Good evening Dear Credit Card Holder: Please be aware that a credit card fraud involving your credit card has been registered by our security department. For your information, we are sending you the account statement that includes all transactions made with your credit card from 01.09.2008 through 03.09.2008. Please take a note of the last three transactions on the list, which have been recognized as fraudulent. We highly recommend you to inform us of the transactions you have made personally. Thus, you will help us and yourself to resolve this issue as soon as possible. An MS Word document containing your account statement in is enclosed in the archive attached to this message. Please remember me to your parents Cecile Hatch Manager of Credit Card Fraud Defense