Note: Apple Card is only available in the United States today.

However, Apple's former CFO Peter Oppenheimer sits on a Board of Directors with a history of jeopardizing international diplomacy innovation. For example: https://nexo.io/nexo-card.

Apple Card and NEXO Card regulatory arbitrage tricks are a New York based Board of Directors deferred agreement negligence concern.

News this week out of the UK seems to be setting new international standards.

JANUARY 05, 2022

Apple is facing a potential collective action worth up to £1.5bn brought on behalf of almost 20 million users of iPhones and iPads in the UK over allegedly abusive conduct in relation to app distribution and payment processing services on certain Apple devices provided via the App Store.

https://www.lawgazette.co.uk/news/apples-bid-to-reveal-ate-premiums-refused-by-tribunal/5111040.article