I do hope that Karen isn't trying a Scientology gambit. Fair use excerpts of "their material" are protected, no? -Declan On Mon, 28 Oct 1996, Karen Jacobs wrote:

FYI, American Banker and all sister publications are copyrighted material. As such, only very few select third parties have permission to redistribute our material. Please notify us immediately of any third party contacting you with our material so that we may protect our copyright. Do not redistribute any information you receive from a third party.