Attila: I'm not in the business of running or hiding. I'm just an average, everyday working guy that doesn't like credit reporting agencies, what they stand for or what they do for money. I didn't say that I was going to do this. I just had the idea! I don't have the knowledge or the money to spend. That doesn't mean that there is someone out there that would jump at the idea. I just don't like the idea that these assholes know more about me than my mother and sell my private and personal information to anyone for big bucks. My credit is fine, just ask my banker or better yet, my mom. I am assumming that you know far more people on the internet since I have only been on for a month and have done three e-mail. I'm just suggesting to get the idea out and someone will take the ball and run. Yes, they will be a hunted man, but not a US citizen. Someone out there with a laptop and a cellular, living on a cruise ship, just may enjoy the idea. Just me, Karl