors ESG Marketplace Manipulation:*

- https://docs.google.com/document/d/1bxERzXknAFfVW3YsDpNB-GPlVoiLAeeBXUrxwOFT...

May 1, 2022

BY ELECTRONIC MAIL

Investor Relations Board of Directors, JPMorgan Chase & Co. 277 Park Avenue New York, NY 10172-0003 JPMCinvestorrelations@jpmchase.com

Re: JPMorgan Chase Board of Directors ESG Marketplace Manipulation

Dear Board of Directors:

xNY.io - Bank.org recently contacted JPMorgan Chase’s board of directors to communicate our concern(s) that potentially JPMorgan Chase may be engaging in exploitation of more than $100B of ESG asset liabilities, across international regulatory arbitrage structures, while headquartered in Manhattan. Specifically, the duty to promote the success of the company is that a director must act in the way that she considers, in good faith, and would be most likely to promote the success of the company for the benefit of its members as a whole.

-

Failure by a board to adequately consider ESG-related risks, particularly entity-specific compliance risks such as breach of securities laws, could serve as the basis for liability of individual directors or officers for breach of their fiduciary duties.

Given JPMorgan’s five cout felonies, xNY.io - Bank.org is concerned with your board of director governance in preventing ESG fraud. xNY.io - Bank.org’s assessment of JPMorgan’s board embraces fundamentals including liquidity risk and protecting New York ESG cross border innovation from marketplace manipulation.

-

According to JPMorgan’s August 2021 Sovereigns and ESG whitepaper, the bank states that governance carries the largest weight of the three ESG pillars across scores, as it is the most empirically relevant for asset prices. -

JPMorgan notes that philosophically, the bank views good governance as a foundational pillar for positive ESG developments in other pillars.

Today’s memo follows protocol suggested by the United States of America, in that JPMorgan Chase’s board of directors is responsible to xNY.io - Bank.org’s enterprise and the Department of the Interior, in connection with any action alleging a violation of the Endangered Species Act, by any person (“person” means an individual, corporation, partnership, trust, association, or any other private entity) claiming the benefit of any exemption or permit under the Act, who shall have the burden of proving that the exemption or permit is applicable, or has been granted, and was valid and in force at the time of alleged violation.

xNY.io - Bank.org has made 91 highlights to the Department of Interior’s Endangered Species Act for JPMorgan Chase’s board of directors reference.

1.

xNY.io - Bank.org has reason to believe in the JPMorgan Chase board of directors’ engagement of ESG marketplace manipulation, risking your ESG portfolio’s future at the cost of New York digital asset innovation. 2.

xNY.io - Bank.org references your 2021 Environmental Social and Governance Report, totaling $117B of ESG “development funding” transferred from New York to Caribbean and Eastern European accounts. 3.

xNY.io - Bank.org is concerned of JPMorgan Chase board directors leveraged marketplace manipulation techniques in allocating ESG funds to engage in potential harassment (the term "harassment" means any act of pursuit, torment, or annoyance) of some of the world’s most precious endangered species protected by domestic and international governance. 4.

JPMorgan Chase’s $2.3B ESG “wind farm” facility is characterized by the Washington Post as a potential misuse of ESG assets (and board policies) to fund probable violation(s) of the Marine Mammal Protection Act of 1972.

Looking internationally, xNY.io - Bank.org is concerned of further ESG marketplace manipulation structures, sacrificing endangered species, via JPMorgan Chase’s board directed ESG investments in the Caribbean (your largest ESG investment region). xNY.io - Bank.org signals that JPMorgan’s board of directors is party to the Convention on Nature Protection and Wild Life Preservation in the Western Hemisphere.

Being clear, any violation of the Endangered Species Act, the Marine Mammal Protection Act and/or the Convention on Nature Protection and Wild Life Preservation in the Western Hemisphere … Requires xNY.io - Bank.org to consult JPMorgan Chase board members on ESG allocations that may be in conflict with construction, or other development projects, or other forms of economic activity.

xNY.io - Bank.org asks JPMorgan Chase board directors to return the Secretary of Department of the Interior’s approval, confirming licensing and/or exclusion to the Endangered Species Act, with further authorization of “harassment” pursuant to exemption(s). Including (if available) a similar Environmental Protection Agency permit that is applicable and is valid and in force.

