Offset: A credit card powered by trust between people

[realcr]

Hey list,
I am happy to announce the first public version of Offset: A credit card
powered by trust between people.

Check it out here: https://www.offsetcredit.org

Any feedback is highly appreciated!

A short description about Offset:

Offset is a credit card powered by trust between people. Payments in Offset
are secure, fast and privacy respecting. In addition, Offset lets you pay
with any currency you like.

You can pay with Offset at the local grocery store by scanning a QR code,
or buy something online from the other side of the world, even from someone
you have never met. As a merchant, Offset gives you the freedom to sell
without having to pay the extra fees to a payment processor.

Most importantly, Offset gives you the control. Offset is free and open
source. There is no single “Offset server”, as Offset is fully
decentralized. Your Offset credits fit nicely into your mobile phone, and
you are the only one having control over those credits.

To use Offset you don’t need a previous credit history, a bank account, id
card, phone number or even an email address. You can open as many Offset
cards as you like, without having to pay any fees. Your Offset cards can
not be frozen, and your transactions can not be tracked.

Offset moves the power of issuing money from the state to the market
participants. Therefore, Offset credits are protected from inflation. While
the currencies of the world are constantly depreciating in value, Offset
credits hold to their original value.

-- real
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