Fwd: Larson FOIL 30-Day letter (Apple Card Report)

[Gunnar Larson]

April 14, 2022
VIA EMAIL
Gunnar Larson
xNY,io
G at xny.io
Dear Mr. Larson:
The Division is in receipt of your Freedom of Information Law (FOIL)
request, received
by the Division on March 28, 2022, in which you requested the following
concerning:
2021 Apple Card Report
We would like to receive any and all records, relating to NY-DFS'
2021 Apple Card Investigation. This is one part of a broader
discussion we must have about equal credit access. On March 23,
2021, Ms. Linda Lacewell published NY-DFS' Findings on Apple
Card and its Underwriter Goldman Sachs Bank. As the former
Superintendent of NY-DFS, Ms. Lacewell's stone faced
propaganda assured that Apple Card did not discriminate against
women, while under Goldman Sachs management. The red flags
started to appear when an authorized user drew attention to the
following: A person who relies on a spouse's access to credit, and
only accesses those accounts as an authorized user, may incorrectly
believe they have the same credit profile as the spouse. We
recently collated 61 highlights to the Report on Apple Card
Investigation from March 2021:
https://drive.google.com/file/d/1xH16OKyuXzB-
MVqIznMWDE9w8RRdmZCw/view The Apple Card
investigation was to assess women's access to equitable finance.
The integrity of the Apple Card investigation must be rationally
considered as flawed. We would like to receive any and all records
of Ms. Linda Lacewell's (emails, texts, and similar) involvement
with the 2021 Apple Card report. We would like to receive any and
all records to NY-DFS association to evaluating Ms. Linda ...

Attached ...

---------- Forwarded message ---------
From: Garvin, Sheila Y (DHR) <Sheila.Garvin at dhr.ny.gov>
Date: Thu, Apr 14, 2022, 4:30 PM
Subject: Larson FOIL 30-Day letter (Apple Card Report)
To: G at xny.io <G at xny.io>
Cc: Paasewe, Siaka (DHR) <Siaka.Paasewe at dhr.ny.gov>


Dear Mr. Larson:



Pursuant to your FOIL request, please see the attached.



*Best,*



*Sheila Garvin*





*DHR Records Access Clerk*

*Legal Management Records Unit*

One Fordham Plaza, 4th Floor, Bronx, NY  10458

Tele:  (718) 741-8423/ e-Fax:  (718) 741-8256

*foil at dhr.ny.gov <foil at dhr.ny.gov>*

*Sheila.Garvin at dhr.ny.gov <Sheila.Garvin at dhr.ny.gov>*

*www.dhr.ny.gov <http://www.dhr.ny.gov/>*



*This transmission and its attachments may contain confidential or
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please notify the sender immediately at the above address and delete the
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employees are working remotely.  E-Mail is the preferred communication
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