-

Due to the riskiness of ESG portfolio mismanagement in violation of the Endangered Species Act, ESG marketplace manipulation risk(s) may trigger causal shocks to New York State monetary and regulatory innovation. -

According to JPMorgan’s sovereign fund ESG research, “A common complaint about ESG analysis is that data can be difficult to source. Some sovereign data is in fact more readily available than corporate data given the multitude of multinational organizations and NGOs – including the World Bank, the IMF and the United Nations.” -

The European Central Bank provides support to the eurozone sovereign debt market but has more restrictions on what and how much it can buy, so eurozone bonds can trade with more credit risk premium compared to other major developed market bonds. -

Whatever the case may be, JPMorgan disclosures detail significant concern of lapse in board governance and ESG portfolio risk with potential violation of the Endangered Species Act, risking ESG portfolio default(s) in Europe and the United States risking ESG customer financial abuse.

Forbes recently profiles JPMorgan Chase ESG investments as problematic, highlighting that your board of directors potentially are allocating ESG proceeds in competition with human rights at the expense of customers’ best interests while investing heavily in fossil fuels. A letter to JPMorgan Chase’s board of directors from ESG scholars (including, The Sierra Club, Public Citizen, Greenpeace, Amazon Watch, Revolving Door Project, Rainforest Action Network and the Center for International Environmental Law) suggests the bank would “...lock us into energy sources that are overly expensive and subject to wild price swings, and that exacerbate rather than ease global conflict.”

xNY.io - Bank.org aims to protect ESG digital asset innovation and JPMorgan’s board should understand your proprietary ESG scoring matrix should signal seismic marketplace manipulation risk if directors are in potential violation of any Endangered Species Act covenant.

-

Head of Europe, Middle East, and Africa (EMEA) distribution at JP Morgan Asset Management says, “In Europe, we do not have a semi-transparent product – like the US and Australia – which would add further complexity to the trading. For example, the US has several models which make it harder for the AP to guess what the actual fund looks like and therefore the costs might be higher accordingly.” -

Given, JPMorgan may potentially be in breach of United States Endangered Species Act provisions, similar risk of ESG asset failure(s) may include Europe, Middle East, Africa and Australia international law, as ratified by the Convention on International Trade in Endangered Species of Wild Fauna and Flora.

While directors and officers are likely to be particularly focused on the risk that they may be found personally liable for a breach of their duties, proper ESG compliance with fiduciary obligations requires acting to a higher standard. Given the defenses available to fiduciaries, and the difficulty in bringing claims for breach of fiduciary duty, a director or officer found to be liable for such ESG breaches will generally have acted egregiously. This ‘sliding scale’ of the standards to which directors and officers should adhere.

Following the Endangered Species Act, xNY.io - Bank.org kindly petitions JPMorgan’s board of directors, in connection with all ESG investments, claiming the benefit of any exemption or permit under the United States Department of the Interior’s Endangered Species Act … Shall have the burden of proving that an exemption or permit is applicable, or has been granted, and is valid and in force.

-

At JPMorgan’s earliest convenience (within 60 days of receipt of this memo) xNY.io - Bank.org kindly requests a certified copy of JPMorgan Chase’s approval by the Department of the Interior, being a license and/or exclusion to the Endangered Species Act and/or the Marine Mammal Protection Act. -

JPMorgan Chase suggests a commitment to anti-corruption compliance is central to the success of its business. Your board of directors stand to maintain that trust by promoting a corporate culture that encourages ethical business practices and compliance with both the letter and the spirit of the laws of the countries in which the JPMorgan conducts business.

xNY.io - Bank.org’s research guidance from the United States Securities and Exchange Commision, supports the international community in taking actions to address ESG issues on a global basis, and those actions that can have a material impact on companies.

Future correspondence concerning ESG innovation is at your board’s leisure.

