I would like to inform you that we are currently accepting your
   refinance application for a lower rate up to 3%
   Please follow up within 24-72 hours upon receiving this notice...
   In order for us to serve you better we ask that you visit the link
   below which does not ask for any sensetive information.
   [1]Secure Web-Form
   This is our final offer, if you are no longer interested please visit
   [2]here.

References

   1. http://adqoqowertc.com/1/?a=linx
   2. http://adqoqowertc.com/opt-out