CDR: Re: why should it be trusted?

[petro]

>
>	Of course, in the libertarian ideal universe someone not
>completely indigent who had a genetic condition that made them high risk
>might still be unable to get any kind of catastropic medical insurance
>and might be wiped out of virtually all assets by a serious illness,
>even one  completely unrelated in any way to his genetic predisposition.

	Nonsense.

	If Insurance companies were completely (or even greatly) 
deregulated, they could offer *seriously* ala-carte policies. They 
could easily write a policy that simply excluded--say breast 
cancer--from the policy of a woman who has a strong genetic 
predisposition to it, and *greatly reduce* the overall cost of her 
insurance for *all* other illnesses.

	Leaving her free to either (a) find a high risk policy *just* 
for that, or spend the money on getting a radical mastectomy to 
eliminate the problem. Or any of a dozen other issues.

	That's what Nathan "I'm a thoughtless whiner" and Sambo A. S. 
seem to miss, is that increased costs for a few mean *savings* for 
everyone else.
-- 
A quote from Petro's Archives:
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"We forbid any course that says we restrict free speech."
--Dr. Kathleen Dixon,
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Bowling Green State University