Respectfully yours with appreciation,

Gunnar Larson | xNY.io <http://www.xny.io/> - Bank.org <http://bank.org/>, PBC MSc <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&utm_medium=Search&utm_campaign=MSc-Digital-Currency-North-America&utm_term=blockchain%20unic&gclid=Cj0KCQiAyJOBBhDCARIsAJG2h5ctwwMz0MRbVSk-LaYD-GMU5UgDSw7ynxbGr_a7SkaFAZzJc1-pzxEaAi4NEALw_wcB> - Digital Currency MBA <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovation-mba-1-5-years-or-3-semesters/> - Entrepreneurship and Innovation (ip) G@xNY.io +1-646-454-9107

On Fri, Mar 14, 2025, 6:34 PM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

Is Goldman Sachs a potential negligent terrorist organization?

- *xNY.io - Bank.org demands a response from Goldman Sachs confirming your firm is innocent of possible terrorism actions across your Investment Bank. * - *xNY.io - Bank.org demands Goldman Sachs' answer by 12:00pm EST**, Monday, March 17, 2025.*

xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

---------- Forwarded message --------- From: *Laura Peavey* <lpeavey@fsforum.com> Date: Thu, Mar 13, 2025, 1:31 PM Subject: Forum Applauds Senate Banking Committee Passage of Financial Integrity and Regulation Management Act To: Gunnar Larson <G@xny.io>

The FIRM Act is an important step to ensure bank supervision is based on objective measures of financial and material risk.

<https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-r/>

*Forum Applauds Senate Banking Committee Passage of Financial Integrity and Regulation Management Act* <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-y/>

*Washington, D.C. –* Financial Services Forum President and CEO Kevin Fromer issued the following statement after the Senate Banking Committee voted today to advance the Financial Integrity and Regulation Management (FIRM) Act to remove reputational risk as a measure used by federal banking agencies to supervise financial institutions:

“We appreciate the Senate Banking Committee’s action to advance common sense legislation to provide greater clarity and create a more stable regulatory environment. The FIRM Act is an important first step to ensure bank supervision is rooted in objective measures of financial and material risk. We look forward to continuing to work with the committee to identify solutions that allow America’s leading banks to continue to provide the products and services their customers rely on."

###

*The Financial Services Forum is an economic policy and advocacy organization whose members are the eight largest and most diversified financial institutions headquartered in the United States. Forum member institutions are a leading source of lending and investment in the United States and serve millions of consumers, businesses, investors, and communities throughout the country. The Forum promotes policies that support savings and investment, financial inclusion, deep and liquid capital markets, a competitive global marketplace, and a sound financial system.*

*Visit our website: **fsforum.com* <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-j/>

*Follow us on X **@fsforum* <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-t/> * and **LinkedIn* <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-i/>

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<https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-n/>

The Financial Services Forum is an economic policy and advocacy organization whose members are the eight largest and most diversified financial institutions headquartered in the United States. The Forum promotes policies that support savings and investment, financial inclusion, deep and liquid capital markets, a competitive global marketplace, and a sound financial system. Unsubscribe <https://financialservicesforum.cmail19.com/t/r-u-thtidhky-njyjukhihy-x/>

On Thu, Mar 13, 2025, 8:54 AM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

Today xNY.io - Bank.org is 'doubling down' on potential fraud committed against xNY.io - Bank.org, allegedly committed by Goldman Sachs' Board.

Crypto CEO Linked To Jack Abramoff Convicted Of Fraud <https://www.law360.com/fintech/articles/2309864?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=0>

A California federal jury on Wednesday convicted a cryptocurrency company founder of fraud and money laundering over allegations he stole more than $10 million from tens of thousands of investors in a scheme that involved disgraced ex-lobbyist Jack Abramoff.

Read full article » <https://www.law360.com/fintech/articles/2309864?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=0> | Save to favorites » <https://www.law360.com/fintech/articles/2309864?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=0>

Capital One Nearly Bought Frank For $125M, Javice Jury Told <https://www.law360.com/fintech/articles/2309341?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=1>

By Stewart Bishop

A Capital One investment banker told a New York federal jury on Wednesday that the lender was eyeing student financial aid startup Frank for a potential $125 million acquisition before backing out, $50 million less than what JPMorgan Chase & Co. ultimately paid for the company, the result of what prosecutors say was a scheme to fraudulently induce JPMorgan to make the purchase.

