xNY.io - Bank.org reminds Goldman Sachs; xNY.io - Bank.org's
co-founder Gunnar Larson is a Bill and Melinda Gates Millennium Scholar.
- Taking themes of software purity;
- It would appear that all enterprise software deals Goldman Sachs
potentially structured against xNY.io - Bank.org would need to pass
standard wire fraud compliance.
For example, xNY.io - Bank.org investigated Goldman Sachs'
relationship with Coinbase; Visavie NYDFS contact before 2023 A.D.
xNY.io - Bank.org shares with Goldman Sachs' Board Directors; 187
highlights to the Department of Justice’s
"Prosecuting Computer Crimes, Computer
Crime and Intellectual Property Section, Criminal Division," published
by the Office of Legal Education, Executive Office for
United States Attorneys.
Coinbase said Friday the U.S. Securities and Exchange Commission has
committed to dropping its enforcement action against the crypto exchange, a
move that would see the regulator walk away from one of its flagship crypto
suits amid a wider policy shift under the Trump administration.
xNY.io - Bank.org's research on Coinbase paints a stark image for
Goldman Sachs' Board Directors if the firm knowingly made efforts to
defraud the United States of America *AND* xNY.io - Bank.org
symaltaniouly while under active Deferred Prosecution Agreement with the
United States of America.
xNY.io - Bank.org respectfully reserves all Interjurisdictional
rights.
Gunnar Larson
--
Gunnar Donald Arthur Peter Larson
xNY.io - Bank.org
646-554-7514
Goldman Sachs:
*Please find the attached memo with 23 reference footnotes.*
*xNY.io - Bank.org | DOJ Memo #4 - Goldman Sachs Deferred Prosecution
Agreement:*
-
https://docs.google.com/document/d/1ajVVx6NGB9wd2GDXfLRftf0RVFpqjl8WWITvdNVX...
xNY.io - Bank.org reminds Goldman Sachs, that xNY.io - Bank.org's
co-founder is a Bill and Melinda Gates Millennium Scholar.
Taking themes of software purity; It would appear that all enterprise
software deals Goldman Sachs structured against xNY.io - Bank.org would
need to pass standard wire fraud compliance.
As mandated by Goldman Sachs' Deferred Prosecution Agreement with the
United States of America.
*Goldman-Sachs-Deferred-Prosecution-Agreement.pdf:*
-
https://drive.google.com/file/d/1Yx88RMoeLyyfbNK0RtPl4r-m8N21_1Sp/view?usp=d...
Mastercard Wins Green Light For £200M Swipe Fee Settlement
<https://www.law360.co.uk/financial-services-uk/articles/2301056?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-02-24&read_main=1&nlsidx=0&nlaidx=0>
By Joanne Faulkner
The Competition Appeal Tribunal said Friday it would approve a £200
million ($250 million) settlement between Mastercard and Walter Merricks to
end litigation over credit card fees, despite "some concerns about how the
matter was dealt with" in the lead-up to the deal being reached.
Read full article »
<https://www.law360.co.uk/financial-services-uk/articles/2301056?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-02-24&read_more=1&nlsidx=0&nlaidx=0>
| Save to favorites »
<https://www.law360.co.uk/financial-services-uk/articles/2301056?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-02-24&read_later=1&nlsidx=0&nlaidx=0>
xNY.io - Bank.org has organized seven complete references to xNY.io -
Bank.org's Apple Card research for Gomdman Sachs' Board Directors.
*xNY.io - Bank.org: Apple Card NYDFS Superintendent Linda Lacewell:*
-
https://drive.google.com/drive/folders/1TK34x1EdMVKJkJ3oWreaen9ETHoTezjq
xNY.io - Bank.org's Apple Card research paints a stark image for
Gomdman Sachs' Board Directors if the firm knowingly made efforts to
defraud the United States of America *AND* xNY.io - Bank.org; While
under active Deferred Prosecution Agreement with the United States of
America.
Vatican Was 'Utterly Let Down' By Financier In Property Deal
<https://www.law360.co.uk/financial-services-uk/articles/2301050?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-02-24&read_main=1&nlsidx=0&nlaidx=1>
By William Janes
The Vatican was "utterly let down" by an Italian financier who did
not act in good faith in a failed €350 million ($366 million) property
deal, a London court ruled on Friday, although it did not find that he had
conspired to defraud the state.
