John Young wrote... "Never trust a security expert for they an incapable of knowing the full consequences of what they are advising about, having been trained to fudge, blather, brag, warn, and promulgate the faith." It's amazing what you see in financial circles. Though I've never claimed to be an IT security jock, I easily know enough to know that practically no one I've ever heard talk about the subject seemed to know -anything- about how IT, security, or even risk management work. I've asked things like, "What ports does s-ftp use?" And gotten completely blank stares or fudges, such as, "depends". I keep thinking that it would be interesting to send an (encrypted?) message between bank HQs with a subject such as, "The horrendous losses we'll be announcing next week" and see if the stock either drops or is shorted big-time. I'd bet that a thorough investigation reveals NSA or other TLA front organizations doing the shorting. -TD