CDR: Re: why should it be trusted?

[Tim May]

At 5:48 PM -0700 10/18/00, Nathan Saper wrote:
>
>On Wed, Oct 18, 2000 at 09:10:27AM -0700, David Honig wrote:
>
>  > Discrimination in the good sense, like discriminating dangerous vs.
>  > safe. What do you think insurance companies *should* do, if not 
>make various
>>  discriminations about risk?  Are you against car insurers asking
>>  about your other genetic characteristics (e.g., sex)?
>>
>
>No, because they do not deny coverage based upon gender.  They can
>(and, in many cases, do) deny coverage based on larger-than-average
>chances of contracting heart disease, for example.

Insurance rates are established according to many criteria. In many 
cases, higher-risk customers are sold insurance, but at higher rates. 
In some cases, they are denied insurance. (As when the costs are 
open-ended...)

In any case, whether Alice sells insurance to Bob is not a matter for 
the state to interfere with.

You, Nathan, may set up your own insurance company if you wish. Or 
you may offer to pay for the health care of those you think are not 
getting a fair deal.

But you may NOT tell me I must sell insurance if I choose not to.


--Tim May

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