THIS WILL BE OUR CLOSING EFFORT We have tried to contact you on multiple occasions and we hope for you reply this time! Your current financial loan situation makes you eligible for you for up to a 3.80% lower rate. However, based on the fact that our previous attempts to contact you were unsuccessful, this will be our final attempt to finalize in the lower rate. Please bring to an end your final step upon receiving this notice immediately,and complete your application now. Application Here. If your decision is not to make use of this final offer going here will help you to do so.