Read full article »
<https://www.law360.co.uk/financial-services-uk/articles/2301050?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-02-24&read_more=1&nlsidx=0&nlaidx=1>
| Save to favorites »
<https://www.law360.co.uk/financial-services-uk/articles/2301050?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-02-24&read_later=1&nlsidx=0&nlaidx=1>
xNY.io - Bank.org shares 187 highlights to the Department of
Justice’s "Prosecuting Computer Crimes, Computer
Crime and Intellectual Property Section, Criminal Division,"
published by the Office of Legal Education, Executive Office for
United States Attorneys.
*Computer Crimes Manual Highlights.pdf:*
-
https://drive.google.com/file/d/11tbgHgDg8qagomO-NBffvIFpxXKmBC3g/view?usp=d...
xNY.io - Bank.org previews what it could look like for Goldman Sachs'
Board Directors if xNY.io - Bank.org is forced to seek relevant injunctive
relief in Orange County, California.
*Here's How Orange County Went Broke:*
-
https://www.ocregister.com/2019/12/06/heres-how-orange-county-went-broke/amp...
"The scene, 25 years ago this month, could have been lifted from a
mob movie:
Ten top power-brokers in Orange County government headed to an
exclusive Italian restaurant for a secret Saturday dinner. Strung out from
a string of all-nighters — they’d been working to keep the county’s $20
billion investment pool from imploding — the meal was to be a
pressure-reliever, a breather, a reward.
Despite the headlines just two days earlier — “O.C. fund down $1.5
billion” — it seemed, on Dec. 3, 1994, that things might work out. During
marathon calls with Wall Street brokers and local city bureaucrats they’d
delivered a smooth new mantra — *“It’s just a paper loss.
Everything’s under control… Don’t panic!*”"
xNY.io - Bank.org respectfully reserves all Interjurisdictional
rights.
Thank you,
Gunnar Larson
--
Gunnar Donald Arthur Peter Larson
xNY.io - Bank.org
646-554-7514
On Sun, Feb 23, 2025, 3:33 AM Gunnar Larson <g@xny.io> wrote:
> *Please find the attached memo with reference footnotes.*
>
> *xNY.io - Bank.org | DOJ Memo #4 - Goldman Sachs Deferred
> Prosecution Agreement:*
>
> -
> https://docs.google.com/document/d/1ajVVx6NGB9wd2GDXfLRftf0RVFpqjl8WWITvdNVX...
>
> March 10, 2022
>
> BY ELECTRONIC MAIL
>
> Mr. John Marzulli
> United States Department of Justice
> Eastern District of New York
> 271 Cadman Plaza East
> Brooklyn New York, 11201
> John.Marzulli@usdoj.gov
>
> Re: Memo #4 - Goldman Sachs Deferred Prosecution Agreement
>
> Dear Mr. Marzulli:
>
> The Department of Justice has yet to respond to Memo #1, Memo #2 and
> Memo #3 with our recent inquiry to the 1Malaysia Development Berhad
> Deferred Agreement. Goldman Sachs' Deferred Prosecution Agreement
> <https://www.justice.gov/usao-edny/pr/goldman-sachs-resolves-foreign-bribery-case-and-agrees-pay-over-29-billion>
> with the United States of America is in potential breach, with ethical
> enforcement being concerned.
> Memo #4 aims to associate the malfeasance in Malaysia with war
> crimes of aggression (in the planning, initiation, or execution of
> a large-scale and serious act of aggression), leveraging the world’s only
> military divided capital city Nicosia, Cyprus.
>
> 1.
>
> Additionally, Memo #4 aims to earn the DOJ’s assessment of New
> York State’s regulatory marketplace manipulation deriving the war crime
> against peace, related to the planning, preparation, initiation,
> waging or participation in a common plan or conspiracy related to a war of
> aggression, which can only apply in relation to international armed
> conflict.
> 2.
>
> In this case, the first challenge is to observe and consider the
> simple idea that the DOJ’s Deferred Prosecution Agreement with Goldman
> Sachs alone, through means of regulatory arbitrage naively fails to
> recognize the ‘cause and effect’ relationship at play at the inception of
> Memo #4’s assertion of war crimes.
> 3.
>
> Even with the best of intentions, perhaps unknowingly the DOJ
> may be amplifying the effect of potential war crimes by indirectly
> supplementing the root cause of the problem and financial model of the
> Deferred Agreement being self-policing.
>
> Mr. Marzulli, there has been an active United Nations peacekeeping
> mission in Cyprus since the 1964 Turkish military invasion and occupation
> of the northern third of Cyprus. Only Turkey recognises the Turkish
> Republic of Northern Cyprus, while there is broad recognition that the
> ongoing military presence constitutes occupation of territories that are
> under Turkish military control.
