---------- Forwarded message ---------
From: Gunnar Larson <g@xny.io>
Date: Fri, Jan 21, 2022, 2:52 PM
Subject: Ripple SEC Law.com Story
To: <pbantz@alm.com>

Mr. Bantz:

My name is Gunnar Larson. I saw your Law.com story related to Ripple and the SEC.

Perhaps there is some added reporting necessary on your part, as a supplement to your story:

Would like to learn your perspective on Ripple's customer list by Country: https://drive.google.com/file/d/1pmz0RF_WvKKE_rRmoG_ksx0OCShmT9Zg/view?usp=drivesdk
Note, as of 2020, Ripple's top four customers are Chinese banks
Ripple's General Counsel seems to be talking about both sides of his mouth, related to the SEC. Law.com seems to be supporting this theme with your story

The SEC perhaps is not being totally transparent with their Ripple case? The top customers seem to be the focus?

What are your thoughts?

Thank you,

Gunnar

Gunnar Larson - xNY.io | Bank.org

MSc - Digital Currency

MBA - Entrepreneurship and Innovation (ip)

G@xNY.io

+1-646-454-9107

New York, New York 10001