At Bank.org, we have been working on a cool new innovation solution in
   New York that engages ideas below.
   Gunnar
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   [1]https://www.devex.com/news/how-high-interest-rates-threaten-reversal
   -on-financial-inclusion-gains-105784
   Having access to a bank account and savings is key to lifting living
   standards, but as my colleague Shabtai Gold reports, high interest
   rates around the world are seeing investors flee perceived risky
   investments in emerging markets, including fintech. It’s bad news at a
   time when global poverty rates are rising for the first time in a
   generation.
   “Under the zero interest rates in developed markets, there was a lot of
   appetite from investors in the U.S. and Europe to jump into new
   emerging markets,” John Fischer, chief investment officer at impact
   investing nonprofit Accion tells Shabtai. “But certainly on the
   inclusive fintech side, we’ve seen a pause on that.”
   Among Fischer’s proposed solutions: International financial
   institutions need to step in to create markets and build local
   capacity, while nonfinancial firms can boost things such as supply
   chain financing and insurance programs, known in the jargon as
   “embedded finance.”
   Farmers getting insurance as part of their seed purchases are more
   resilient to climate shocks, for instance. Just one of the ways
   financial inclusion helps other development objectives.

References

   1. https://www.devex.com/news/how-high-interest-rates-threaten-reversal-on-financial-inclusion-gains-105784