---------- Forwarded message --------- From: Goberdhan, Harry (DFS) <Harry.Goberdhan@dfs.ny.gov> Date: Tue, May 4, 2021, 5:36 PM Subject: RE: Bank.org | Research Paper To: Gunnar Larson <g@xny.io> Cc: Weintraub, Cathy (DFS) <Cathy.Weintraub@dfs.ny.gov> Thanks, Mr. Larson: I will take a look and let you know if there is need for a meeting to discuss any of the interesting point(s) in the article. Best regards, *Harry C. Goberdhan, Esq.* Assistant Counsel *New York State Department of Financial Services* One State Street, New York, NY 10004 Phone: (212) 709-1669 | Fax: (212) 709-1655 Harry.goberdhan@dfs.ny.gov *From:* Gunnar Larson <g@xny.io> *Sent:* Tuesday, May 4, 2021 4:18 PM *To:* Goberdhan, Harry (DFS) <Harry.Goberdhan@dfs.ny.gov> *Cc:* Weintraub, Cathy (DFS) <Cathy.Weintraub@dfs.ny.gov> *Subject:* Bank.org | Research Paper *ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders or unexpected emails.* Dear Harry: Thank you for the call today. Attached, there please find an "Off-the-Record" submission in part to our Bank.org call today. You can also locate the file here: https://docs.google.com/document/d/10htpAEAcydm9NTgUQZVU4aEfJq999UwRlGvOJZsX... <https://protect2.fireeye.com/v1/url?k=738600e4-2c1d3839-7384f9d1-0cc47aa8c6e0-12872ee1c1a4bc4a&q=1&e=903d5bf3-12cd-4f65-b80e-091955f94385&u=https%3A%2F%2Fdocs.google.com%2Fdocument%2Fd%2F10htpAEAcydm9NTgUQZVU4aEfJq999UwRlGvOJZsXcqA%2Fedit%3Fusp%3Dsharing> Perhaps we can organize another Teams meeting this week to discuss any points you may find interesting. Many of the questions today could be answered via the research and 77 references attached to this email. Thank you, Gunnar -- *Gunnar Larson - xNY.io <https://protect2.fireeye.com/v1/url?k=f75a0642-a8c13e9f-f758ff77-0cc47aa8c6e0-9b81248d06545356&q=1&e=903d5bf3-12cd-4f65-b80e-091955f94385&u=http%3A%2F%2Fwww.xny.io%2F> | Bank.org <https://protect2.fireeye.com/v1/url?k=c46a7998-9bf14145-c46880ad-0cc47aa8c6e0-56a77a90f404b6fd&q=1&e=903d5bf3-12cd-4f65-b80e-091955f94385&u=http%3A%2F%2Fbank.org%2F>* MSc <https://protect2.fireeye.com/v1/url?k=6650a457-39cb9c8a-66525d62-0cc47aa8c6e0-68e2dae1855e6118&q=1&e=903d5bf3-12cd-4f65-b80e-091955f94385&u=https%3A%2F%2Fwww.unic.ac.cy%2Fblockchain%2Fmsc-digital-currency%2F%3Futm_source%3DGoogle%26utm_medium%3DSearch%26utm_campaign%3DMSc-Digital-Currency-North-America%26utm_term%3Dblockchain%2520unic%26gclid%3DCj0KCQiAyJOBBhDCARIsAJG2h5ctwwMz0MRbVSk-LaYD-GMU5UgDSw7ynxbGr_a7SkaFAZzJc1-pzxEaAi4NEALw_wcB> - Digital Currency MBA <https://protect2.fireeye.com/v1/url?k=0b02f990-5499c14d-0b0000a5-0cc47aa8c6e0-5c50ed6f4631299f&q=1&e=903d5bf3-12cd-4f65-b80e-091955f94385&u=https%3A%2F%2Fwww.unic.ac.cy%2Fbusiness-administration-entrepreneurship-and-innovation-mba-1-5-years-or-3-semesters%2F> - Entrepreneurship and Innovation (ip) G@xNY.io +1-646-454-9107 New York, New York 10001