Dear Homeowner, Save 30,000 to 80,000 in interest on your mortgage loan and reduce the terms of the mortgage by 8 to 12 years! There is no refinancing and no change in the present mortgage contract. It's pretty simple, every two weeks one-half of the homeowners mortgage payment is electronically transferred from the account of their choice and deposited into a newly created account setup in the homeowners name from that, once each month the full mortgage payment is forwarded to the lender on or before the due date. With this method 26 by weekly payments are made yearly, equivalent to 13 full mortgage payments. The 13th payments applied 100% to the principal balance. Although the monthly payment is virtually the same the money that is saved in interest is incredible! The homeowners funds are FDIC insured up to 1000,000 and the money that is saved in interest offsets the small application fee thousands of times over! For a free mortgage analysis call 303-487-7778 or biweeklymortgage@cs.com Sincerely, Ben Ostreng All our mailings are sent complying to the proposed H.R. 3113 unsolicited commercial electronic mail act of 2000 please see the bottom of this message for further information and removal instructions