I found this little gem in today's MSFT press release announcing the banks-only certs: "Dusche [MSFT's financial services industry manager. ed.] also said that when an announced relaxation of U.S. electronic-commerce export regulations occurs this summer, the Microsoft license will be updated to extend strong security to other financial institutions such as investment, brokerage and insurance firms, and to make available even more secure key lengths." http://www.microsoft.com/industry/bank/press/encryptnpr.htm When did Commerce announce that the regs would be relaxed this Summer? To whom did they announce this? Cetainly not to the public, since this is the first time I heard about it. -- Lucky Green <mailto:shamrock@netcom.com> PGP encrypted mail preferred