-----BEGIN PGP SIGNED MESSAGE----- At 03:05 AM 12/11/96 -0700, drose@azstarnet.com wrote:

Many people of good will find racial discrimination to be abhorrent. OTOH, I'm sure that as an attorney you are cognizant of the fact that financial institutions have a fiduciary responsibility to their shareholders.

Are you suggesting that a fiduciary responsibility is violated by *not* redlining? I stated before that all *real* qualifying factors remain in force. The only irrelevant method to be eliminated is place of residence. Granted, if a certain bank only made loans through direct mail campaigns or some such, an argument *might* be made that risks are higher in certain residential neighborhoods. Breach of fiduciary duty would be thrown out almost immediately as a claim.

In any case, have you given any consideration to taking your well-meaning but off-topic thoughts to any one of a number of perhaps more appropriate

fora?

Actually, I mentioned redlining as an aside to a totally different point. Red has asserted, and I tend to agree, that this is actually on point. We are discussing the possibilities of crypto anarchy. Matt -----BEGIN PGP SIGNATURE----- Version: 2.6.2 iQCVAwUBMq8U4bpijqL8wiT1AQG+KgP9GOTcxgKTqR+AgUf2qiRjO97kV+QdQ7Tq 6PZIjQYmgSM6YS5Yg75A8iSD2soi9ZFfEM++6TGHqCZ1ViLpNTuQZJGjxB3mUs8D U5eYiPmUEw9NC0z0CCwIPFyxouWtL4lhG3rUEopLuUuqB1OwPkbShIddkGxYRnqt prsuIc6m314= =zUqA -----END PGP SIGNATURE-----