Legality of requiring credit cards?

-----BEGIN PGP SIGNED MESSAGE----- It's that wonderful season again, when all the assholes are out in force, and people feel obligated to purchase merchandise to give to each other. For various reasons, I don't believe in credit cards, and yet, trying to pay for something by personal check at the local Hecht's, they either *require* a credit card, or go through the Nazi check-warranty company Equifax. However, it doesn't stop there...only SOME departments seem to have this requirement (Electronics/Luggage not requiring). Is it legal to require credit cards? |\/|ike Gurski mgursk1@umbc.edu http://www.gl.umbc.edu/~mgursk1/ finger/mail subject "send pgpkey"|"send index" Hail Eris! -><- O- |Member, 1024/39B5BADD PGP Keyprint=3493 A994 B159 48B7 1757 1E4E 6256 4570 | Team My opinions are mine alone, even if you should be sharing them. | OS/2 Senate Finance Committee Chair, SGA 1996-1997 -----BEGIN PGP SIGNATURE----- Version: 2.6.2 Comment: I am not a number, I am a free man! iQCVAwUBMr2dZiKEMrE5tbrdAQGNEwQAjxsj387SAbEQnGr+8j0z12cWpREK/Y8U e5xCYMMwJ6J+rLip05nZ8uMHfY/anfGW5m2mMrvsVOggMh5Sv9Ljrw3u4uFl66B5 yU3iU3couXIZx5Dv1QhGdOSZPRpIo7wZGwCGtF4z9TM+cUzEUzA8LMDgavG8fY0D T+yrGuzhSzg= =aQ97 -----END PGP SIGNATURE-----

Michael Gurski <mgursk1@umbc.edu> writes:
It's that wonderful season again, when all the assholes are out in force, and people feel obligated to purchase merchandise to give to each other.
So don't. It's another idiotic American custom that I don't follow.
For various reasons, I don't believe in credit cards, and yet, trying to pay for something by personal check at the local Hecht's, they either *require* a credit card, or go through the Nazi check-warranty company Equifax. However, it doesn't stop there...only SOME departments seem to have this requirement (Electronics/Luggage not requiring). Is it legal to require credit cards?
They're welcome not to accept checks if they don't want to. Why should the gubmint tell anyone whether it's "legal" to reject checks from potential crooks? "Cypher punks" and "libertarian" are such fucking statists. If you don't want to use a credit card, pay cash. --- Dr.Dimitri Vulis KOTM Brighton Beach Boardwalk BBS, Forest Hills, N.Y.: +1-718-261-2013, 14.4Kbps

-----BEGIN PGP SIGNED MESSAGE----- On Sun, 22 Dec 1996, Michael Gurski wrote:
It's that wonderful season again, when all the assholes are out in force, and people feel obligated to purchase merchandise to give to each other. For various reasons, I don't believe in credit cards, and yet, trying to pay for something by personal check at the local Hecht's, they either *require* a credit card, or go through the Nazi check-warranty company Equifax. However, it doesn't stop there...only SOME departments seem to have this requirement (Electronics/Luggage not requiring). Is it legal to require credit cards?
The only real legality of requiring some form of payment is that if they take one form of federal reserve currency (eg the one dollar bill) they have to take any form of federal reserve currency (eg the penny). This means that when your parking ticket says you can't pay in change, you can still pay in change. Legally (according to CNN anyway, i've never bothered to actually go look it up) if you ofer to pay something in change, and they decline, you can give them one warning, and _assuming a debt is previously incurred (eg parking ticket, not new pants) you don't have to pay. Unfortunatly, they can decline cash/change completely, or decline checks, or decline credit cards. But if they take one dollar bills, go by the bank first and get it in pennies. Pay with that. --Deviant PGP KeyID = E820F015 Fingerprint = 3D6AAB628E3DFAA9 F7D35736ABC56D39 "Of all tyrannies, a tyranny sincerely exercised for the good of its victims may be the most oppressive." -- C. S. Lewis -----BEGIN PGP SIGNATURE----- Version: 2.6.2 iQEVAwUBMr3SkTCdEh3oIPAVAQH6Lgf/SthkfxgY7R0iJltRFOmdLEpqOo5g0a5P mWCi1nUrHzEZha3ij+gntxIWCFRaY/1qLyk1RJgDHAiFa5gWQBULxy6jyTBm5Zcz NMXkd8VardL9AmjmJd3LccCx9VMHo8/YqZ/hQOJXFL4/QuwDyNLS+vbUmNKPPGzD d0ewCoQmgHxh2KpHYE1+O2jo/4yxRGr6Vl7jrE4HZ6GQ0U+YF7+WIf7mVP9gwZHw +XNRgdcT56iqtPhISPzq5NH/4djwisPNYat/ywW6u+HSfaFHhi+79mWOlprpEiK4 Vfa9iRdwTCkQuVTDJdbFuqnsQHGxBrgDsBUmFLH0WNT0CXCpECEgyg== =aMoc -----END PGP SIGNATURE-----

I am glad that someone has raised this issue. Two things for myself. Years ago I had both a checking account and a Visa card. i did not want the interest on my Visa so I asked the clerk at Lechter's to take my check with the drivers licensce and they said I had to show a credit card. Then the bitch wrote my whole life's hiustory on the check. The dirver's licensce number, my home phone number , other stuff and all the information contained on the credit card(incidentally some inluding I think Lechter's want at least 6 months left on the card.), I hit the roof . They had enough information for anyone of the dozens of bank,store or business people to really do a job on my life. I just walked out . Then they refused me another time because there wasn't enough months left and eventually wouldn't let me use the card at all because it had expired(though I and my ID hadn't). Scenario number two was recently at the Software Etc store in Scranton ,Pa where much to my consternation I found that the store had written my date of birth on the check. And there is a cute younger guy there that I like to talk shop to. SHIT.).I think that this stuff has really gotten out of hand. Maybe , the answer to all our problems is to draft a privacy bill in varous forms and stages and each member of the list submit it to his or her representative,congressman or senator. That is something that can legally be done and it is practical. I say stages because what we want will never pass the first time in its entirety BUT we could conceiveably get something started. Anybody interested email me personally as I am willing and albe to do a share of the work. I will be unavailable from late Christmas eve until at least the 31 December . I will be at the cuervocon at the FT.Brown Hotel (Holiday Inn side) for the conference that Friday and Saturday(see Cuervocon page). Thanks in Advance Jappy Jolidays Deirdre A. Greene xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx x No success can compensate for failure in the home. x x x xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

Moroni <moroni@scranton.com> writes: ...
Maybe , the answer to all our problems is to draft a privacy bill in varous forms and stages and each member of the list submit it to his or her representative,congressman or senator. That is something that can legally be done and it is practical. I say stages because what we want will never pass the first time in its entirety BUT we could conceiveably get something started.
... Fucking statists! But if you do, take a look at the privacy laws in Europe, they go much farther than the laws here. --- Dr.Dimitri Vulis KOTM Brighton Beach Boardwalk BBS, Forest Hills, N.Y.: +1-718-261-2013, 14.4Kbps
participants (4)
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dlv@bwalk.dm.com
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Michael Gurski
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Moroni
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The Deviant