Hacking commercial systems.

Hi, A number of people have been proposing hacks on commercial payment systems. Could I point out that this is not necessarily a good idea? One vendor I spoke to has a contract clause with sublicensees which requires a legal response in such situations. His opinion was that attempting such a crack on a "live" system consitituted conspiracy to commit fraud and organisation of the same could involve RICO penalties. It would seem prudent to approach such projects with a little caution. If a request were made for a sample of material to work on most companies would oblige and a refusal would provide protection against legal tactics. Most sensible companies would see the advantage of offering a reward. Phill