Heya. We've got an interesting debate going in Brain Tennis on the implications of Ecash - Robert Hettinga of the Digital Commerce Society and Kawika Daguio of the American Bankers Association. Bob thinks ecash (and specifically digital bearer certificates) will lead to the extinction of government and other financial institutions, while Kawika contends a need for trust will always be prevalent and ecash will therefore only strengthen existing financial structures. The debate continues through next week - take a look at: http://www.braintennis.com/ and post in the public Threads at: http://www.braintennis.com/cgi-bin/interact/replies_all?msg.39955 Best, Rod Roderick Simpson rod@wired.com Associate Producer...............The HotWired Network www.braintennis.com www.wiredsource.com