* intend to use these tools, or is your interest only theoretical? . I would use the tools when these became essential; in my circumstance, not necessarily every day (not yet) . It also would depend on the tools; they presently appear unreliable, unstable *how much you are willing to reorganize your life in order to take advantage of these techniques. . It wouldn't take much adjusting to go from the potential to the actual based on my inclinations, if the techniques are convincingly effective in serving to enhance the possibilities in the real world, without making it too difficult to continue to interact with it. Is it secrecy alone which could accomplish this? I would agreeable to experiment with prototypes in order to work on real solutions which are effective in making the separation from the present attachment to government-regulated toolboxes. *what factors would increase or decrease your use of cryptographic products and services. . depends on how desperate the situation has become (how socialist & coercive) . the kind of equipment required (what special items; what cost) . portability; mobility (can I use any phone anywhere; do I need to take a laptop with me or would there be an "ATM" type card to use; how, where) . ease of use (I don't write code, I don't know Unix; automated set-ups & procedures) . conflicts or difficulties in coordinating procedures with the rest of the world, or at least wherever I may be at the time Concerns: . these are all dependent on electricity, . the electric/utility companies are not anarchist . power outages & access during those times . what problems would one face with the government from the use of such tools; how apparent could it become that one is using a system which operates within "their" territory, yet outside of their influence . what if they find out; do I call EFF *creating a digital bank/open an account in a digital bank: . just how would digital money be translated (exchanged) into other currency when needed it, . so that it would be possible to do business with those who are not also using digital cash; what sort of interactions between differing systems to expect, to deal with . who would 'man' the bank (if it matters) . where would it be located (do we need to know) . what if it's raining & cold outside (ha-ha) Basically, regarding digital banks & currency, I'm interested in any alternatives to the present situation, but am not very knowledgeable of just how these procedures would work or be managed, so that a customer like myself would understand what they were doing (follow the reasoning) and be confident that they could manage their accounts; also, how the value of this kind of 'cash' is established (relative to what?). Blanc