"Using the net, the 'banker' could easily be 'offshore' and not subject to US law in these matters." Feds busted some folks doing just this with modems in Puerto Rico, I think it was, within the past year ... heard it on NPR, maybe it was BBC or CBC ... -- richard ===== -- richard childers rchilder@us.oracle.com 1 415 506 2411 oracle data center -- unix systems & network administration Klein flask for rent. Inquire within.