While Chaum is a brilliant cryptographer, he is an incompetent businessman He has demonstrated this in numerous ways. The latest being "Cash" where the bank skims off 4% to 10% every time. No one is going to use digicash under these kinds of terms and conditions. --------------------------------------------------------------------- | We have the right to defend ourselves | http://www.jim.com/jamesd/ and our property, because of the kind | of animals that we are. True law | James A. Donald derives from this right, not from the | arbitrary power of the state. | jamesd@echeque.com