Bankruptcy laws changing!! ACT NOW! => cypherpunks at toad.com

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IF YOU EVER THOUGHT ABOUT WIPING OUT YOUR PERSONAL DEBT USING BANKRUPTCY YOU BETTER ACT QUICKLY!

The New Congress is quickly pushing through legislation that will make it drastically MORE DIFFICULT for the average, hardworking American to get a 'fresh start' in life by eliminating their debt using personal bankruptcy

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A large portion of the people who now qualify to have their debt completely eliminated in a chapter 7 bankruptcy will be FORCED to pay back all or a portion of their debt over several years.  This drastic change signifies what could be your last chance to get a FRESH START under the currently FAVORABLE bankruptcy laws. 

You still have time to file before the new law passes, but you should act quickly!  This informative article will help you determine whether personal bankruptcy is the best decision for you and save you thousands of dollars in AVOIDING lawyer fees.

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