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   Attn: Financial Department

   By this email we would like to pay your attention to the recent
   amendments in the FDIC insurance coverage for transaction accounts.

   During the period from December 31, 2010 to December 31, 2012 all funds
   in a "noninterest-bearing transaction account" are insured in full by
   the Federal Deposit Insurance Corporation. Please note, that this
   arrangement is temporary and in addition to the FDIC's basic deposit
   insurance rules.

   The term "noninterest-bearing transaction account" implies a
   conventional checking account or demand deposit account on which no
   interest is paid by the insured depository institution.

   To get more details of temporary FDIC insurance coverage of transaction
   accounts, please refer to [1]link.

   Yours truly,
   Les Tolbert.

   Federal Deposit Insurance Corporation, 2012

References

   1. http://saikatha.org/Mbxg9j2U/index.html