Long Live Brody:
   [1]https://docs.google.com/document/d/1XXSIkSVLZw4QnoFO4YqAMfN9L-pmkeCL
   5fpW-YJUwe0/edit?usp=drivesdk
   -----
   July 25, 2021
   BY ELECTRONIC MAIL
   United States Securities and Exchange Commission (SEC)
   14420 Albemarle Point Place
   Suite 102
   Chantilly, VA 20151-1750
   ATTN: SEC TCR SUBMISSIONS
   Re: Bank.org Concern of BitLicense Marketplace Manipulation
   Dear Sir or Madam:
   Virtual currency fraud is a serious problem for such a developed
   country as the United States, whose bank regulators have drawn
   attention to the increase of these crimes. Having discovered that an
   unregulated virtual currency sphere (such as in Africa, or other
   developing markets) is very popular among virtual currency fraudsters,
   the New York State Department of Financial Services (NY-DFS) concluded
   that this kind of regulatory fraud was threatening U.S. national
   security.
   Bank.org’s NY-DFS Shelf Charter application journey has prompted us to
   contact the SEC with concern of common Directors at Facebook and PayPal
   (incl. Xoom) who have potentially manipulated the New York State Common
   Retirement Fund and New York State Teachers Retirement Fund through
   BitLicense marketplace manipulation tactics and computer crimes.
   Bank.org's key definition of virtual currency computer crimes is a
   consistent message across markets. These crimes are relatively new,
   having been in existence for only as long as Bitcoin has—which explains
   how unprepared society and the world, in general, is towards combating
   these crimes. We see this as no fault of NY-DFS and the original
   BitLicense mandate.
   Facebook and PayPal along with Goldman Sachs and Wells Fargo have
   leveraged BitLicensee connections to profit daily from virtual currency
   market manipulation structures with cross-border reach.
   PayPal's “Conditional BitLicense” may now be employed as a marketplace
   manipulation instrument. Meanwhile, common Directors at Facebook,
   PayPal (incl. Xoom) and Diem seemingly have collaborated in
   orchestrating a virtual currency marketplace manipulation exercise.
   The New York State Common Retirement Fund and New York State Teachers
   Retirement Fund are significant investors in Facebook, PayPal, Goldman
   Sachs and Wells Fargo.

   From their California headquarters, Directors at PayPal (incl. Xoom)
   have potentially leveraged a Conditional BitLicense award in
   collaboration with common Directors at Facebook to engage in
   marketplace manipulation techniques. The Diem Association further
   shares common PayPal and Facebook Directors in a potential chain of
   virtual currency computer software and market manipulation
   architectures.
   Bank.org must take the necessary steps to guard against fraud and to be
   extra vigilant about manipulation. We seek SEC guidance on the
   aforementioned concerns as we organize a reputable Board of Directors
   for NY-DFS approval.
   Respectfully yours with appreciation,
   Gunnar Larson - xNY.io | Bank.org
   MSc - Digital Currency
   MBA - Entrepreneurship and Innovation (ip)
   G@xNY.io +1-646-454-9107

References

   1. https://docs.google.com/document/d/1XXSIkSVLZw4QnoFO4YqAMfN9L-pmkeCL5fpW-YJUwe0/edit?usp=drivesdk