For starter's he's poorly informed if he believes  " The Chinese government has introduced the digital yuan to get a panopticon-style view of every last payment. . . " Since that same fascist dictatorship has allowed for regulatory arbitrage with other centralized govt shitcoins.  They will allow smaller transactions to pass through virtually anonymized and are so - like the USG  - not up to snuff in the full-blown-fascism totalitarian stakes. No one is. See if all the present worlds govts, religions and corporations combined tomorrow they could not get a panopticon-style view of all payments. And every year they get weaker and we get stronger. You should know the truth for the truth will set youse free.