Read full article » <https://www.law360.com/fintech/articles/2309341?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=1> | Save to favorites » <https://www.law360.com/fintech/articles/2309341?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=1> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Thu, Mar 13, 2025, 6:51 AM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

Is Goldman Sachs a potential negligent terrorist organization?

- *xNY.io - Bank.org demands a response from Goldman Sachs confirming your firm is innocent of possible terrorism actions across your Investment Bank. * - *xNY.io - Bank.org demands Goldman Sachs' answer by 5:00pm EST today, Thursday, March 13, 2025.*

Binance Asks Judge To Rethink Upholding Terror Victims' Suit <https://www.law360.com/newyork/articles/2309613?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=11>

By Katryna Perera

Cryptocurrency exchange Binance and its former CEO Changpeng Zhao have asked a New York federal judge to reconsider his ruling allowing a bulk of claims from a group of Hamas attack survivors to move forward, arguing that the survivors do not allege that Binance had a "close nexus" to the terrorist groups that allegedly used its platforms.

Memorandum attached | Read full article » <https://www.law360.com/newyork/articles/2309613?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=11> | Save to favorites » <https://www.law360.com/newyork/articles/2309613?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=11>

Luxottica Drops Appeal On ERISA Suit's Arbitrability <https://www.law360.com/newyork/articles/2308633?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=9>

By Grace Elletson

Luxottica shuttered its appeal of a New York federal judge's order that the company could not compel arbitration of a worker's representative claims that it violated federal benefits law by using outdated mortality data to calculate pensions benefits.

2 documents attached | Read full article » <https://www.law360.com/newyork/articles/2308633?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=9> | Save to favorites » <https://www.law360.com/newyork/articles/2308633?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=9>

xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Thu, Mar 13, 2025, 6:32 AM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

Are you prepared to handle your potential involvement with the Los Angeles fires?

Insurance Pros Urge Calif. Lawmakers To Address Fire Risks <https://www.law360.com/competition/articles/2309895?nl_pk=6e763a2a-9f82-44c1-ad37-dbb872fe3785&utm_source=newsletter&utm_medium=email&utm_campaign=competition&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=12>

By Eli Flesch

Insurance experts in a committee hearing that largely summed up concerns following the Los Angeles fires urged California lawmakers on Wednesday to address rising physical risks, smoke damage complaints, and regulations meant to expand coverage access.

Read full article » <https://www.law360.com/competition/articles/2309895?nl_pk=6e763a2a-9f82-44c1-ad37-dbb872fe3785&utm_source=newsletter&utm_medium=email&utm_campaign=competition&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=12> | Save to favorites » <https://www.law360.com/competition/articles/2309895?nl_pk=6e763a2a-9f82-44c1-ad37-dbb872fe3785&utm_source=newsletter&utm_medium=email&utm_campaign=competition&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=12> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Wed, Mar 12, 2025, 10:17 AM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

Working with NYDFS, Goldman Sachs' CEO may have efforted to obstruct justice while under a Deferred Prosecution Agreement; While allegedly abusing xNY.io - Bank.org's business enterprise.

Goldstein Wants Look At Testimony On Alleged Obstruction <https://www.law360.com/insurance/articles/2308921?nl_pk=347c5954-47a8-495c-bfa1-d8ec8f6144fe&utm_source=newsletter&utm_medium=email&utm_campaign=insurance&utm_content=2025-03-12&read_main=1&nlsidx=1&nlaidx=10>

By Elliot Weld

U.S. Supreme Court lawyer and SCOTUSblog publisher Tom Goldstein asked a Maryland federal judge to let him see grand jury material related to the government's claim that he offered to pay a potential witness cryptocurrency in his tax evasion case.

