Madam Superintendent:

Below Bloomberg reports Coinbase and Robinhood see a jump in trading by individuals.

NY-DFS was very kind with xNY.io - Bank.org's Coinbase records request. Between the two firms your office has issued $130M in penalties, a world record for virtual currencies.

May NY-DFS kindly expedite xNY.io - Bank.org's records request for Robinhood? The Robinhood records have been delayed five times by your office.

Have a great day.

Thank you,

Gunnar

Gunnar Larson

xNY.io - Bank.org

917-580-8053

Mom-and-Pop Investors Are Starting to Tiptoe Back Into Crypto https://www.bloomberg.com/news/articles/2024-02-18/mom-and-pop-investors-are-starting-to-tip-toe-back-into-crypto-btc

Small investors have started to ease back into crypto, even if they are not yet rushing in headfirst the way they did during the last bull market three years ago.