-----BEGIN PGP SIGNED MESSAGE----- It isn't only clearing latency that's a problem. FV has already taken over 5 days to deal with a simple account problem. Latency might be a Good Thing(tm) in remailers, but it's a Bad Thing(tm) in financial services. It's a "repuation market" kinda thing. First Virtual is starting to fall down on many counts. I'd have paid more if I could have found a place that would have cleared things faster. And....inasmuch as these are "real-time" computers we're dealing with here on the net, bad transacions and fraud can be stopped cold. Or with only minor losses, at the very most. Love Always, Carol Anne

Incidentally, the FV terms of service prohibit the sale of material goods using FV as a payment system. Its intended for selling information, not physical products. This is reflected in the fact that the seller takes multiple risks of non-payment.

You could probably get away with selling individualized, signed tokens redeemable for a t-shirt after 30 days to mitigate your risk, abide by FV's TOS, and make the buyers happy, but this seems like a lot of work to use FV.

Adam S

-- "It is seldom that liberty of any kind is lost all at once." -Hume -----BEGIN PGP SIGNATURE----- Version: 2.6.2

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