Re: Smartcards are coming to the US
-----BEGIN PGP SIGNED MESSAGE----- At 06:00 PM 4/20/96 -0700, Lucky Green wrote:
Years after smartcards have become ubiquitous in such countries as Pakistan and Nepal, not to mention Europe, I just saw my first smartcard commercial ever on US television.
Way to go :-)
Disclaimer: My opinions are my own, not those of my employer, DigiCash, Inc.
-- Lucky Green <mailto:shamrock@netcom.com> PGP encrypted mail preferred.
Hummm... Did you ever wonder *why* this was introduced to the "third-world" countries first? If you've been following the progress of the so called "smart- card," you will have noticed it was first introduced to areas that are extremely "low-tech" and well off the beaten path. Also the areas it was *first* introduced were generally marked by a high population density. Notice, "low-tech," high population density and in locations that are definitely out of the loop when it comes to news coverage. There was obviously a strategy involved and I think it would be prudent to wonder why. The U.S. is one of the most technologically advanced nations on the face of the earth. The citizenry are very familiar with technology and are quite adept in it's uses. Not to mention the fact that some of the worlds pivotal financial markets are located here, it makes one wonder why they didn't introduce the card here. I for one am not nearly so intrigued with the benefits of these "smart cards." I see too much room for mischief. Already, where I live, there are Insurance com- panies that have access to the data bases of grocery stores in this area. If one uses one's "debit card" to purchase groceries... and say, purchases a carton of cigarettes for a loved one or friend, the insurance company has access to that information. There is a growing collection of information being gathered on every- one in this country. Although it appears to be harmless, using sophisticated collation and analysis techniques, the accuracy of the inferences *I* believe constitute an invasion of privacy and a clear and present danger. Consider a scheme used by local law enforcement here several years ago. They set up an operation with the several horticulture stores. Anyone purchasing "grow lights" was noted, their license plates were copied and later... based on the fact, a person purchased a "grow light" a search warrant was issued for the search of their homes. Although grow lights are used all the time for legitimate purposes it was assumed that anyone purchasing one was growing marijuana. Imagine being awakened at 6:00 am by a team of narcotics officers with dogs and a warrant allowing them to search your premises. Given the current asset forfeiture laws, and given that well over 75% of the money supply by government studies has been contaminated with cocaine, you could lose your home if the dogs happen to "hit" on any money in your home. Never mind you're not one who grows or deals in narcotics, this is extremely dangerous! In the new anti-terrorism bill recently signed, the FBI has been given the ability to tap 1 out of 10 phone lines without the need to actually come out and set up a tap on your line. This will now be handled automatically for them by your friendly phone company. I see "smart cards" as one more twist in the ever tightening noose around our necks and the Bill of Rights. Not only will the cards be able to keep your complete history from cradle to the grave on them, but what's to prevent them from being used in the future as an internal passport of sorts? We are rapidly approaching the point where we will be stopped and required to produce our papers. This information will be readily available to any government agency... and not a few corporations to exploit at will. No I'm not at all enthused with the advent of the smart card. Currently there is much discussion regarding various banking institutions charging excessive amounts for transaction fees at your local "ATM." Wonder how much they will be looking to charge for this service? Something to think about. Benjamin T. Moore, Jr. (btmoore@iquest.net) -----BEGIN PGP SIGNATURE----- Version: 2.6.2 iQEVAwUBMYT0c4SAJOVFNaChAQG6kAf/SF/cMlbkj+0FQCBjHe29wJR93UMBqykf Fz0N9dUB+TLksddhcEMWzwY0oDGjT87DOjYmimzvDQgwinxQEemxe4pS2ph2ydJZ 3iELOWRcyKdD4Hi+RB2O9gjKNR6M1O2I/cvdnxjV6r+L9Ysd1ea35jJ2R7LhVVMf MRQQuMs3zx5zJafp2LNI43JCGvWweHy0ZEzHex65Ee9FdRTLNT5KIbl/QHaFP6Ij gMWysxBnj3bBCoBx0l511GMmPN0W/tycec45EvRFhJOUPR+H0bKhzoYs46tSQAkr NPPTFCdvFae539xgWlvVpIffp/mGigsjaKv7WJRu4hEpQeRV9lNGmA== =GGwf -----END PGP SIGNATURE----- --------------------------------------------------------------------------------------------------------------- "When they came for the Fourth Amendment I didn't say anything because I had nothing to hide. When they came for the Second Amendment I didn't say anything because I wasn't a gun owner. When they came for the Fifth and Sixth Amendments I didn't say anything because I had committed no crimes. When they came for the First Amendment I couldn't say anything." -------------------------------------------------------------------------------------------------------------- PGP Key available from key servers, or on request. Key Fingerprint = 3D 90 0C 58 EE 65 AE 89 28 C5 58 A2 D5 F4 A8 --------------------------------------------------------------------------------------------------------------
Much as we Englishmen like to pretend, it is a bit of a reach to describe France as a third-world country... --- They say in online country So which side are you on boys There is no middle way Which side are you on You'll either be a Usenet man Which side are you on boys Or a thug for the CDA Which side are you on? National Union of Computer Operatives; Hackers, local 37 APL-CPIO
On Mon, 29 Apr 1996, Benjamin T. Moore wrote:
Hummm... Did you ever wonder *why* this was introduced to the "third-world" countries first? If you've been following the progress of the so called "smart-
Lack of entrenched competitors? E.g. credit cards? A. Michael Froomkin | +1 (305) 284-4285; +1 (305) 284-6506 (fax) Associate Professor of Law | U. Miami School of Law | froomkin@law.miami.edu P.O. Box 248087 | http://www.law.miami.edu/~froomkin Coral Gables, FL 33124 USA | It's warm here.
On Tue, 30 Apr 1996, Michael Froomkin wrote:
Subject: Re: Smartcards are coming to the US
Lack of entrenched competitors? E.g. credit cards?
Let's talk about the boondocker provinces of the Philippines, with which I am intimately familiar. Domestic credit cards exist, but only are accepted at larger establishments. Although some, for example, Philippine Airlines, will _not_ accept the local cards, but are happy to accept foreign-issued cards. There is a major shortage of coins and currency. I am not joking.
At 10:06 AM -0400 4/30/96, Michael Froomkin wrote:
Lack of entrenched competitors? E.g. credit cards?
Proof that cash is cheaper than credit? Certificates cheaper than book-entries? ;-). Cheers, Bob ----------------- Robert Hettinga (rah@shipwright.com) e$, 44 Farquhar Street, Boston, MA 02131 USA "If they could 'just pass a few more laws', we would all be criminals." --Vinnie Moscaritolo The e$ Home Page: http://thumper.vmeng.com/pub/rah/
participants (5)
-
Alan Horowitz -
btmoore@iquest.net -
Michael Froomkin -
Robert Hettinga -
Simon Spero