REAL WORLD ENCRYPTION

[Sandy]

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                         SANDY SANDFORT
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C'punks,

Here are some more digital banking thoughts for you to chew on.

DEPOSIT INSURANCE--Private, Lloyds-type deposit insurance is
readily available internationally.  We will have such private
insurance.  In addition to guidelines mandated by our insurer, we
will also be under the regulatory oversight of the jurisdictions
in which we operate.  Finally, an more importantly, we will
operate under very conservative internal policy constrains and
will maintain extremely high reserves to avoid problems in the
first place.

Stay tuned.


 S a n d y

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