Motion attached | Read full article » <https://www.law360.com/insurance/articles/2308921?nl_pk=347c5954-47a8-495c-bfa1-d8ec8f6144fe&utm_source=newsletter&utm_medium=email&utm_campaign=insurance&utm_content=2025-03-12&read_more=1&nlsidx=1&nlaidx=10> | Save to favorites » <https://www.law360.com/insurance/articles/2308921?nl_pk=347c5954-47a8-495c-bfa1-d8ec8f6144fe&utm_source=newsletter&utm_medium=email&utm_campaign=insurance&utm_content=2025-03-12&read_later=1&nlsidx=1&nlaidx=10> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Wed, Mar 12, 2025, 9:20 AM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

Your board's intent to potentially defame xNY.io - Bank.org will not be tolerated.

Staley Denies Knowledge Of Epstein's 'Monstrous Activities' <https://www.law360.co.uk/financial-services-uk/articles/2308805?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-03-12&read_main=1&nlsidx=0&nlaidx=3>

By Sophia Dourou

Jes Staley told a tribunal on Tuesday that he would not have maintained a relationship with Jeffrey Epstein if he had known about the disgraced financier's "monstrous" activities.

Read full article » <https://www.law360.co.uk/financial-services-uk/articles/2308805?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-03-12&read_more=1&nlsidx=0&nlaidx=3> | Save to favorites » <https://www.law360.co.uk/financial-services-uk/articles/2308805?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-03-12&read_later=1&nlsidx=0&nlaidx=3> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Fri, Feb 28, 2025, 2:03 PM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

JPMorgan is a large Goldman Sachs shareholder.

- xNY.io - Bank.org is concerned that Goldman Sachs made efforts to defraud xNY.io - Bank.org while leveraging Goldman Sachs' relationship with JPMorgan.

JPMorgan Paying For Lawyers On Both Sides Of Javice Trial <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_main=1&nlsidx=0&nlaidx=0>

By Pete Brush

JPMorgan Chase, the bank allegedly duped by Frank founder Charlie Javice into paying $175 million for her education startup, is paying legal fees for defense counsel as well as for lawyers representing prosecution witnesses, according to statements in court Wednesday.

Read full article » <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_more=1&nlsidx=0&nlaidx=0> | Save to favorites » <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_later=1&nlsidx=0&nlaidx=0> xNY.io - Bank.org has compiled a list of 19 resources that reference a common link between Goldman Sachs' Deferred Prosecution Agreement and JPMorgan’s successful Deferred Prosecution Agreements.

*NYDFS Financial Inclusion Research:*

- https://drive.google.com/drive/folders/1FTRRFFhQHDxf-oR9WOZz0a2gRtC9ZWVO

xNY.io - Bank.org's research on JPMorgan paints a stark image for Goldman Sachs' Board Directors if the firm knowingly made effort to defraud the United States of America *AND* xNY.io - Bank.org;

- While under active Deferred Prosecution Agreement with the United States of America.

*Given the seriousness of the matter:*

Can Goldman Sachs Board Directors kindly reply back to xNY.io - Bank.org by Monday, March 3, 2025 by 9:00am if Goldman Sachs refutes any of the above claims;

- Any February e-mails xNY.io - Bank.org has sent Goldman Sachs?

xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Fri, Feb 28, 2025, 1:47 PM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

JPMorgan is a large Goldman Sachs shareholder.

- xNY.io - Bank.org is concerned that Goldman Sachs made efforts to defraud xNY.io - Bank.org while leveraging Goldman Sachs' relationship with JPMorgan.

JPMorgan Paying For Lawyers On Both Sides Of Javice Trial <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_main=1&nlsidx=0&nlaidx=0>

By Pete Brush

JPMorgan Chase, the bank allegedly duped by Frank founder Charlie Javice into paying $175 million for her education startup, is paying legal fees for defense counsel as well as for lawyers representing prosecution witnesses, according to statements in court Wednesday.

Read full article » <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_more=1&nlsidx=0&nlaidx=0> | Save to favorites » <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_later=1&nlsidx=0&nlaidx=0> xNY.io - Bank.org has compiled a list of 19 resources that reference a common link between Goldman Sachs' Deferred Prosecution Agreement and JPMorgan’s successful Deferred Prosecution Agreements.

