April 22, 2022 BY ELECTRONIC MAIL Investor Relations Board of Directors, JPMorgan Chase & Co. 277 Park Avenue New York, NY 10172-0003 JPMCinvestorrelations@jpmchase.com Re: JPMorgan Chase Board of Directors ESG Marketplace Manipulation Dear Board of Directors: xNY.io - Bank.org is concerned that perhaps the JPMorgan Chase Board of Directors are engaged in exploitation of more than $100B of ESG asset default liabilities, across international regulatory arbitrage structures, while headquartered in Manhattan. As a global leader in digital asset innovation, xNY.io - Bank.org has reason to believe in the JPMorgan Chase Board of Directors’ engagement of ESG marketplace manipulation, risking insolvency of your ESG portfolio. - Please find the attached memo detailing <https://docs.google.com/document/d/1KHmd5N-U4D5aoxYvktUFL_3NlVXeZqLq1qC16pGOjj4/edit?usp=sharing> our JPMorgan Chase Board of Directors concern. xNY.io - Bank.org has made 125 highlights to Managing Regulatory Arbitrage: A Conflict of Laws Approach <https://drive.google.com/file/d/1XmxDPZAVB2AMRUTptdfPMptIrZcsvUYx/view?usp=sharing> for JPMorgan Chase Board of Director guidance disclosing our logical approach to your potential ESG insolvency risk. xNY.io - Bank.org international digital asset governance architecture is strong and resilient. Respectfully yours with anticipation, Gunnar Larson -- *Gunnar Larson | xNY.io <http://www.xNY.io> - Bank.org <http://Bank.org>, PBC* MSc <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&utm_medium=Search&utm_campaign=MSc-Digital-Currency-North-America&utm_term=blockchain%20unic&gclid=Cj0KCQiAyJOBBhDCARIsAJG2h5ctwwMz0MRbVSk-LaYD-GMU5UgDSw7ynxbGr_a7SkaFAZzJc1-pzxEaAi4NEALw_wcB> - Digital Currency MBA <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovation-mba-1-5-years-or-3-semesters/> - Entrepreneurship and Innovation (ip) G@xNY.io +1-646-454-9107 New York, New York 10001