>>> So I assume the cats must have somekind of bank accounts ... [ maybe you're kidding? ] The way those old coots leave their money to their cat is to set up a trust with an executor (human) who pays the bills incured by the cat. The cat never actually receives money, just services that are paid for by the executor. ----- This is silly. You must (under US Banking Regulations) provide a SSN to open any kind of account. This includes (but is not limited to) non-interest bearing accounts. Any bank that would open you an account without proof of who you are is asking for a lot of trouble. /jordan