>
>
> -
>
> The graduate education behind Memo #4 is a product of the
> University of Nicosia’s (UNIC) main campus, located adjacent to the United
> Nations Buffer Zone that separates the invaded Turkish Republic of North
> Cyprus and the Republic of Cyprus, which joined the European Union in 2004.
> -
>
> Memo #4 is also a product of United Nations consultancy, based
> at its Manhattan headquarters, where (today, what is now xNY.io - Bank.org)
> was credited with increasing the breadth and accessibility of reference
> content from the world’s most important multinational organization.
> -
>
> Memo #4’s subject of war crimes has preeminent association with
> such projects as the Audio Visual Library of International Law.
>
> Over the following sections, Memo #4 will provide a detailed
> timeline that would constitute real concern of the war crime of aggression
> yielding the war crime against peace in active war conflict in the world’s
> only military divided capital, funded from Manhattan Island.
>
> The Bank of Cyprus and Illegal Short Selling Irregularities of
> Turkey’s Markets
>
> Mr. Marzulli, turn this matter as we will, and look at it from any
> side whatsoever, and it presents the appearance of a cross-border act of
> aggression. Goldman Sachs’ potential disrespect to the Deferred Agreement’s
> core values has cultivated new crimes that aim to manipulate cross-border
> war crime regulatory frameworks.
>
> -
>
> On April 02, 2021 the Financial Times reported that Turkey fined
> Goldman Sachs over alleged irregularities in short selling, just a week
> after foreign investors pulled $1.9B from the country’s stock and bond
> markets. Turkey’s Capital Markets Board said that Goldman Sachs was among
> 10 securities firms that had placed orders for short selling without proper
> notification, violating rules enacted previously that temporarily
> prohibited such transactions.
> -
>
> On April 20, 2021 the CyprusMail (Cyprus’ only English Language
> daily newspaper) reported Goldman Sachs International acted as
> Global Coordinators and Dealer Managers in a $330M bond issuance for the
> Bank of Cyprus.
>
>
> Given the active military conflict in Cyprus, Memo #4 notes that
> there is one place on the planet you are not supposed to do this sort of
> thing. Furthermore, the DOJ’s Deferred Agreement with Goldman Sachs may
> have been tainted with the potential war crime of aggression, risking
> international peace and the lives of United Nations peacekeepers, while
> jeopardizing the United States of America’s financial security.
>
> Concern of New York Prime Bank Instrument Fraud and Marketplace
> Manipulation
>
> The United States Department of the Treasury warns that Prime Bank
> Instrument Fraud schemes have attracted significant international
> attention, since individuals and organizations have lost billions of
> dollars worldwide. "Prime Bank Instrument Fraud" is the general term given
> to prime bank fraud schemes that go by many different names.
>
> During April 2021, Goldman Sachs could not in good faith (and,
> plausible deniability) make any reasonable claim of holding a pristine
> relationship with Turkey’s Central Bank or with Cyprus’ largest financial
> institutions, given the 1Malaysia Development Berhad scandal and then
> pending Deferred Prosecution Agreement with the United States of America.
>
> -
>
> Memo #4 suggests that Goldman Sachs developed a Prime Bank
> Instrument Fraud program to level out yo-yo market dynamics caused by
> failed marketplace manipulation exercises in Turkey and Cyprus.
> -
>
> Systematic bank fraud and/or marketplace manipulation of any
> kind between Turkey and Cyprus could constitute the war crime of
> aggression.
> -
>
> Furthermore, Memo #4 argues that Goldman Sachs may have tried to
> bambooze governments in New York, Cyprus and Turkey through regulatory
> arbitrage loopholes, while Goldman seemingly may have not considered the
> totality of such actions as war crimes.
>
>
> Turkey has the highest inflation in Europe. It has the
> second-highest rate of inflation among emerging markets, just behind
> Argentina. It has the 13th highest inflation rate in the world, ranking it
> between South Sudan and Nigeria. After Goldman Sachs was fined for
> illegal stock and bond market short selling by the Turkish government,
> logic would argue further malfeasance potentially could have been avoided
> by the DOJ’s 1Malaysia Development Berhad investigation.
