With the widespread adoption of an industry standard IR link between PDA type devices, networks and PCs might this not present an opportunity for their use as more user-configurable and application agile financial and communiation privacy instruments? I'm especially thinking along the lines of their use for ecash transactions in conjunction with smart card-type merchant terminals sporting an inexpensive IR link to the customer's PDA. If disk protection programs (e.g., DiskCrypt/PGPDisk) were extended to PDAs ight that not enable them for a whole host of personal applications? --Steve