*NYDFS Financial Inclusion Research:*

- https://drive.google.com/drive/folders/1FTRRFFhQHDxf-oR9WOZz0a2gRtC9ZWVO

xNY.io - Bank.org's research on JPMorgan paints a stark image for Goldman Sachs' Board Directors if the firm knowingly made effort to defraud the United States of America *AND* xNY.io - Bank.org;

- While under active Deferred Prosecution Agreement with the United States of America.

*Given the seriousness of the matter:*

Can Goldman Sachs Board Directors kindly reply back to xNY.io - Bank.org by Monday, March 3, 2025 by 9:00am if Goldman Sachs refutes any of the above claims;

- Any February e-mails xNY.io - Bank.org has sent Goldman Sachs?

xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.

Thank you,

Gunnar Larson -- Gunnar Donald Arthur Peter Larson xNY.io - Bank.org 646-554-7514

On Wed, Feb 26, 2025, 8:53 AM Gunnar Larson <g@xny.io> wrote:

Goldman Sachs:

Will Goldman Sachs' Board Directors submit the Board to an audit of the Deferred Agreement’s mandates?

- xNY.io - Bank.org confirms, Goldman Sachs' Deferred Prosecution Agreement holds certain employee, customer and vendor data requirements.

GreenSky Loan Class Action Certified In Calif. Court <https://www.law360.com/fintech/articles/2302644?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-02-26&read_main=1&nlsidx=0&nlaidx=7>

By Katryna Perera

A California federal judge has granted class certification to consumers suing GreenSky Inc. over alleged unlawful loan transaction fees, finding that expert analysis showed merchants likely passed these fees onto borrowers, but also granted summary judgment to the lending company on claims related to performance fees over the lack of evidence that consumers had to pay them.

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*Gunnar Larson * *xNY.io <http://www.xny.io/> - Bank.org <http://bank.org/>, PBC*

MSc <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&utm_medium=Search&utm_campaign=MSc-Digital-Currency-North-America&utm_term=blockchain%20unic&gclid=Cj0KCQiAyJOBBhDCARIsAJG2h5ctwwMz0MRbVSk-LaYD-GMU5UgDSw7ynxbGr_a7SkaFAZzJc1-pzxEaAi4NEALw_wcB> - Digital Currency MBA <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovation-mba-1-5-years-or-3-semesters/> - Entrepreneurship and Innovation (ip)

G@xNY.io +1-646-454-9107 New York, New York 10001

On Sun, Mar 16, 2025, 1:35 PM Gunnar Larson <g@xny.io> wrote:

...

Art Director/Designer: Ken Carson Photographers: Charles Wiesehahn, David Vine, Stan Schafer, H. Armstrong Robert's Copywriter: Bill Drier Agency: Conaway & Lyon, Inc. Client: Nation's Business

*oops.*

We hate to cloud your day, but we'd like to bring you up to date on a few things the experts have to say about our future relationships with Russia.

The outlook is anything but rosy.

It seems we could all be blown to hell be- cause of an incredible Kremlin capacity for misjudging what they can get away with in their drive to communize the world.

In other words, the cold war, though vastly changed, is far from over.

It's perils are not diminishing. If any- thing they're on the increase.

And continued disintegration of the So- viet bloc may tempt the Russians into new and desperate measures.

In short: the Reds are still on the make. And though they definitely do not want a nuclear war, they seem to be continually blundering to the brink.

Take the Cuban missile crisis, for exam- ple. The Russians thought they could plant missiles in Cuba without obstacles. They never dreamed President Kennedy would stand up to them.

Another example, Czechoslovakia. The Russians actually expected to be welcomed as they plunged into Prague.

In the end, either of these miscalcula- tions could have triggered a showdown. A showdown leading to a humiliating defeat. Or disaster.

The cover story of the December issue of Nation's Business tells more of the story. (To over 2,000,000 of the nation's business men.)

Why a political report in a magazine like ours? That's simple. If it affects business, it'll be there.

Which is probably why we have over 854,000 businessmen paying to subscribe to our magazine.

Which, when you think about it, is at least one happy note to leave you with.

If you're an advertiser.