Insuring All Deposits Wouldn’t Make Banking Safer

The recent runs on Silicon Valley Bank and other regional lenders have drawn new attention to an old and seemingly intractable question: How far should governments go in guaranteeing the safety of bank deposits? Many are calling for a bold expansion of deposit insurance, arguing this would merely acknowledge where things now stand. Insuring All Deposits Wouldn’t Make Banking Safer https://www.bloomberg.com/opinion/articles/2023-05-30/insuring-all-bank-depo...