Okay. Thank you. Gunnar Gunnar Larson xNY.io - Bank.org 646-454-9107 On Fri, Oct 28, 2022, 2:14 PM Meltzer, Edward B (DFS) < Edward.Meltzer@dfs.ny.gov> wrote:

Hello,

That is the record description for FOIL request #2022-090441. Thank you.

*Edward Meltzer*

Legal Assistant

*New York State Department of Financial Services, Office of General Counsel*

One State Street Plaza, 20th Floor, New York, NY 10004-1511

*Edward.Meltzer@dfs.ny.gov <Edward.Meltzer@dfs.ny.gov>*

(212) 480-7766

*From:* Gunnar Larson <g@xny.io> *Sent:* Friday, October 28, 2022 4:05 PM *To:* Meltzer, Edward B (DFS) <Edward.Meltzer@dfs.ny.gov> *Cc:* cypherpunks <cypherpunks@lists.cpunks.org>; Alexi Anania <a@xny.io> *Subject:* Re: Your Freedom of Information Law (FOIL) Request FOIL-2022-090441-018392

*ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders or unexpected emails.*

Hello:

Thank you.

When possible today, can you please confirm the below description of this FOIL is correct?

-----

2022-090441: “Dear Madam or Sir: We would like to receive any and all records concerning

NAACP, Goldman Sachs, Wells Fargo and PayPal collusion, where facts and figures beg the question of coordinated systematic racism associated with PayPal's conditional Bitlicense award.

We would like to receive any records that would indicate NY-DFS' insights into both PayPal and

Wells Fargo partnering to organize a clear scheme to profit off of New York's minority population (according to the details below). We would like to receive any and all records that indicate New York State NOT choosing to ignore the relevant facts associated with this matter.

Furthermore, we would like to receive any and all records that indicate the New York State Retirement Fund is not being leveraged as a key investor in the associated scheme.

Below kindly find detail that supports this records request: *March 11, 2022:* Bloomberg reported that Wells

Fargo approved fewer than half of Black applicants were approved by the biggest bank mortgage lender: https://www.bloomberg.com/graphics/2022-wells-fargo-black-home-loan- <https://gcc02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.bloomberg.com%2Fgraphics%2F2022-wells-fargo-black-home-loan-&data=05%7C01%7CEdward.Meltzer%40dfs.ny.gov%7Cdd1a5c54d6a5404419a908dab9176899%7Cf46cb8ea79004d108ceb80e8c1c81ee7%7C0%7C0%7C638025807441900780%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=luQYKGAAb2tTGLX1tRR1z6zc8ouaegtF730MgjWT9Ng%3D&reserved=0>refinancing/ *August 19, 2021:*

Wells Fargo Launches Passive Bitcoin Fund for Wealthy Clients,

minority and low income clients excluded: https://www.nasdaq.com/articles/wells-fargo- <https://gcc02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.nasdaq.com%2Farticles%2Fwells-fargo-&data=05%7C01%7CEdward.Meltzer%40dfs.ny.gov%7Cdd1a5c54d6a5404419a908dab9176899%7Cf46cb8ea79004d108ceb80e8c1c81ee7%7C0%7C0%7C638025807441900780%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=Jtt4d9swYmmKZMuMOQsxhVOF1sDds9CHCZYTFU0FDQE%3D&reserved=0>

launches-passive-bitcoin-fund-for-wealthy-clients-2021-08-19 *

October 22, 2020:

*PayPal first

to receive NY conditional virtual currency 'Bitlicense.' PayPal Inc. became the first firm to receive

a conditional virtual currency license from the New York State Department of Financial

Services*: *

https://today.westlaw.com/Document/Ib5cd5e2f149c11ebbea4f0dc9fb69570/View/Fu... <https://gcc02.safelinks.protection.outlook.com/?url=https%3A%2F%2Ftoday.westlaw.com%2FDocument%2FIb5cd5e2f149c11ebbea4f0dc9fb69570%2FView%2FFullText.ht&data=05%7C01%7CEdward.Meltzer%40dfs.ny.gov%7Cdd1a5c54d6a5404419a908dab9176899%7Cf46cb8ea79004d108ceb80e8c1c81ee7%7C0%7C0%7C638025807441900780%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=2RKdJJkA4canKLzxGDup21iQemh6O1AWKL%2BwK1sThwg%3D&reserved=0>

ml?transitionType=Default&contextData=(sc.Default)&VR=3.0&RS=cblt1.0 *July 23, 2021, Wells

Fargo Stock Ownership: * Ownership (NYS:WFC) Total Shares Outstanding 13F Ownership # of

13 Holders Insider Ownership 4,107,998,274.00 77.05% 2,062.00 0.12% Top 10 13F Holders 13F

Holders % Total Shares Held % of Portfolio Trend Prev. 8 Quarters Current Shares Market Value

(B), USD New York State Common Retirement Fund 0.26% 0.46% 10,617,151 $414.81M New

York State Teachers Retirement System 0.13% 0.44% 5,219,084 $203.91M Bank of New York

Mellon Corp 0.77% 0.25% 31,624,345 $1.24B *July 23, 2021, PayPal Stock Ownership: *

Ownership (NAS:PYPL) Total Shares Outstanding 13F Ownership # of 13 Holders Insider Ownership 1,174,728,054.00 86.69% 2,661.00 6.11% Top 10 13F Holders 13F Holders % Total

Shares Held % of Portfolio Trend Prev. 8 Quarters Current Shares Market Value (B), USD Bank of

New York Mellon Corp 0.97% 0.57% 11,452,187 $2.78B Goldman Sachs Group Inc 0.64% 0.46%

7,554,169 $1.83B Wells Fargo & Co 0.64% 0.41% 7,465,572 $1.81B New York State Common

Retirement Fund 0.20% 0.62% 2,317,196 $562.71M New York State Teachers Retirement

System 0.13% 0.80% 1,521,757 $369.54M” Expected due date: 10.28.22.

Thank you,

Gunnar

Gunnar Larson

xNY.io - Bank.org

646-454-9107

On Fri, Oct 28, 2022, 1:57 PM <Edward.Meltzer@dfs.ny.gov> wrote:

Good afternoon,

Attached please find correspondence from the NYS Department of Financial Services, pertaining to your FOIL request.

Thank you.

Tracking Number:FOIL-2022-090441-018392