>
>
> -
>
> On April 15, 2021 CNBC reported that Goldman Sachs (note, the
> previous section’s milestones of April 02, 2021 and April 20, 2021)
> crucially removed its bias toward Turkey tightening interest rates. Goldman
> issued guidance highlighting the fact that the bank thought that, “…the
> removal of the tightening bias against rising inflation expectations
> suggests that the TCMB (Turkish Central Bank) now has a more dovish
> reaction function.”
> -
>
> On August 14, 2021 the CyprusMail reported serious concern among
> economists about data reporting from the Turkish Statistical Institute.
> Ahmet Takan, a former official with the office of the Turkish prime
> minister, acted as a whistle blower, warning that Turkey potentially was
> manipulating inflation data.
> -
>
> On September 1, 2021 Reuters reported that Goldman Sachs hiked
> Turkish growth forecasts. Goldman economists issued guidance stating,
> "Overall, the Turkish economy has been able to grow faster than we thought
> without a deterioration in its external balances, as the pickup in foreign
> demand has been very supportive."
> -
>
> On November 30, 2021 Reuters reported that Goldman Sachs trimed
> Turkey’s 2022 growth forecast. Goldman Sachs' Murat Unur stated, "We think
> that the GDP figures released today tell us little about the pace of
> economic activity going forward as the recent sell-off in the Lira is
> likely to impact economic activity significantly"
>
>
> Mr. Marzulli, the DOJ’s Deferred Prosecution Agreement with Goldman
> Sachs was signed on October 21, 2021. The timeline of events above
> do not coincide with terms and conditions of the Deferred Agreement
> mandated by the United States of America.
>
> Furthermore, as an international graduate scholars of the world’s
> only military divided capital on the planet, xNY.io - Bank.org
> should be protected from any association of crimes against peace, related
> to the planning, preparation, initiation, waging or participation in a
> common plan or conspiracy related to a war of aggression, which can only
> apply in relation to international armed conflict.
>
>
> War Crimes Against Humanity
>
> Mr. Marzulli, xNY.io - Bank.org is concerned that potential breaches
> to the Deferred Agreement are impacting our global enterprise. Crimes
> against humanity can be committed in peacetime as well as during an armed
> conflict. Even a single act could fall under this exclusion ground provided
> it forms part of a widespread or systematic attack against a civilian
> population and the act is committed by any person (including a civilian)
> who had knowledge of the attack and the link of the act to the attack.
>
>
>
> 1.
>
> We are looking to learn more about the DOJ’s approach to
> assessing any potential breaches to the Deferred Agreement’s mandates as we
> determine New York State’s role in cross-border bank regulation and
> corresponding innovation beyond war crimes against humanity.
> 2.
>
> In order to establish whether a war crime or a crime against
> humanity has been committed, the case officer should consult the relevant
> international instruments and case law.
> 3.
>
> Crimes against humanity are fundamentally inhumane acts,
> committed as part of a systematic or widespread attack. Inhumane acts,
> which could reach this threshold when committed pursuant to or in
> furtherance of a State or organizational policy (potentially, New York
> State bank regulation).
> 4.
>
> Persecution against any identifiable group or collectivity on
> political, racial, national, ethnic, cultural, religious, gender, or other
> grounds that are universally recognised as impermissible under
> international law.
> 5.
>
> Furthermore, we have made 28 highlights to the Deferred
> Agreement providing supporting reference to Memo #4’s overarching premise.
>
>
>
> xNY.io - Bank.org submits Memo #4 for DOJ consideration of other
> inhumane acts of a similar character intentionally causing great suffering,
> or serious injury to body or to mental or physical health. Some crimes
> against humanity would require an additional specific intent, such as
> Goldman Sachs willfully disrespecting New York State and/or overall peace
> and security of the United States of America.
>
> Memo #1, Memo #2, Memo #3 and Memo #4 outline instances that
> correspond with the associated definitions of the potential war crimes
> abroad and jeopardize the future of bank innovation from New York, at great
> sacrifice to the Homeland.
>
> We hope to learn the DOJ’s approach to comment on Memo #4’s subject
> matter or, without delay refer these concerns to the International Criminal
> Court and/or International Court of Justice for comment.
>
> Respectfully yours with anticipation,
>
> Gunnar Larson - xNY.io <http://www.xny.io> | Bank.org
>
> <http://bank.org>MSc
> <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&utm_medium=Search&utm_campaign=MSc-Digital-Currency-North-America&utm_term=blockchain%20unic&gclid=Cj0KCQiAyJOBBhDCARIsAJG2h5ctwwMz0MRbVSk-LaYD-GMU5UgDSw7ynxbGr_a7SkaFAZzJc1-pzxEaAi4NEALw_wcB>
> - Digital Currency
> MBA
> <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovation-mba-1-5-years-or-3-semesters/>
> - Entrepreneurship and Innovation (ip)
> G@xNY.io +1-646-454-9107
>
> On Sat, Feb 22, 2025, 3:55 PM Gunnar Larson <g@xny.io> wrote:
>
>> Art Director/Designer: Timothy Bent
>> Copywriter: Peter Nord
>> Agency: Solow/Wexton, Inc.
