https://marc.info/?l=cypherpunks&r=1&b=199211&w=1 1992 - digital cash - electronic banking . Two persons may exchange messages, conduct business, and negotiate electronic contracts without ever knowing the True Name, or legal identity, of the other. https://groups.csail.mit.edu/mac/classes/6.805/articles/crypto/cypherpunks/m... 1988 -  The technology for this revolution--and it surely will be both a social and economic revolution--has existed in theory for the past decade ..."