Dear Mr. Bogdan:
   Concerning our appeal request for the corresponding FOIL
   "2022-090440-018156" ... can you advise status of the appeal request?
   Additionally, can you advise any updated DFS position to your September
   19, 2022 memo below with mention of "interlocking directorates."
   We are concerned that any wavering of DFS positioning of interlocking
   directorates may be barrier to our global enterprise.
   Thank you with warm regards,
   Gunnar
   Gunnar Larson
   xNY.io - Bank.org
   On Mon, Oct 3, 2022, 10:20 AM Gunnar Larson <[1]g@xny.io> wrote:

   Mr. Bogdan:
   Relating to our question of "interlocking directorates" and the
   response that interlocking directors under DFS supervision are only
   specific to chartered banks or trust institutions ... We seek further
   clarification and reiterate request for associated records.
   Mr. Bogdan, recent RICO and racketeering (aka racket)  publications
   from Federal sources describe interlocking directorates as an
   “‘enterprise includes any individual, partnership, corporation,
   association, or other legal entity, and any union or group of
   individuals associated in fact although not a legal entity.”
   From this description, can you further clarify the definition of
   interlocking directorates in New York State under DFS regulation? And
   provide any associated records to the original request.
   Warm regards and thank you,
   Gunnar
   Gunnar Larson
   xNY.io - Bank.org
   646-454-9107

   On Fri, Sep 30, 2022, 1:11 PM Gunnar Larson <[2]g@xny.io> wrote:

   Mr. Bogdan:
   We would like to appeal this FOIL determination.
   Specific to scholarships in Africa, Goldman Sachs has issued
   advertisements as principal funder of Africa's largest online
   University.
   DFS having no records associated with 'one of the world's largest
   minority scholarship programs...' that is funded out of New York would
   allude to willful negligence on behalf of New York's financial
   regulators.
   Recently, we received a FOIL denial for any and all records related to
   DFS' approach to obstruction of justice as part of the FOIL process.
   DFS responded, saying we are making "incoherent and general" records
   requests.
   So please let me clarify:
   As a Bill and Melinda Gates Scholar, I personally have an obligation to
   make sure our firm does not willfully ignore DFS having no records
   related to potentially the world's largest scholarship fraud funded out
   of New York.
   Warm regards,
   Gunnar
   Gunnar Larson
   xNY.io - Bank.org
   646-454-9107
   On Mon, Sep 19, 2022, 2:36 PM <[3]George.Bogdan@dfs.ny.gov> wrote:

   Dear Mr. Larson:
   My response to your FOIL concerning Goldman Sachs and interlocking
   directorates is attached.
   Sincerely,
   George Bogdan
   DFS Records Access Officer

   Tracking Number:FOIL-2022-090440-018156

References

   1. mailto:g@xny.io
   2. mailto:g@xny.io
   3. mailto:George.Bogdan@dfs.ny.gov