At 05:45 PM 5/22/96 -0700, David Wagner wrote:

a fake account, without a real customer, and fakes a transfer into that account, pocketing the money that should have gone into that account?

Then the total indebtedness of the bank will go up, but its total assets will not. If the bank does this, then there is no point. If an employee does this, then the loss will show up on the books. --------------------------------------------------------------------- | We have the right to defend ourselves | http://www.jim.com/jamesd/ and our property, because of the kind | of animals that we are. True law | James A. Donald derives from this right, not from the | arbitrary power of the state. | jamesd@echeque.com