>> Client: International Ladies Garment Workers Union
>>
>> *The walk to the Registrar's Office was the easy part. *
>>
>> The tough part was deciding to take
>> the walk. Jim Dyous knew that out there
>> was a townful of people who didn't want
>> him to register; didn't want him to vote.
>> People who'd prevented him from register-
>> ing for 60 years. People who would, if they
>> could, make him sorry he took that walk.
>>
>> He walked. He registered. He voted.
>>
>> That's all there was to it.
>>
>> You don't have Jim's problems. If
>> you're 21 you have the right to vote. And
>> you won't find people hanging around the
>> registration office letting *you *know that
>> *they *know what you're doing.
>>
>> You don't have any excuses. If
>> you've registered you have the right to vote.
>>
>> If you don't vote --- you get who's coming to you.
>>
>> This message has been sponsored
>> by the *International Ladies' Garment Workers Union *--- who
>> through their
>> union, and by their votes --- have won dig-
>> nity, fair wages and decent working con-
>> ditions. Join us.
>>
>>
>> On Thu, Feb 20, 2025, 11:50 AM Gunnar Larson <g@xny.io> wrote:
>>
>>> Art Director/Designer/Photographer: Bert Steinhauser
>>> Copywriter: Frada Sklar Wallach
>>> Client: El Al Isreal Airlines
>>>
>>> The Greatest Fish Story Ever Told.
>>>
>>> Thousands of years ago, in the Sea of
>>> Galilee, there was a tasty little fish known
>>> as chromis simonis. The 'Big Fisherman'
>>> himself is said to have caught it. So it was
>>> named St. Peter's fish, after him.
>>>
>>> The name stuck to the fish and the fish
>>> stuck to the Galilee. The wonder is that it
>>> hasn't changed since Peter's day. Restau-
>>> rants all over Israel serve it and in Tiberias
>>> it's a specialty.
>>>
>>> If you like, you can hook your own 'St.
>>> Peter' in the Sea of Galilee. Or fish for other
>>> fish in other waters. The seas runneth over
>>> with prizes. In Eilat, there's even a famous
>>> restaurant that will cook your catch right
>>> on the spot.
>>>
>>> While the fish is grilling, you can be bak-
>>> ing on a nearby beach. Telling your own fish story. Or just
>>> watching the snorkelers watching the fish.
>>>
>>> If you're a meat and potatoes man, or
>>> lady, you won't go hungry. How about
>>> barbecued lamb with hummus (ground chickpeas) or home-cooked
>>> chicken soup
>>> with noodles or boiled beef with curry or
>>> very good goulash?
>>>
>>> And don't worry about getting fat. Places
>>> like ancient Sodom, King Solomon's Mines,
>>> Massada, The Tomb of Absalom, Mt.
>>> Tabor and Capernaum are scattered from
>>> one end of Israel to the other. You'll need
>>> some extra food to keep up your strength.
>>>
>>> To get you off to a good start, El Al will land
>>> you at Tel Aviv with a few hearty meals
>>> under your belt. Including a
>>> breakfast of bagels and cream
>>> cheese and lox.
>>>
>>> Then we'll add a warm
>>> Shalom. There'll be nothing
>>> fishy about that.
>>>
>>> EL
>>> AL
>>>
>>> The airline of the people of Isreal.
>>>
>>> On Thu, Feb 20, 2025, 9:31 AM Gunnar Larson <g@xny.io> wrote:
>>>
>>>> Goldman Sachs:
>>>>
>>>> xNY.io - Bank.org has investigated NYDFS' relationship with
>>>> Robinhood.
>>>>
>>>> See here:
>>>>
>>>> - *xNY.io - Bank.org: NYDFS
>>>> Robinhood_Determination_Letter_FOIL_Req._No_2023_095358_202402211320485790.pdf*
>>>> -
>>>> <https://drive.google.com/file/d/1qARQw6VeXi--fg0ff1EudMuzNvHshAbr/view?usp=drivesdk>
>>>>
>>>>
Gunnar Larson