This email presents facts and figures coordinating systematic racism
   associated with PayPal's conditional bitlicense award. Both PayPal and
   Wells Fargo have partnered to organize a clear scheme to profit off of
   New York's minority population, according to the numbers.
   New York State is choosing to ignore the relevant facts associated with
   this matter. Furthermore, note the New York State Retirement Fund
   market value investment in the associated scheme.
   March 11, 2022: Today Bloomberg reported that Wells Fargo approved
   fewer than half of Black applicants were approved by the biggest bank
   mortgage lender:
   [1]https://www.bloomberg.com/graphics/2022-wells-fargo-black-home-loan-
   refinancing/
   August 19, 2021: Wells Fargo Launches Passive Bitcoin Fund for Wealthy
   Clients, minority and low income clients excluded:
   [2]https://www.nasdaq.com/articles/wells-fargo-launches-passive-bitcoin
   -fund-for-wealthy-clients-2021-08-19
   October 22, 2020: PayPal first to receive NY conditional virtual
   currency 'Bitlicense.' PayPal Inc. became the first firm to receive a
   conditional virtual currency license from the New York State Department
   of Financial
   Services: [3]https://today.westlaw.com/Document/Ib5cd5e2f149c11ebbea4f0
   dc9fb69570/View/FullText.html?transitionType=Default&contextData=(sc.De
   fault)&VR=3.0&RS=cblt1.0
   July 23, 2021, Wells Fargo Stock Ownership:
   Ownership (NYS:WFC)
   Total Shares Outstanding
   13F Ownership
   # of 13 Holders
   Insider Ownership
   4,107,998,274.00 77.05% 2,062.00 0.12%
   Top 10 13F Holders
   13F Holders
   % Total Shares Held
   % of Portfolio
   Trend Prev. 8 Quarters
   Current Shares
   Market Value (B), USD
   New York State Common Retirement Fund 0.26% 0.46% 10,617,151 $414.81M
   New York State Teachers Retirement System 0.13% 0.44% 5,219,084
   $203.91M
   Bank of New York Mellon Corp 0.77% 0.25% 31,624,345 $1.24B
   July 23, 2021, PayPal Stock Ownership:
   Ownership (NAS:PYPL)
   Total Shares Outstanding
   13F Ownership
   # of 13 Holders
   Insider Ownership
   1,174,728,054.00 86.69% 2,661.00 6.11%
   Top 10 13F Holders
   13F Holders
   % Total Shares Held
   % of Portfolio
   Trend Prev. 8 Quarters
   Current Shares
   Market Value (B), USD
   Bank of New York Mellon Corp 0.97% 0.57% 11,452,187 $2.78B
   Goldman Sachs Group Inc 0.64% 0.46% 7,554,169 $1.83B
   Wells Fargo & Co 0.64% 0.41% 7,465,572 $1.81B
   New York State Common Retirement Fund 0.20% 0.62% 2,317,196 $562.71M
   New York State Teachers Retirement System 0.13% 0.80% 1,521,757
   $369.54M
   --
   Gunnar Larson - [4]xNY.io | [5]Bank.org
   [6]MSc - Digital Currency
   [7]MBA - Entrepreneurship and Innovation (ip)
   G@xNY.io
   +1-646-454-9107
   New York, New York 10001

References

   1. https://www.bloomberg.com/graphics/2022-wells-fargo-black-home-loan-refinancing/
   2. https://www.nasdaq.com/articles/wells-fargo-launches-passive-bitcoin-fund-for-wealthy-clients-2021-08-19
   3. https://today.westlaw.com/Document/Ib5cd5e2f149c11ebbea4f0dc9fb69570/View/FullText.html?transitionType=Default&contextData=(sc.Default)&VR=3.0&RS=cblt1.0
   4. http://www.xNY.io/
   5. http://Bank.org/
   6. https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&utm_medium=Search&utm_campaign=MSc-Digital-Currency-North-America&utm_term=blockchain unic&gclid=Cj0KCQiAyJOBBhDCARIsAJG2h5ctwwMz0MRbVSk-LaYD-GMU5UgDSw7ynxbGr_a7SkaFAZzJc1-pzxEaAi4NEALw_wcB
   7. https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovation-mba-1-5-years-or-3-semesters/