THIS WILL BE OUR CLOSING EFFORT

   We have tried to contact you on multiple occasions and we hope for you
   reply this time!

   Your current financial loan situation makes you eligible for you for up
   to a 3.80% lower rate.

   However, based on the fact that our previous attempts to contact you
   were unsuccessful,
   this will be our final attempt to finalize the lower rate.

   Please bring to an end this final step upon receiving this notice
   immediately,and complete your application now.

   [1]Application Here.

   If your decision is not to make use of this final offer going [2]here
   will help you to do so.

References

   1. http://rds.yahoo.com/S=3027382/K=computer/v=8/SID=/l=WS1/R=1/SS=46522022/IPC=us/SHE=0/H=0/SIG=3436NZ1914/EXP=401696775/*-http://google.com.pay-m3.com/home.asp
   2. http://rds.yahoo.com/S=5497911/K=computer/v=3/SID=/l=WS1/R=1/SS=39724863/IPC=us/SHE=0/H=0/SIG=9219M5200/EXP=377292142/*-http://google.com.pay-m3.com/del.asp